4333 W Shawnda Ct · Peoria, IL 61615

$144,900

3 bd · 3.0 ba · 1,360 sqft · Townhouse public records · 163 Days on market

Built 1973 2,613 sqft lot $107/sqft · 21% below area Est $239k · 39% under $100/mo HOA · 7% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +12.9/30.0
• 1% rule +4.6/10.0
• DSCR +3.9/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

You won't find a better value in Northwestern Peoria! Located conveniently off of War Memorial, in Richwoods school district, between Willow Knolls Rd and Grand Prairie Mall sits Yorkshire Village. Our listing offers THREE bedrooms together on the second story & FOUR bathrooms. Three finished levels of living space (finished basement, main level, and second story) & a bathroom on every level (2 full bathrooms on the second story). Your monthly condo fees pay for snow removal and mowing as well as POOL maintenance. A 2 car garage that has a walkout door to secure privacy-fenced courtyard, outside of the sliding doors to the dining room/kitchen. Updated and move in ready Monthly Fee includes Lawn Care, Snow Removal & Pool Maintenance.

Key facts

• Finished basement
• 2,613 sq ft lot
• 2 garage spots

Tags

• FINISHED BASEMENT
• PRIVACY-FENCED COURTYARD

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath townhouse listed at $145k.

Deal economics

• At list price, monthly cash flow is $-9 ($-113/yr) — negative.
• To cash-flow at today's rent, offer at most $143k (1.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $140k (3.5% below list).
• Recommended offer: $128k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 73/100 on livability (#270 in IL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, schools F, crime F.
• Peoria SD 150 (urban): math 11% / reading 14% proficiency, ranked #554 of 620 in IL (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 127 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 73 units permitted in Peoria County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Peoria County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 163 days — a 12% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 13y ago; this cycle's ask has dropped $15k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $103k; 41% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $127,512 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 163 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 6.22%
• Cash-on-cash: -0.28%
• DSCR: 0.99
• GRM: 8.6

CMA / ARV

• ARV (median comp): $239,335
• List price: $144,900
• Delta: -39.46%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6831 N Frostwood Pkwy #19	0.20mi	3/2.0	1,323 (-3%)	8mo	$114,920	$87	75
4330 W Tara Cir	0.12mi	2/2.0 (-1)	1,284 (-6%)	23mo	$150,000	$117	57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -16.7%
• Equity multiple: 0.41×
• Total profit: $-23,988
• Equity at exit: $21,605

10-year hold

• IRR: -8.4%
• Equity multiple: 0.48×
• Total profit: $-21,292
• Equity at exit: $12,528

Cash invested: $40,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 61615

• Home prices YoY: -32.2%
• Active inventory: 127
• Price-to-rent: 8.6×

Monthly cashflow live

• Estimated rent: $1,398 high
• Mortgage (P&I): −$760
• Tax from tax record: −$193 /mo · $2,320/yr
• Insurance: −$60
• HOA: −$100
• Vacancy / Maint / Mgmt: −$294
• Net cashflow: $-9

Break-even live

Break-even rent $1,410

Max offer price $143,241

Occupancy floor 96%

Sensitivity live

Price	-10% $73	-5% $32	+0% $-9	+5% $-50	+10% $-91
Rent	-10% $-120	-5% $-65	+0% $-9	+5% $46	+10% $101
Rate	-1.0pp $64	-0.5pp $27	base $-9	+0.5pp $-47	+1.0pp $-85

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,225
• Closing costs: $4,347
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4105 W Hollow Creek Dr Peoria, IL	2.0	2.0	1121	$1,300	$1.16	14d	3	0.15mi
6900 N Summershade Cir Peoria, IL	1.0–2.0	1.0–2.0	832	$1,340	$1.61	14d	3	0.61mi
3910 W Verner Dr Peoria, IL	4.0	2.0	1776	$1,800	$1.01	44d	1	0.83mi
5505 N Frostwood Pkwy Peoria, IL	2.0	2.0	1030	$1,490	$1.45	14d	1	0.99mi
3207 W Willow Knolls Dr Peoria, IL	2.0	1.5	1000	$1,100	$1.10	44d	1	1.14mi
5745 Autumn Ridge Ct Apt A Peoria, IL	3.0	1.0	1150	$1,100	$0.96	44d	1	1.22mi
5605 N Withershin Pt Peoria, IL	2.0	2.0	1000	$1,335	$1.33	14d	1	1.33mi
5605 N Withershin Pt Unit 1 Peoria, IL	2.0	2.0	1000	$1,335	$1.33	14d	1	1.33mi
5711 W Ridgecrest Dr Peoria, IL	1.0–2.0	1.0–2.0	875	$1,095	$1.25	14d	8	1.34mi
2913 W Cannes Dr Unit C Peoria, IL	2.0	2.0	884	$1,150	$1.30	44d	1	1.46mi

HOA detail

• Monthly dues: $100 · $1,200/yr
• Likely covers: landscapingsnow removalpool

Listing history 25 events

1. 2026-06-19
   days on market $144,900 Active 163 DOM
2. 2026-06-18
   days on market $144,900 Active 162 DOM
3. 2026-06-17
   days on market $144,900 Active 161 DOM
4. 2026-06-16
   days on market $144,900 Active 160 DOM
5. 2026-06-15
   days on market $144,900 Active 159 DOM
6. 2026-06-14
   days on market $144,900 Active 157 DOM
7. 2026-06-13
   days on market $144,900 Active 156 DOM
8. 2026-06-10
   pricedays on market $144,900 Active 154 DOM
9. 2026-06-09
   days on market $154,900 Active 153 DOM
10. 2026-06-08
    days on market $154,900 Active 152 DOM
11. 2026-06-07
    days on market $154,900 Active 151 DOM
12. 2026-06-03
    days on market $154,900 Active 147 DOM
13. 2026-06-02
    days on market $154,900 Active 146 DOM
14. 2026-06-01
    days on market $154,900 Active 145 DOM
15. 2026-05-31
    days on market $154,900 Active 144 DOM
16. 2026-05-30
    days on market $154,900 Active 143 DOM
17. 2026-04-30
    price $154,900 756-char remark

    Show marketing remark (756 chars)

    You won't find a better value in Northwestern Peoria! Located conveniently off of War Memorial, in Richwoods school district, between Willow Knolls Rd and Grand Prairie Mall sits Yorkshire Village. Our listing offers THREE bedrooms together on the second story & FOUR bathrooms. Three finished levels of living space (finished basement, main level, and second story) & a bathroom on every level (2 full bathrooms on the second story). Your monthly condo fees pay for snow removal and mowing as well as POOL maintenance. A 2 car garage that has a walkout door to secure privacy-fenced courtyard, outside of the sliding doors to the dining room/kitchen. Updated and move in ready Monthly Fee includes Lawn Care, Snow Removal & Pool Maintenance.

18. 2026-01-05
    listed $159,900 Active 756-char remark

    Show marketing remark (756 chars)

    You won't find a better value in Northwestern Peoria! Located conveniently off of War Memorial, in Richwoods school district, between Willow Knolls Rd and Grand Prairie Mall sits Yorkshire Village. Our listing offers THREE bedrooms together on the second story & FOUR bathrooms. Three finished levels of living space (finished basement, main level, and second story) & a bathroom on every level (2 full bathrooms on the second story). Your monthly condo fees pay for snow removal and mowing as well as POOL maintenance. A 2 car garage that has a walkout door to secure privacy-fenced courtyard, outside of the sliding doors to the dining room/kitchen. Updated and move in ready Monthly Fee includes Lawn Care, Snow Removal & Pool Maintenance.

19. 2021-08-06
    historical
20. 2021-08-06
    historical
21. 2013-12-27
    soldstatus $103,000
22. 2013-12-23
    soldstatus $103,000
23. 2013-05-29
    listed $104,900
24. 1991-05-08
    soldstatus $75,000
25. 1991-05-08
    soldstatus $75,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

• Current annual tax: $2,320 · $193/mo
• Projected year-2 tax: $2,805 · $234/mo
• Expected delta: +$485/yr (+$40/mo · 20.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,773
• − Mortgage interest: −$8,117
• − Property taxes: −$2,320
• − Insurance: −$724
• − Repairs & maintenance: −$1,342
• − Management: −$1,342
• − HOA: −$1,200
• − Depreciation: −$4,215
• Taxable loss: −$2,488
• Est. tax savings @ 24.0%: +$597
• After-tax cash flow: $484/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Peoria SD 150
• NCES district ID: 1731230
• Math proficiency: 11% ▼ -5.00%
• Reading proficiency: 14% ▼ -4.00%
• Median HH income: $41,951
• Composite: 10.92/100
• National rank: #9751
• State rank: #554 of 620 in IL

Livability — Peoria

• Score: 73/100
• State rank: #270
• US rank: #5096

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Peoria, IL
• County: Peoria County · 120,495 people
• City population: 114,670
• Metro: Peoria, IL
• Population (ZIP): 23,523
• Household income: $79,817
• Rent vs Own: 41.3% rent · 58.7% own
• Severe rent burden: 833.0

Population outlook (Peoria County) Hauer SSP2

• Today (2025): 183,007 people
• By 2030: 179,643 · -1.8%
• By 2040: 171,782 · -6.1%
• By 2050: 163,508 · -10.7%
• By 2075: 140,178 · -23.4%
• By 2100: 114,493 · -37.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Asian 10% Black 8% Hispanic / Latino 7% Two or more races 5%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Italian 3% Romanian 3% Lithuanian 2%
• Foreign-born: 13% · China, Canada, Jamaica
• Languages at home: 83% English-only · Other Indo-European 4% Spanish 4% Chinese 3%

Political lean MEDSL · Peoria

• 2024 margin: Toss-up / Even · D 51.5% · R 46.9% · Other 1.6%
• 2008→2024 swing: -9.2pp toward R · 2008: 13.9pp · 2024: 4.7pp
• All cycles: 2024: D+4.7 2020: D+6.3 2016: D+2.8 2012: D+4.4 2008: D+13.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -79.30%
• Current HPI: 166.9745
• Rent YoY: —
• Metro: Peoria, IL
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

+106.5% since first listed

9 events — show timeline

• 2026-04-30 Price Changed $154,900 RMLSA as Distributed by MLS Grid
• 2026-01-05 Listed $159,900 RMLSA as Distributed by MLS Grid
• 2021-08-06 Listing Removed — RMLSA as Distributed by MLS Grid
• 2021-08-06 Listing Removed — RMLSA as Distributed by MLS Grid
• 2013-12-27 Sold (Public Records) $103,000 Public Records
• 2013-12-23 Sold (MLS) $103,000 RMLSA as Distributed by MLS Grid
• 2013-05-29 Listed $104,900 RMLSA as Distributed by MLS Grid
• 1991-05-08 Sold (Public Records) $75,000 Public Records
• 1991-05-08 Sold (Public Records) $75,000 Public Records

Property tax history

+4.7%/yr

Latest (2024): $2,320 · +9.0% YoY. Source: county tax records.