19 Meadowview Dr · Centre, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 3.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.2/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$100,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Brand new home in country w/ wooded views. Fabulous floorplan! Kitchen includes full appliance package. Full drapery package throughout. $225/mo covers water/sewer/lot rent. Lawn/snow/ trash by homeowner.
Key facts
- Covered front porch
- Warm wood cabinetry
- Clean landscaping
Tags
Property features AI
Finance
- Other: Ownership interest: Ground rent
- Financial info: Ground rent payment of $450 per month; Tax year 2026 (tax amount reported)
Exterior
- Parking: Driveway parking (3 spaces); Total of 3 garage/parking spaces
- Utilities: Community water; Community septic tank
- Home design: Manufactured property (modular/manufactured construction); Above-grade finished living area reported (1,638 finished); Year built is estimated
- Construction: Manufactured construction materials; Other structures noted above grade and below grade
- Exterior features: Ground rent exists ($450 monthly)
Interior
- Bedrooms: 3 bedrooms on the main level
- Bathrooms: 2 full bathrooms (both on the main level)
- Heating & cooling: 90% forced air heating; Propane (leased) heating fuel; Central air conditioning (electric); Electric hot water
- Interior features: Not located in a federal flood zone; No basement; 10 total rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $100k.
Deal economics
- At list price, monthly cash flow is $1k ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $100k).
- Recommended offer: $98k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- West Perry SD (rural): math 37% / reading 60% proficiency, ranked #189 of 539 in PA (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Carroll El Sch (math 37% / reading 57%, grade D-, #737 of 1,518 statewide, top 52%, 331 students, 46% FRL); West Perry Ms (math 23% / reading 61%, grade D-, #221 of 512 statewide, top 45%, 496 students, 52% FRL); West Perry Shs (math 72% / reading 87%, grade A-, #19 of 437 statewide, top 4%, 686 students, 38% FRL).
- Market conditions: 19 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 107 units permitted in Perry County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Perry County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 22 days — a 2% lower offer ($98k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $70k; 43% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.10% ✓
- Cap rate
- 18.40%
- Cash-on-cash
- 43.24%
- DSCR
- 2.92
- GRM
- 4.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 40.1%
- Equity multiple
- 2.72×
- Total profit
- $48,056
- Equity at exit
- $14,910
- IRR
- 46.4%
- Equity multiple
- 5.45×
- Total profit
- $124,602
- Equity at exit
- $8,646
Cash invested: $28,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 17068
- Home prices YoY
- -14.6%
- Active inventory
- 19
- Price-to-rent
- 4.0×
Monthly cashflow live
- Estimated rent
- $2,095 medium interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax from tax record
- −$80 /mo · $961/yr
- Insurance
- −$42
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$440
- Net cashflow
- $1,009
Break-even live
Sensitivity live
| Price | -10% $1,065 | -5% $1,037 | +0% $1,009 | +5% $981 | +10% $952 |
|---|---|---|---|---|---|
| Rent | -10% $843 | -5% $926 | +0% $1,009 | +5% $1,092 | +10% $1,174 |
| Rate | -1.0pp $1,059 | -0.5pp $1,034 | base $1,009 | +0.5pp $983 | +1.0pp $957 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $25,000
- Closing costs
- $3,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 112 W Main St New Bloomfield, PA | 4.0 | 1.5 | 2214 | $2,095 | $0.95 | 14d | 1 | 1.44mi |
Listing history 19 events
-
2026-06-18days on market $100,000 Active 22 DOM
-
2026-06-17days on market $100,000 Active 21 DOM
-
2026-06-16days on market $100,000 Active 20 DOM
-
2026-06-15days on market $100,000 Active 19 DOM
-
2026-06-14days on market $100,000 Active 17 DOM
-
2026-06-13days on market $100,000 Active 16 DOM
-
2026-06-10days on market $100,000 Active 14 DOM
-
2026-06-09days on market $100,000 Active 13 DOM
-
2026-06-08days on market $100,000 Active 12 DOM
-
2026-06-07days on market $100,000 Active 11 DOM
-
2026-06-03days on market $100,000 Active 7 DOM
-
2026-06-02days on market $100,000 Active 6 DOM
-
2026-06-01days on market $100,000 Active 5 DOM
-
2026-05-31days on market $100,000 Active 4 DOM
-
2026-05-31days on market $100,000 Active 3 DOM
-
2026-05-27$100,000 Active
-
2010-10-19soldstatus $69,900 204-char remark
Show marketing remark (204 chars)
Brand new home in country w/ wooded views. Fabulous floorplan! Kitchen includes full appliance package. Full drapery package throughout. $225/mo covers water/sewer/lot rent. Lawn/snow/ trash by homeowner.
-
2010-10-01historical 204-char remark
Show marketing remark (204 chars)
Brand new home in country w/ wooded views. Fabulous floorplan! Kitchen includes full appliance package. Full drapery package throughout. $225/mo covers water/sewer/lot rent. Lawn/snow/ trash by homeowner.
-
2009-01-14$69,900 204-char remark
Show marketing remark (204 chars)
Brand new home in country w/ wooded views. Fabulous floorplan! Kitchen includes full appliance package. Full drapery package throughout. $225/mo covers water/sewer/lot rent. Lawn/snow/ trash by homeowner.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $961 · $80/mo
- Projected year-2 tax
- $1,271 · $106/mo
- Expected delta
- +$309/yr (+$26/mo · 32.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 4/10 Moderate 7 d/yr ≥99°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low 3% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,140
- − Mortgage interest
- −$5,602
- − Property taxes
- −$961
- − Insurance
- −$500
- − Repairs & maintenance
- −$2,011
- − Management
- −$2,011
- − Depreciation
- −$2,909
- Taxable income
- $11,146
- Est. tax owed @ 24.0%
- −$2,675
- After-tax cash flow
- $9,432/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- West Perry SD
- NCES district ID
- 4225740
- Math proficiency
- 37% ▼ -6.00%
- Reading proficiency
- 60% ▼ -1.00%
- Median HH income
- $55,647
- Composite
- 41.99/100
- National rank
- #3338
- State rank
- #189 of 539 in PA
Livability — Centre
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 4,384
Population outlook (Perry County) Hauer SSP2
- Today (2025)
- 44,250 people
- By 2030
- 42,862 · -3.1%
- By 2040
- 39,574 · -10.6%
- By 2050
- 36,001 · -18.6%
- By 2075
- 27,991 · -36.7%
- By 2100
- 20,936 · -52.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Two or more races 7% Hispanic / Latino 3% Black 1%
- Common ancestry
- Polish 5% Romanian 3% Iranian 3%
- Foreign-born
- 1% · Canada
- Languages at home
- 96% English-only · Spanish 2% German/W. Germanic 1%
Political lean MEDSL · Perry
- 2024 margin
- Solid R (+49.3) · D 24.8% · R 74.1% · Other 1.0%
- 2008→2024 swing
- -15.6pp toward R · 2008: -33.7pp · 2024: -49.3pp
- All cycles
- 2024: R+49.3 2020: R+50.1 2016: R+51.9 2012: R+38.8 2008: R+33.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -27.07%
- Current HPI
- 157.819
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+43.1% since first listed4 events — show timeline
- 2026-05-27 Listed $100,000 BRIGHT MLS
- 2010-10-19 Sold (MLS) $69,900 BRIGHT MLS
- 2010-10-01 Listing Removed — BRIGHT MLS
- 2009-01-14 Listed $69,900 BRIGHT MLS
Property tax history
+2.2%/yrLatest (2026): $961 · -8.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…