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70 M & M Ave
D- Composite 37.62
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.3/30.0
  • ARV discount +7.5/15.0
  • Appreciation +5.7/10.0
  • Schools +4.2/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.3/10.0
  • 1% rule +1.5/10.0

$170,000

70 M & M Ave · Eden, WY 82932
3 bd · 2.0 ba · 1,216 sqft · Manufactured public records · 2 Days on market
Built 1998 5.11 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Nice three Bedroom, 2 bath home with 5 acres of land . It has a barn and horse coral shed If you like rural living, not far from the main road Home was a manufactured home but the county now has it s a modular home. Call PENNY TRUJILLO@ 307-350-7795 for showing.

Key facts

  • Room for storage
  • Permanent foundation
  • 5 acres

Tags

5 ACRESPERMANENT FOUNDATIONUPDATED KITCHENNEW APPLIANCESENCLOSED BACKPORCHROOM FOR STORAGE

Property features AI

Exterior

  • Parking: No garage
  • Utilities: Propane; Septic tank
  • Home design: Manufactured home (manufactured attached); Residential property
  • Construction: Vinyl siding; Asphalt roof
  • Exterior features: Corner lot; Has view; Barn(s); Shed(s)

Interior

  • Kitchen: Dishwasher; Refrigerator; Microwave; Range; Oven
  • Flooring: Carpet; Laminate
  • Interior features: Fireplace (1); Partial basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $170k.

Deal economics

  • At list price, monthly cash flow is $-154 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $143k (16.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $111k (34.8% below list).
  • Recommended offer: $111k (34.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 62/100 on livability (#99 in WY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime B, employment B; Watch: housing D, amenities F, commute F.
  • Sweetwater County School District #1 (town): math 44% / reading 49% proficiency, ranked #31 of 41 in WY (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 6 active listings in the ZIP; 47 units permitted in Sweetwater County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $4k of equity ($1k loan paydown + $2k appreciation (1.4% local appreciation)).
  • Sweetwater County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 9, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $110,915 (34.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.65%
Cap rate
5.20%
Cash-on-cash
-3.89%
DSCR
0.83
GRM
12.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

1.45% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-1.2%
Equity multiple
0.94×
Total profit
$-2,930
Equity at exit
$62,072
10-year hold
IRR
3.5%
Equity multiple
1.44×
Total profit
$21,181
Equity at exit
$85,705

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Wyoming
90 Strongly Landlord-Friendly · R+25
County
— inherits STATE
City
— inherits STATE
3-day notice; strongly landlord-favorable; small market.

ZIP-level market 82932

Home prices YoY
1.0%
Active inventory
6
Price-to-rent
12.8×

Monthly cashflow live

Estimated rent
$1,109 medium interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$68 /mo · $819/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$233
Net cashflow
$-154

Break-even live

Break-even rent $1,305
Max offer price $142,729
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,500
Closing costs
$5,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 3 events

  1. 2026-05-21
    listed $170,000 Active
  2. 2022-12-19
    soldstatus 262-char remark
    Show marketing remark (262 chars)

    Nice three Bedroom, 2 bath home with 5 acres of land . It has a barn and horse coral shed If you like rural living, not far from the main road Home was a manufactured home but the county now has it s a modular home. Call PENNY TRUJILLO@ 307-350-7795 for showing.

  3. 2022-10-19
    listed $159,900 262-char remark
    Show marketing remark (262 chars)

    Nice three Bedroom, 2 bath home with 5 acres of land . It has a barn and horse coral shed If you like rural living, not far from the main road Home was a manufactured home but the county now has it s a modular home. Call PENNY TRUJILLO@ 307-350-7795 for showing.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WY · Resets to sale price

Current annual tax
$819 · $68/mo
Projected year-2 tax
$1,037 · $86/mo
Expected delta
+$218/yr (+$18/mo · 26.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 2/10 Low 8 d/yr ≥87°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,310
− Mortgage interest
−$9,523
− Property taxes
−$819
− Insurance
−$850
− Repairs & maintenance
−$1,065
− Management
−$1,065
− Depreciation
−$4,945
Taxable loss
−$4,957
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,190
After-tax cash flow
$-663/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sweetwater County School District #1
NCES district ID
5605302
Math proficiency
44% ▼ -4.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$68,679
Composite
41.66/100
National rank
#3422
State rank
#31 of 41 in WY

Livability — Eden

Score
62/100
State rank
#99
US rank
#16406

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment B Housing D Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Eden, WY
Population (ZIP)
911

Population outlook (Sweetwater County) Hauer SSP2

Today (2025)
48,212 people
By 2030
49,664 · +3.0%
By 2040
51,984 · +7.8%
By 2050
54,005 · +12.0%
By 2075
57,684 · +19.6%
By 2100
57,857 · +20.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (97%)
Race & ethnicity
White 97% Hispanic / Latino 3% Two or more races 3%
Common ancestry
Scottish 11% Portuguese 8% Slovak 3%

Political lean MEDSL · Sweetwater

2024 margin
Solid R (+53.2) · D 22.5% · R 75.7% · Other 1.8%
2008→2024 swing
-25.7pp toward R · 2008: -27.5pp · 2024: -53.2pp
All cycles
2024: R+53.2 2020: R+50.6 2016: R+53.5 2012: R+39.7 2008: R+27.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.45%
Current HPI
147.445
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

+6.3% since first listed
3 events — show timeline
  • 2026-05-21 Listed $170,000 WMLS
  • 2022-12-19 Sold (MLS) WMLS
  • 2022-10-19 Listed $159,900 WMLS

Property tax history

+1.4%/yr

Latest (2025): $819 · -30.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…