CashFlowRE
Sign in Sign up
142 Blissful Ln
D+ Composite 49.05
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.2/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.0/10.0
  • 1% rule +4.4/10.0
  • Appreciation +4.4/10.0
  • Schools +3.3/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$105,000

142 Blissful Ln · Mena, AR 71953
3 bd · 1.0 ba · 924 sqft · Manufactured public records · 17 Days on market
Built 2011 2.10 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Charming Clayton 2011 single wide mobile home located on a spacious 2.10-acre lot at the quiet end of a lane, offering privacy and plenty of outdoor space. This comfortable home features three bedrooms and two bathrooms, making it ideal for comfortable living or guests. There is also a convenient shop area, perfect for workshops, storage, or hobbies. The property is just about six miles from scenic Ward Lake, with easy bike trail access nearby, and only minutes from Mena town center for shopping and dining. Outdoor enthusiasts will appreciate the close proximity to the beautiful Ouachita Mountains and Lake Wilhelmina, which is renowned for excellent fishing and recreational opportunities. T

Key facts

  • Bike trail access
  • Spacious lot
  • 2.1 acre lot

Tags

SPACIOUS LOTBIKE TRAIL ACCESS

Property features AI

Finance

  • Financial info: Financing options include VA loan, conventional loan, or cash

Exterior

  • Parking: Parking pads for 2 cars
  • Utilities: Septic system; Public water; Electric service via cooperative
  • Home design: Single wide mobile home; Mobile property
  • Construction: Metal/vinyl siding; Composition roof; Crawl space foundation; Built as a mobile single wide
  • Exterior features: Porch; Partially fenced yard; Outside storage area; Gravel road access; Level, partially wooded and cleared rural property; Not in a subdivision

Interior

  • Kitchen: Free-standing stove / electric range; Dishwasher; Refrigerator stays; Ice maker connection
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central electric heat; Central electric cooling
  • Interior features: Washer and washer hookups present; washer stays; Dryer and electric dryer hookup present; dryer stays; Electric water heater; Smoke detectors; Window treatments; Ceiling fans; Walk-in shower; Formica kitchen countertops
  • Laundry & utility: Laundry room; Washer and dryer stay

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath manufactured listed at $105k.

Deal economics

  • At list price, monthly cash flow is $55 ($665/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $99k (5.8% below list).
  • Recommended offer: $99k (5.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 3.0% in Mena — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#142 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D, amenities F, commute F.
  • Mena School District (rural): math 42% / reading 38% proficiency, ranked #70 of 238 in AR (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Holly Harshman Elem. School (math 49% / reading 35%, grade F, #173 of 454 statewide, top 43%, 435 students, 66% FRL); Mena Middle School (math 47% / reading 41%, grade D, #65 of 201 statewide, top 34%, 375 students, 60% FRL); Mena High School (math 25% / reading 39%, grade F, #119 of 292 statewide, top 43%, 498 students, 53% FRL).
  • Market conditions: 204 active listings in the ZIP; 4 units permitted in Polk County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-1.2%/yr); year-one equity from $726 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Polk County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $19k; list at $105k implies a 453% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $98,870 (5.8% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
6.93%
Cash-on-cash
2.26%
DSCR
1.10
GRM
8.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.18% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.1%
Equity multiple
0.82×
Total profit
$-5,234
Equity at exit
$24,416
10-year hold
IRR
2.8%
Equity multiple
1.26×
Total profit
$7,708
Equity at exit
$24,854

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 71953

Home prices YoY
-0.4%
Active inventory
204
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$989 medium interval (Pro) →
Mortgage (P&I)
$551
Tax est. 1.5%
$131 /mo · $1,575/yr
Insurance
$44
HOA
$0
Vacancy / Maint / Mgmt
$208
Net cashflow
$55

Break-even live

Break-even rent $919
Max offer price $105,000
Occupancy floor 89%

Sensitivity live

Price -10% $128 -5% $92 +0% $55 +5% $19 +10% $-17
Rent -10% $-23 -5% $16 +0% $55 +5% $94 +10% $134
Rate -1.0pp $108 -0.5pp $82 base $55 +0.5pp $28 +1.0pp $1

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$26,250
Closing costs
$3,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 12 events

  1. 2026-06-19
    days on market $105,000 Active 17 DOM
  2. 2026-06-18
    days on market $105,000 Active 16 DOM
  3. 2026-06-17
    days on market $105,000 Active 15 DOM
  4. 2026-06-16
    days on market $105,000 Active 14 DOM
  5. 2026-06-15
    days on market $105,000 Active 13 DOM
  6. 2026-06-14
    days on market $105,000 Active 11 DOM
  7. 2026-06-12
    days on market $105,000 Active 10 DOM
  8. 2026-06-09
    statusdays on market $105,000 Active 7 DOM
  9. 2026-06-08
    days on market $105,000 New Listing 6 DOM
  10. 2026-06-07
    days on market $105,000 New Listing 5 DOM
  11. 2026-06-03
    remarks 699-char remark
  12. 2026-06-03
    listed $105,000 New Listing 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,864
− Mortgage interest
−$5,882
− Property taxes
−$1,575
− Insurance
−$525
− Repairs & maintenance
−$949
− Management
−$949
− Depreciation
−$3,055
Taxable loss
−$1,070
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$257
After-tax cash flow
$922/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mena School District
NCES district ID
0509750
Math proficiency
42% ▼ -9.00%
Reading proficiency
38% ▼ -9.00%
Median HH income
$32,941
Composite
32.88/100
National rank
#5607
State rank
#70 of 238 in AR

Livability — Mena

Score
65/100
State rank
#142
US rank
#12615

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
13,412

Population outlook (Polk County) Hauer SSP2

Today (2025)
19,065 people
By 2030
18,369 · -3.7%
By 2040
17,156 · -10.0%
By 2050
16,177 · -15.1%
By 2075
14,642 · -23.2%
By 2100
13,020 · -31.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 5% Hispanic / Latino 3% Native American 1%
Common ancestry
Lithuanian 3% Slovak 2% Iranian 1%
Foreign-born
2% · Canada
Languages at home
98% English-only · Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Polk

2024 margin
Solid R (+70.5) · D 13.8% · R 84.3% · Other 1.9%
2008→2024 swing
-24.7pp toward R · 2008: -45.8pp · 2024: -70.5pp
All cycles
2024: R+70.5 2020: R+68.2 2016: R+66.4 2012: R+56.9 2008: R+45.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.18%
Current HPI
278.2854
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+452.6% since first listed
2 events — show timeline
  • 2026-06-02 Listed $105,000 CARMLS
  • 1999-06-17 Sold (Public Records) $19,000 Public Records

Property tax history

-17.1%/yr

Latest (2025): $6 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…