9401 Osprey Branch Trl #8 · Jacksonville, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +6.2/30.0
- 1% rule +4.5/10.0
- Livability +4.2/5.0
- Schools +3.8/10.0
- Condition / age +3.8/5.0
- Rent growth +2.5/5.0
- DSCR +0.5/10.0
- Appreciation +0.0/10.0
$165,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome home to this beautifully refreshed two-story condo in the gated community of Osprey Branch in East Mandarin-Beauclerc. This bright and inviting residence features cathedral ceilings and an open split floor plan with two bedrooms and two full baths, offering both comfort and privacy. Enjoy updated finishes including solid surface countertops, brand new carpet, and fresh paint throughout. The HVAC system is just two years old, providing added peace of mind. Residents enjoy access to a community pool and fitness center, perfect for relaxing or staying active. Conveniently located near shopping, dining, and major roadways. This move-in ready condo is priced to sell and offers the perfect blend of style, comfort, and value.
Key facts
- Gated community
- Fitness center
- Updated finishes
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $165k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-303 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $121k (26.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $156k (5.3% below list).
- Recommended offer: $121k (26.6% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Beauclerc Elementary School (math 48% / reading 45%, grade D-, #1,223 of 2,144 statewide, top 57%, 689 students, 52% FRL); Alfred I. Dupont Middle School (math 23% / reading 24%, grade F, #536 of 571 statewide, top 95%, 641 students, 59% FRL); Samuel W. Wolfson High School (math 48% / reading 70%, grade C+, #113 of 667 statewide, top 17%, 922 students, 20% FRL).
- Market conditions: Rents soft (-0.0%/yr); 322 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 38d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 25% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 4.09%
- Cash-on-cash
- -7.87%
- DSCR
- 0.65
- GRM
- 8.8
CMA / ARV
- ARV (median comp)
- $209,721
- List price
- $165,000
- Delta
- -21.32%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9390 Underwing Way #7-2 | 0.08mi | 3/2.0 (+1) | 1,284 (+4%) | 1mo | $204,000 | $159 | 84 |
| 9556 Armelle Way #16 | 0.37mi | 3/2.0 (+1) | 1,157 (-6%) | 1mo | $145,000 | $125 | 67 |
| 9626 Belda Way #7 | 0.46mi | 3/2.0 (+1) | 1,157 (-6%) | 1mo | $175,000 | $151 | 63 |
| 9559 Neal Dr | 1.31mi | 3/2.0 (+1) | 1,288 (+5%) | 0mo | $75,000 | $58 | 52 |
| 8688 Deermoss Way W | 0.88mi | 3/2.0 (+1) | 1,161 (-6%) | 1mo | $242,500 | $209 | 50 |
| 4915 Baymeadows Rd #7G | 1.00mi | 2/2.0 | 1,085 (-12%) | 0mo | $110,000 | $101 | 45 |
| 3918 Pine Breeze Rd S | 1.26mi | 2/2.0 | 1,464 (+19%) | 0mo | $272,000 | $186 | 40 |
| 8849 Old Kings Rd S #163 | 1.14mi | 2/1.0 | 1,030 (-16%) | 1mo | $75,000 | $73 | 35 |
| 8781 Goodbys Cove Dr | 0.98mi | 3/2.0 (+1) | 1,452 (+18%) | 0mo | $340,000 | $234 | 35 |
| 9716 Topaz Ln | 1.02mi | 3/2.5 (+1) | 1,483 (+21%) | 0mo | $267,990 | $181 | 33 |
| 4730 Tigers Eye Ct | 1.04mi | 3/2.5 (+1) | 1,483 (+21%) | 1mo | $278,490 | $188 | 32 |
| 4732 Tigers Eye Ct | 1.04mi | 3/2.5 (+1) | 1,483 (+21%) | 1mo | $250,000 | $169 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -34.8%
- Equity multiple
- -0.09×
- Total profit
- $-50,335
- Equity at exit
- $24,602
- IRR
- -80.1%
- Equity multiple
- -0.85×
- Total profit
- $-85,276
- Equity at exit
- $14,266
Cash invested: $46,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 0 active · 5 under contract
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 32257
- Rents YoY
- -0.0%
- Active inventory
- 322
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $1,563 high interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax est. 1.5%
- −$206 /mo · $2,475/yr
- Insurance
- −$69
- HOA
- −$397
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$328
- Net cashflow
- $-303
Break-even live
Sensitivity live
| Price | -10% $-189 | -5% $-246 | +0% $-303 | +5% $-360 | +10% $-417 |
|---|---|---|---|---|---|
| Rent | -10% $-426 | -5% $-365 | +0% $-303 | +5% $-241 | +10% $-179 |
| Rate | -1.0pp $-220 | -0.5pp $-261 | base $-303 | +0.5pp $-346 | +1.0pp $-389 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,250
- Closing costs
- $4,950
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9411 Osprey Branch Trl #9 Jacksonville, FL | 2.0 | 2.0 | 1079 | $1,600 | $1.48 | 10d | 1 | 0.03mi |
| 9411 Osprey Branch Trl #9 Jacksonville, FL | 2.0 | 2.0 | 1079 | $1,600 | $1.48 | 48d | 1 | 0.03mi |
| 4240 Migration Dr Unit 9-7 Jacksonville, FL | 2.0 | 2.0 | 1079 | $1,600 | $1.48 | 138d | 1 | 0.03mi |
| 9410 Osprey Branch Trl Unit 10-10 Jacksonville, FL | 2.0 | 2.0 | 1230 | $1,375 | $1.12 | 55d | 1 | 0.04mi |
| 9411 Genna Trace Trl Jacksonville, FL | 3.0 | 2.5 | 1264 | $1,450 | $1.15 | 138d | 1 | 0.07mi |
| 9390 Underwing Way Unit 7-7 Jacksonville, FL | 2.0 | 2.0 | 1079 | $1,425 | $1.32 | 55d | 1 | 0.07mi |
| 9322 Genna Trace Trl Jacksonville, FL | 3.0 | 2.5 | 1274 | $1,700 | $1.33 | 1d | 1 | 0.08mi |
| 4083 Sunbeam Rd Jacksonville, FL | 1.0–3.0 | 1.0–2.0 | 995 | $1,494 | $1.50 | 2d | 27 | 0.15mi |
| 9360 Craven Rd #1407 Jacksonville, FL | 2.0 | 2.0 | 1172 | $1,800 | $1.54 | 1d | 1 | 0.31mi |
| 9360 Craven Rd #1407 Jacksonville, FL | 2.0 | 2.0 | 1172 | $1,800 | $1.54 | 55d | 1 | 0.31mi |
| 9115 Margolyn Ct Jacksonville, FL | 3.0 | 2.0 | 1468 | $2,500 | $1.70 | 37d | 1 | 0.32mi |
| 9115 Margolyn Ct Jacksonville, FL | 3.0 | 2.0 | 1468 | $2,300 | $1.57 | 26d | 1 | 0.32mi |
| 4320 Sunbeam Rd Jacksonville, FL | 2.0–4.0 | 2.0 | 1123 | $1,082 | $0.96 | 9d | 9 | 0.33mi |
| 9505 Armelle Way #3 Jacksonville, FL | 2.0 | 2.0 | 940 | $1,400 | $1.49 | 55d | 1 | 0.35mi |
| 9505 Armelle Way Jacksonville, FL | 2.0–3.0 | 2.0 | 1048 | $1,425 | $1.36 | 124d | 2 | 0.35mi |
| 9536 Armelle Way #1 Jacksonville, FL | 3.0 | 2.0 | 1157 | $1,899 | $1.64 | 6d | 1 | 0.35mi |
| 9556 Armelle Way #14 Jacksonville, FL | 2.0 | 2.0 | 1118 | $1,450 | $1.30 | 2d | 1 | 0.37mi |
| 3909 Sunbeam Rd Jacksonville, FL | 1.0–2.0 | 1.0–2.0 | 827 | $1,395 | $1.69 | 10d | 5 | 0.39mi |
| 9595 Amarante Cir #16 Jacksonville, FL | 3.0 | 2.0 | 1157 | $1,425 | $1.23 | 114d | 1 | 0.42mi |
| 9670 Amarante Cir #3 Jacksonville, FL | 2.0 | 2.0 | 940 | $1,399 | $1.49 | 164d | 1 | 0.44mi |
| 9625 Amarante Way #13 Jacksonville, FL | 2.0 | 2.0 | 940 | $1,375 | $1.46 | 5d | 1 | 0.44mi |
| 9626 Belda Way #16 Jacksonville, FL | 3.0 | 2.0 | 1157 | $1,450 | $1.25 | 148d | 1 | 0.46mi |
| 3858 Pritmore Rd Jacksonville, FL | 2.0 | 1.0 | 594 | $1,235 | $2.08 | 10d | 4 | 0.62mi |
| 3918 Via Di Olivia Ct #33 Jacksonville, FL | 3.0 | 2.0 | 1269 | $1,800 | $1.42 | 164d | 1 | 0.65mi |
| 3918 Via Di Olivia Ct #33 Jacksonville, FL | 3.0 | 2.0 | 1269 | $1,800 | $1.42 | 1d | 1 | 0.65mi |
| 4177 Timberlake Dr N Jacksonville, FL | 3.0 | 2.0 | 1170 | $1,820 | $1.56 | 108d | 1 | 0.67mi |
| 4177 Timberlake Dr N Jacksonville, FL | 3.0 | 2.0 | 1170 | $1,820 | $1.56 | 119d | 1 | 0.67mi |
| 9740 Summer Grove Way W Jacksonville, FL | 2.0 | 2.0 | 1080 | $1,600 | $1.48 | 108d | 1 | 0.68mi |
| 4500 Baymeadows Rd Jacksonville, FL | 1.0–2.0 | 1.0 | 937 | $1,330 | $1.42 | 10d | 6 | 0.73mi |
| 4500 Baymeadows Rd Jacksonville, FL | 1.0–2.0 | 1.0 | 937 | $1,405 | $1.50 | 45d | 6 | 0.73mi |
| 9047 San Jose Blvd Jacksonville, FL | 2.0 | 1.0 | 1100 | $1,953 | $1.78 | 1d | 1 | 0.77mi |
| 4253 Huntington Forest Blvd Jacksonville, FL | 3.0 | 2.0 | 1280 | $1,875 | $1.46 | 114d | 1 | 0.87mi |
| 8861 La Terrazza Pl Jacksonville, FL | 2.0 | 2.5 | 1377 | $4,250 | $3.09 | 18d | 1 | 0.87mi |
| 9970 Larkdale Ct Jacksonville, FL | 3.0 | 2.0 | 1336 | $1,695 | $1.27 | 29d | 1 | 0.89mi |
| 9970 Larkdale Ct Jacksonville, FL | 3.0 | 2.0 | 1336 | $1,695 | $1.27 | 35d | 1 | 0.89mi |
| 3811 Millpoint Dr Jacksonville, FL | 3.0 | 2.0 | 1241 | $1,895 | $1.53 | 10d | 1 | 0.90mi |
| 10109 Old Saint Augustine Rd Jacksonville, FL | 2.0 | 2.0 | 1135 | $1,608 | $1.42 | 10d | 1 | 0.98mi |
| 3801 Crown Point Rd #1273 Jacksonville, FL | 2.0 | 2.0 | 1240 | $1,650 | $1.33 | 27d | 1 | 0.99mi |
| 3801 Crown Point Rd #2093 Jacksonville, FL | 2.0 | 2.5 | 1050 | $1,650 | $1.57 | 55d | 1 | 1.05mi |
| 4137 Rollingwood Ct Jacksonville, FL | 2.0 | 2.0 | 1281 | $1,915 | $1.49 | 145d | 1 | 1.05mi |
Property features AI
Finance
- HOA & community
- Fitness centerGated communityCommunity poolSidewalksMonthly association fee includes cable TV, grounds and structure maintenance, security, and trash
Exterior
- Parking
- Garage1 garage spaceAdditional parkingAssigned parkingGuest parkingUnassigned parking
- Security
- Security gate
- Utilities
- Public sewerCable availableElectricity connectedSewer connectedWater connected
- Home design
- CondominiumTwo storiesEntry level: 1
- Exterior features
- BalconyCovered patioFenced
Interior
- Kitchen
- DishwasherElectric ovenElectric rangeMicrowaveRefrigerator
- Bedrooms
- 2 bedrooms
- Flooring
- CarpetTile
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central electric heatingCentral air conditioning
- Interior features
- Open floorplanPantryPrimary bathroom with shower and no tubSplit bedroomsWalk-in closet
- Laundry & utility
- Electric dryer hookupWasher hookup
HOA detail $397/mo · $4,764/yr condo
- Likely covers
- poolgymsecurity
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-11-08days on market $165,000 Active 3 DOM
-
2026-11-07days on market $165,000 Active 2 DOM
-
2026-11-06pricedays on market $165,000 Active 1 DOM
-
2026-10-31days on market $178,750 Active 217 DOM
Show marketing remark (736 chars)
Welcome home to this beautifully refreshed two-story condo in the gated community of Osprey Branch in East Mandarin-Beauclerc. This bright and inviting residence features cathedral ceilings and an open split floor plan with two bedrooms and two full baths, offering both comfort and privacy. Enjoy updated finishes including solid surface countertops, brand new carpet, and fresh paint throughout. The HVAC system is just two years old, providing added peace of mind. Residents enjoy access to a community pool and fitness center, perfect for relaxing or staying active. Conveniently located near shopping, dining, and major roadways. This move-in ready condo is priced to sell and offers the perfect blend of style, comfort, and value.
-
2026-10-30days on market $178,750 Active 216 DOM
-
2026-10-29days on market $178,750 Active 215 DOM
-
2026-10-28days on market $178,750 Active 214 DOM
-
2026-10-27days on market $178,750 Active 213 DOM
-
2026-10-26days on market $178,750 Active 212 DOM
-
2026-10-25days on market $178,750 Active 211 DOM
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2026-10-24days on market $178,750 Active 210 DOM
-
2026-10-23days on market $178,750 Active 209 DOM
-
2026-10-22days on market $178,750 Active 208 DOM
-
2026-10-20days on market $178,750 Active 206 DOM
-
2026-10-19days on market $178,750 Active 205 DOM
-
2026-10-18days on market $178,750 Active 204 DOM
-
2026-10-17days on market $178,750 Active 203 DOM
-
2026-10-16days on market $178,750 Active 202 DOM
-
2026-10-15days on market $178,750 Active 201 DOM
-
2026-10-14days on market $178,750 Active 200 DOM
-
2026-10-13days on market $178,750 Active 199 DOM
-
2026-10-12days on market $178,750 Active 198 DOM
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2026-10-11days on market $178,750 Active 197 DOM
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2026-10-11price $178,750 Active 196 DOM
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2026-10-10days on market $179,750 Active 196 DOM
Show marketing remark (736 chars)
Welcome home to this beautifully refreshed two-story condo in the gated community of Osprey Branch in East Mandarin-Beauclerc. This bright and inviting residence features cathedral ceilings and an open split floor plan with two bedrooms and two full baths, offering both comfort and privacy. Enjoy updated finishes including solid surface countertops, brand new carpet, and fresh paint throughout. The HVAC system is just two years old, providing added peace of mind. Residents enjoy access to a community pool and fitness center, perfect for relaxing or staying active. Conveniently located near shopping, dining, and major roadways. This move-in ready condo is priced to sell and offers the perfect blend of style, comfort, and value.
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2026-10-09days on market $179,750 Active 195 DOM
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2026-10-08days on market $179,750 Active 194 DOM
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2026-10-07days on market $179,750 Active 193 DOM
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2026-10-06days on market $179,750 Active 192 DOM
-
2026-10-05days on market $179,750 Active 191 DOM
-
2026-10-04days on market $179,750 Active 190 DOM
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2026-10-03days on market $179,750 Active 189 DOM
-
2026-10-02days on market $179,750 Active 188 DOM
-
2026-10-02days on market $179,750 Active 187 DOM
-
2026-09-30days on market $179,750 Active 186 DOM
-
2026-09-29days on market $179,750 Active 185 DOM
-
2026-09-27days on market $179,750 Active 184 DOM
Show marketing remark (736 chars)
Welcome home to this beautifully refreshed two-story condo in the gated community of Osprey Branch in East Mandarin-Beauclerc. This bright and inviting residence features cathedral ceilings and an open split floor plan with two bedrooms and two full baths, offering both comfort and privacy. Enjoy updated finishes including solid surface countertops, brand new carpet, and fresh paint throughout. The HVAC system is just two years old, providing added peace of mind. Residents enjoy access to a community pool and fitness center, perfect for relaxing or staying active. Conveniently located near shopping, dining, and major roadways. This move-in ready condo is priced to sell and offers the perfect blend of style, comfort, and value.
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2026-09-25days on market $179,750 Active 182 DOM
-
2026-09-24days on market $179,750 Active 181 DOM
-
2026-09-23days on market $179,750 Active 180 DOM
-
2026-09-22days on market $179,750 Active 179 DOM
-
2026-09-21days on market $179,750 Active 178 DOM
-
2026-09-19days on market $179,750 Active 176 DOM
-
2026-09-18days on market $179,750 Active 175 DOM
-
2026-09-17pricedays on market $179,750 Active 174 DOM
Show marketing remark (736 chars)
Welcome home to this beautifully refreshed two-story condo in the gated community of Osprey Branch in East Mandarin-Beauclerc. This bright and inviting residence features cathedral ceilings and an open split floor plan with two bedrooms and two full baths, offering both comfort and privacy. Enjoy updated finishes including solid surface countertops, brand new carpet, and fresh paint throughout. The HVAC system is just two years old, providing added peace of mind. Residents enjoy access to a community pool and fitness center, perfect for relaxing or staying active. Conveniently located near shopping, dining, and major roadways. This move-in ready condo is priced to sell and offers the perfect blend of style, comfort, and value.
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2026-09-16days on market $181,500 Active 173 DOM
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2026-09-15days on market $181,500 Active 172 DOM
-
2026-09-14days on market $181,500 Active 171 DOM
-
2026-09-13days on market $181,500 Active 170 DOM
-
2026-09-12days on market $181,500 Active 169 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $18,751
- − Mortgage interest
- −$9,243
- − Property taxes
- −$2,475
- − Insurance
- −$825
- − Repairs & maintenance
- −$1,500
- − Management
- −$1,500
- − HOA
- −$4,764
- − Depreciation
- −$4,800
- Taxable loss
- −$6,355
- Est. tax savings @ 24.0%
- +$1,525
- After-tax cash flow
- $-2,108/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 14 photos
This move-in ready two-story condo in Osprey Branch is in good condition with updated finishes and a fresh paint job. It offers a good investment opportunity with potential for rental or resale value.
Value-add opportunities
- Resale Paint exterior — Enhances curb appeal ↑
- Rental Landscaping — Improves curb appeal and enhances tenant experience ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Duval
- NCES district ID
- 1200480
- Math proficiency
- 46% ▼ -11.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $48,987
- Composite
- 38.97/100
- National rank
- #4076
- State rank
- #48 of 73 in FL
Livability — Jacksonville
- Score
- 83/100
- State rank
- #50
- US rank
- #911
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jacksonville, FL
- County
- Duval County · 1,013,010 people
- City population
- 979,034
- Metro
- Jacksonville, FL
- Population (ZIP)
- 42,904
- Household income
- $75,780
- Rent vs Own
- Severe rent burden
- 16% of renters
Population outlook (Duval County) Hauer SSP2
- Today (2025)
- 1,013,010 people
- By 2030
- 1,059,228 · +4.6%
- By 2040
- 1,141,439 · +12.7%
- By 2050
- 1,205,258 · +19.0%
- By 2075
- 1,324,282 · +30.7%
- By 2100
- 1,319,620 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 61% Hispanic / Latino 16% Two or more races 11% Black 9% Asian 5%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 4%
- Languages at home
- 76% English-only · Spanish 11% Other Indo-European 6% Russian/Polish/Slavic 2%
Political lean MEDSL · Duval
- 2024 margin
- Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
- 2008→2024 swing
- +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
- All cycles
- 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -205.97%
- Current HPI
- 310.465
- Rent YoY
- ▬ -0.02%
- Metro
- Jacksonville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-15.4% since first listed12 events — show timeline
- 2026-11-05 Listed $165,000 realMLS
- 2026-10-31 Listing Removed — realMLS
- 2026-10-10 Price Changed $178,750 realMLS
- 2026-09-28 Relisted — realMLS
- 2026-09-27 Listing Removed — realMLS
- 2026-09-17 Price Changed $179,750 realMLS
- 2026-09-05 Price Changed $181,500 realMLS
- 2026-08-05 Price Changed $183,000 realMLS
- 2026-07-08 Price Changed $184,000 realMLS
- 2026-05-17 Price Changed $185,000 realMLS
- 2026-04-29 Price Changed $189,000 realMLS
- 2026-03-28 Listed $195,000 realMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…