3625 N Country Club Dr #1401 · Aventura, FL 33180

$234,000

1 bd · 1.0 ba · 896 sqft · Condo public records · 108 Days on market

Built 1974 $998/mo HOA · 26% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.2/30.0
• 1% rule +10.0/10.0
• DSCR +7.5/10.0
• ARV discount +7.5/15.0
• Schools +4.2/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Rent growth +2.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Oversized L-shaped 1 bedroom + 1.5 Baths condo in luxurious El Dorado Towers on prestigious Country Club Dr. Well-kept unit with magnificent views of waterways marina. Room for an office or 2nd bedroom. The newly renovated building features great amenities: 24-hour Onsite Security in Lobby, Gym, Heated Olympic Size Pool, Jacuzzi, Spa, Sauna, Indoor & Outdoor Lounge areas, BBQ, Party & Meeting rooms. Laundry next to the unit. Property sits across from the Turnberry PGA Golf & Resort, walking distance to Aventura Mall. Ideal location minutes to beaches Bal Harbor shops, Shoppes of Waterways, Airports, Gulf Stream Park Racing & Casino, Gourmet Restaurants, entertainment, and much more! Also Available for rent! Easy to show

Key facts

• Top notch amenities
• Private balcony
• Renovated clubhouse

Tags

• PANORAMIC VIEWS
• PRIVATE BALCONY
• EXCELLENT CLOSET SPACE
• PRESTIGIOUS AVENTURA LOCATION
• TOP NOTCH AMENITIES
• RENOVATED CLUBHOUSE

Property features AI

Finance

• Other: Association pool
• Financial info: Pets not allowed
• HOA & community: Monthly association fee; Association amenities include clubhouse, elevators, barbecue, picnic area, and pool; Association fee covers amenities, common areas, cable TV, internet, parking, recreation facilities, security, and trash

Exterior

• Parking: Assigned parking (1 space); Covered/garage space for 1 vehicle
• Security: Secured lobby; Security guard
• Utilities: Cable available
• Home design: High-rise building with elevator access; Northeast-facing; Entry on level 14; One-bedroom deluxe floorplan
• Construction: Block construction
• Exterior features: Balcony (open); Canal-front waterfront

Interior

• Kitchen: Dishwasher; Electric range; Disposal; Microwave; Refrigerator
• Bedrooms: Bedroom on main level
• Flooring: Tile flooring
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Central air conditioning; Electric heating
• Interior features: Blinds and sliding window treatments; Unfurnished; Eat-in kitchen; Combined living/dining area; Tub/shower; Walk-in closet(s)

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $234k.

Deal economics

• At list price, monthly cash flow is $360 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $234k).
• Recommended offer: $213k (9.0% below list) — sets the bar for market timing.
• Cap rate 8.5% vs local median 2.6% in Aventura — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#127 in FL, #1,834 nationally) — a professional / high-income tenant draw. Strengths: schools A+, health & safety A+, amenities A; Watch: crime D+, cost of living F.
• Miami-Dade (suburban): math 45% / reading 54% proficiency, ranked #40 of 73 in FL (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents soft (-1.5%/yr); 985 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 10,051 units permitted in Miami-Dade County in 2024 (7,758 in 5+ unit buildings).
• At $3,768/mo this rent would consume 50% of the median local household income ($91k/yr) (locally 1838% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Miami-Dade County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 108 days — a 9% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $176k; 33% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo; HOA is 26% of rent.
• Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $212,940 (9.0% below list)

Questions for the listing agent

1. It's been on market 108 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
9. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.61% ✓
• Cap rate: 8.48%
• Cash-on-cash: 7.80%
• DSCR: 1.35
• GRM: 5.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -11.2%
• Equity multiple: 0.61×
• Total profit: $-25,391
• Equity at exit: $34,890

10-year hold

• IRR: -10.3%
• Equity multiple: 0.50×
• Total profit: $-32,573
• Equity at exit: $20,232

Cash invested: $65,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33180

• Rents YoY: -1.5%
• Active inventory: 985
• Price-to-rent: 5.2×

Monthly cashflow live

• Estimated rent: $3,768 high
• Mortgage (P&I): −$1,227
• Tax from tax record: −$228 /mo · $2,740/yr
• Insurance: −$98
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$998
• Vacancy / Maint / Mgmt: −$791
• Net cashflow: $360

Break-even live

Break-even rent $3,313

Max offer price $234,000

Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $58,500
• Closing costs: $7,020
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3180 S Ocean Dr #1709 Hallandale Beach, FL	2.0	2.0	1105	$4,000	$3.62	7d	1	0.91mi
3180 S Ocean Dr Hallandale Beach, FL	2.0–3.0	2.0	1263	$3,750	$2.97	20d	2	0.91mi
3180 S Ocean Dr Hallandale Beach, FL	2.0–3.0	2.0	1285	$3,650	$2.84	24d	3	0.91mi
3140 S Ocean Dr Hallandale Beach, FL	2.0	2.0	1100	$4,250	$3.86	1d	2	0.95mi
2065 S Ocean Dr Unit 1049793P Hallandale Beach, FL	2.0	2.0	871	$4,971	$5.71	7d	1	0.98mi
2080 S Ocean Dr Hallandale Beach, FL	2.0–3.0	2.0–2.5	1270	$3,800	$2.99	3d	11	0.99mi
2080 S Ocean Dr Hallandale Beach, FL	2.0–3.0	2.0–2.5	1270	$3,900	$3.07	24d	7	0.99mi
2080 S Ocean Dr #8 Hallandale Beach, FL	2.0	2.0	1100	$4,000	$3.64	24d	1	1.00mi
1950 S Ocean Dr Unit 12M Hallandale Beach, FL	1.0	1.5	870	$3,800	$4.37	17d	1	1.18mi
1950 S Ocean Dr Unit 3D Hallandale Beach, FL	1.0	1.5	870	$3,950	$4.54	5d	1	1.18mi
1950 S Ocean Dr Unit 12M Hallandale Beach, FL	1.0	1.5	870	$3,800	$4.37	1d	1	1.18mi
1950 S Ocean Dr Unit 3D Hallandale Beach, FL	1.0	1.5	870	$3,950	$4.54	12d	1	1.18mi
1180 E Hallandale Beach Blvd Unit 1241877P Hallandale Beach, FL	1.0–2.0	1.0–2.0	844	$2,465	$2.92	3d	2	1.34mi
1850 S Ocean Dr #4009 Hallandale Beach, FL	2.0	1.0	1086	$3,900	$3.59	24d	1	1.42mi
1850 S Ocean Dr #3509 Hallandale Beach, FL	2.0	1.0	1086	$4,000	$3.68	3d	1	1.42mi
1850 S Ocean Dr #3509 Hallandale Beach, FL	2.0	1.0	1086	$4,300	$3.96	24d	1	1.42mi
1850 S Ocean Dr #2909 Hallandale Beach, FL	2.0	1.0	1086	$4,050	$3.73	24d	1	1.42mi
2602 E Hallandale Beach Blvd Hallandale Beach, FL	1.0–2.0	1.0–2.0	1092	$4,750	$4.35	24d	3	1.42mi
2602 E Hallandale Beach Blvd Hallandale Beach, FL	3.0	1.0–3.0	1011	$3,862	$3.82	1d	5	1.42mi
2602 E Hallandale Beach Blvd Hallandale Beach, FL	1.0–2.0	1.0–2.0	1070	$4,219	$3.94	20d	4	1.42mi
2600 E Hallandale Beach Blvd Unit T3208 Hallandale Beach, FL	2.0	2.0	1030	$6,950	$6.75	24d	1	1.43mi
2600 E Hallandale Beach Blvd Unit T3307 Hallandale Beach, FL	2.0	2.0	1030	$4,500	$4.37	24d	1	1.43mi
2600 E Hallandale Beach Blvd Unit T3110 Hallandale Beach, FL	2.0	2.0	1028	$3,650	$3.55	24d	1	1.43mi
215 SE 5th St Hallandale Beach, FL	2.0–3.0	2.0	1133	$2,700	$2.38	24d	5	1.43mi
2601 E Hallandale Beach Blvd Unit 1227344P Hallandale Beach, FL	1.0–2.0	1.0–2.0	844	$2,465	$2.92	1d	2	1.43mi
1830 S Ocean Dr #3005 Hallandale Beach, FL	1.0	1.0	811	$4,000	$4.93	1d	1	1.46mi
1830 S Ocean Dr #3909 Hallandale Beach, FL	1.0	1.0	844	$5,000	$5.92	24d	1	1.46mi
1830 S Ocean Dr #4612 Hallandale Beach, FL	1.0	1.0	844	$4,950	$5.86	24d	1	1.46mi
1830 S Ocean Dr #4005 Hallandale Beach, FL	1.0	1.0	811	$4,600	$5.67	24d	1	1.46mi
1830 S Ocean Dr #1709 Hallandale Beach, FL	1.0	1.0	844	$4,500	$5.33	24d	1	1.46mi
1830 S Ocean Dr #4307 Hallandale Beach, FL	1.0	1.0	871	$4,100	$4.71	24d	1	1.46mi
1830 S Ocean Dr #3407 Hallandale Beach, FL	1.0	1.0	871	$4,000	$4.59	24d	1	1.46mi
1830 S Ocean Dr #4712 Hallandale Beach, FL	1.0	1.0	844	$3,950	$4.68	24d	1	1.46mi
1830 S Ocean Dr #4309 Hallandale Beach, FL	1.0	1.0	844	$3,900	$4.62	24d	1	1.46mi
1830 S Ocean Dr #4212 Hallandale Beach, FL	1.0	1.0	844	$3,800	$4.50	24d	1	1.46mi
1830 S Ocean Dr #1107 Hallandale Beach, FL	1.0	1.0	871	$3,750	$4.31	24d	1	1.46mi
1830 S Ocean Dr #1812 Hallandale Beach, FL	1.0	1.0	844	$4,999	$5.92	20d	1	1.46mi
1830 S Ocean Dr #2409 Hallandale Beach, FL	1.0	1.0	844	$4,300	$5.09	14d	1	1.46mi
1830 S Ocean Dr #2412 Hallandale Beach, FL	1.0	1.0	844	$3,600	$4.27	10d	1	1.46mi
1830 S Ocean Dr #4412 Hallandale Beach, FL	1.0	1.0	844	$4,500	$5.33	7d	1	1.46mi

HOA detail condo

• Monthly dues: $998 · $11,976/yr
• Likely covers: waterpoolgymsecurity
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 22 events

1. 2026-06-18
   days on market $234,000 Active 108 DOM
2. 2026-06-17
   days on market $234,000 Active 107 DOM
3. 2026-06-16
   days on market $234,000 Active 106 DOM
4. 2026-06-15
   days on market $234,000 Active 105 DOM
5. 2026-06-13
   days on market $234,000 Active 103 DOM
6. 2026-06-09
   days on market $234,000 Active 99 DOM
7. 2026-06-08
   days on market $234,000 Active 98 DOM
8. 2026-06-07
   days on market $234,000 Active 97 DOM
9. 2026-06-04
   days on market $234,000 Active 94 DOM
10. 2026-06-03
    days on market $234,000 Active 93 DOM
11. 2026-06-02
    days on market $234,000 Active 92 DOM
12. 2026-06-01
    days on market $234,000 Active 91 DOM
13. 2026-05-31
    days on market $234,000 Active 90 DOM
14. 2026-03-02
    listed $234,000 Active
15. 2022-06-10
    soldstatus $176,000
16. 2020-12-28
    soldstatus $163,000
17. 2020-12-09
    soldstatus $163,000 Closed 753-char remark

    Show marketing remark (753 chars)

    Oversized L-shaped 1 bedroom + 1.5 Baths condo in luxurious El Dorado Towers on prestigious Country Club Dr. Well-kept unit with magnificent views of waterways marina. Room for an office or 2nd bedroom. The newly renovated building features great amenities: 24-hour Onsite Security in Lobby, Gym, Heated Olympic Size Pool, Jacuzzi, Spa, Sauna, Indoor & Outdoor Lounge areas, BBQ, Party & Meeting rooms. Laundry next to the unit. Property sits across from the Turnberry PGA Golf & Resort, walking distance to Aventura Mall. Ideal location minutes to beaches Bal Harbor shops, Shoppes of Waterways, Airports, Gulf Stream Park Racing & Casino, Gourmet Restaurants, entertainment, and much more! Also Available for rent! Easy to show

18. 2020-10-26
    status Pending 753-char remark

    Show marketing remark (753 chars)

    Oversized L-shaped 1 bedroom + 1.5 Baths condo in luxurious El Dorado Towers on prestigious Country Club Dr. Well-kept unit with magnificent views of waterways marina. Room for an office or 2nd bedroom. The newly renovated building features great amenities: 24-hour Onsite Security in Lobby, Gym, Heated Olympic Size Pool, Jacuzzi, Spa, Sauna, Indoor & Outdoor Lounge areas, BBQ, Party & Meeting rooms. Laundry next to the unit. Property sits across from the Turnberry PGA Golf & Resort, walking distance to Aventura Mall. Ideal location minutes to beaches Bal Harbor shops, Shoppes of Waterways, Airports, Gulf Stream Park Racing & Casino, Gourmet Restaurants, entertainment, and much more! Also Available for rent! Easy to show

19. 2020-10-06
    listed $185,000 Active 753-char remark

    Show marketing remark (753 chars)

    Oversized L-shaped 1 bedroom + 1.5 Baths condo in luxurious El Dorado Towers on prestigious Country Club Dr. Well-kept unit with magnificent views of waterways marina. Room for an office or 2nd bedroom. The newly renovated building features great amenities: 24-hour Onsite Security in Lobby, Gym, Heated Olympic Size Pool, Jacuzzi, Spa, Sauna, Indoor & Outdoor Lounge areas, BBQ, Party & Meeting rooms. Laundry next to the unit. Property sits across from the Turnberry PGA Golf & Resort, walking distance to Aventura Mall. Ideal location minutes to beaches Bal Harbor shops, Shoppes of Waterways, Airports, Gulf Stream Park Racing & Casino, Gourmet Restaurants, entertainment, and much more! Also Available for rent! Easy to show

20. 2001-07-26
    soldstatus $120,000
21. 1995-10-23
    soldstatus $61,000
22. 1985-04-01
    soldstatus $58,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,740 · $228/mo
• Projected year-2 tax: $2,740 · $228/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X · 98% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥103°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $45,219
• − Mortgage interest: −$13,108
• − Property taxes: −$2,740
• − Insurance: −$1,967
• − Repairs & maintenance: −$3,618
• − Management: −$3,618
• − HOA: −$11,976
• − Depreciation: −$6,807
• Taxable income: $1,386
• Est. tax owed @ 24.0%: −$333
• After-tax cash flow: $3,982/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Miami-Dade
• NCES district ID: 1200390
• Math proficiency: 45% ▼ -16.00%
• Reading proficiency: 54% ▼ -5.00%
• Median HH income: $43,928
• Composite: 41.76/100
• National rank: #3397
• State rank: #40 of 73 in FL

Livability — Aventura

• Score: 80/100
• State rank: #127
• US rank: #1834

Category grades

Amenities A Commute A Cost of living F Crime D+ Employment B+ Housing B+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Aventura, FL
• County: Miami-Dade County · 2,697,751 people
• City population: 34,147
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 34,147
• Household income: $91,055
• Rent vs Own: 38.7% rent · 61.3% own
• Severe rent burden: 1838.0

Population outlook (Miami-Dade County) Hauer SSP2

• Today (2025): 3,126,439 people
• By 2030: 3,325,765 · +6.4%
• By 2040: 3,697,561 · +18.3%
• By 2050: 4,012,134 · +28.3%
• By 2075: 4,605,612 · +47.3%
• By 2100: 4,866,598 · +55.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 46% Hispanic / Latino 45% Two or more races 28% Black 2% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2% Cuban 7% Dominican 1% Salvadoran 6%
• Common ancestry: Scotch-Irish 5% Romanian 5% Italian 3%
• Foreign-born: 52% · Canada, Jamaica, Dominican Republic
• Languages at home: 30% English-only · Spanish 49% Other Indo-European 6% Russian/Polish/Slavic 4%

Political lean MEDSL · Miami-Dade

• 2024 margin: R (+11.4) · D 43.9% · R 55.4%
• 2008→2024 swing: -27.6pp toward R · 2008: 16.1pp · 2024: -11.4pp
• All cycles: 2024: R+11.4 2020: D+7.3 2016: D+29.6 2012: D+23.7 2008: D+16.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -343.81%
• Current HPI: 234.7715
• Rent YoY: ▼ -1.51%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+303.4% since first listed

9 events — show timeline

• 2026-03-02 Listed $234,000 MARMLS
• 2022-06-10 Sold (Public Records) $176,000 Public Records
• 2020-12-28 Sold (Public Records) $163,000 Public Records
• 2020-12-09 Sold (MLS) $163,000 MARMLS
• 2020-10-26 Pending — MARMLS
• 2020-10-06 Listed $185,000 MARMLS
• 2001-07-26 Sold (Public Records) $120,000 Public Records
• 1995-10-23 Sold (Public Records) $61,000 Public Records
• 1985-04-01 Sold (Public Records) $58,000 Public Records

Property tax history

+9.7%/yr

Latest (2025): $2,740 · -26.4% YoY. Source: county tax records.