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1432 John Wells Rd
F Composite 34.36
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.8/15.0
  • Cash flow +6.1/30.0
  • Condition / age +4.0/5.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • Schools +2.6/10.0
  • Appreciation +2.5/10.0
  • 1% rule +1.4/10.0
  • DSCR +0.4/10.0
  • Manufactured-home adj. -3.0

$279,995

1432 John Wells Rd · Hinesville, GA 31313
4 bd · 3.0 ba · 1,976 sqft · Manufactured · 16 Days on market
Manufactured home Built 2026 Good condition 15 ac lot 2-car garage $142/sqft · 12% below area Est $317k · 12% under ↓ 8% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

15 ACRES!!! !! ENERGY EFFICIENT HOME! Don't miss out on this Charming NEW 4 bedroom / 3-bathroom home that HAS IT ALL!!! Open and inviting floor plan, elegant white cabinetry, upgraded lighting fixtures and recessed lighting. Complete modern home essentials with a comfortable layout. Double vanity in master bathroom with a tub/shower. Brand new appliances! Home has a 1-year manufacture warranty. VISIT the property today. Seller is a licensed Realtor in GA. Exterior photos enhanced for lawn purposes. Homes qualify for FHA and VA loans with a permanent foundation.

Key facts

  • 15 acre lot
  • 2 garage spots
  • Built 2026

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath manufactured listed at $280k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-521 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $205k (26.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $179k (36.1% below list).
  • Recommended offer: $179k (36.1% below list) — sets the bar for 1% rule.
  • Cap rate 4.1% vs local median 5.1% in Hinesville — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 73/100 on livability (#51 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, commute D+, crime F.
  • Liberty County (urban): math 19% / reading 28% proficiency, ranked #133 of 174 in GA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+5.4%/yr); 1067 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 471 units permitted in Liberty County in 2024 (0 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Liberty County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($276k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 98% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $178,937 (36.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.64% ✗
Cap rate
4.06%
Cash-on-cash
-7.98%
DSCR
0.64
GRM
13.0

CMA / ARV

ARV (median comp)
$317,169
List price
$279,995
Delta
-11.72%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
831 John Wells Rd 0.48mi 4/3.0 2,151 (+9%) 14mo $400,000 $186 51
560 Margaret Rd 0.30mi 4/2.0 2,128 (+8%) 23mo $232,900 $109 50
1903 John Wells Rd 0.48mi 4/3.0 2,128 (+8%) 20mo $260,000 $122 48
34 Ammons Ln 1.33mi 4/3.0 1,976 (0%) 25mo $229,000 $116 45
124 Murrell Rd 1.35mi 4/3.0 1,976 (0%) 25mo $242,500 $123 45
108 Dawson Ln 1.24mi 4/2.0 1,929 (-2%) 15mo $220,000 $114 44
524 Hodges Rd 1.17mi 3/2.0 (-1) 2,035 (+3%) 8mo $348,000 $171 44
537 Margaret Rd 0.27mi 4/2.0 2,437 (+23%) 21mo $250,000 $103 41
430 Preston Place Pl NE 1.35mi 4/3.0 1,905 (-4%) 22mo $259,994 $136 41
35 Margaret Rd 0.50mi 3/2.0 (-1) 1,848 (-6%) 20mo $183,200 $99 41
91 Murrell Rd 1.44mi 3/2.0 (-1) 1,792 (-9%) 19mo $239,000 $133 25
4850 NE County Line Rd 1.41mi 3/2.0 (-1) 1,590 (-20%) 27mo $210,000 $132 11

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.41% rent growth · sell at horizon

5-year hold
IRR
-27.7%
Equity multiple
0.05×
Total profit
$-74,108
Equity at exit
$41,748
10-year hold
IRR
-19.1%
Equity multiple
-0.12×
Total profit
$-88,026
Equity at exit
$24,209

Cash invested: $78,399 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Active competition Active MLS

For sale now
2 active
Median asking
$239,992 ($125/sqft)
Median days on market
91 d
This list price
100% of active listings are priced below it
ARV vs active asking
+28.8% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 31313

Home prices YoY
-27.1%
Rents YoY
5.4%
Active inventory
1067
Price-to-rent
13.0×

Monthly cashflow live

Estimated rent
$1,789 medium interval (Pro) →
Mortgage (P&I)
−$1,468
Tax est. 1.5%
−$350 /mo · $4,200/yr
Insurance
−$117
HOA
−$0
Lot rent leased land?
−$0
Vacancy / Maint / Mgmt
−$376
Net cashflow
$-521

Break-even live

Break-even rent $2,449
Max offer price $204,550
Occupancy floor —

Sensitivity live

Price -10% $-328 -5% $-425 +0% $-521 +5% $-618 +10% $-715
Rent -10% $-663 -5% $-592 +0% $-521 +5% $-451 +10% $-380
Rate -1.0pp $-380 -0.5pp $-450 base $-521 +0.5pp $-594 +1.0pp $-668

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,999
Closing costs
$8,400
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10179 GA Highway 196 W Hinesville, GA 4.0 3.0 2037 $2,450 $1.20 0d 1 1.42mi

Property features AI

Exterior

Parking
2-car garageCarport2 covered parking spaces
Utilities
Septic tank
Home design
Manufactured home
Construction
Under constructionVinyl sidingShingle roofBlock foundation

Interior

Kitchen
Dishwasher, electric range, range hood, refrigerator
Bathrooms
3 full bathrooms
Interior features
Crawl-space foundation
Laundry & utility
Electric water heater

Listing history 50 events

  1. 2026-11-08
    days on market $279,995 Active 16 DOM
  2. 2026-11-07
    days on market $279,995 Active 15 DOM
  3. 2026-11-06
    days on market $279,995 Active 14 DOM
  4. 2026-11-05
    days on market $279,995 Active 13 DOM
  5. 2026-11-04
    pricedays on market $279,995 Active 12 DOM
  6. 2026-11-02
    days on market $279,998 Active 10 DOM
  7. 2026-11-01
    days on market $279,998 Active 9 DOM
  8. 2026-11-01
    price $279,998 Active 8 DOM
  9. 2026-10-31
    days on market $289,995 Active 8 DOM
  10. 2026-10-30
    days on market $289,995 Active 7 DOM
  11. 2026-10-29
    pricedays on market $289,995 Active 6 DOM
  12. 2026-10-28
    days on market $289,996 Active 5 DOM
  13. 2026-10-27
    pricestatusdays on marketlisting id $289,996 Active 4 DOM
  14. 2026-08-20
    statusdays on market $289,980 Pending 70 DOM
  15. 2026-07-18
    pricedays on market $289,980 Active 69 DOM
  16. 2026-07-16
    days on market $289,981 Active 67 DOM
  17. 2026-07-16
    pricedays on market $289,981 Active 66 DOM
  18. 2026-07-14
    days on market $289,983 Active 65 DOM
  19. 2026-07-14
    price $289,983 Active 64 DOM
  20. 2026-07-13
    days on market $289,984 Active 64 DOM
  21. 2026-07-12
    days on market $289,984 Active 63 DOM
  22. 2026-07-11
    pricedays on market $289,984 Active 62 DOM
  23. 2026-07-10
    days on market $289,985 Active 61 DOM
  24. 2026-07-09
    pricedays on market $289,985 Active 60 DOM
  25. 2026-07-08
    pricedays on market $289,987 Active 59 DOM
  26. 2026-07-07
    days on market $289,988 Active 58 DOM
  27. 2026-07-07
    price $289,988 Active 57 DOM
  28. 2026-07-06
    days on market $289,989 Active 57 DOM
  29. 2026-07-05
    days on market $289,989 Active 56 DOM
  30. 2026-07-04
    days on market $289,989 Active 55 DOM
  31. 2026-07-03
    days on market $289,989 Active 54 DOM
  32. 2026-07-02
    days on market $289,989 Active 53 DOM
  33. 2026-07-01
    days on market $289,989 Active 52 DOM
  34. 2026-06-30
    days on market $289,989 Active 51 DOM
  35. 2026-06-29
    days on market $289,989 Active 50 DOM
  36. 2026-06-28
    days on market $289,989 Active 49 DOM
  37. 2026-06-28
    days on market $289,989 Active 48 DOM
  38. 2026-06-27
    days on market $289,989 Active 47 DOM
  39. 2026-06-26
    pricedays on market $289,989 Active 46 DOM
  40. 2026-06-23
    days on market $289,990 Active 43 DOM
  41. 2026-06-21
    days on market $289,990 Active 42 DOM
  42. 2026-06-19
    days on market $289,990 Active 40 DOM
  43. 2026-06-18
    days on market $289,990 Active 39 DOM
  44. 2026-06-17
    days on market $289,990 Active 38 DOM
  45. 2026-06-16
    days on market $289,990 Active 37 DOM
  46. 2026-06-15
    days on market $289,990 Active 36 DOM
  47. 2026-06-14
    days on market $289,990 Active 34 DOM
  48. 2026-06-13
    pricedays on market $289,990 Active 33 DOM
  49. 2026-06-10
    pricedays on market $289,992 Active 31 DOM
  50. 2026-06-09
    days on market $289,993 Active 30 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,472
− Mortgage interest
−$15,684
− Property taxes
−$4,200
− Insurance
−$1,400
− Repairs & maintenance
−$1,718
− Management
−$1,718
− Depreciation
−$8,145
Taxable loss
−$11,392
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,734
After-tax cash flow
$-3,522/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This modern, energy-efficient home is in excellent condition with a good layout and high-end finishes. It's move-in ready and would benefit from some exterior painting and landscaping to further enhance its curb appeal.

Value-add opportunities

  • Resale Painting the exterior siding — Enhances curb appeal and can increase the home's value ↑
  • Resale Landscaping the front yard — Improves curb appeal and can increase the home's value ↑
  • Rental Adding a small outdoor lighting system — Enhances safety and can attract tenants ↑
F Composite school gradezoned avg 26/100

Zoned Schools

Elementary Taylors Creek Elementary School F GA #582/1,228 Nat'l #24,950/41,679 Middle Lewis Frasier Middle School F GA #271/470 Nat'l #9,793/14,009 High Bradwell Institute F GA #243/424 Nat'l #14,491/17,239

Schools (NCES district)

District
Liberty County
NCES district ID
1303300
Math proficiency
19% ▼ -16.00%
Reading proficiency
28% ▼ -13.00%
Median HH income
$43,911
Composite
20.2/100
National rank
#8630
State rank
#133 of 174 in GA
B Composite livability gradescore 73/100

Livability — Hinesville

Score
73/100
State rank
#51
US rank
#5200

Category grades

Amenities C+ Commute D+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Liberty County · 58,689 people
City population
42,838
Metro
Hinesville, GA
Population (ZIP)
42,838
Household income
$60,233
Rent vs Own
50.1% rent · 49.9% own
Severe rent burden
8% of renters

Population outlook (Liberty County) Hauer SSP2

Today (2025)
58,689 people
By 2030
57,670 · -1.7%
By 2040
55,750 · -5.0%
By 2050
54,155 · -7.7%
By 2075
58,947 · +0.4%
By 2100
66,919 · +14.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Black 47% White 31% Hispanic / Latino 13% Two or more races 11% Asian 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 7%
Languages at home
86% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Liberty

2024 margin
D (+17.4) · D 58.5% · R 41.0%
2008→2024 swing
-10.9pp toward R · 2008: 28.4pp · 2024: 17.4pp
All cycles
2024: D+17.4 2020: D+24.1 2016: D+21.2 2012: D+30.2 2008: D+28.4

Not yet ingested

Civics
—

Price history

-7.9% since first listed
26 events — show timeline
  • 2026-10-27 Price Changed $289,996 HABR
  • 2026-10-26 Price Changed $289,997 HABR
  • 2026-10-23 Price Changed $289,999 HABR
  • 2026-10-23 Listed $289,998 HABR
  • 2026-07-17 Price Changed $289,980 HABR
  • 2026-07-15 Price Changed $289,981 HABR
  • 2026-07-15 Price Changed $289,982 HABR
  • 2026-07-14 Price Changed $289,983 HABR
  • 2026-07-10 Price Changed $289,984 HABR
  • 2026-07-09 Price Changed $289,985 HABR
  • 2026-07-08 Price Changed $289,986 HABR
  • 2026-07-07 Price Changed $289,987 HABR
  • 2026-07-06 Price Changed $289,988 HABR
  • 2026-06-23 Price Changed $289,989 HABR
  • 2026-06-12 Price Changed $289,990 HABR
  • 2026-06-10 Price Changed $289,991 HABR
  • 2026-06-09 Price Changed $289,992 HABR
  • 2026-06-05 Price Changed $289,993 HABR
  • 2026-06-03 Price Changed $289,994 HABR
  • 2026-05-29 Price Changed $289,995 HABR
  • 2026-05-26 Price Changed $289,996 HABR
  • 2026-05-18 Price Changed $289,997 HABR
  • 2026-05-18 Price Changed $289,998 HABR
  • 2026-05-15 Price Changed $314,997 HABR
  • 2026-05-14 Price Changed $314,998 HABR
  • 2026-05-13 Price Changed $314,999 HABR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…