5931 Mayflower Way · Ave Maria, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.0/15.0
- Cash flow +12.6/30.0
- Schools +6.0/10.0
- 1% rule +4.8/10.0
- Appreciation +4.5/10.0
- DSCR +4.0/10.0
- Condition / age +4.0/5.0
- Rent growth +3.2/5.0
- Livability +2.5/5.0
$330,000
5931 Mayflower Way · Ave Maria, FL 34142
2 bd · 2.0 ba · 1,589 sqft · SingleFamily
public records
· 170 Days on market
55+ age-restricted
Built 2022
7,840 sqft lot
2-car garage
$208/sqft
· 11% below area
Est $376k · 12% under
$461/mo HOA · 15% of rent
↓ 14% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to this immaculate "Cascadia" model 2 bedroom + den, 2 bathroom end-unit villa located in the desirable 55+ community of Del Webb Naples in Ave Maria. Thoughtfully designed for both comfort and functionality, this home features upgraded porcelain tile flooring set on a diagonal throughout, 8' doors, upgraded baseboards, and custom window treatments over impact-resistant windows for added peace of mind. The open-concept kitchen is highlighted by quartz countertops and timeless shaker-style cabinetry, flowing seamlessly into the bright and spacious living and dining areas – perfect for relaxing or entertaining.
Key facts
- Quartz countertops
- Open-concept kitchen
- Cascadia model
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $330k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-185 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $297k (9.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $316k (4.2% below list).
- Recommended offer: $290k (12.0% below list) — sets the bar for market timing.
- Cap rate 5.6% vs local median 3.9% in Ave Maria — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Estates Elementary School (math 70% / reading 67%, grade B+, #409 of 2,144 statewide, top 20%, 862 students, 53% FRL); Corkscrew Middle School (math 68% / reading 59%, grade B+, #109 of 571 statewide, top 19%, 958 students, 43% FRL); Palmetto Ridge High School (math 43% / reading 51%, grade D-, #207 of 667 statewide, top 32%, 2,347 students, 38% FRL).
- Market conditions: Rents rising (+3.0%/yr); 610 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 110d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $3,162/mo this rent would consume 61% of the median local household income ($62k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-1.1%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 170 days — a 12% lower offer ($290k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $40k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$290,400
(12.0% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 170 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 5.62%
- Cash-on-cash
- -2.40%
- DSCR
- 0.89
- GRM
- 8.7
CMA / ARV
- ARV (median comp)
- $375,520
- List price
- $330,000
- Delta
- -12.12%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5900 Mayflower Way | 0.06mi | 2/2.0 | 1,602 (+1%) | 2mo | $329,000 | $205 | 94 |
| 5845 Mayflower Way | 0.14mi | 2/2.0 | 1,602 (+1%) | 3mo | $288,000 | $180 | 90 |
| 5825 Mayflower Way | 0.17mi | 2/2.0 | 1,546 (-3%) | 6mo | $365,000 | $236 | 82 |
| 5901 Mayflower Way | 0.05mi | 2/2.0 | 1,460 (-8%) | 3mo | $265,000 | $182 | 82 |
| 5821 Mayflower Way | 0.18mi | 2/2.0 | 1,546 (-3%) | 6mo | $348,000 | $225 | 82 |
| 5868 Constitution St | 0.41mi | 2/2.0 | 1,634 (+3%) | 1mo | $377,000 | $231 | 75 |
| 6101 Victory Dr | 0.50mi | 2/2.0 | 1,721 (+8%) | 0mo | $414,000 | $241 | 63 |
| 6341 Liberty St | 0.58mi | 2/2.0 | 1,674 (+5%) | 2mo | $419,000 | $250 | 62 |
| 5641 Celebration Dr | 0.66mi | 2/2.0 | 1,687 (+6%) | 1mo | $446,000 | $264 | 58 |
| 5784 Declaration Ct | 0.46mi | 3/2.0 (+1) | 1,415 (-11%) | 1mo | $324,800 | $230 | 55 |
| 5796 Declaration Ct | 0.44mi | 3/2.0 (+1) | 1,415 (-11%) | 5mo | $317,000 | $224 | 52 |
| 6345 Liberty St | 0.58mi | 2/2.0 | 1,805 (+14%) | 6mo | $355,000 | $197 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.05% appreciation · 2.95% rent growth · sell at horizon
5-year hold
- IRR
- -9.3%
- Equity multiple
- 0.60×
- Total profit
- $-37,181
- Equity at exit
- $78,895
10-year hold
- IRR
- -2.5%
- Equity multiple
- 0.77×
- Total profit
- $-20,823
- Equity at exit
- $82,197
Cash invested: $92,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 56 active · 18 under contract
- Months of supply
- 14.6 mo (7%/mo absorbed)
- Median asking
- $407,495 ($236/sqft)
- Median days on market
- 116 d
- This list price
- 5% of active listings are priced below it
- ARV vs active asking
- +-0.0% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34142
- Home prices YoY
- -0.5%
- Rents YoY
- 3.0%
- Active inventory
- 610
- Price-to-rent
- 8.7×
Monthly cashflow live
↻
- Estimated rent
- $3,162 high interval (Pro) →
- Mortgage (P&I)
- −$1,731
- Tax from tax record
- −$353 /mo · $4,239/yr
- Insurance
- −$138
- HOA
- −$461
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$664
- Net cashflow
- $-185
Break-even live
Break-even rent
$3,395
Max offer price
$297,405
Occupancy floor
—
Sensitivity live
| Price | -10% $2 | -5% $-91 | +0% $-185 | +5% $-278 | +10% $-371 |
|---|---|---|---|---|---|
| Rent | -10% $-434 | -5% $-309 | +0% $-185 | +5% $-60 | +10% $65 |
| Rate | -1.0pp $-18 | -0.5pp $-101 | base $-185 | +0.5pp $-270 | +1.0pp $-357 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $82,500
- Closing costs
- $9,900
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5935 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1460 | $2,550 | $1.75 | 6d | 1 | 0.04mi |
| 5935 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1460 | $2,550 | $1.75 | 119d | 1 | 0.04mi |
| 5988 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1602 | $5,200 | $3.25 | 119d | 1 | 0.13mi |
| 5769 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1554 | $4,000 | $2.57 | 119d | 1 | 0.24mi |
| 5728 Mayflower Way Ave Maria, FL | 3.0 | 3.0 | 2087 | $2,650 | $1.27 | 119d | 1 | 0.28mi |
| 5705 Mayflower Way #1407 Ave Maria, FL | 2.0 | 2.0 | 1536 | $2,250 | $1.46 | 119d | 1 | 0.35mi |
| 5709 Constitution St Ave Maria, FL | 2.0 | 2.0 | 1900 | $2,400 | $1.26 | 119d | 1 | 0.36mi |
| 5697 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1538 | $2,495 | $1.62 | 119d | 1 | 0.42mi |
| 5698 Mayflower Way #405 Ave Maria, FL | 2.0 | 2.0 | 1868 | $5,495 | $2.94 | 6d | 1 | 0.42mi |
| 5784 Declaration Ct Ave Maria, FL | 3.0 | 2.0 | 1416 | $2,495 | $1.76 | 0d | 1 | 0.45mi |
| 5690 Mayflower Way #601 Ave Maria, FL | 3.0 | 2.0 | 1815 | $5,500 | $3.03 | 119d | 1 | 0.48mi |
| 5690 Mayflower Way Ave Maria, FL | 3.0 | 2.0 | 1815 | $3,295 | $1.82 | 119d | 1 | 0.48mi |
| 6421 Liberty St Ave Maria, FL | 3.0 | 2.0 | 1922 | $5,800 | $3.02 | 119d | 1 | 0.52mi |
| 6437 Liberty St Ave Maria, FL | 3.0 | 2.0 | 1901 | $4,200 | $2.21 | 6d | 1 | 0.53mi |
| 6441 Liberty St Ave Maria, FL | 3.0 | 2.0 | 1685 | $5,795 | $3.44 | 119d | 1 | 0.53mi |
| 6441 Liberty St Ave Maria, FL | 2.0 | 2.0 | 1685 | $2,995 | $1.78 | 6d | 1 | 0.53mi |
| 6160 Harmony Dr Ave Maria, FL | 3.0 | 2.0 | 1558 | $6,295 | $4.04 | 6d | 1 | 0.89mi |
| 5496 Agostino Way Ave Maria, FL | 3.0 | 2.5 | 1858 | $2,400 | $1.29 | 6d | 1 | 0.89mi |
| 5309 Beckton Rd Ave Maria, FL | 3.0 | 2.5 | 2051 | $2,395 | $1.17 | 119d | 1 | 0.90mi |
| 6168 Harmony Dr Immokalee, FL | 3.0 | 2.0 | 1570 | $5,495 | $3.50 | 109d | 1 | 0.91mi |
| 5598 Agostino Way Ave Maria, FL | 3.0 | 2.5 | 1958 | $2,800 | $1.43 | 6d | 1 | 0.93mi |
| 6189 Harmony Dr Immokalee, FL | 3.0 | 2.0 | 1558 | $6,295 | $4.04 | 119d | 1 | 0.96mi |
| 5462 Useppa Dr Ave Maria, FL | 3.0 | 2.5 | 1650 | $2,250 | $1.36 | 6d | 1 | 0.96mi |
| 5657 Agostino Way Ave Maria, FL | 3.0 | 2.5 | 1981 | $2,200 | $1.11 | 6d | 1 | 0.97mi |
| 5661 Agostino Way Ave Maria, FL | 3.0 | 2.5 | 2200 | $2,350 | $1.07 | 109d | 1 | 0.97mi |
| 6205 Harmony Dr Ave Maria, FL | 3.0 | 2.0 | 1558 | $5,000 | $3.21 | 6d | 1 | 0.99mi |
| 5357 Brin Way Ave Maria, FL | 3.0 | 2.5 | 1924 | $2,495 | $1.30 | 6d | 1 | 1.03mi |
| 5573 Cobalto Way Unit 5573 Ave Maria, FL | 3.0 | 2.0 | 1921 | $2,400 | $1.25 | 109d | 1 | 1.07mi |
| 5573 Cobalto Way Ave Maria, FL | 3.0 | 2.0 | 1921 | $2,400 | $1.25 | 109d | 1 | 1.07mi |
| 5474 Cassidy Ln Ave Maria, FL | 3.0 | 2.5 | 2032 | $2,650 | $1.30 | 119d | 1 | 1.07mi |
| 5669 Cerva Ln Ave Maria, FL | 3.0 | 2.5 | 2047 | $2,150 | $1.05 | 6d | 1 | 1.08mi |
| 5645 Cerva Ln Unit 5645 Ave Maria, FL | 3.0 | 2.5 | 1933 | $2,100 | $1.09 | 6d | 1 | 1.09mi |
| 5538 Useppa Dr Ave Maria, FL | 2.0 | 2.5 | 1850 | $10,995 | $5.94 | 119d | 1 | 1.09mi |
| 5554 Cassidy Ln Ave Maria, FL | 2.0 | 2.0 | 1366 | $2,375 | $1.74 | 6d | 1 | 1.11mi |
| 8010 Helena Ct Ave Maria, FL | 2.0 | 2.0 | 1554 | $2,500 | $1.61 | 116d | 1 | 1.12mi |
| 8010 Helena Ct Ave Maria, FL | 2.0 | 2.0 | 1554 | $4,000 | $2.57 | 6d | 1 | 1.12mi |
| 5453 Pikewood Ct Ave Maria, FL | 2.0 | 2.5 | 1850 | $7,995 | $4.32 | 6d | 1 | 1.12mi |
| 5604 Cobalto Way Ave Maria, FL | 3.0 | 2.0 | 1630 | $2,700 | $1.66 | 6d | 1 | 1.13mi |
| 5639 Argento Dr Ave Maria, FL | 3.0 | 2.5 | 1400 | $2,500 | $1.79 | 119d | 1 | 1.14mi |
| 5374 Ferris Ave Ave Maria, FL | 3.0 | 2.5 | 1933 | $2,350 | $1.22 | 119d | 1 | 1.14mi |
Property features AI
Finance
- Other
- Unit is one of four in the buildingOne unit per floor
- Financial info
- Property located in a community development district
- HOA & community
- Mandatory HOAQuarterly HOA fee of $1,185Quarterly master HOA fee of $198Total annual recurring fees $5,532Total one-time fees $200Professional managementHOA maintenance includes golf course, lawn/land maintenance, pest control (exterior), street lights, legal/accountingCommunity amenities: clubhouse, community pool, community spa/hot tub, exercise room, library, community room, restaurant, shopping, bike and jog path, tennis court, pickleball, golf course (non-equity), dog park, beauty salon, billiards, hobby room, underground utilities, streetlight, internet access
Exterior
- Parking
- Attached 2-car garage
- Security
- Gated
- Utilities
- Central waterCentral sewerCentral electric
- Home design
- Residential villa (attached)End-unitRear exposure faces west1 story
- Construction
- Concrete block constructionBuilt in 2022
- Exterior features
- Stucco exteriorShingle roofImpact-resistant windowsGated communityLandscaped area viewCentral irrigationPaved roadDeeded restrictionsRegular lot
Interior
- Kitchen
- PantryDishwasherDisposalMicrowaveRangeRefrigerator/FreezerSelf-cleaning oven
- Bedrooms
- 2 bedrooms plus denFirst-floor bedroom
- Flooring
- Tile
- Bathrooms
- 2 full bathroomsMaster bath with dual sinks and shower (no tub)
- Heating & cooling
- Central electric heatCentral electric coolingCeiling fansCable available
- Interior features
- Cable prewireSmoke detectorsWalk-in closetPantryBreakfast barDining (living)Eat-in kitchenDen (study)Great roomGuest roomScreened lanai/porchUnfurnishedSplit bedrooms
- Laundry & utility
- WasherDryerLaundry in residenceAuto garage door
Listing history 50 events
-
2026-09-23days on market $330,000 Active 170 DOM
-
2026-09-22days on market $330,000 Active 169 DOM
-
2026-09-21days on market $330,000 Active 168 DOM
-
2026-09-20days on market $330,000 Active 167 DOM
-
2026-09-18days on market $330,000 Active 165 DOM
-
2026-09-17days on market $330,000 Active 164 DOM
-
2026-09-16days on market $330,000 Active 163 DOM
-
2026-09-15days on market $330,000 Active 162 DOM
-
2026-09-14days on market $330,000 Active 161 DOM
-
2026-09-13days on market $330,000 Active 160 DOM
-
2026-09-12days on market $330,000 Active 159 DOM
-
2026-09-11days on market $330,000 Active 158 DOM
-
2026-09-05days on market $330,000 Active 152 DOM
-
2026-09-04days on market $330,000 Active 151 DOM
-
2026-09-03days on market $330,000 Active 150 DOM
-
2026-08-31days on market $330,000 Active 147 DOM
-
2026-08-30days on market $330,000 Active 146 DOM
-
2026-08-29days on market $330,000 Active 145 DOM
-
2026-08-28days on market $330,000 Active 144 DOM
-
2026-08-27days on market $330,000 Active 143 DOM
-
2026-08-26days on market $330,000 Active 142 DOM
-
2026-08-25days on market $330,000 Active 141 DOM
-
2026-08-24days on market $330,000 Active 140 DOM
-
2026-08-23days on market $330,000 Active 139 DOM
-
2026-08-22days on market $330,000 Active 138 DOM
-
2026-08-21days on market $330,000 Active 137 DOM
-
2026-08-20days on market $330,000 Active 136 DOM
-
2026-08-19days on market $330,000 Active 135 DOM
-
2026-08-18days on market $330,000 Active 134 DOM
-
2026-08-16days on market $330,000 Active 132 DOM
-
2026-08-15days on market $330,000 Active 131 DOM
-
2026-08-13days on market $330,000 Active 129 DOM
-
2026-08-12days on market $330,000 Active 128 DOM
-
2026-08-11days on market $330,000 Active 127 DOM
-
2026-08-10days on market $330,000 Active 126 DOM
-
2026-08-09days on market $330,000 Active 125 DOM
-
2026-08-08days on market $330,000 Active 124 DOM
-
2026-08-07days on market $330,000 Active 123 DOM
-
2026-08-06days on market $330,000 Active 122 DOM
-
2026-08-05days on market $330,000 Active 121 DOM
-
2026-08-04days on market $330,000 Active 120 DOM
-
2026-08-03days on market $330,000 Active 119 DOM
-
2026-07-31days on market $330,000 Active 116 DOM
-
2026-07-30days on market $330,000 Active 115 DOM
-
2026-07-29days on market $330,000 Active 114 DOM
-
2026-07-27days on market $330,000 Active 112 DOM
-
2026-07-25days on market $330,000 Active 110 DOM
-
2026-07-24days on market $330,000 Active 109 DOM
-
2026-07-23days on market $330,000 Active 108 DOM
-
2026-07-22days on market $330,000 Active 107 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,239 · $353/mo
- Projected year-2 tax
- $4,239 · $353/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 9/10 Extreme 7 d/yr ≥112°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $37,941
- − Mortgage interest
- −$18,485
- − Property taxes
- −$4,239
- − Insurance
- −$1,650
- − Repairs & maintenance
- −$3,035
- − Management
- −$3,035
- − HOA
- −$5,532
- − Depreciation
- −$9,600
- Taxable loss
- −$7,636
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$1,833
- After-tax cash flow
- $-382/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
80/100
Cosmetic rehab
Est. rehab $7,945–$23,835 screening
This home is in excellent condition with a good condition score of 80. It is move-in ready with minimal cosmetic updates needed to enhance its curb appeal and value.
Value-add opportunities
- Both Paint exterior walls — Enhances curb appeal and value ↑
- Both Replace outdoor light fixtures — Improves curb appeal and safety ↑
- Both Upgrade kitchen appliances — Modernizes kitchen and adds value ↑
- Both Install smart home devices — Enhances convenience and adds value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
D
Composite school gradezoned avg 60/100
Zoned Schools
Elementary
Estates Elementary School
B+
FL #409/2,144
Nat'l #4,125/41,679
Middle
Corkscrew Middle School
B+
FL #109/571
Nat'l #1,406/14,009
High
Palmetto Ridge High School
D-
FL #207/667
Nat'l #6,330/17,239
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Ave Maria
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Ave Maria, FL
- County
- Collier County · 420,858 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 35,149
- Household income
- $62,333
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (63%)
- Race & ethnicity
- Hispanic / Latino 63% Two or more races 39% Black 19% White 16% Native American 7%
- Hispanic origin (detail)
- Mexican 43% Puerto Rican 3% Cuban 2% Dominican 1%
- Common ancestry
- Hispanic 8% Slovak 1% Serbian 1%
- Foreign-born
- 32% · Canada, Jamaica
- Languages at home
- 34% English-only · Spanish 53% French/Haitian/Cajun 12%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.05%
- Current HPI
- 226.9105
- Rent YoY
- ▲ 2.95%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-14.3% since first listed4 events — show timeline
- 2026-05-07 Price Changed $330,000 NAPLESMLS
- 2026-04-06 Listed $369,900 NAPLESMLS
- 2026-03-27 Listing Removed — NAPLESMLS
- 2025-10-06 Listed $385,000 NAPLESMLS
Property tax history
+37.9%/yrLatest (2025): $4,239 · +9.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…