210 Hazel St · Parkhill, PA
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.65%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 2/10 · Minimal
- Hot days now (above 93°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Appreciation +5.0/10.0
- Schools +3.6/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
$20,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Calling all visionaries, flippers, and brave DIYers—this 2-bedroom (possible 3rd) home is ready for its glow-up! Priced at just $20,000, this property offers an unforgettable renovation experience and a chance to turn “what were they thinking?” into “wow, look what I did!” Previous updates have been enthusiastically started, giving you a head start on demolition (you're welcome). The layout offers flexibility, and beneath the current creativity lies the potential for something truly special. If you've been searching for a home where you can bring your tools, your ideas, and maybe a sense of humor, this is it. It's not just a fixer-upper—it's a fixer-adventure. With the right vision, this could easily become the comeback story of the neighborhood. Being sold as-is. Hard hats optional but encouraged.
Key facts
- 4,792 sq ft lot
- Garage
- Listed 59 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $20k.
Deal economics
- At list price, monthly cash flow is $680 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $20k).
- Recommended offer: $19k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Conemaugh Valley SD (rural): math 30% / reading 56% proficiency, ranked #313 of 539 in PA (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 2 active listings in the ZIP; 64 units permitted in Cambria County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $738 of equity ($138 loan paydown + $600 appreciation (3.0% local appreciation)).
- Cambria County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $6k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 59 days — a 3% lower offer ($19k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $12k; list at $20k implies a 67% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: moderate flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 5.18% ✓
- Cap rate
- 47.08%
- Cash-on-cash
- 145.66%
- DSCR
- 7.48
- GRM
- 1.6
CMA / ARV
- ARV (median comp)
- $97,529
- List price
- $20,000
- Delta
- -79.49%
- Verdict
- UNDERPRICED
- Comps
- 17 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 213 Gelesh St | 0.11mi | 3/2.0 (+1) | 1,376 (+13%) | 14mo | $121,000 | $88 | 52 |
| 474 Kenwood Dr | 0.27mi | 3/1.5 (+1) | 1,350 (+11%) | 17mo | $65,000 | $48 | 48 |
| 345 Parkhill Dr | 0.44mi | 3/1.0 (+1) | 1,312 (+8%) | 19mo | $79,900 | $61 | 45 |
| 382 Ridgeview Ln | 0.65mi | 3/1.0 (+1) | 1,120 (-8%) | 22mo | $135,000 | $121 | 33 |
| 370 Ridgeview Ln | 0.56mi | 3/2.0 (+1) | 1,394 (+15%) | 20mo | $165,000 | $118 | 24 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 9.16×
- Total profit
- $45,718
- Equity at exit
- $8,993
- IRR
- —
- Equity multiple
- 19.23×
- Total profit
- $102,103
- Equity at exit
- $13,859
Cash invested: $5,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15945
- Active inventory
- 2
- Price-to-rent
- 1.6×
Monthly cashflow live
- Estimated rent
- $1,035 medium interval (Pro) →
- Mortgage (P&I)
- −$105
- Tax est. 1.5%
- −$25 /mo · $300/yr
- Insurance
- −$8
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$217
- Net cashflow
- $680
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $5,000
- Closing costs
- $600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 17 events
-
2026-06-17status $20,000 Pending 59 DOM
-
2026-06-16days on market $20,000 Active Under Contract 59 DOM
-
2026-06-15days on market $20,000 Active Under Contract 58 DOM
-
2026-06-14days on market $20,000 Active Under Contract 56 DOM
-
2026-06-12days on market $20,000 Active Under Contract 55 DOM
-
2026-06-09days on market $20,000 Active Under Contract 52 DOM
-
2026-06-08days on market $20,000 Active Under Contract 51 DOM
-
2026-06-07days on market $20,000 Active Under Contract 50 DOM
-
2026-06-02days on market $20,000 Active Under Contract 45 DOM
-
2026-06-01status $20,000 Active Under Contract 44 DOM
-
2026-06-01days on market $20,000 Active 44 DOM
-
2026-05-31days on market $20,000 Active 43 DOM
-
2026-05-30days on market $20,000 Active 42 DOM
-
2026-04-18$20,000 Active 846-char remark
Show marketing remark (846 chars)
Calling all visionaries, flippers, and brave DIYers—this 2-bedroom (possible 3rd) home is ready for its glow-up! Priced at just $20,000, this property offers an unforgettable renovation experience and a chance to turn “what were they thinking?” into “wow, look what I did!” Previous updates have been enthusiastically started, giving you a head start on demolition (you're welcome). The layout offers flexibility, and beneath the current creativity lies the potential for something truly special. If you've been searching for a home where you can bring your tools, your ideas, and maybe a sense of humor, this is it. It's not just a fixer-upper—it's a fixer-adventure. With the right vision, this could easily become the comeback story of the neighborhood. Being sold as-is. Hard hats optional but encouraged.
-
2021-01-25soldstatus $12,000 17-char remark
Show marketing remark (17 chars)
lots of potential
-
2020-11-19$12,900 17-char remark
Show marketing remark (17 chars)
lots of potential
-
2004-09-04soldstatus $30,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 65% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 2/10 Low 7 d/yr ≥93°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,425
- − Mortgage interest
- −$1,120
- − Property taxes
- −$300
- − Insurance
- −$100
- − Repairs & maintenance
- −$994
- − Management
- −$994
- − Depreciation
- −$582
- Taxable income
- $8,335
- Est. tax owed @ 24.0%
- −$2,000
- After-tax cash flow
- $6,157/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Conemaugh Valley SD
- NCES district ID
- 4206430
- Math proficiency
- 30% ▼ -18.00%
- Reading proficiency
- 56% ▼ -11.00%
- Median HH income
- $42,523
- Composite
- 36.16/100
- National rank
- #4739
- State rank
- #313 of 539 in PA
Livability — Parkhill
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Parkhill, PA
- City population
- 162
- Population (ZIP)
- 162
Population outlook (Cambria County) Hauer SSP2
- Today (2025)
- 122,754 people
- By 2030
- 115,827 · -5.6%
- By 2040
- 101,309 · -17.5%
- By 2050
- 88,379 · -28.0%
- By 2075
- 65,237 · -46.9%
- By 2100
- 46,909 · -61.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (96%)
- Race & ethnicity
- White 96% Hispanic / Latino 4%
- Common ancestry
- Romanian 14%
Political lean MEDSL · Cambria
- 2024 margin
- Solid R (+39.7) · D 29.8% · R 69.5%
- 2008→2024 swing
- -40.4pp toward R · 2008: 0.7pp · 2024: -39.7pp
- All cycles
- 2024: R+39.7 2020: R+37.3 2016: R+37.8 2012: R+17.8 2008: D+0.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
-33.3% since first listed4 events — show timeline
- 2026-04-18 Listed $20,000 CSMLS
- 2021-01-25 Sold (MLS) $12,000 AHARMLS
- 2020-11-19 Listed $12,900 AHARMLS
- 2004-09-04 Sold (Public Records) $30,000 Public Records
Property tax history
+1.2%/yrLatest (2026): $1,153 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…