19179 Esterbrook Rd · Ponchatoula, LA
Flood risk 8/10 · Major
- FEMA flood zone
- A
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,009 – $1,996
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.8/30.0
- ARV discount +14.0/15.0
- DSCR +4.5/10.0
- 1% rule +4.1/10.0
- Condition / age +3.8/5.0
- Livability +3.4/5.0
- Rent growth +2.7/5.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$210,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this beautifully maintained log home nestled in a peaceful setting just minutes from Downtown Ponchatoula. Featuring classic log cabin charm with a perfect blend of rustic character and everyday comfort. Step inside to find a spacious open living area with vaulted ceilings, warm wood-style flooring, and a striking brick fireplace as the centerpiece. Natural light pours through the windows, highlighting the inviting atmosphere and open layout. The exterior boasts a full-length covered porch--perfect for relaxing evenings or morning coffee while enjoying the quiet surroundings. With its combination of brick and log design, this home delivers timeless curb appeal. Conveniently located close to restaurants, shopping, and all the charm of Downtown Ponchatoula, this property is ideal for anyone seeking a cozy home with a touch of country living.
Key facts
- Covered porch
- Brick fireplace
- Open living area
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $210k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-66 ($-797/yr) — negative.
- To cash-flow at today's rent, offer at most $200k (4.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $191k (9.0% below list).
- Recommended offer: $185k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.6% vs local median 5.2% in Ponchatoula — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 68/100 on livability (#91 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: employment D, crime D-, amenities F.
- Tangipahoa Parish (rural): math 18% / reading 29% proficiency, ranked #63 of 98 in LA (top 64%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Tucker Memorial Elementary School (709 students, 67% FRL); Ponchatoula Junior High School (math 18% / reading 37%, grade F, #127 of 218 statewide, top 60%, 770 students, 60% FRL); Ponchatoula High School (math 29% / reading 40%, grade F, #106 of 265 statewide, top 43%, 2,262 students, 51% FRL).
- Market conditions: Rents flat; 527 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 83% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,085 units permitted in Tangipahoa Parish in 2024 (378 in 5+ unit buildings).
- This rent runs 32% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Tangipahoa County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 269 days — a 12% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $25k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $125/mo.
- Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 269 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.91% ✗
- Cap rate
- 6.63%
- Cash-on-cash
- 1.20%
- DSCR
- 1.05
- GRM
- 9.2
CMA / ARV
- ARV (median comp)
- $245,681
- List price
- $210,000
- Delta
- -14.52%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 18536 S Brookfield Dr | 0.43mi | 3/2.0 | 1,629 (+0%) | 1mo | $266,500 | $164 | 75 |
| 39157 Creek Dr | 0.49mi | 3/2.0 | 1,607 (-1%) | 20mo | $239,500 | $149 | 55 |
| 18866 Hunter Dr | 0.59mi | 4/2.0 (+1) | 1,636 (+1%) | 10mo | $245,000 | $150 | 54 |
| 18885 Weinberger Rd | 0.65mi | 2/1.0 (-1) | 1,588 (-2%) | 13mo | $68,500 | $43 | 50 |
| 39059 Creek Dr | 0.65mi | 3/2.5 | 1,569 (-3%) | 12mo | $235,000 | $150 | 48 |
| 18869 Hunter Dr | 0.56mi | 3/2.0 | 1,535 (-6%) | 15mo | $227,500 | $148 | 48 |
| 39035 Creek Dr | 0.69mi | 3/2.0 | 1,602 (-1%) | 23mo | $228,900 | $143 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.66% rent growth · sell at horizon
- IRR
- -21.4%
- Equity multiple
- 0.28×
- Total profit
- $-42,551
- Equity at exit
- $31,312
- IRR
- -22.3%
- Equity multiple
- -0.01×
- Total profit
- $-59,289
- Equity at exit
- $18,157
Cash invested: $58,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70454
- Rents YoY
- 0.7%
- Active inventory
- 527
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $1,911 high interval (Pro) →
- Mortgage (P&I)
- −$1,101
- Tax est. 1.5%
- −$262 /mo · $3,150/yr
- Insurance
- −$88
- Flood insurance flood zone
- −$125 /mo · $1,502/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$401
- Net cashflow
- $-66
Break-even live
Sensitivity live
| Price | -10% $79 | -5% $6 | +0% $-66 | +5% $-139 | +10% $-212 |
|---|---|---|---|---|---|
| Rent | -10% $-217 | -5% $-142 | +0% $-66 | +5% $9 | +10% $85 |
| Rate | -1.0pp $39 | -0.5pp $-13 | base $-66 | +0.5pp $-121 | +1.0pp $-176 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,500
- Closing costs
- $6,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 39329 Brookfield Dr Ponchatoula, LA | 3.0 | 2.0 | 1385 | $2,000 | $1.44 | 45d | 1 | 0.57mi |
| 816 Decatur St Unit A Ponchatoula, LA | 3.0 | 2.0 | 1567 | $1,850 | $1.18 | 45d | 1 | 1.01mi |
| 101 Village Oaks Blvd Unit B Ponchatoula, LA | 3.0 | 2.0 | 1921 | $1,800 | $0.94 | 45d | 1 | 1.20mi |
| 332 Silverstone Cir Ponchatoula, LA | 4.0 | 2.0 | 1785 | $1,850 | $1.04 | 45d | 1 | 1.22mi |
| 18158-0 Logan Ct Ponchatoula, LA | 4.0 | 2.0 | 2079 | $2,000 | $0.96 | 16d | 1 | 1.27mi |
| 39676 Gayle Rd Ponchatoula, LA | 3.0 | 2.0 | 1800 | $1,700 | $0.94 | 45d | 1 | 1.47mi |
Listing history 26 events
-
2026-06-21days on market $210,000 Active 269 DOM
-
2026-06-19days on market $210,000 Active 267 DOM
-
2026-06-18days on market $210,000 Active 266 DOM
-
2026-06-17days on market $210,000 Active 265 DOM
-
2026-06-16days on market $210,000 Active 264 DOM
-
2026-06-15days on market $210,000 Active 263 DOM
-
2026-06-14days on market $210,000 Active 261 DOM
-
2026-06-13days on market $210,000 Active 260 DOM
-
2026-06-10days on market $210,000 Active 258 DOM
-
2026-06-09days on market $210,000 Active 257 DOM
-
2026-06-08days on market $210,000 Active 256 DOM
-
2026-06-07days on market $210,000 Active 255 DOM
-
2026-06-05days on market $210,000 Active 252 DOM
-
2026-06-03days on market $210,000 Active 251 DOM
-
2026-06-02days on market $210,000 Active 250 DOM
-
2026-06-01days on market $210,000 Active 249 DOM
-
2026-05-31days on market $210,000 Active 248 DOM
-
2026-05-30days on market $210,000 Active 247 DOM
-
2026-05-12price $210,000 862-char remark
Show marketing remark (867 chars)
Welcome to this beautifully maintained log home nestled in a peaceful setting just minutes from Downtown Ponchatoula. Featuring classic log cabin charm with a perfect blend of rustic character and everyday comfort. Step inside to find a spacious open living area with vaulted ceilings, warm wood-style flooring, and a striking brick fireplace as the centerpiece. Natural light pours through the windows, highlighting the inviting atmosphere and open layout. The exterior boasts a full-length covered porch—perfect for relaxing evenings or morning coffee while enjoying the quiet surroundings. With its combination of brick and log design, this home delivers timeless curb appeal. Conveniently located close to restaurants, shopping, and all the charm of Downtown Ponchatoula, this property is ideal for anyone seeking a cozy home with a touch of country living.
-
2026-05-12price $210,000 867-char remark
Show marketing remark (867 chars)
Welcome to this beautifully maintained log home nestled in a peaceful setting just minutes from Downtown Ponchatoula. Featuring classic log cabin charm with a perfect blend of rustic character and everyday comfort. Step inside to find a spacious open living area with vaulted ceilings, warm wood-style flooring, and a striking brick fireplace as the centerpiece. Natural light pours through the windows, highlighting the inviting atmosphere and open layout. The exterior boasts a full-length covered porch—perfect for relaxing evenings or morning coffee while enjoying the quiet surroundings. With its combination of brick and log design, this home delivers timeless curb appeal. Conveniently located close to restaurants, shopping, and all the charm of Downtown Ponchatoula, this property is ideal for anyone seeking a cozy home with a touch of country living.
-
2026-03-18price $219,000 862-char remark
Show marketing remark (862 chars)
Welcome to this beautifully maintained log home nestled in a peaceful setting just minutes from Downtown Ponchatoula. Featuring classic log cabin charm with a perfect blend of rustic character and everyday comfort. Step inside to find a spacious open living area with vaulted ceilings, warm wood-style flooring, and a striking brick fireplace as the centerpiece. Natural light pours through the windows, highlighting the inviting atmosphere and open layout. The exterior boasts a full-length covered porch--perfect for relaxing evenings or morning coffee while enjoying the quiet surroundings. With its combination of brick and log design, this home delivers timeless curb appeal. Conveniently located close to restaurants, shopping, and all the charm of Downtown Ponchatoula, this property is ideal for anyone seeking a cozy home with a touch of country living.
-
2026-03-17price $219,000 867-char remark
Show marketing remark (867 chars)
Welcome to this beautifully maintained log home nestled in a peaceful setting just minutes from Downtown Ponchatoula. Featuring classic log cabin charm with a perfect blend of rustic character and everyday comfort. Step inside to find a spacious open living area with vaulted ceilings, warm wood-style flooring, and a striking brick fireplace as the centerpiece. Natural light pours through the windows, highlighting the inviting atmosphere and open layout. The exterior boasts a full-length covered porch—perfect for relaxing evenings or morning coffee while enjoying the quiet surroundings. With its combination of brick and log design, this home delivers timeless curb appeal. Conveniently located close to restaurants, shopping, and all the charm of Downtown Ponchatoula, this property is ideal for anyone seeking a cozy home with a touch of country living.
-
2025-10-24price $225,000 862-char remark
Show marketing remark (867 chars)
Welcome to this beautifully maintained log home nestled in a peaceful setting just minutes from Downtown Ponchatoula. Featuring classic log cabin charm with a perfect blend of rustic character and everyday comfort. Step inside to find a spacious open living area with vaulted ceilings, warm wood-style flooring, and a striking brick fireplace as the centerpiece. Natural light pours through the windows, highlighting the inviting atmosphere and open layout. The exterior boasts a full-length covered porch—perfect for relaxing evenings or morning coffee while enjoying the quiet surroundings. With its combination of brick and log design, this home delivers timeless curb appeal. Conveniently located close to restaurants, shopping, and all the charm of Downtown Ponchatoula, this property is ideal for anyone seeking a cozy home with a touch of country living.
-
2025-10-24price $225,000 867-char remark
Show marketing remark (867 chars)
Welcome to this beautifully maintained log home nestled in a peaceful setting just minutes from Downtown Ponchatoula. Featuring classic log cabin charm with a perfect blend of rustic character and everyday comfort. Step inside to find a spacious open living area with vaulted ceilings, warm wood-style flooring, and a striking brick fireplace as the centerpiece. Natural light pours through the windows, highlighting the inviting atmosphere and open layout. The exterior boasts a full-length covered porch—perfect for relaxing evenings or morning coffee while enjoying the quiet surroundings. With its combination of brick and log design, this home delivers timeless curb appeal. Conveniently located close to restaurants, shopping, and all the charm of Downtown Ponchatoula, this property is ideal for anyone seeking a cozy home with a touch of country living.
-
2025-09-24$235,000 Active 862-char remark
Show marketing remark (867 chars)
Welcome to this beautifully maintained log home nestled in a peaceful setting just minutes from Downtown Ponchatoula. Featuring classic log cabin charm with a perfect blend of rustic character and everyday comfort. Step inside to find a spacious open living area with vaulted ceilings, warm wood-style flooring, and a striking brick fireplace as the centerpiece. Natural light pours through the windows, highlighting the inviting atmosphere and open layout. The exterior boasts a full-length covered porch—perfect for relaxing evenings or morning coffee while enjoying the quiet surroundings. With its combination of brick and log design, this home delivers timeless curb appeal. Conveniently located close to restaurants, shopping, and all the charm of Downtown Ponchatoula, this property is ideal for anyone seeking a cozy home with a touch of country living.
-
2025-09-24$235,000 Active 867-char remark
Show marketing remark (867 chars)
Welcome to this beautifully maintained log home nestled in a peaceful setting just minutes from Downtown Ponchatoula. Featuring classic log cabin charm with a perfect blend of rustic character and everyday comfort. Step inside to find a spacious open living area with vaulted ceilings, warm wood-style flooring, and a striking brick fireplace as the centerpiece. Natural light pours through the windows, highlighting the inviting atmosphere and open layout. The exterior boasts a full-length covered porch—perfect for relaxing evenings or morning coffee while enjoying the quiet surroundings. With its combination of brick and log design, this home delivers timeless curb appeal. Conveniently located close to restaurants, shopping, and all the charm of Downtown Ponchatoula, this property is ideal for anyone seeking a cozy home with a touch of country living.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 8/10 Severe FEMA zone A · 99% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,938
- − Mortgage interest
- −$11,763
- − Property taxes
- −$3,150
- − Insurance
- −$2,552
- − Repairs & maintenance
- −$1,835
- − Management
- −$1,835
- − Depreciation
- −$6,109
- Taxable loss
- −$4,307
- Est. tax savings @ 24.0%
- +$1,034
- After-tax cash flow
- $237/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained log home offers classic charm with modern updates, making it an attractive option for both resale and rental.
Value-add opportunities
- Resale Paint exterior trim — Enhances curb appeal and value
- Rental Clean gutters — Keeps property in good condition and prevents water damage
Renovation cost estimate screening
Value-add ROI direction
- Resale Paint exterior trim — Enhances curb appeal and value ↑
- Rental Clean gutters — Keeps property in good condition and prevents water damage ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Tangipahoa Parish
- NCES district ID
- 2201680
- Math proficiency
- 18% ▼ -32.00%
- Reading proficiency
- 29% ▼ -31.00%
- Median HH income
- $41,283
- Composite
- 19.94/100
- National rank
- #8676
- State rank
- #63 of 98 in LA
Livability — Ponchatoula
- Score
- 68/100
- State rank
- #91
- US rank
- #9755
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Tangipahoa Parish · 85,958 people
- City population
- 34,564
- Metro
- Hammond, LA
- Population (ZIP)
- 34,564
- Household income
- $71,611
- Rent vs Own
- Severe rent burden
- 479.0
Population outlook (Tangipahoa County) Hauer SSP2
- Today (2025)
- 144,204 people
- By 2030
- 151,413 · +5.0%
- By 2040
- 164,374 · +14.0%
- By 2050
- 175,427 · +21.7%
- By 2075
- 195,165 · +35.3%
- By 2100
- 201,641 · +39.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Black 16% Two or more races 8% Hispanic / Latino 8%
- Hispanic origin (detail)
- Mexican 2%
- Common ancestry
- Lithuanian 15% Slovak 1% Portuguese 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 94% English-only · Spanish 5%
Political lean MEDSL · Tangipahoa
- 2024 margin
- Solid R (+37.4) · D 30.6% · R 68.0% · Other 1.3%
- 2008→2024 swing
- -6.5pp toward R · 2008: -30.9pp · 2024: -37.4pp
- All cycles
- 2024: R+37.4 2020: R+32.8 2016: R+32.6 2012: R+27.7 2008: R+30.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -83.55%
- Current HPI
- 129.6069
- Rent YoY
- ▲ 0.66%
- Metro
- Hammond, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
||
| Advertising | 1 | $2B |
|
||
Price history
-10.6% since first listed8 events — show timeline
- 2026-05-12 Price Changed $210,000 AcadianaMLS
- 2026-05-12 Price Changed $210,000 GSREIN
- 2026-03-18 Price Changed $219,000 AcadianaMLS
- 2026-03-17 Price Changed $219,000 GSREIN
- 2025-10-24 Price Changed $225,000 AcadianaMLS
- 2025-10-24 Price Changed $225,000 GSREIN
- 2025-09-24 Listed $235,000 GSREIN
- 2025-09-24 Listed $235,000 AcadianaMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…