1411 West Ln · Killeen, TX 76549

$150,000

3 bd · 1.0 ba · 1,282 sqft · SingleFamily public records · 73 Days on market

Built 1963 9,814 sqft lot $117/sqft · 6% below area Est $160k · 6% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.9/30.0
• ARV discount +10.2/15.0
• 1% rule +4.4/10.0
• DSCR +3.9/10.0
• Livability +3.2/5.0
• Schools +3.0/10.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Price adjustment reflects major recent upgrades—sellers invested in a brand-new roof and a full interior and exterior HVAC system, both completed at the end of March 2026—adding significant value, efficiency, and peace of mind for the next owner. Welcome to this charming 3-bedroom, 1-bath home offering 1282sq. ft. of comfortable living in Killeen! As you step inside, you're greeted by the first of two living areas—perfectly sized with a picture window that brings in natural light, creating a cozy yet functional gathering space. Just beyond, a larger-than-expected dining area connects seamlessly to both the kitchen and second living room, making it ideal for everyday living and entertaining. The kitchen features a gas cooktop and range, solid surface countertops, and ample prep space. Through a charming archway, the secondary living room invites you in with a large bay window and relaxed feel. Down the hall, all three bedrooms are tucked away alongside a full bath with a shower/tub combo. Step outside to your private backyard oasis—lush, shaded by mature trees, and fully fenced with both wood privacy and chain link for versatility. Located less than 15 minutes from the main gate of Fort Hood and centrally positioned near shopping and dining!

Key facts

• Gas cooktop
• Fully fenced
• Two living areas

Tags

• TWO LIVING AREAS
• GAS COOKTOP
• SOLID SURFACE COUNTERTOPS
• PRIVATE BACKYARD OASIS
• FULLY FENCED
• MATURE TREES

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $-10 ($-120/yr) — negative.
• To cash-flow at today's rent, offer at most $148k (1.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $141k (6.3% below list).
• Recommended offer: $141k (6.3% below list) — sets the bar for 1% rule.
• Cap rate 6.2% vs local median 3.9% in Killeen — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#853 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities D, employment D, crime D-.
• Killeen ISD (urban): math 31% / reading 38% proficiency, ranked #524 of 826 in TX (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Palo Alto Middle (math 25% / reading 28%, grade F, #1,200 of 1,662 statewide, top 73%, 790 students, 75% FRL); Robert M Shoemaker H S (math 18% / reading 39%, grade F, #1,157 of 1,632 statewide, top 72%, 2,175 students, 60% FRL) — zoned schools average 67% FRL vs 47% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+1.1%/yr); 433 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 3,222 units permitted in Bell County in 2024 (246 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Bell County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 73 days — a 6% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 22y ago; this cycle's ask is 15% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $41k; list at $150k implies a 266% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 60% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $140,601 (6.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 73 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
3. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.94% ✗
• Cap rate: 6.21%
• Cash-on-cash: -0.29%
• DSCR: 0.99
• GRM: 8.9

CMA / ARV

• ARV (median comp): $159,534
• List price: $150,000
• Delta: -5.98%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1310 Bonner Dr	0.19mi	3/2.0	1,204 (-6%)	2mo	$155,000	$129	75
1200 Stephen St	0.25mi	3/2.0	1,341 (+5%)	4mo	$188,500	$141	74
1305 West Ln	0.15mi	3/2.0	1,138 (-11%)	3mo	$153,000	$134	68
1308 Goodhue Dr	0.46mi	3/2.0	1,248 (-3%)	8mo	$183,000	$147	64
1818 Gautier Ave	0.59mi	3/2.0	1,304 (+2%)	4mo	$169,000	$130	63
1405 Camilla Rd	0.26mi	3/2.0	1,125 (-12%)	4mo	$150,000	$133	60
1701 Bobby Lee Dr	0.38mi	3/2.5	1,413 (+10%)	4mo	$130,000	$92	56
2801 Greystone Dr	0.69mi	3/2.0	1,372 (+7%)	2mo	$155,000	$113	51
1015 Ronstan Dr	0.49mi	3/2.0	1,102 (-14%)	4mo	$149,000	$135	47
1702 Big Bend Dr	0.57mi	3/2.0	1,444 (+13%)	3mo	$162,500	$113	46
2402 Andover Dr	0.64mi	3/2.0	1,141 (-11%)	6mo	$74,000	$65	43
1200 Kathey Dr	0.37mi	4/3.0 (+1)	1,471 (+15%)	5mo	$145,000	$99	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.14% rent growth · sell at horizon

5-year hold

• IRR: -19.0%
• Equity multiple: 0.35×
• Total profit: $-27,456
• Equity at exit: $22,365

10-year hold

• IRR: -16.2%
• Equity multiple: 0.18×
• Total profit: $-34,646
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76549

• Home prices YoY: -12.6%
• Rents YoY: 1.1%
• Active inventory: 433
• Price-to-rent: 8.9×

Monthly cashflow live

• Estimated rent: $1,406 high
• Mortgage (P&I): −$787
• Tax from tax record: −$272 /mo · $3,260/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$295
• Net cashflow: $-10

Break-even live

Break-even rent $1,419

Max offer price $148,229

Occupancy floor 96%

Sensitivity live

Price	-10% $75	-5% $32	+0% $-10	+5% $-52	+10% $-95
Rent	-10% $-121	-5% $-66	+0% $-10	+5% $46	+10% $101
Rate	-1.0pp $66	-0.5pp $28	base $-10	+0.5pp $-49	+1.0pp $-88

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1501 Ferndale Dr Killeen, TX	3.0	2.0	1328	$1,550	$1.17	25d	1	0.02mi
1214 Valentine St Killeen, TX	3.0	1.0	1090	$1,025	$0.94	25d	1	0.18mi
1307 Linda Spur Killeen, TX	3.0	2.0	1660	$1,595	$0.96	45d	1	0.19mi
1209 West Ln Killeen, TX	3.0	2.0	1100	$1,300	$1.18	45d	1	0.21mi
1520 McCarthy Ave Killeen, TX	3.0	2.0	1789	$1,275	$0.71	25d	1	0.25mi
1208 Ridgemont Dr Killeen, TX	3.0	1.0	1224	$1,150	$0.94	25d	1	0.26mi
1206 Bonner Dr Killeen, TX	4.0	1.0	1248	$1,245	$1.00	15d	1	0.26mi
2410 Grasslands Dr Killeen, TX	3.0	2.0	1352	$1,395	$1.03	25d	1	0.26mi
1228 Chippendale Dr Killeen, TX	3.0	2.0	1271	$1,395	$1.10	15d	1	0.26mi
1204 Alta Vista Dr Killeen, TX	4.0	2.0	1624	$1,450	$0.89	45d	1	0.30mi
1613 Bobby Lee Dr Killeen, TX	3.0	2.5	1274	$1,495	$1.17	25d	1	0.33mi
1709 Kylie Cir Apt A Killeen, TX	2.0	1.5	900	$750	$0.83	25d	1	0.35mi
1213 Meadow Dr Killeen, TX	3.0	2.0	1213	$1,345	$1.11	45d	1	0.37mi
1712 Old FM 440 Rd Apt A Killeen, TX	2.0	1.5	930	$750	$0.81	45d	1	0.39mi
1505 Daude Ave Killeen, TX	3.0	2.0	1223	$1,350	$1.10	25d	1	0.41mi
1208 Industrial Blvd Killeen, TX	2.0	1.5	966	$750	$0.78	25d	1	0.42mi
1714 West Ln Killeen, TX	2.0	1.0	899	$1,200	$1.33	45d	1	0.42mi
2806 Grasslands Dr Killeen, TX	3.0	2.0	1451	$1,395	$0.96	15d	1	0.43mi
1200 Industrial Blvd Unit B Killeen, TX	2.0	1.5	900	$825	$0.92	45d	1	0.44mi
1806 Bobby Lee Dr Killeen, TX	3.0	2.0	1220	$1,295	$1.06	25d	1	0.45mi
1804 Clarawood Dr Killeen, TX	3.0	2.0	1238	$1,300	$1.05	15d	1	0.48mi
2002 Hinkle Ave Killeen, TX	3.0	2.0	1370	$1,225	$0.89	25d	1	0.49mi
1005 Bonner Dr Killeen, TX	3.0	2.0	1347	$1,300	$0.97	45d	1	0.49mi
1105 Alta Vista Dr Killeen, TX	3.0	1.5	1168	$1,500	$1.28	25d	1	0.51mi
1108 Ridgeway Dr Killeen, TX	3.0	2.0	1295	$1,345	$1.04	25d	1	0.53mi
2609 Bermuda Dr Unit C Killeen, TX	2.0	1.5	1025	$950	$0.93	25d	1	0.54mi
1704 Big Bend Dr Killeen, TX	3.0	2.0	1472	$1,600	$1.09	25d	1	0.54mi
2701 Bermuda Dr Unit A Killeen, TX	2.0	1.5	924	$949	$1.03	45d	1	0.55mi
2512 Schulze Dr Killeen, TX	3.0	2.5	1638	$1,450	$0.89	25d	1	0.55mi
2104 Corona Dr Killeen, TX	3.0	2.0	1480	$1,450	$0.98	25d	1	0.56mi
2104 Corona Dr Killeen, TX	3.0	2.0	1480	$1,450	$0.98	23d	1	0.56mi
3001 Baldwin Loop Killeen, TX	3.0	2.0	1280	$1,152	$0.90	25d	1	0.56mi
1802 Big Bend Dr Killeen, TX	3.0	2.0	1515	$1,650	$1.09	45d	1	0.56mi
3003 Baldwin Loop Unit A Killeen, TX	3.0	2.0	1330	$1,175	$0.88	45d	1	0.57mi
1820 Gaynor Dr Killeen, TX	4.0	2.0	1288	$1,600	$1.24	45d	1	0.57mi
1818 Janis Dr Killeen, TX	4.0	2.0	1781	$1,450	$0.81	25d	1	0.59mi
2311 Old FM 440 Rd Killeen, TX	3.0	2.0	1469	$1,550	$1.06	45d	1	0.59mi
909 Yi Dr Unit B Killeen, TX	3.0	2.0	1275	$1,150	$0.90	45d	1	0.62mi
2301 Zinnia Ct Killeen, TX	4.0	2.0	1746	$1,650	$0.95	45d	1	0.62mi
1100 Willow Springs Rd Killeen, TX	1.0–3.0	1.0–2.0	848	$1,400	$1.65	15d	36	0.64mi

Listing history 30 events

1. 2026-06-22
   days on market $150,000 Active 73 DOM
2. 2026-06-18
   days on market $150,000 Active 70 DOM
3. 2026-06-17
   days on market $150,000 Active 69 DOM
4. 2026-06-16
   days on market $150,000 Active 68 DOM
5. 2026-06-15
   days on market $150,000 Active 67 DOM
6. 2026-06-14
   days on market $150,000 Active 65 DOM
7. 2026-06-13
   days on market $150,000 Active 64 DOM
8. 2026-06-10
   days on market $150,000 Active 62 DOM
9. 2026-06-09
   days on market $150,000 Active 61 DOM
10. 2026-06-08
    days on market $150,000 Active 60 DOM
11. 2026-06-07
    days on market $150,000 Active 59 DOM
12. 2026-06-03
    days on market $150,000 Active 55 DOM
13. 2026-06-02
    days on market $150,000 Active 54 DOM
14. 2026-06-01
    days on market $150,000 Active 53 DOM
15. 2026-05-31
    days on market $150,000 Active 52 DOM
16. 2026-05-30
    days on market $150,000 Active 51 DOM
17. 2026-05-03
    price $150,000 1284-char remark

    Show marketing remark (1284 chars)

    Price adjustment reflects major recent upgrades—sellers invested in a brand-new roof and a full interior and exterior HVAC system, both completed at the end of March 2026—adding significant value, efficiency, and peace of mind for the next owner. Welcome to this charming 3-bedroom, 1-bath home offering 1282sq. ft. of comfortable living in Killeen! As you step inside, you're greeted by the first of two living areas—perfectly sized with a picture window that brings in natural light, creating a cozy yet functional gathering space. Just beyond, a larger-than-expected dining area connects seamlessly to both the kitchen and second living room, making it ideal for everyday living and entertaining. The kitchen features a gas cooktop and range, solid surface countertops, and ample prep space. Through a charming archway, the secondary living room invites you in with a large bay window and relaxed feel. Down the hall, all three bedrooms are tucked away alongside a full bath with a shower/tub combo. Step outside to your private backyard oasis—lush, shaded by mature trees, and fully fenced with both wood privacy and chain link for versatility. Located less than 15 minutes from the main gate of Fort Hood and centrally positioned near shopping and dining!

18. 2026-04-08
    listed $130,000 Active 1284-char remark

    Show marketing remark (1284 chars)

    Price adjustment reflects major recent upgrades—sellers invested in a brand-new roof and a full interior and exterior HVAC system, both completed at the end of March 2026—adding significant value, efficiency, and peace of mind for the next owner. Welcome to this charming 3-bedroom, 1-bath home offering 1282sq. ft. of comfortable living in Killeen! As you step inside, you're greeted by the first of two living areas—perfectly sized with a picture window that brings in natural light, creating a cozy yet functional gathering space. Just beyond, a larger-than-expected dining area connects seamlessly to both the kitchen and second living room, making it ideal for everyday living and entertaining. The kitchen features a gas cooktop and range, solid surface countertops, and ample prep space. Through a charming archway, the secondary living room invites you in with a large bay window and relaxed feel. Down the hall, all three bedrooms are tucked away alongside a full bath with a shower/tub combo. Step outside to your private backyard oasis—lush, shaded by mature trees, and fully fenced with both wood privacy and chain link for versatility. Located less than 15 minutes from the main gate of Fort Hood and centrally positioned near shopping and dining!

19. 2021-02-02
    soldstatus
20. 2021-02-01
    soldstatus Closed
21. 2020-12-30
    status Pending
22. 2020-12-30
    status Pending
23. 2020-12-19
    listed $109,000 Active
24. 2020-12-18
    listed $109,000 Active
25. 2005-02-23
    soldstatus
26. 2004-10-05
    soldstatus $41,000
27. 2004-08-16
    listed $45,400
28. 2004-05-07
    soldstatus
29. 1996-05-22
    soldstatus
30. 1993-11-08
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,260 · $272/mo
• Projected year-2 tax: $3,260 · $272/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 60% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,872
• − Mortgage interest: −$8,402
• − Property taxes: −$3,260
• − Insurance: −$750
• − Repairs & maintenance: −$1,350
• − Management: −$1,350
• − Depreciation: −$4,364
• Taxable loss: −$2,603
• Est. tax savings @ 24.0%: +$625
• After-tax cash flow: $504/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Killeen ISD
• NCES district ID: 4825660
• Math proficiency: 31% ▼ -16.00%
• Reading proficiency: 38% ▼ -3.00%
• Median HH income: $47,665
• Composite: 29.69/100
• National rank: #6458
• State rank: #524 of 826 in TX

Livability — Killeen

• Score: 63/100
• State rank: #853
• US rank: #15359

Category grades

Amenities D Commute F Cost of living A+ Crime D- Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Killeen, TX
• County: Bell County · 345,090 people
• City population: 163,398
• Metro: Killeen-Temple, TX
• Population (ZIP): 56,038
• Household income: $70,871
• Rent vs Own: 44.7% rent · 55.3% own
• Severe rent burden: 1874.0

Population outlook (Bell County) Hauer SSP2

• Today (2025): 371,114 people
• By 2030: 389,104 · +4.8%
• By 2040: 420,592 · +13.3%
• By 2050: 447,779 · +20.7%
• By 2075: 499,130 · +34.5%
• By 2100: 505,680 · +36.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.74)
• Race & ethnicity: Black 35% White 27% Hispanic / Latino 26% Two or more races 16% Asian 4% Pacific Islander 1%
• Hispanic origin (detail): Mexican 13% Puerto Rican 9%
• Common ancestry: Italian 3% Romanian 1% Slovak 1%
• Foreign-born: 8% · Canada, Vietnam, South Korea
• Languages at home: 77% English-only · Spanish 17% Tagalog/Filipino 1% German/W. Germanic 1%

Political lean MEDSL · Bell

• 2024 margin: R (+16.2) · D 41.3% · R 57.6% · Other 1.1%
• 2008→2024 swing: -6.5pp toward R · 2008: -9.8pp · 2024: -16.2pp
• All cycles: 2024: R+16.2 2020: R+8.5 2016: R+15.1 2012: R+16.4 2008: R+9.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -24.68%
• Current HPI: 171.2708
• Rent YoY: ▲ 1.14%
• Metro: Killeen-Temple, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+230.4% since first listed

14 events — show timeline

• 2026-05-03 Price Changed $150,000 CTXMLS
• 2026-04-08 Listed $130,000 CTXMLS
• 2021-02-02 Sold (Public Records) — Public Records
• 2021-02-01 Sold (MLS) — Unlock MLS
• 2020-12-30 Pending — Unlock MLS
• 2020-12-30 Pending — CTXMLS
• 2020-12-19 Listed $109,000 Unlock MLS
• 2020-12-18 Listed $109,000 CTXMLS
• 2005-02-23 Sold (Public Records) — Public Records
• 2004-10-05 Sold (MLS) $41,000 CTXMLS
• 2004-08-16 Listed $45,400 CTXMLS
• 2004-05-07 Sold (Public Records) — Public Records
• 1996-05-22 Sold (Public Records) — Public Records
• 1993-11-08 Sold (Public Records) — Public Records

Property tax history

+11.7%/yr

Latest (2025): $3,260 · +7.3% YoY. Source: county tax records.