Lincolnshire Plan · Sedona, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 5 days/yr
- Hot days in 30 yrs
- 12 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.5/30.0
- ARV discount +7.5/15.0
- DSCR +4.8/10.0
- 1% rule +4.2/10.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Rent growth +2.2/5.0
- Schools +1.5/10.0
- Appreciation +0.0/10.0
$179,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
55+ age qualified community. For Rent or Sale! You can live close to everything, yet away from it all at Sedona Shadows, a well-maintained, professionally managed 55+ manufactured home community. Right now, Sedona Shadows is offering a 2023 model year, 3 bed/2 bath, 1447.20 sq. ft. home. Call our representatives now to schedule a viewing of this home and learn more about flexible financing options!
Key facts
- Listed 286 days
Property features AI
Finance
- Other: Address listed as Lincolnshire Plan, Sedona, AZ 86336; Status: Active; Listing last modified May 7, 2026
- Financial info: List price $179,900
Exterior
- Home design: Plan: Lincolnshire; Inventory type: Plan
- Exterior features: Located on W Highway 89A
Interior
- Bedrooms: 3 bedrooms
- Bathrooms: 2 full bathrooms
- Interior features: Approximately 1,447 sq. ft. living area; Virtual tour available
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $180k.
Deal economics
- At list price, monthly cash flow is $129 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $180k).
- Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.8% vs local median 1.4% in Sedona — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#55 in AZ) — a middle-class / working-renter tenant base. Strengths: commute A+, amenities B+; Watch: schools C-, cost of living F.
- Sedona-Oak Creek JUSD #9 (4467) (town): math 12% / reading 21% proficiency, ranked #197 of 249 in AZ (top 79%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents soft (-1.3%/yr); 313 active listings in the ZIP; 2,062 units permitted in Yavapai County in 2024 (98 in 5+ unit buildings).
- At $3,024/mo this rent would consume 53% of the median local household income ($68k/yr) (locally 239% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Yavapai County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 286 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: property tax is 2.7% of price.
- Climate carrying-cost: severe wildfire risk; extreme-heat days projected 5→12/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 286 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 6.77%
- Cash-on-cash
- 1.69%
- DSCR
- 1.08
- GRM
- 9.0
CMA / ARV
- ARV (on-the-fly)
- $327,022
- Comps found
- 7
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 10 Yellow Sky Way | 0.35mi | 3/2.0 | 1,410 (-3%) | 1mo | $470,000 | $333 | 79 |
| 126 Sunset Hills Dr #95 | 0.02mi | 2/2.0 (-1) | 1,440 (-0%) | 20mo | $65,000 | $45 | 77 |
| 175 Sunset Hills Dr | 0.07mi | 2/2.0 (-1) | 1,441 (-0%) | 21mo | $325,000 | $226 | 74 |
| 118 Cochise | 0.14mi | 2/2.0 (-1) | 1,536 (+6%) | 18mo | $90,000 | $59 | 63 |
| 41 Country Ln | 0.70mi | 2/2.0 (-1) | 1,440 (-0%) | 5mo | $650,000 | $451 | 58 |
| 30 Mesquite Cir | 0.38mi | 3/2.0 | 1,658 (+15%) | 6mo | $539,000 | $325 | 53 |
| 50 Cindercone Cir | 0.43mi | 2/2.0 (-1) | 1,280 (-12%) | 5mo | $245,000 | $191 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -17.0%
- Equity multiple
- 0.41×
- Total profit
- $-53,603
- Equity at exit
- $48,760
- IRR
- -15.8%
- Equity multiple
- 0.23×
- Total profit
- $-70,172
- Equity at exit
- $28,275
Cash invested: $91,566 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 86336
- Home prices YoY
- -26.1%
- Rents YoY
- -1.3%
- Active inventory
- 313
- Price-to-rent
- 5.0×
Monthly cashflow live
- Estimated rent
- $3,024 medium interval (Pro) →
- Mortgage (P&I)
- −$1,715
- Tax est. 1.5%
- −$409 /mo · $4,905/yr
- Insurance
- −$136
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$635
- Net cashflow
- $129
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $81,756
- Closing costs
- $9,811
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 13 events
-
2026-06-18days on market $179,900 Active 286 DOM
-
2026-06-17days on market $179,900 Active 285 DOM
-
2026-06-16remarks 401-char remark
-
2026-06-16days on market $179,900 Active 284 DOM
-
2026-06-15days on market $179,900 Active 283 DOM
-
2026-06-14days on market $179,900 Active 281 DOM
-
2026-06-13days on market $179,900 Active 280 DOM
-
2026-06-10days on market $179,900 Active 278 DOM
-
2026-06-09days on market $179,900 Active 277 DOM
-
2026-06-08days on market $179,900 Active 276 DOM
-
2026-06-07days on market $179,900 Active 275 DOM
-
2026-05-31days on market $179,900 Active 271 DOM
-
2026-05-30days on market $179,900 Active 270 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 5/10 Major 5 d/yr ≥99°F today · 12 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $36,286
- − Mortgage interest
- −$18,318
- − Property taxes
- −$4,905
- − Insurance
- −$1,635
- − Repairs & maintenance
- −$2,903
- − Management
- −$2,903
- − Depreciation
- −$9,513
- Taxable loss
- −$3,892
- Est. tax savings @ 24.0%
- +$934
- After-tax cash flow
- $2,480/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sedona-Oak Creek JUSD #9 (4467)
- NCES district ID
- 0409733
- Math proficiency
- 12% ▼ -12.00%
- Reading proficiency
- 21% ▼ -12.00%
- Median HH income
- $52,988
- Composite
- 15.27/100
- National rank
- #9332
- State rank
- #197 of 249 in AZ
Livability — Sedona
- Score
- 68/100
- State rank
- #55
- US rank
- #9645
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Yavapai County · 190,406 people
- City population
- 18,102
- Metro
- Prescott Valley-Prescott, AZ
- Population (ZIP)
- 11,381
- Household income
- $68,435
- Rent vs Own
- Severe rent burden
- 239.0
Population outlook (Yavapai County) Hauer SSP2
- Today (2025)
- 241,389 people
- By 2030
- 249,523 · +3.4%
- By 2040
- 259,966 · +7.7%
- By 2050
- 264,736 · +9.7%
- By 2075
- 269,334 · +11.6%
- By 2100
- 256,505 · +6.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Hispanic / Latino 19% Two or more races 7% Asian 3% Native American 1%
- Hispanic origin (detail)
- Mexican 16%
- Common ancestry
- Slovak 4% Lithuanian 3% Romanian 3%
- Foreign-born
- 17% · Canada, China
- Languages at home
- 78% English-only · Spanish 16% Russian/Polish/Slavic 2% French/Haitian/Cajun 1%
Political lean MEDSL · Yavapai
- 2024 margin
- Solid R (+33.9) · D 32.6% · R 66.5%
- 2008→2024 swing
- -9.5pp toward R · 2008: -24.4pp · 2024: -33.9pp
- All cycles
- 2024: R+33.9 2020: R+29.3 2016: R+31.4 2012: R+30.7 2008: R+24.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -144.06%
- Current HPI
- 408.6459
- Rent YoY
- ▼ -1.29%
- Metro
- Prescott Valley-Prescott, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
|
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| Environmental Services | 1 | $16B |
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
|
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| Homebuilding | 1 | $8B |
|
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…