349 NW Aurora St · Port St. Lucie, FL 34983

$5,000

3 bd · 2.0 ba · 1,874 sqft · SingleFamily public records · 8 Days on market

Built 2022 10,019 sqft lot ↓ 44% since listing

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +8.5/30.0
• ARV discount +7.5/15.0
• Schools +3.7/10.0
• Rent growth +2.9/5.0
• 1% rule +2.6/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks

Foreclosure Auction Ends June 10, 2026 at 8:00 AM EST. Explore this charming 3-bedroom, 2-bath residence set in a peaceful and well-located Port Saint Lucie community. The list price is the opening bid for the online auction. Sold As-is. Explore more details and submit your bid through Federa Home App.

Key facts

• 0.23 acre lot
• 2 garage spots
• Built 2022

Property features AI

Finance

• Other: Zoning: RS-2

Exterior

• Parking: 2-car garage
• Utilities: Water: Other; Sewer: Other
• Home design: Single-family residence; One level; Residential property
• Construction: Construction: See remarks; Other roof
• Exterior features: Front porch; Road surface: Other

Interior

• Bedrooms: 1 total room (used as bedroom/room count)
• Flooring: Other
• Bathrooms: 2 full bathrooms
• Heating & cooling: No heating; No cooling
• Interior features: Other flooring

🔨 Auction listing. The $5,000 list price is a nominal opening bid, not a real ask — every metric below is computed on the estimated value $367,304 (ARV from comps), not the list price.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $5k.

Deal economics

• At list price, monthly cash flow is $-321 ($-4k/yr) — negative.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $5k).
• Cap rate 5.2% vs local median 3.9% in Port St. Lucie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
• St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.5%/yr); 358 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
• This rent runs 45% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
• St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 10 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: property tax is 110.2% of price.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $5,000

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.76% ✗
• Cap rate: 5.25%
• Cash-on-cash: -3.74%
• DSCR: 0.83
• GRM: 10.9

CMA / ARV

• ARV (on-the-fly): $367,304
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
577 NW Floresta Dr	0.20mi	4/2.0 (+1)	1,833 (-2%)	2mo	$400,000	$218	81
721 NW Treemont Ave	0.33mi	4/3.0 (+1)	1,827 (-2%)	3mo	$359,000	$196	69
538 NW Placid Ave	0.45mi	3/2.0	1,772 (-5%)	2mo	$320,000	$181	69
537 NW Biscayne Dr	0.23mi	3/2.0	1,607 (-14%)	1mo	$310,000	$193	64
179 NW Friar St	0.30mi	3/2.0	1,673 (-11%)	16mo	$339,900	$203	54
581 NW Goldcoast Ave	0.74mi	3/2.0	2,057 (+10%)	2mo	$268,000	$130	47
707 NW Bayard Ave	0.36mi	4/3.0 (+1)	1,985 (+6%)	21mo	$350,000	$176	47
526 NW Avon Ave	0.42mi	3/2.0	1,657 (-12%)	23mo	$345,000	$208	42
1040 NW Tuscany Dr	0.74mi	2/2.0 (-1)	1,710 (-9%)	10mo	$300,000	$175	38
421 NW Cornell Ave	0.67mi	4/2.0 (+1)	2,078 (+11%)	10mo	$420,000	$202	37
181 NW Willow Grove Ave	0.74mi	3/2.0	1,698 (-9%)	22mo	$369,000	$217	32
644 SW Violet Ave	0.72mi	3/2.0	1,614 (-14%)	18mo	$291,000	$180	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.53% rent growth · sell at horizon

5-year hold

• IRR: -24.2%
• Equity multiple: 0.18×
• Total profit: $-83,990
• Equity at exit: $54,766

10-year hold

• IRR: -24.2%
• Equity multiple: -0.12×
• Total profit: $-115,563
• Equity at exit: $31,758

Cash invested: $102,845 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34983

• Home prices YoY: -33.9%
• Rents YoY: 1.5%
• Active inventory: 358
• Price-to-rent: 0.1×

Monthly cashflow live

• Estimated rent: $2,807 high
• Mortgage (P&I): −$1,926
• Tax est. 1.5%: −$459 /mo · $5,510/yr
• Insurance: −$153
• HOA: −$0
• Vacancy / Maint / Mgmt: −$590
• Net cashflow: $-321

Break-even live

Break-even rent $3,213

Max offer price $320,910

Occupancy floor —

Sensitivity live

Price	-10% $-67	-5% $-194	+0% $-321	+5% $-448	+10% $-574
Rent	-10% $-542	-5% $-432	+0% $-321	+5% $-210	+10% $-99
Rate	-1.0pp $-136	-0.5pp $-227	base $-321	+0.5pp $-416	+1.0pp $-513

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $91,826
• Closing costs: $11,019
• Reserves months: —
• Total cash needed: —

Rent comps 24 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
365 NW Hibiscus St Port Saint Lucie, FL	4.0	2.0	1714	$4,000	$2.33	24d	1	0.38mi
134 NW Peach St Port Saint Lucie, FL	3.0	2.0	1862	$2,050	$1.10	14d	1	0.40mi
641 NW Billiar Ave Port Saint Lucie, FL	4.0	2.0	2453	$2,800	$1.14	24d	1	0.43mi
385 NW Broadview St Port Saint Lucie, FL	2.0	2.0	1500	$2,300	$1.53	24d	1	0.50mi
507 NW Billiar Ave Port St Lucie, FL	3.0	2.0	1249	$2,350	$1.88	22d	1	0.53mi
574 NW Bayshore Blvd Port Saint Lucie, FL	4.0	2.0	1806	$2,850	$1.58	24d	1	0.55mi
532 SW Buswell Ave Port Saint Lucie, FL	4.0	2.5	1629	$2,750	$1.69	24d	1	0.62mi
530 SW Butler Ave Port Saint Lucie, FL	3.0	2.0	1986	$2,700	$1.36	14d	1	0.67mi
702 NW Orchid St Port Saint Lucie, FL	3.0	2.0	1499	$3,500	$2.33	24d	1	0.74mi
351 SW Buswell Ave Port Saint Lucie, FL	2.0	2.0	1234	$2,200	$1.78	14d	1	0.74mi
185 NW Willow Grove Ave Port Saint Lucie, FL	2.0	2.0	1539	$2,600	$1.69	24d	1	0.75mi
632 SW Granadeer St Port Saint Lucie, FL	3.0	2.0	1618	$2,495	$1.54	14d	1	0.87mi
628 NW Venetto Ct Port Saint Lucie, FL	2.0	2.0	1819	$2,550	$1.40	14d	1	0.89mi
628 NW Venetto Ct Port Saint Lucie, FL	2.0	2.0	1819	$2,650	$1.46	24d	1	0.89mi
137 NW Magnolia Lakes Blvd Port Saint Lucie, FL	4.0	2.0	2364	$3,200	$1.35	24d	1	1.11mi
216 NE Mainsail St Port Saint Lucie, FL	3.0	2.0	1516	$2,550	$1.68	22d	1	1.13mi
6956 NW Jorgensen Rd Port Saint Lucie, FL	3.0	2.0	1358	$2,500	$1.84	14d	1	1.13mi
726 SW Byron St Port Saint Lucie, FL	3.0	2.0	2058	$2,600	$1.26	24d	1	1.15mi
456 SW Prado Ave Port Saint Lucie, FL	3.0	2.0	1376	$2,100	$1.53	14d	1	1.17mi
360 NW Shoreline Cir Port Saint Lucie, FL	2.0	2.0	1661	$3,200	$1.93	24d	1	1.23mi
116 Prima Vista Blvd Unit A Port St. Lucie, FL	3.0	1.0	1314	$2,600	$1.98	24d	1	1.26mi
5493 NW Evanston Ave Port Saint Lucie, FL	4.0	3.0	2533	$2,700	$1.07	22d	1	1.32mi
151 SE Castana Ct Port Saint Lucie, FL	3.0	2.0	1382	$2,500	$1.81	24d	1	1.40mi
201 NE Midfield Ln Port Saint Lucie, FL	2.0	2.0	1389	$2,500	$1.80	24d	1	1.46mi

Listing history 7 events

1. 2026-06-10
   days on market $5,000 Active 8 DOM
2. 2026-06-09
   days on market $5,000 Active 7 DOM
3. 2026-06-08
   days on market $5,000 Active 6 DOM
4. 2026-06-07
   days on market $5,000 Active 5 DOM
5. 2026-06-05
   days on market $5,000 Active 2 DOM
6. 2026-06-03
   remarks 303-char remark
7. 2026-06-03
   listed $5,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 24 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,687
• − Mortgage interest: −$20,575
• − Property taxes: −$5,510
• − Insurance: −$1,837
• − Repairs & maintenance: −$2,695
• − Management: −$2,695
• − Depreciation: −$10,685
• Taxable loss: −$10,309
• Est. tax savings @ 24.0%: +$2,474
• After-tax cash flow: $-1,373/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Lucie
• NCES district ID: 1201770
• Math proficiency: 40% ▼ -11.00%
• Reading proficiency: 48% ▼ -4.00%
• Median HH income: $44,737
• Composite: 37.28/100
• National rank: #4449
• State rank: #51 of 73 in FL

Livability — Port St. Lucie

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Port St. Lucie, FL
• County: Saint Lucie County · 337,150 people
• City population: 221,051
• Metro: Port St. Lucie, FL
• Population (ZIP): 49,001
• Household income: $75,489
• Rent vs Own: 15.2% rent · 84.8% own
• Severe rent burden: 843.0

Population outlook (St. Lucie County) Hauer SSP2

• Today (2025): 338,016 people
• By 2030: 355,687 · +5.2%
• By 2040: 385,521 · +14.1%
• By 2050: 406,106 · +20.1%
• By 2075: 441,054 · +30.5%
• By 2100: 436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 51% Hispanic / Latino 23% Black 18% Two or more races 13% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 9% Cuban 3%
• Common ancestry: Hispanic 3% Romanian 2% Italian 1%
• Foreign-born: 19% · Canada, Guatemala, Jamaica
• Languages at home: 74% English-only · Spanish 15% French/Haitian/Cajun 4% Other Indo-European 2%

Political lean MEDSL · St. Lucie

• 2024 margin: Lean R (+9.1) · D 45.1% · R 54.2%
• 2008→2024 swing: -21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
• All cycles: 2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -209.28%
• Current HPI: 407.6341
• Rent YoY: ▲ 1.53%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-44.4% since first listed

35 events — show timeline

• 2026-06-02 Listed $5,000 HAOR as distributed by MLS GRID
• 2025-06-30 Listing Removed — MARMLS
• 2025-06-17 Relisted — MARMLS
• 2025-03-19 Contingent — MARMLS
• 2025-02-10 Listed $375,000 MARMLS
• 2024-12-21 Listing Removed — MARMLS
• 2024-06-17 Listed $455,000 MARMLS
• 2023-02-27 Sold (MLS) $399,900 Beaches MLS
• 2023-02-01 Pending — Beaches MLS
• 2023-01-13 Price Changed $404,900 Beaches MLS
• 2023-01-06 Price Changed $429,900 Beaches MLS
• 2022-12-16 Price Changed $419,900 Beaches MLS
• 2022-10-21 Price Changed $424,900 Beaches MLS
• 2022-06-23 Price Changed $414,900 Beaches MLS
• 2022-06-23 Relisted — Beaches MLS
• 2022-04-14 Sold (Public Records) $94,500 Public Records
• 2022-04-13 Listing Removed — Beaches MLS
• 2022-04-13 Price Changed $414,000 Beaches MLS
• 2022-04-13 Price Changed $416,800 Beaches MLS
• 2022-04-13 Listed $410,000 Beaches MLS
• 2022-04-08 Sold (MLS) $94,500 Beaches MLS
• 2022-03-09 Pending — Beaches MLS
• 2022-03-04 Listed $94,500 Beaches MLS
• 2022-01-01 Listing Removed — Beaches MLS
• 2021-10-31 Price Changed $92,500 Beaches MLS
• 2021-10-19 Price Changed $95,000 Beaches MLS
• 2021-08-10 Listed $97,500 Beaches MLS
• 2021-08-01 Listing Removed — Beaches MLS
• 2021-07-01 Listed $100,000 Beaches MLS
• 2020-01-07 Listing Removed — Beaches MLS
• 2019-11-10 Price Changed $28,900 Beaches MLS
• 2019-09-12 Listed $29,900 Beaches MLS
• 2018-05-24 Sold (Public Records) $21,500 Public Records
• 1995-10-04 Sold (Public Records) $6,000 Public Records
• 1990-03-21 Sold (Public Records) $9,000 Public Records

Property tax history

+28.4%/yr

Latest (2025): $7,484 · -0.5% YoY. Source: county tax records.