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1143 Oxford Mills Ln
C- Composite 53.82
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.8/30.0
  • ARV discount +9.4/15.0
  • 1% rule +6.0/10.0
  • DSCR +5.9/10.0
  • Schools +4.5/10.0
  • Livability +4.0/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$354,900

1143 Oxford Mills Ln · Sugar Land, TX 77479
4 bd · 2.0 ba · 2,018 sqft · SingleFamily public records · 61 Days on market
Built 2001 6,311 sqft lot $176/sqft · at area comps Est $371k · at est. $93/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful home in a quiet neighborhood. Easy access for TX-99 and 59. House has waterproof laminated flooring and tiles. Study room with built ins. Kitchen upgrades with plenty of cabinet space. Also a big yard with a covered gazebo big enough for the family to barbecue. Property has never flooded.

Key facts

  • Wonderful gazebo
  • Recent roof
  • Lvp flooring

Tags

LVP FLOORINGRECENT ROOFCHEF'S KITCHENGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESWONDERFUL GAZEBO

Property features AI

Finance

  • Other: Seller disclosure available
  • HOA & community: Member of NTRCA; Annual association fee; Association amenities include clubhouse, pool, playground, tennis courts, sport court, picnic area; Association fee covers clubhouse, common areas, and recreation facilities

Exterior

  • Parking: Attached 2-car garage; Attached garage parking
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Single-story entry (rooms listed on first floor)
  • Construction: Built in 2001; Brick and cement siding exterior; Composition roof; Slab foundation
  • Exterior features: Subdivision lot; Asphalt road access; Association pool

Interior

  • Kitchen: Electric oven; Gas range; Microwave; Garbage disposal; Granite counters
  • Bedrooms: Primary bedroom on first floor (approx. 14x14); Two additional bedrooms on first floor (each approx. 10x10)
  • Flooring: Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (gas, zoned); Central air conditioning (electric, zoned)
  • Interior features: Granite counters; One fireplace; 8 total rooms
  • Laundry & utility: Electric dryer hookup; Gas dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $355k.

Deal economics

  • At list price, monthly cash flow is $358 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $355k).
  • Recommended offer: $334k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 2.6% in Sugar Land — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#38 in TX, #1,758 nationally) — a professional / high-income tenant draw. Strengths: crime A+, employment A+, housing A+; Watch: cost of living D, commute F.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Brazos Bend El (math 47% / reading 54%, grade D+, #833 of 4,322 statewide, top 20%, 739 students, 44% FRL); Sartartia Middle (math 69% / reading 71%, grade A, #58 of 1,662 statewide, top 4%, 1,440 students, 24% FRL); William B Travis H S (math 44% / reading 73%, grade C, #315 of 1,632 statewide, top 19%, 3,205 students, 39% FRL) — zoned schools at 36% FRL track the district average.
  • Market conditions: Rents flat; 570 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 61 days — a 6% lower offer ($334k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $333,606 (6.0% below list)

Questions for the listing agent

  1. It's been on market 61 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
7.50%
Cash-on-cash
4.32%
DSCR
1.19
GRM
7.6

CMA / ARV

ARV (median comp)
$370,693
List price
$354,900
Delta
-4.26%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
818 Presley Way 0.39mi 3/2.0 (-1) 2,049 (+2%) 6mo $335,000 $163 69
1210 Cambrian Park Ct 0.07mi 4/2.5 2,265 (+12%) 6mo $349,999 $155 69
1114 Foxland Chase St 0.09mi 4/2.0 2,315 (+15%) 5mo $369,000 $159 67
1111 Cambrian Park Ct 0.10mi 4/2.5 2,265 (+12%) 8mo $409,999 $181 66
4419 Zimmerly Ct 0.41mi 3/2.0 (-1) 1,993 (-1%) 10mo $325,000 $163 65
918 Featherbrook Ct 0.29mi 4/2.5 2,251 (+12%) 2mo $311,000 $138 63
1110 Kerri Ct 0.28mi 4/2.5 2,265 (+12%) 4mo $336,000 $148 61
4815 Knights Branch Dr 0.24mi 3/2.5 (-1) 2,281 (+13%) 0mo $328,000 $144 60
546 Ivy Cross Ln 0.57mi 4/2.0 2,236 (+11%) 2mo $365,000 $163 54
915 Featherbrook Ct 0.28mi 3/2.5 (-1) 2,274 (+13%) 10mo $350,000 $154 50
5527 Santa Chase Lane Ln 0.67mi 4/2.5 2,147 (+6%) 9mo $345,000 $161 48
715 Tyler Run Run 0.59mi 3/2.0 (-1) 2,268 (+12%) 8mo $349,000 $154 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.82% rent growth · sell at horizon

5-year hold
IRR
-12.2%
Equity multiple
0.57×
Total profit
$-42,860
Equity at exit
$52,917
10-year hold
IRR
-7.1%
Equity multiple
0.60×
Total profit
$-39,953
Equity at exit
$30,685

Cash invested: $99,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77479

Home prices YoY
-34.9%
Rents YoY
0.8%
Active inventory
570
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$3,903 medium interval (Pro) →
Mortgage (P&I)
$1,861
Tax from tax record
$623 /mo · $7,481/yr
Insurance
$148
HOA
$93
Vacancy / Maint / Mgmt
$820
Net cashflow
$358

Break-even live

Break-even rent $3,450
Max offer price $354,900
Occupancy floor 86%

Sensitivity live

Price -10% $559 -5% $458 +0% $358 +5% $258 +10% $157
Rent -10% $50 -5% $204 +0% $358 +5% $512 +10% $666
Rate -1.0pp $537 -0.5pp $448 base $358 +0.5pp $266 +1.0pp $172

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$88,725
Closing costs
$10,647
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4315 Trailwood Dr Sugar Land, TX 4.0 2.5 2250 $5,800 $2.58 14d 1 0.62mi
107 High Meadows Dr Sugar Land, TX 4.0 3.0 2619 $2,600 $0.99 45d 1 1.03mi
1919 Canyon Crest Dr Sugar Land, TX 4.0 2.0 2478 $2,400 $0.97 45d 1 1.12mi

HOA detail

Monthly dues
$93 · $1,116/yr
Likely covers
water

Listing history 39 events

  1. 2026-06-21
    days on market $354,900 Active 61 DOM
  2. 2026-06-18
    days on market $354,900 Active 58 DOM
  3. 2026-06-17
    days on market $354,900 Active 57 DOM
  4. 2026-06-16
    days on market $354,900 Active 56 DOM
  5. 2026-06-15
    days on market $354,900 Active 55 DOM
  6. 2026-06-13
    days on market $354,900 Active 53 DOM
  7. 2026-06-09
    days on market $354,900 Active 49 DOM
  8. 2026-06-07
    days on market $354,900 Active 47 DOM
  9. 2026-06-04
    days on market $354,900 Active 44 DOM
  10. 2026-06-03
    days on market $354,900 Active 43 DOM
  11. 2026-06-02
    days on market $354,900 Active 42 DOM
  12. 2026-06-01
    days on market $354,900 Active 41 DOM
  13. 2026-05-31
    days on market $354,900 Active 40 DOM
  14. 2026-04-21
    listed $354,900 Active 992-char remark
  15. 2026-03-31
    historical
  16. 2025-10-05
    status Active
  17. 2025-09-30
    historical
  18. 2025-05-13
    price $359,000
  19. 2025-03-19
    listed $375,000 Active
  20. 2024-05-23
    soldstatus
  21. 2024-05-21
    soldstatus Sold
    Show marketing remark (300 chars)

    Beautiful home in a quiet neighborhood. Easy access for TX-99 and 59. House has waterproof laminated flooring and tiles. Study room with built ins. Kitchen upgrades with plenty of cabinet space. Also a big yard with a covered gazebo big enough for the family to barbecue. Property has never flooded.

  22. 2024-04-21
    status Pending
    Show marketing remark (300 chars)

    Beautiful home in a quiet neighborhood. Easy access for TX-99 and 59. House has waterproof laminated flooring and tiles. Study room with built ins. Kitchen upgrades with plenty of cabinet space. Also a big yard with a covered gazebo big enough for the family to barbecue. Property has never flooded.

  23. 2024-04-16
    status Option Pending
    Show marketing remark (300 chars)

    Beautiful home in a quiet neighborhood. Easy access for TX-99 and 59. House has waterproof laminated flooring and tiles. Study room with built ins. Kitchen upgrades with plenty of cabinet space. Also a big yard with a covered gazebo big enough for the family to barbecue. Property has never flooded.

  24. 2024-03-22
    listed $339,000 Active
    Show marketing remark (300 chars)

    Beautiful home in a quiet neighborhood. Easy access for TX-99 and 59. House has waterproof laminated flooring and tiles. Study room with built ins. Kitchen upgrades with plenty of cabinet space. Also a big yard with a covered gazebo big enough for the family to barbecue. Property has never flooded.

  25. 2023-09-30
    historical
  26. 2023-05-20
    price $364,998
  27. 2023-04-18
    listed $369,998 Active
  28. 2020-01-02
    soldstatus
  29. 2019-12-31
    soldstatus Sold
  30. 2019-12-12
    status Pending
  31. 2019-12-01
    status Option Pending
  32. 2019-10-29
    listed $239,900 Active
  33. 2013-06-18
    soldstatus
  34. 2013-06-17
    soldstatus Sold
  35. 2013-06-03
    status Pending, Continue to Show
  36. 2013-05-23
    status Option Pending
  37. 2013-05-15
    listed $194,500 Active
  38. 2009-02-02
    historical
  39. 2008-11-04
    listed $188,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$7,481 · $623/mo
Projected year-2 tax
$7,481 · $623/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X · 23% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$46,837
− Mortgage interest
−$19,880
− Property taxes
−$7,481
− Insurance
−$1,774
− Repairs & maintenance
−$3,747
− Management
−$3,747
− HOA
−$1,116
− Depreciation
−$10,324
Taxable loss
−$1,233
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$296
After-tax cash flow
$4,592/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Sugar Land

Score
80/100
State rank
#38
US rank
#1758

Category grades

Amenities A Commute F Cost of living D Crime A+ Employment A+ Housing A+ Health & safety A- User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sugar Land, TX
County
Fort Bend County · 836,777 people
City population
168,209
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
92,221
Household income
$156,735
Rent vs Own
17.3% rent · 82.7% own
Severe rent burden
1207.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Asian 47% White 30% Hispanic / Latino 10% Black 8% Two or more races 8%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Lithuanian 2% Romanian 1% Slovak 1%
Foreign-born
42% · China, Canada, Vietnam
Languages at home
52% English-only · Other Indo-European 16% Chinese 13% Spanish 6%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -121.96%
Current HPI
227.7544
Rent YoY
▲ 0.82%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+87.9% since first listed
26 events — show timeline
  • 2026-04-21 Listed $354,900 HARMLS
  • 2026-03-31 Listing Removed HARMLS
  • 2025-10-05 Relisted HARMLS
  • 2025-09-30 Listing Removed HARMLS
  • 2025-05-13 Price Changed $359,000 HARMLS
  • 2025-03-19 Listed $375,000 HARMLS
  • 2024-05-23 Sold (Public Records) Public Records
  • 2024-05-21 Sold (MLS) HARMLS
  • 2024-04-21 Pending HARMLS
  • 2024-04-16 Pending HARMLS
  • 2024-03-22 Listed $339,000 HARMLS
  • 2023-09-30 Listing Removed HARMLS
  • 2023-05-20 Price Changed $364,998 HARMLS
  • 2023-04-18 Listed $369,998 HARMLS
  • 2020-01-02 Sold (Public Records) Public Records
  • 2019-12-31 Sold (MLS) HARMLS
  • 2019-12-12 Pending HARMLS
  • 2019-12-01 Pending HARMLS
  • 2019-10-29 Listed $239,900 HARMLS
  • 2013-06-18 Sold (Public Records) Public Records
  • 2013-06-17 Sold (MLS) HARMLS
  • 2013-06-03 Pending HARMLS
  • 2013-05-23 Pending HARMLS
  • 2013-05-15 Listed $194,500 HARMLS
  • 2009-02-02 Listing Removed HARMLS
  • 2008-11-04 Listed $188,900 HARMLS

Property tax history

+3.5%/yr

Latest (2025): $7,481 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…