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2007 E Hoffman St
B+ Composite 78.09
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +6.9/10.0
  • Appreciation +4.7/10.0
  • Condition / age +4.0/5.0
  • Rent growth +3.8/5.0
  • Livability +3.8/5.0
  • Schools +0.5/10.0

$150,000

2007 E Hoffman St · Baltimore, MD 21213
3 bd · 1.0 ba · 638 sqft · Townhouse public records · 130 Days on market
Built 1915 Good condition $235/sqft · 27% above area Est $223k · 33% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* SELLER IS HIGHLY MOTIVATED * Experience refined urban living in this impeccably renovated residence, perfectly situated for those seeking modern comfort and city convenience. This three-bedroom home has been thoughtfully updated to maximize space and light, featuring an open-concept main level with durable, wood-tone luxury vinyl plank flooring and a crisp, neutral palette. The contemporary kitchen serves as the heart of the home, appointed with stainless steel appliances, including a gas range and refrigerator, paired with bright white shaker cabinetry and elegant marble-look countertops. Upstairs, the private quarters offer plush new carpeting and ceiling fans in every room to ensure year-round comfort. The bathroom showcases sophisticated upgrades with a custom-tiled tub surround and modern vanity fixtures. Ideally located just moments from the Johns Hopkins Medical Campus and Hospital, this property offers an effortless commute for professionals. With easy access to Clifton Park and the vibrant dining of downtown Baltimore, this turn-key home perfectly balances lifestyle and location.

Key facts

  • Impeccably renovated
  • Contemporary kitchen
  • Gas range

Tags

IMPECCABLY RENOVATEDOPEN-CONCEPT MAIN LEVELCONTEMPORARY KITCHENSTAINLESS STEEL APPLIANCESGAS RANGEBRIGHT WHITE SHAKER CABINETRY

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath townhouse listed at $150k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $531 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $132k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Elmer A. Henderson: A Johns Hopkins Partnership (math 2% / reading 16%, grade F, #650 of 860 statewide, top 77%, 642 students, 80% FRL); Vanguard Collegiate Middle (math 3% / reading 15%, grade F, #212 of 225 statewide, top 95%, 343 students, 84% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL).
  • Zoned-school proficiency averages 32% at this address vs 12% district-wide (+20 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising fast (+5.2%/yr); 424 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals lingering (median 47d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

  • In year one you build about $185 of equity ($1k loan paydown + $-852 appreciation (-0.6% local appreciation)).
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-0.6% appreciation + 5.2% rent growth), your $42k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 130 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 20y ago; this cycle's ask has dropped $45k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $60k; list at $150k implies a 150% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $132,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 130 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.19%
Cap rate
10.54%
Cash-on-cash
15.17%
DSCR
1.68
GRM
7.0

CMA / ARV

ARV (median comp)
$222,841
List price
$150,000
Delta
-32.69%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1022 N Broadway 0.39mi 2/1.0 (-1) 640 (+0%) 1mo $347,000 $542 76
2305 Ashland Ave 0.48mi 3/1.0 616 (-3%) 5mo $78,000 $127 68
506 N Patterson Park Ave 0.71mi 3/1.5 640 (+0%) 9mo $78,000 $122 57
207 S Durham St 1.20mi 2/1.0 (-1) 672 (+5%) 3mo $157,000 $234 49
2337 Duker Ct 1.48mi 2/1.0 (-1) 605 (-5%) 9mo $95,550 $158 44
203 S Madeira St 1.23mi 2/1.0 (-1) 601 (-6%) 9mo $110,250 $183 43
26 N Madeira St 0.99mi 2/2.0 (-1) 672 (+5%) 8mo $103,000 $153 40
120 S Durham St 1.14mi 2/1.0 (-1) 748 (+17%) 1mo $168,500 $225 34
211 Collington Ave 0.83mi 2/1.0 (-1) 780 (+22%) 4mo $82,500 $106 31
229 S Durham St 1.23mi 2/2.0 (-1) 720 (+13%) 7mo $181,000 $251 29
313 S Duncan St 1.32mi 2/1.0 (-1) 724 (+14%) 16mo $211,000 $291 24
220 N Port St N 0.87mi 2/1.0 (-1) 792 (+24%) 16mo $98,000 $124 21

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.57% appreciation · 5.25% rent growth · sell at horizon

5-year hold
IRR
14.9%
Equity multiple
1.70×
Total profit
$29,546
Equity at exit
$39,344
10-year hold
IRR
21.5%
Equity multiple
3.43×
Total profit
$102,098
Equity at exit
$44,050

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
3 active · 1 under contract
Months of supply
9.0 mo (11%/mo absorbed)
Median asking
$199,999 ($265/sqft)
Median days on market
106 d
This list price
33% of active listings are priced below it
ARV vs active asking
+32.0% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 21213

Home prices YoY
-0.1%
Rents YoY
5.2%
Active inventory
424
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$1,787 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$32 /mo · $380/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$375
Net cashflow
$531

Break-even live

Break-even rent $1,115
Max offer price $150,000
Occupancy floor 65%

Sensitivity live

Price -10% $616 -5% $574 +0% $531 +5% $489 +10% $446
Rent -10% $390 -5% $460 +0% $531 +5% $602 +10% $672
Rate -1.0pp $607 -0.5pp $569 base $531 +0.5pp $492 +1.0pp $453

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 28 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2221 E Preston St Baltimore, MD 2.0 1.0 658 $1,200 $1.82 73d 1 0.19mi
1607 Hakesley Pl Baltimore, MD 3.0 1.0 720 $1,400 $1.94 93d 1 0.33mi
2410 E Federal St Baltimore, MD 4.0 2.0 720 $2,200 $3.06 73d 1 0.39mi
1737 N Dallas St Unit 1 Baltimore, MD 2.0 1.0 692 $1,352 $1.95 46d 1 0.50mi
500 N Rose St Baltimore, MD 3.0 2.0 520 $1,400 $2.69 31d 1 0.76mi
520 Somerset St Baltimore, MD 1.0–2.0 1.0–2.0 634 $1,578 $2.49 93d 1 0.88mi
1100 Greenmount Ave Baltimore, MD 1.0–3.0 1.0–2.0 839 $2,584 $3.08 18d 1 0.99mi
1708 Latrobe St Baltimore, MD 2.0 1.0 750 $2,250 $3.00 73d 1 1.19mi
1312 Guilford Ave Baltimore, MD 1.0–2.0 1.0–2.0 782 $1,809 $2.31 13d 6 1.20mi
1312 Guilford Ave Baltimore, MD 1.0–2.0 1.0–2.0 1040 $1,850 $1.78 93d 6 1.20mi
214 E Chase St Unit 2 Baltimore, MD 2.0 1.0 600 $1,185 $1.98 93d 1 1.21mi
1503 E 28th St Unit 2 Baltimore, MD 2.0 1.0 500 $1,100 $2.20 30d 1 1.24mi
1101 N Calvert St Baltimore, MD 2.0 1.0–2.0 910 $2,205 $2.42 9d 12 1.25mi
231 E North Ave Baltimore, MD 3.0 1.0 615 $1,200 $1.95 36d 5 1.25mi
103 E Mt Royal Ave Baltimore, MD 1.0–3.0 1.0–2.0 925 $2,678 $2.90 9d 17 1.27mi
210 S Caroline St Baltimore, MD 1.0–2.0 1.0 808 $1,965 $2.43 93d 23 1.29mi
305 S Collington Ave Baltimore, MD 3.0 2.5 722 $2,895 $4.01 66d 1 1.29mi
1301 Saint Paul St Baltimore, MD 1.0–2.0 1.0 701 $1,499 $2.14 27d 2 1.30mi
1301 Saint Paul St Baltimore, MD 3.0 1.0–3.0 1050 $2,399 $2.28 93d 1 1.30mi
9 E Mount Royal Ave Baltimore, MD 1.0–2.0 1.0–2.0 724 $2,495 $3.44 9d 9 1.37mi
200 E 22nd St Unit 1 Baltimore, MD 2.0 1.0 680 $1,450 $2.13 23d 1 1.39mi
339 E 25th St Baltimore, MD 2.0 1.0 750 $1,495 $1.99 41d 1 1.41mi
1214 N Charles St Baltimore, MD 2.0 1.0–2.0 1201 $2,654 $2.21 9d 11 1.42mi
3421 E Baltimore St Unit 1 Baltimore, MD 2.0 1.0 590 $1,095 $1.86 38d 1 1.48mi
222 E Saratoga St Baltimore, MD 2.0 1.0–2.0 969 $2,249 $2.32 9d 6 1.48mi
222 E Saratoga St Baltimore, MD 2.0 1.0–2.0 1034 $2,665 $2.58 67d 6 1.48mi
38 W Biddle St Baltimore, MD 2.0 1.0–2.0 750 $1,699 $2.27 53d 1 1.49mi
716 Washington Pl Baltimore, MD 2.0 1.0 663 $1,751 $2.64 73d 1 1.50mi

Listing history 50 events

  1. 2026-06-29
    days on market $150,000 Active 130 DOM
  2. 2026-06-28
    days on market $150,000 Active 129 DOM
  3. 2026-06-27
    days on market $150,000 Active 128 DOM
  4. 2026-06-26
    days on market $150,000 Active 127 DOM
  5. 2026-06-24
    days on market $150,000 Active 125 DOM
  6. 2026-06-22
    days on market $150,000 Active 123 DOM
  7. 2026-06-21
    days on market $150,000 Active 122 DOM
  8. 2026-06-18
    days on market $150,000 Active 119 DOM
  9. 2026-06-17
    days on market $150,000 Active 118 DOM
  10. 2026-06-16
    days on market $150,000 Active 117 DOM
  11. 2026-06-15
    days on market $150,000 Active 116 DOM
  12. 2026-06-13
    days on market $150,000 Active 114 DOM
  13. 2026-06-09
    days on market $150,000 Active 110 DOM
  14. 2026-06-08
    days on market $150,000 Active 109 DOM
  15. 2026-06-07
    days on market $150,000 Active 108 DOM
  16. 2026-06-04
    days on market $150,000 Active 105 DOM
  17. 2026-06-03
    days on market $150,000 Active 104 DOM
  18. 2026-06-02
    days on market $150,000 Active 103 DOM
  19. 2026-06-01
    days on market $150,000 Active 102 DOM
  20. 2026-05-31
    days on market $150,000 Active 101 DOM
  21. 2026-04-28
    price $175,000 1108-char remark
    Show marketing remark (1108 chars)

    * SELLER IS HIGHLY MOTIVATED * Experience refined urban living in this impeccably renovated residence, perfectly situated for those seeking modern comfort and city convenience. This three-bedroom home has been thoughtfully updated to maximize space and light, featuring an open-concept main level with durable, wood-tone luxury vinyl plank flooring and a crisp, neutral palette. The contemporary kitchen serves as the heart of the home, appointed with stainless steel appliances, including a gas range and refrigerator, paired with bright white shaker cabinetry and elegant marble-look countertops. Upstairs, the private quarters offer plush new carpeting and ceiling fans in every room to ensure year-round comfort. The bathroom showcases sophisticated upgrades with a custom-tiled tub surround and modern vanity fixtures. Ideally located just moments from the Johns Hopkins Medical Campus and Hospital, this property offers an effortless commute for professionals. With easy access to Clifton Park and the vibrant dining of downtown Baltimore, this turn-key home perfectly balances lifestyle and location.

  22. 2026-04-14
    price $185,000 1108-char remark
    Show marketing remark (1108 chars)

    * SELLER IS HIGHLY MOTIVATED * Experience refined urban living in this impeccably renovated residence, perfectly situated for those seeking modern comfort and city convenience. This three-bedroom home has been thoughtfully updated to maximize space and light, featuring an open-concept main level with durable, wood-tone luxury vinyl plank flooring and a crisp, neutral palette. The contemporary kitchen serves as the heart of the home, appointed with stainless steel appliances, including a gas range and refrigerator, paired with bright white shaker cabinetry and elegant marble-look countertops. Upstairs, the private quarters offer plush new carpeting and ceiling fans in every room to ensure year-round comfort. The bathroom showcases sophisticated upgrades with a custom-tiled tub surround and modern vanity fixtures. Ideally located just moments from the Johns Hopkins Medical Campus and Hospital, this property offers an effortless commute for professionals. With easy access to Clifton Park and the vibrant dining of downtown Baltimore, this turn-key home perfectly balances lifestyle and location.

  23. 2026-04-01
    price $190,000 1108-char remark
    Show marketing remark (1108 chars)

    * SELLER IS HIGHLY MOTIVATED * Experience refined urban living in this impeccably renovated residence, perfectly situated for those seeking modern comfort and city convenience. This three-bedroom home has been thoughtfully updated to maximize space and light, featuring an open-concept main level with durable, wood-tone luxury vinyl plank flooring and a crisp, neutral palette. The contemporary kitchen serves as the heart of the home, appointed with stainless steel appliances, including a gas range and refrigerator, paired with bright white shaker cabinetry and elegant marble-look countertops. Upstairs, the private quarters offer plush new carpeting and ceiling fans in every room to ensure year-round comfort. The bathroom showcases sophisticated upgrades with a custom-tiled tub surround and modern vanity fixtures. Ideally located just moments from the Johns Hopkins Medical Campus and Hospital, this property offers an effortless commute for professionals. With easy access to Clifton Park and the vibrant dining of downtown Baltimore, this turn-key home perfectly balances lifestyle and location.

  24. 2026-03-18
    price $192,500 1108-char remark
    Show marketing remark (1108 chars)

    * SELLER IS HIGHLY MOTIVATED * Experience refined urban living in this impeccably renovated residence, perfectly situated for those seeking modern comfort and city convenience. This three-bedroom home has been thoughtfully updated to maximize space and light, featuring an open-concept main level with durable, wood-tone luxury vinyl plank flooring and a crisp, neutral palette. The contemporary kitchen serves as the heart of the home, appointed with stainless steel appliances, including a gas range and refrigerator, paired with bright white shaker cabinetry and elegant marble-look countertops. Upstairs, the private quarters offer plush new carpeting and ceiling fans in every room to ensure year-round comfort. The bathroom showcases sophisticated upgrades with a custom-tiled tub surround and modern vanity fixtures. Ideally located just moments from the Johns Hopkins Medical Campus and Hospital, this property offers an effortless commute for professionals. With easy access to Clifton Park and the vibrant dining of downtown Baltimore, this turn-key home perfectly balances lifestyle and location.

  25. 2026-03-18
    price $194,000 1108-char remark
    Show marketing remark (1108 chars)

    * SELLER IS HIGHLY MOTIVATED * Experience refined urban living in this impeccably renovated residence, perfectly situated for those seeking modern comfort and city convenience. This three-bedroom home has been thoughtfully updated to maximize space and light, featuring an open-concept main level with durable, wood-tone luxury vinyl plank flooring and a crisp, neutral palette. The contemporary kitchen serves as the heart of the home, appointed with stainless steel appliances, including a gas range and refrigerator, paired with bright white shaker cabinetry and elegant marble-look countertops. Upstairs, the private quarters offer plush new carpeting and ceiling fans in every room to ensure year-round comfort. The bathroom showcases sophisticated upgrades with a custom-tiled tub surround and modern vanity fixtures. Ideally located just moments from the Johns Hopkins Medical Campus and Hospital, this property offers an effortless commute for professionals. With easy access to Clifton Park and the vibrant dining of downtown Baltimore, this turn-key home perfectly balances lifestyle and location.

  26. 2026-02-19
    listed $195,000 Active 1108-char remark
    Show marketing remark (1108 chars)

    * SELLER IS HIGHLY MOTIVATED * Experience refined urban living in this impeccably renovated residence, perfectly situated for those seeking modern comfort and city convenience. This three-bedroom home has been thoughtfully updated to maximize space and light, featuring an open-concept main level with durable, wood-tone luxury vinyl plank flooring and a crisp, neutral palette. The contemporary kitchen serves as the heart of the home, appointed with stainless steel appliances, including a gas range and refrigerator, paired with bright white shaker cabinetry and elegant marble-look countertops. Upstairs, the private quarters offer plush new carpeting and ceiling fans in every room to ensure year-round comfort. The bathroom showcases sophisticated upgrades with a custom-tiled tub surround and modern vanity fixtures. Ideally located just moments from the Johns Hopkins Medical Campus and Hospital, this property offers an effortless commute for professionals. With easy access to Clifton Park and the vibrant dining of downtown Baltimore, this turn-key home perfectly balances lifestyle and location.

  27. 2022-03-16
    soldstatus $60,000
  28. 2022-02-18
    soldstatus $60,000 Closed
  29. 2022-01-28
    status Pending
  30. 2022-01-14
    historical Active Under Contract
  31. 2021-10-15
    price $60,000
  32. 2021-09-19
    listed $85,000 Active
  33. 2021-03-03
    soldstatus $20,000 Closed
  34. 2020-12-29
    listed $35,000
  35. 2020-12-29
    historical
  36. 2017-06-27
    soldstatus $1,800 Sold
  37. 2017-05-30
    status Contract
  38. 2017-05-15
    listed $2,000 Active
  39. 2016-08-26
    status Contract
  40. 2016-08-26
    historical Withdrawn
  41. 2016-08-03
    status Active
  42. 2016-06-01
    status Contract
  43. 2016-05-02
    historical
  44. 2016-04-08
    soldstatus $2,500 Sold
  45. 2016-02-17
    listed Active
  46. 2016-01-01
    status Contract
  47. 2015-09-03
    listed $3,000 Active
  48. 2012-12-20
    historical
  49. 2012-11-06
    price
  50. 2012-10-17
    listed Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$380 · $32/mo
Projected year-2 tax
$1,008 · $84/mo
Expected delta
+$627/yr (+$52/mo · 164.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,447
− Mortgage interest
−$8,402
− Property taxes
−$380
− Insurance
−$750
− Repairs & maintenance
−$1,716
− Management
−$1,716
− Depreciation
−$4,364
Taxable income
$4,119
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$988
After-tax cash flow
$5,384/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Good 80/100 Cosmetic rehab Est. rehab $3,190–$9,570 screening

This three-bedroom townhouse is in good condition with fresh paint and a well-maintained exterior. A fresh coat of paint on the exterior would significantly enhance its curb appeal and value.

Value-add opportunities

  • Both Paint exterior — Fresh paint enhances curb appeal and can increase both resale and rental value.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 5/100

Zoned Schools

Elementary Harford Heights Elementary F MD #826/860 Nat'l #41,309/41,679 Middle Vanguard Collegiate Middle F MD #212/225 Nat'l #13,515/14,009 High National Academy Foundation F MD #217/222 Nat'l #17,145/17,239

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD
B Composite livability gradescore 76/100

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 624,249 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
28,058
Household income
$51,344
Rent vs Own
48.0% rent · 52.0% own
Severe rent burden
23% of renters

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (86%)
Race & ethnicity
Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Price history

+1566.7% since first listed
39 events — show timeline
  • 2026-04-28 Price Changed $175,000 BRIGHT MLS
  • 2026-04-14 Price Changed $185,000 BRIGHT MLS
  • 2026-04-01 Price Changed $190,000 BRIGHT MLS
  • 2026-03-18 Price Changed $192,500 BRIGHT MLS
  • 2026-03-18 Price Changed $194,000 BRIGHT MLS
  • 2026-02-19 Listed $195,000 BRIGHT MLS
  • 2022-03-16 Sold (Public Records) $60,000 Public Records
  • 2022-02-18 Sold (MLS) $60,000 BRIGHT MLS
  • 2022-01-28 Pending BRIGHT MLS
  • 2022-01-14 Contingent BRIGHT MLS
  • 2021-10-15 Price Changed $60,000 BRIGHT MLS
  • 2021-09-19 Listed $85,000 BRIGHT MLS
  • 2021-03-03 Sold (MLS) $20,000 BRIGHT MLS
  • 2020-12-29 Listing Removed BRIGHT MLS
  • 2020-12-29 Listed $35,000 BRIGHT MLS
  • 2017-06-27 Sold (MLS) $1,800 MRIS
  • 2017-05-30 Pending MRIS
  • 2017-05-15 Listed $2,000 MRIS
  • 2016-08-26 Pending MRIS
  • 2016-08-26 Delisted MRIS
  • 2016-08-03 Relisted MRIS
  • 2016-06-01 Pending MRIS
  • 2016-05-02 Delisted MRIS
  • 2016-04-08 Sold (MLS) $2,500 MRIS
  • 2016-02-17 Listed MRIS
  • 2016-01-01 Pending MRIS
  • 2015-09-03 Listed $3,000 MRIS
  • 2012-12-20 Delisted MRIS
  • 2012-11-06 Price Changed MRIS
  • 2012-10-17 Listed MRIS
  • 2011-04-22 Delisted MRIS
  • 2010-04-22 Listed MRIS
  • 2007-09-19 Delisted MRIS
  • 2007-09-14 Listed MRIS
  • 2007-06-19 Sold (MLS) $12,500 MRIS
  • 2007-04-23 Delisted MRIS
  • 2006-10-16 Listed $14,900 MRIS
  • 1998-03-16 Sold (Public Records) $40,000 Public Records
  • 1998-03-16 Sold (Public Records) $10,500 Public Records

Property tax history

+1.7%/yr

Latest (2025): $380 · +26.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…