CashFlowRE
Sign in Sign up
19 Meadowview Dr
B- Composite 69.2
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$100,000

19 Meadowview Dr · Centre, PA 17068
3 bd · 2.0 ba · 1,638 sqft · Manufactured public records · 22 Days on market
Built 2008

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Brand new home in country w/ wooded views. Fabulous floorplan! Kitchen includes full appliance package. Full drapery package throughout. $225/mo covers water/sewer/lot rent. Lawn/snow/ trash by homeowner.

Key facts

  • Covered front porch
  • Warm wood cabinetry
  • Clean landscaping

Tags

COVERED FRONT PORCHUPDATED EXTERIOR TOUCHESCLEAN LANDSCAPINGFRESHLY FINISHED WALKWAYGENEROUS NATURAL LIGHTWARM WOOD CABINETRY

Property features AI

Finance

  • Other: Ownership interest: Ground rent
  • Financial info: Ground rent payment of $450 per month; Tax year 2026 (tax amount reported)

Exterior

  • Parking: Driveway parking (3 spaces); Total of 3 garage/parking spaces
  • Utilities: Community water; Community septic tank
  • Home design: Manufactured property (modular/manufactured construction); Above-grade finished living area reported (1,638 finished); Year built is estimated
  • Construction: Manufactured construction materials; Other structures noted above grade and below grade
  • Exterior features: Ground rent exists ($450 monthly)

Interior

  • Bedrooms: 3 bedrooms on the main level
  • Bathrooms: 2 full bathrooms (both on the main level)
  • Heating & cooling: 90% forced air heating; Propane (leased) heating fuel; Central air conditioning (electric); Electric hot water
  • Interior features: Not located in a federal flood zone; No basement; 10 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $100k.

Deal economics

  • At list price, monthly cash flow is $1k ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Recommended offer: $98k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • West Perry SD (rural): math 37% / reading 60% proficiency, ranked #189 of 539 in PA (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Carroll El Sch (math 37% / reading 57%, grade D-, #737 of 1,518 statewide, top 52%, 331 students, 46% FRL); West Perry Ms (math 23% / reading 61%, grade D-, #221 of 512 statewide, top 45%, 496 students, 52% FRL); West Perry Shs (math 72% / reading 87%, grade A-, #19 of 437 statewide, top 4%, 686 students, 38% FRL).
  • Market conditions: 19 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 107 units permitted in Perry County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Perry County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($98k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $70k; 43% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $98,500 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.10%
Cap rate
18.40%
Cash-on-cash
43.24%
DSCR
2.92
GRM
4.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
40.1%
Equity multiple
2.72×
Total profit
$48,056
Equity at exit
$14,910
10-year hold
IRR
46.4%
Equity multiple
5.45×
Total profit
$124,602
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17068

Home prices YoY
-14.6%
Active inventory
19
Price-to-rent
4.0×

Monthly cashflow live

Estimated rent
$2,095 medium interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$80 /mo · $961/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$440
Net cashflow
$1,009

Break-even live

Break-even rent $818
Max offer price $100,000
Occupancy floor 47%

Sensitivity live

Price -10% $1,065 -5% $1,037 +0% $1,009 +5% $981 +10% $952
Rent -10% $843 -5% $926 +0% $1,009 +5% $1,092 +10% $1,174
Rate -1.0pp $1,059 -0.5pp $1,034 base $1,009 +0.5pp $983 +1.0pp $957

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
112 W Main St New Bloomfield, PA 4.0 1.5 2214 $2,095 $0.95 14d 1 1.44mi

Listing history 19 events

  1. 2026-06-18
    days on market $100,000 Active 22 DOM
  2. 2026-06-17
    days on market $100,000 Active 21 DOM
  3. 2026-06-16
    days on market $100,000 Active 20 DOM
  4. 2026-06-15
    days on market $100,000 Active 19 DOM
  5. 2026-06-14
    days on market $100,000 Active 17 DOM
  6. 2026-06-13
    days on market $100,000 Active 16 DOM
  7. 2026-06-10
    days on market $100,000 Active 14 DOM
  8. 2026-06-09
    days on market $100,000 Active 13 DOM
  9. 2026-06-08
    days on market $100,000 Active 12 DOM
  10. 2026-06-07
    days on market $100,000 Active 11 DOM
  11. 2026-06-03
    days on market $100,000 Active 7 DOM
  12. 2026-06-02
    days on market $100,000 Active 6 DOM
  13. 2026-06-01
    days on market $100,000 Active 5 DOM
  14. 2026-05-31
    days on market $100,000 Active 4 DOM
  15. 2026-05-31
    days on market $100,000 Active 3 DOM
  16. 2026-05-27
    listed $100,000 Active
  17. 2010-10-19
    soldstatus $69,900 204-char remark
    Show marketing remark (204 chars)

    Brand new home in country w/ wooded views. Fabulous floorplan! Kitchen includes full appliance package. Full drapery package throughout. $225/mo covers water/sewer/lot rent. Lawn/snow/ trash by homeowner.

  18. 2010-10-01
    historical 204-char remark
    Show marketing remark (204 chars)

    Brand new home in country w/ wooded views. Fabulous floorplan! Kitchen includes full appliance package. Full drapery package throughout. $225/mo covers water/sewer/lot rent. Lawn/snow/ trash by homeowner.

  19. 2009-01-14
    listed $69,900 204-char remark
    Show marketing remark (204 chars)

    Brand new home in country w/ wooded views. Fabulous floorplan! Kitchen includes full appliance package. Full drapery package throughout. $225/mo covers water/sewer/lot rent. Lawn/snow/ trash by homeowner.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$961 · $80/mo
Projected year-2 tax
$1,271 · $106/mo
Expected delta
+$309/yr (+$26/mo · 32.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥99°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,140
− Mortgage interest
−$5,602
− Property taxes
−$961
− Insurance
−$500
− Repairs & maintenance
−$2,011
− Management
−$2,011
− Depreciation
−$2,909
Taxable income
$11,146
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,675
After-tax cash flow
$9,432/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Perry SD
NCES district ID
4225740
Math proficiency
37% ▼ -6.00%
Reading proficiency
60% ▼ -1.00%
Median HH income
$55,647
Composite
41.99/100
National rank
#3338
State rank
#189 of 539 in PA

Livability — Centre

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
4,384

Population outlook (Perry County) Hauer SSP2

Today (2025)
44,250 people
By 2030
42,862 · -3.1%
By 2040
39,574 · -10.6%
By 2050
36,001 · -18.6%
By 2075
27,991 · -36.7%
By 2100
20,936 · -52.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 7% Hispanic / Latino 3% Black 1%
Common ancestry
Polish 5% Romanian 3% Iranian 3%
Foreign-born
1% · Canada
Languages at home
96% English-only · Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Perry

2024 margin
Solid R (+49.3) · D 24.8% · R 74.1% · Other 1.0%
2008→2024 swing
-15.6pp toward R · 2008: -33.7pp · 2024: -49.3pp
All cycles
2024: R+49.3 2020: R+50.1 2016: R+51.9 2012: R+38.8 2008: R+33.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -27.07%
Current HPI
157.819
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+43.1% since first listed
4 events — show timeline
  • 2026-05-27 Listed $100,000 BRIGHT MLS
  • 2010-10-19 Sold (MLS) $69,900 BRIGHT MLS
  • 2010-10-01 Listing Removed BRIGHT MLS
  • 2009-01-14 Listed $69,900 BRIGHT MLS

Property tax history

+2.2%/yr

Latest (2026): $961 · -8.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…