CashFlowRE
Sign in Sign up
212 Kendrick Rd
D Composite 42.07
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.3/30.0
  • ARV discount +8.9/15.0
  • DSCR +4.0/10.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • Rent growth +3.2/5.0
  • 1% rule +3.0/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$224,999

212 Kendrick Rd · Dentsville, SC 29229
3 bd · 2.0 ba · 1,298 sqft · SingleFamily public records · 33 Days on market
Built 2000 0.25 ac lot Est $232k · at est. $13/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 212 Kendrick Road — a charming 3-bedroom, 2-bath home offering comfort, style, and functional living spaces both inside and out! Step into the updated kitchen featuring beautiful butcher block countertops, stylish tiled backsplash, and beautifully painted ample cabinetry, creating the perfect space for everyday living and entertaining. The spacious layout with luxury flooring offers comfortable bedrooms and well-appointed bathrooms designed for convenience and relaxation. The primary suite features a private bathroom with a double vanity and lots of storage. Outside, enjoy a deck and a large backyard with endless possibilities for outdoor gatherings, gardening, pets, or sim

Key facts

  • Double vanity
  • Ample cabinetry
  • Tiled backsplash

Tags

UPDATED KITCHENBUTCHER BLOCK COUNTERTOPSTILED BACKSPLASHAMPLE CABINETRYPRIVATE BATHROOMDOUBLE VANITY

Property features AI

Finance

  • Other: Paved road access; Approximately 0.25-acre lot
  • HOA & community: Property is part of an association

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Single-story layout; Main-level entry
  • Construction: Slab foundation
  • Exterior features: Vinyl exterior

Interior

  • Kitchen: Kitchen on the main level
  • Bedrooms: Master bedroom on the main level; Second bedroom on the main level; Third bedroom on the main level
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central cooling; Central heating with floor furnace
  • Interior features: Great room on the main level; All primary living spaces on the main level
  • Laundry & utility: Washer and dryer located on the main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $225k.

Deal economics

  • At list price, monthly cash flow is $-2 ($-21/yr) — negative.
  • To cash-flow at today's rent, offer at most $225k (0.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $181k (19.7% below list).
  • Recommended offer: $181k (19.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Rice Creek Elementary (math 36% / reading 34%, grade F, #339 of 597 statewide, top 57%, 737 students, 76% FRL); Ridge View High (math 43% / reading 76%, grade C+, #110 of 196 statewide, top 58%, 1,711 students, 60% FRL) — zoned schools average 68% FRL vs 38% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+2.8%/yr); 417 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $180,648 (19.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
6.28%
Cash-on-cash
-0.03%
DSCR
1.00
GRM
10.4

CMA / ARV

ARV (on-the-fly)
$232,342
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
215 Elders Pond Dr 0.19mi 3/2.5 1,422 (+10%) 7mo $230,000 $162 67
1007 May Oak Cir 0.65mi 3/2.0 1,342 (+3%) 24mo $240,000 $179 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.81% rent growth · sell at horizon

5-year hold
IRR
-16.6%
Equity multiple
0.41×
Total profit
$-36,964
Equity at exit
$33,548
10-year hold
IRR
-8.7%
Equity multiple
0.46×
Total profit
$-33,941
Equity at exit
$19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29229

Home prices YoY
-21.5%
Rents YoY
2.8%
Active inventory
417
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$1,806 high interval (Pro) →
Mortgage (P&I)
$1,180
Tax from tax record
$142 /mo · $1,706/yr
Insurance
$94
HOA
$13
Vacancy / Maint / Mgmt
$379
Net cashflow
$-2

Break-even live

Break-even rent $1,809
Max offer price $224,696
Occupancy floor 95%

Sensitivity live

Price -10% $126 -5% $62 +0% $-2 +5% $-65 +10% $-129
Rent -10% $-144 -5% $-73 +0% $-2 +5% $70 +10% $141
Rate -1.0pp $112 -0.5pp $56 base $-2 +0.5pp $-60 +1.0pp $-119

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
214 Elders Pond Dr Columbia, SC 3.0 2.5 1400 $1,350 $0.96 13d 1 0.17mi
3 Glen Knoll Ct Columbia, SC 3.0 2.0 1320 $1,699 $1.29 13d 1 0.23mi
5 Elders Pond Ct Columbia, SC 3.0 2.5 1640 $1,795 $1.09 16d 1 0.23mi
1116 Waverly Place Ln Columbia, SC 3.0 2.0 1428 $1,875 $1.31 16d 1 0.29mi
1214 Waverly Place Ln Columbia, SC 3.0 2.0 1152 $1,800 $1.56 13d 1 0.39mi
423 Elders Pond Cir Columbia, SC 2.0 2.0 1125 $1,475 $1.31 21d 1 0.43mi
4500 Hard Scrabble Rd Columbia, SC 1.0–3.0 1.0–2.0 1031 $1,455 $1.41 4d 4 0.45mi
3 Long Glen Ct Columbia, SC 3.0 2.0 1314 $1,849 $1.41 4d 1 0.72mi
108 Quinton Ln Columbia, SC 3.0 2.0 1052 $1,749 $1.66 23d 1 0.79mi
102 Petworth Dr Columbia, SC 4.0 3.0 1664 $2,050 $1.23 4d 1 0.86mi
225 Lawson Dr Columbia, SC 2.0 2.0 1288 $1,580 $1.23 25d 1 0.86mi
201 Trowbridge Rd Columbia, SC 3.0 2.0 1220 $1,649 $1.35 25d 1 0.97mi
500 Castle Ridge Dr Columbia, SC 3.0 2.0 1753 $2,150 $1.23 5d 1 0.99mi
109 Jaybird Ln Columbia, SC 3.0 2.0 1250 $1,679 $1.34 4d 1 1.14mi
213 Sagamare Rd Columbia, SC 4.0 3.0 1664 $1,970 $1.18 25d 1 1.19mi
21 Winslow Ct Columbia, SC 3.0 2.0 1220 $1,649 $1.35 23d 1 1.33mi
13 Tomafield Ct Columbia, SC 3.0 2.0 1721 $2,000 $1.16 5d 1 1.35mi
416 Sandfarm Trl Blythewood, SC 3.0 2.5 1664 $2,025 $1.22 16d 1 1.41mi
416 Sandfarm Trl Blythewood, SC 3.0 2.5 1664 $2,025 $1.22 25d 1 1.41mi

HOA detail

Monthly dues
$13 · $156/yr

Listing history 27 events

  1. 2026-06-18
    status $224,999 Pending 33 DOM
  2. 2026-06-17
    days on market $224,999 Active 33 DOM
  3. 2026-06-16
    days on market $224,999 Active 32 DOM
  4. 2026-06-15
    days on market $224,999 Active 31 DOM
  5. 2026-06-14
    days on market $224,999 Active 29 DOM
  6. 2026-06-13
    days on market $224,999 Active 28 DOM
  7. 2026-06-10
    days on market $224,999 Active 26 DOM
  8. 2026-06-09
    days on market $224,999 Active 25 DOM
  9. 2026-06-08
    days on market $224,999 Active 24 DOM
  10. 2026-06-07
    days on market $224,999 Active 23 DOM
  11. 2026-06-05
    days on market $224,999 Active 20 DOM
  12. 2026-06-03
    days on market $224,999 Active 19 DOM
  13. 2026-06-03
    days on market $224,999 Active 18 DOM
  14. 2026-06-01
    days on market $224,999 Active 17 DOM
  15. 2026-05-31
    days on market $224,999 Active 16 DOM
  16. 2026-05-08
    listed $224,999 Active
  17. 2022-09-29
    soldstatus $205,000
  18. 2022-08-11
    historical
  19. 2022-08-09
    status Active
  20. 2022-07-25
    historical
  21. 2022-07-25
    status Active
  22. 2022-07-18
    historical
  23. 2022-07-15
    listed $194,900 Active
  24. 2021-05-20
    soldstatus $150,000
  25. 2006-03-01
    soldstatus $105,000
  26. 2001-09-10
    soldstatus $90,500
  27. 2000-09-28
    soldstatus $92,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,706 · $142/mo
Projected year-2 tax
$1,706 · $142/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,678
− Mortgage interest
−$12,603
− Property taxes
−$1,706
− Insurance
−$1,125
− Repairs & maintenance
−$1,734
− Management
−$1,734
− HOA
−$156
− Depreciation
−$6,545
Taxable loss
−$3,927
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$942
After-tax cash flow
$922/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Dentsville

Score
71/100
State rank
#50
US rank
#6940

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
52,835
Metro
Columbia, SC
Population (ZIP)
51,861
Household income
$74,043
Rent vs Own
29.9% rent · 70.1% own
Severe rent burden
1939.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Black 62% White 24% Hispanic / Latino 8% Two or more races 6% Asian 3%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Slovak 1% Lithuanian 1% Romanian 1%
Foreign-born
7% · Canada, South Korea, Jamaica
Languages at home
89% English-only · Spanish 6% Other Indo-European 1% Korean 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -51.11%
Current HPI
186.782
Rent YoY
▲ 2.81%
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+143.2% since first listed
12 events — show timeline
  • 2026-05-08 Listed $224,999 Consolidated MLS
  • 2022-09-29 Sold (Public Records) $205,000 Public Records
  • 2022-08-11 Delisted Consolidated MLS
  • 2022-08-09 Relisted Consolidated MLS
  • 2022-07-25 Delisted Consolidated MLS
  • 2022-07-25 Relisted Consolidated MLS
  • 2022-07-18 Delisted Consolidated MLS
  • 2022-07-15 Listed $194,900 Consolidated MLS
  • 2021-05-20 Sold (Public Records) $150,000 Public Records
  • 2006-03-01 Sold (Public Records) $105,000 Public Records
  • 2001-09-10 Sold (Public Records) $90,500 Public Records
  • 2000-09-28 Sold (Public Records) $92,500 Public Records

Property tax history

+4.4%/yr

Latest (2025): $1,706 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…