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755 Timber Ives Dr
D Composite 41.54
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.2/15.0
  • Cash flow +9.7/30.0
  • Schools +3.7/10.0
  • Rent growth +3.5/5.0
  • Livability +3.2/5.0
  • DSCR +2.8/10.0
  • Condition / age +2.5/5.0
  • 1% rule +2.0/10.0
  • Appreciation +0.0/10.0

$399,900

755 Timber Ives Dr · Dacula, GA 30019
4 bd · 2.0 ba · 2,389 sqft · SingleFamily public records · 136 Days on market
Built 2000 0.28 ac lot $167/sqft · 15% below area Est $470k · 15% under $71/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Here is your chance! Well maintained RANCH floor plan in the Terraces at Appalachee Farms. The subject features 3 bedrooms on the main level, functional open floor plan, and upstairs bed or bonus room. The subject is located on a dead-end street with no through traffic. The rear porch has been fully enclosed for an excellent year-round multipurpose space. Newer roof, new carpet and carpet in common areas.

Key facts

  • Ranch floor plan
  • Dead-end street
  • 0.28 acre lot

Tags

RANCH FLOOR PLANDEAD-END STREETFULLY ENCLOSED REAR PORCHUPSTAIRS BED OR BONUS ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $400k.

Deal economics

  • At list price, monthly cash flow is $-262 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $354k (11.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $279k (30.2% below list).
  • Recommended offer: $279k (30.2% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 4.0% in Dacula — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#211 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, health & safety D-.
  • Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Dacula Elementary School (math 46% / reading 42%, grade F, #356 of 1,228 statewide, top 30%, 1,188 students, 56% FRL); Dacula Middle School (math 31% / reading 44%, grade F, #162 of 470 statewide, top 35%, 1,839 students, 58% FRL); Dacula High School (math 12% / reading 15%, grade F, #325 of 424 statewide, top 78%, 2,498 students, 51% FRL).
  • Market conditions: Rents rising fast (+4.1%/yr); 657 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 136 days — a 12% lower offer ($352k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $289k; 38% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $279,240 (30.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 136 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.70%
Cap rate
5.51%
Cash-on-cash
-2.81%
DSCR
0.88
GRM
11.9

CMA / ARV

ARV (median comp)
$469,526
List price
$399,900
Delta
-14.83%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2820 Wadley Ln 0.45mi 4/2.5 2,368 (-1%) 1mo $359,900 $152 75
2780 The Terraces Way 0.20mi 4/3.0 2,556 (+7%) 0mo $435,000 $170 75
894 Fairview Club Cir 0.36mi 3/2.0 (-1) 2,512 (+5%) 4mo $420,000 $167 66
2944 Jasmine Brook Ct 0.54mi 4/2.5 2,312 (-3%) 5mo $330,000 $143 63
2915 Evergreen Eve Xing 0.39mi 4/2.0 2,168 (-9%) 4mo $365,000 $168 63
2954 Jasmine Brook Ct 0.55mi 4/2.5 2,518 (+5%) 1mo $352,000 $140 62
1067 Apalachee Run Trl 0.59mi 4/3.0 2,324 (-3%) 4mo $395,000 $170 61
2431 Apalachee Run Way 0.63mi 4/2.0 2,229 (-7%) 4mo $360,000 $162 56
615 River Valley Dr 0.50mi 4/3.5 2,706 (+13%) 1mo $489,000 $181 48
2422 Oak Bluff Dr 0.60mi 5/3.0 (+1) 2,604 (+9%) 3mo $475,000 $182 45
1130 Tributary Way 0.74mi 4/2.5 2,626 (+10%) 2mo $400,000 $152 45
2717 Links Overlook Dr 0.65mi 4/2.0 2,700 (+13%) 6mo $395,000 $146 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.06% rent growth · sell at horizon

5-year hold
IRR
-20.0%
Equity multiple
0.30×
Total profit
$-78,617
Equity at exit
$59,626
10-year hold
IRR
-11.1%
Equity multiple
0.30×
Total profit
$-77,893
Equity at exit
$34,576

Cash invested: $111,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30019

Rents YoY
4.1%
Active inventory
657
Price-to-rent
11.9×

Monthly cashflow live

Estimated rent
$2,792 high interval (Pro) →
Mortgage (P&I)
$2,097
Tax from tax record
$133 /mo · $1,599/yr
Insurance
$167
HOA
$71
Vacancy / Maint / Mgmt
$586
Net cashflow
$-262

Break-even live

Break-even rent $3,124
Max offer price $353,618
Occupancy floor

Sensitivity live

Price -10% $-36 -5% $-149 +0% $-262 +5% $-375 +10% $-488
Rent -10% $-483 -5% $-372 +0% $-262 +5% $-152 +10% $-41
Rate -1.0pp $-61 -0.5pp $-160 base $-262 +0.5pp $-366 +1.0pp $-471

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$99,975
Closing costs
$11,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1172 Eastmill Cv Dacula, GA 4.0 2.0 2312 $2,315 $1.00 0d 1 0.46mi
3105 Evergreen Eve Xing Dacula, GA 3.0 2.0 1848 $2,215 $1.20 46d 1 0.60mi
1281 Carson View Ct Dacula, GA 4.0 3.0 1956 $2,295 $1.17 45d 1 0.76mi
2575 Wild Iris Ln Dacula, GA 4.0 2.5 2712 $2,595 $0.96 6d 1 0.89mi
3245 Ambergrove Trce Dacula, GA 4.0 2.5 2320 $2,900 $1.25 26d 1 0.95mi
3421 Lynley Mill Ln Dacula, GA 4.0 3.5 2465 $2,425 $0.98 45d 1 1.05mi
3373 Fence Rd NE Dacula, GA 3.0–4.0 2.5 2580 $3,235 $1.25 3d 16 1.31mi
3336 Bridle Brook Dr Auburn, GA 3.0 2.0 1865 $2,175 $1.17 23d 1 1.32mi
3459 In Bloom Way Auburn, GA 5.0 3.0 3196 $3,000 $0.94 20d 1 1.33mi
2751 Spence Ct Dacula, GA 4.0 3.0 2696 $2,900 $1.08 45d 1 1.45mi
2896 Spence Ct Dacula, GA 4.0 3.0 2753 $2,450 $0.89 26d 1 1.46mi
2447 Moultrie Ct Dacula, GA 4.0 2.5 2136 $2,425 $1.14 0d 1 1.50mi
2447 Moultrie Ct Dacula, GA 4.0 2.5 2136 $2,425 $1.14 14d 1 1.50mi
2455 Beckenham Pl Dacula, GA 4.0 2.5 2458 $2,900 $1.18 19d 1 1.50mi

HOA detail

Monthly dues
$71 · $852/yr

Listing history 27 events

  1. 2026-06-22
    days on market $399,900 Active 136 DOM
  2. 2026-06-18
    days on market $399,900 Active 133 DOM
  3. 2026-06-17
    days on market $399,900 Active 132 DOM
  4. 2026-06-16
    days on market $399,900 Active 131 DOM
  5. 2026-06-15
    days on market $399,900 Active 130 DOM
  6. 2026-06-13
    days on market $399,900 Active 128 DOM
  7. 2026-06-09
    days on market $399,900 Active 124 DOM
  8. 2026-06-08
    pricedays on market $399,900 Active 123 DOM
  9. 2026-06-07
    days on market $420,000 Active 122 DOM
  10. 2026-06-04
    days on market $420,000 Active 119 DOM
  11. 2026-06-03
    days on market $420,000 Active 118 DOM
  12. 2026-06-02
    days on market $420,000 Active 117 DOM
  13. 2026-06-01
    days on market $420,000 Active 116 DOM
  14. 2026-05-31
    days on market $420,000 Active 115 DOM
  15. 2026-03-10
    status Back On Market 413-char remark
    Show marketing remark (412 chars)

    Here is your chance! Well maintained RANCH floor plan in the Terraces at Appalachee Farms. The subject features 3 bedrooms on the main level, functional open floor plan, and upstairs bed or bonus room. The subject is located on a dead-end street with no through traffic. The rear porch has been fully enclosed for an excellent year-round multipurpose space. Newer roof, new carpet and paint in common areas.

  16. 2026-03-10
    status Active 412-char remark
    Show marketing remark (412 chars)

    Here is your chance! Well maintained RANCH floor plan in the Terraces at Appalachee Farms. The subject features 3 bedrooms on the main level, functional open floor plan, and upstairs bed or bonus room. The subject is located on a dead-end street with no through traffic. The rear porch has been fully enclosed for an excellent year-round multipurpose space. Newer roof, new carpet and paint in common areas.

  17. 2026-03-07
    status Under Contract 413-char remark
    Show marketing remark (412 chars)

    Here is your chance! Well maintained RANCH floor plan in the Terraces at Appalachee Farms. The subject features 3 bedrooms on the main level, functional open floor plan, and upstairs bed or bonus room. The subject is located on a dead-end street with no through traffic. The rear porch has been fully enclosed for an excellent year-round multipurpose space. Newer roof, new carpet and paint in common areas.

  18. 2026-03-07
    historical Active Under Contract 412-char remark
    Show marketing remark (412 chars)

    Here is your chance! Well maintained RANCH floor plan in the Terraces at Appalachee Farms. The subject features 3 bedrooms on the main level, functional open floor plan, and upstairs bed or bonus room. The subject is located on a dead-end street with no through traffic. The rear porch has been fully enclosed for an excellent year-round multipurpose space. Newer roof, new carpet and paint in common areas.

  19. 2026-02-05
    listed $420,000 New 413-char remark
    Show marketing remark (412 chars)

    Here is your chance! Well maintained RANCH floor plan in the Terraces at Appalachee Farms. The subject features 3 bedrooms on the main level, functional open floor plan, and upstairs bed or bonus room. The subject is located on a dead-end street with no through traffic. The rear porch has been fully enclosed for an excellent year-round multipurpose space. Newer roof, new carpet and paint in common areas.

  20. 2026-02-05
    listed $420,000 Active 412-char remark
    Show marketing remark (412 chars)

    Here is your chance! Well maintained RANCH floor plan in the Terraces at Appalachee Farms. The subject features 3 bedrooms on the main level, functional open floor plan, and upstairs bed or bonus room. The subject is located on a dead-end street with no through traffic. The rear porch has been fully enclosed for an excellent year-round multipurpose space. Newer roof, new carpet and paint in common areas.

  21. 2019-05-01
    soldstatus $289,000
  22. 2019-04-30
    soldstatus $289,000 Closed
  23. 2019-04-30
    soldstatus $289,000 Sold
  24. 2019-03-30
    status Under Contract
  25. 2019-03-26
    status Pending
  26. 2019-03-19
    listed $289,900 Active
  27. 2019-03-19
    listed $289,900 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,599 · $133/mo
Projected year-2 tax
$3,679 · $307/mo
Expected delta
+$2,080/yr (+$173/mo · 130.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$33,509
− Mortgage interest
−$22,401
− Property taxes
−$1,599
− Insurance
−$2,000
− Repairs & maintenance
−$2,681
− Management
−$2,681
− HOA
−$852
− Depreciation
−$11,633
Taxable loss
−$10,337
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,481
After-tax cash flow
$-663/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gwinnett County
NCES district ID
1302550
Math proficiency
39% ▼ -15.00%
Reading proficiency
43% ▼ -10.00%
Median HH income
$62,416
Composite
36.5/100
National rank
#4648
State rank
#32 of 174 in GA

Livability — Dacula

Score
65/100
State rank
#211
US rank
#12728

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C+ Housing A+ Health & safety D- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Gwinnett County · 952,346 people
City population
51,162
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
51,162
Household income
$116,583
Rent vs Own
16.1% rent · 83.9% own
Severe rent burden
630.0

Population outlook (Gwinnett County) Hauer SSP2

Today (2025)
1,106,028 people
By 2030
1,211,414 · +9.5%
By 2040
1,422,277 · +28.6%
By 2050
1,623,204 · +46.8%
By 2075
2,105,240 · +90.3%
By 2100
2,443,321 · +120.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
White 49% Black 27% Hispanic / Latino 13% Two or more races 10% Asian 6%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Hispanic 3% Italian 2% Romanian 2%
Foreign-born
16% · Canada, Vietnam, Jamaica
Languages at home
78% English-only · Spanish 10% Other Indo-European 3% French/Haitian/Cajun 2%

Political lean MEDSL · Gwinnett

2024 margin
D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
2008→2024 swing
+26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
All cycles
2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -155.48%
Current HPI
212.925
Rent YoY
▲ 4.06%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+44.9% since first listed
13 events — show timeline
  • 2026-03-10 Relisted GAMLS
  • 2026-03-10 Relisted FMLS
  • 2026-03-07 Pending GAMLS
  • 2026-03-07 Contingent FMLS
  • 2026-02-05 Listed $420,000 FMLS
  • 2026-02-05 Listed $420,000 GAMLS
  • 2019-05-01 Sold (Public Records) $289,000 Public Records
  • 2019-04-30 Sold (MLS) $289,000 GAMLS
  • 2019-04-30 Sold (MLS) $289,000 FMLS
  • 2019-03-30 Pending GAMLS
  • 2019-03-26 Pending FMLS
  • 2019-03-19 Listed $289,900 GAMLS
  • 2019-03-19 Listed $289,900 FMLS

Property tax history

+5.2%/yr

Latest (2025): $1,599 · +0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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