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7723 Sni-a-bar Rd
B- Composite 67.98
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.1/10.0
  • 1% rule +6.5/10.0
  • Livability +3.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0
  • Appreciation +0.0/10.0

$125,000

7723 Sni-a-bar Rd · Kansas City, MO 64129
3 bd · 1.0 ba · 1,262 sqft · SingleFamily public records · 4 Days on market
Built 1950 9,484 sqft lot Est $158k · 21% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Super Cute Ranch!!! Would be great for an investor or first time homeowner! Kansas city address with Raytown Schools. Vinyl siding for low maintenance. Nice lot with fenced back yard. Large living room with additional family room added on the back with fireplace. Laundry off the kitchen and washer and dryer stay! Newer hot water tank. Laundry has a built-in cabinet -could be storage or pantry. Seller is leaving large storage shed. Hardwood under carpets. Own for less than rent. HOME BEING SOLD AS-IS!!

Key facts

  • 9,484 sq ft lot
  • Garage
  • Built 1950

Property features AI

Finance

  • Other: Above-grade finished living area recorded from public records

Exterior

  • Parking: Attached garage with garage door opener (1-car)
  • Security: Security system
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Ranch floor plan; Attached property
  • Construction: Vinyl siding; Composition roof; Crawl space foundation; Home age: approximately 76–100 years
  • Exterior features: Metal fencing; Shed(s)

Interior

  • Kitchen: Electric range; Microwave; Disposal; Refrigerator
  • Bedrooms: 3 bedrooms, all on the first floor
  • Flooring: Carpet in living areas and bedrooms; Linoleum in kitchen and bathroom
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating; Electric cooling (central)
  • Interior features: Ceiling fan(s); Eat-in kitchen; Security system
  • Laundry & utility: Laundry room off the kitchen; Dryer; Built-in features in laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $125k.

Deal economics

  • At list price, monthly cash flow is $337 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $125k).
  • Cap rate 9.5% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Raytown C-2 (suburban): math 12% / reading 28% proficiency, ranked #302 of 324 in MO (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Eastwood Hills Elem. (math 8% / reading 22%, grade F, #982 of 1,115 statewide, top 89%, 329 students, 82% FRL); Raytown Sr. High (math 7% / reading 29%, grade F, #482 of 521 statewide, top 92%, 1,365 students, 65% FRL) — zoned schools average 74% FRL vs 54% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 52 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 4,002 units permitted in Jackson County in 2024 (2,271 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Jackson County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $125,000

Questions for the listing agent

  1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.15%
Cap rate
9.53%
Cash-on-cash
11.55%
DSCR
1.51
GRM
7.2

CMA / ARV

ARV (on-the-fly)
$157,750
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7723 Sni-a-bar Rd 0.00mi 3/1.0 1,262 (0%) 1mo $125,000 $99 99
5118 Rinker Rd 0.28mi 3/2.0 1,224 (-3%) 3mo $189,000 $154 75
7815 E 51st St 0.10mi 4/1.0 (+1) 1,128 (-11%) 1mo $134,900 $120 72
8409 E 47th Ter 0.44mi 3/1.0 1,200 (-5%) 1mo $189,900 $158 70
7725 E 51st St 0.15mi 3/1.0 1,128 (-11%) 10mo $134,900 $120 67
7605 Sni A Bar Ter 0.22mi 3/1.0 1,112 (-12%) 7mo $180,000 $162 64
4748 Eastern Ave 0.52mi 2/1.0 (-1) 1,204 (-5%) 8mo $79,000 $66 56
7504 E 49th St 0.35mi 3/2.0 1,152 (-9%) 12mo $110,000 $95 55
7406 E 51st St 0.34mi 4/2.0 (+1) 1,344 (+6%) 13mo $190,000 $141 53
6876 Sni A Bar Rd 0.73mi 3/1.5 1,160 (-8%) 1mo $145,000 $125 50
8604 E 47th St 0.63mi 3/2.0 1,360 (+8%) 9mo $160,000 $118 46
5412 Sycamore Ave 0.45mi 3/1.5 1,440 (+14%) 12mo $215,000 $149 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
0.9%
Equity multiple
1.03×
Total profit
$1,181
Equity at exit
$18,638
10-year hold
IRR
10.5%
Equity multiple
1.82×
Total profit
$28,584
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64129

Home prices YoY
-9.8%
Active inventory
52
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$1,440 high interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$93 /mo · $1,117/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$302
Net cashflow
$337

Break-even live

Break-even rent $1,014
Max offer price $125,000
Occupancy floor 72%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7707 E 50th Ter Kansas City, MO 4.0 2.0 1250 $1,250 $1.00 21d 1 0.16mi
7615 E 49th St Kansas City, MO 2.0 1.0 888 $1,095 $1.23 43d 1 0.27mi
5126 Booth Ave Kansas City, MO 2.0 1.0 950 $1,149 $1.21 12d 1 0.37mi
8648 E 52nd Ter Kansas City, MO 3.0 1.5 1224 $1,395 $1.14 23d 1 0.57mi
5312 Hunter St Raytown, MO 3.0 1.5 912 $1,450 $1.59 2d 1 0.84mi
5312 Hunter St Raytown, MO 3.0 1.5 912 $1,450 $1.59 3d 1 0.84mi
5004 Glenside Dr Kansas City, MO 4.0 1.5 1685 $1,756 $1.04 43d 1 0.95mi
8818 E 58 Ter Raytown, MO 3.0 1.5 1700 $1,897 $1.12 12d 1 1.16mi
6017 Farley Ave Raytown, MO 2.0 2.5 1152 $1,495 $1.30 43d 1 1.42mi
5035 Overton Ave Kansas City, MO 3.0 2.0 1323 $1,795 $1.36 43d 1 1.47mi
4837 Overton Ave Kansas City, MO 3.0 1.5 1344 $1,611 $1.20 21d 1 1.48mi

Listing history 11 events

  1. 2026-05-06
    status Pending
  2. 2026-05-03
    status Active
  3. 2026-04-19
    status Pending
  4. 2026-04-17
    listed $125,000 Active
  5. 2026-04-12
    historical $125,000
  6. 2015-10-27
    soldstatus
  7. 2015-10-26
    soldstatus 506-char remark
    Show marketing remark (506 chars)

    Super Cute Ranch!!! Would be great for an investor or first time homeowner! Kansas city address with Raytown Schools. Vinyl siding for low maintenance. Nice lot with fenced back yard. Large living room with additional family room added on the back with fireplace. Laundry off the kitchen and washer and dryer stay! Newer hot water tank. Laundry has a built-in cabinet -could be storage or pantry. Seller is leaving large storage shed. Hardwood under carpets. Own for less than rent. HOME BEING SOLD AS-IS!!

  8. 2015-08-10
    listed $37,900 506-char remark
    Show marketing remark (506 chars)

    Super Cute Ranch!!! Would be great for an investor or first time homeowner! Kansas city address with Raytown Schools. Vinyl siding for low maintenance. Nice lot with fenced back yard. Large living room with additional family room added on the back with fireplace. Laundry off the kitchen and washer and dryer stay! Newer hot water tank. Laundry has a built-in cabinet -could be storage or pantry. Seller is leaving large storage shed. Hardwood under carpets. Own for less than rent. HOME BEING SOLD AS-IS!!

  9. 2015-08-10
    historical
    Show marketing remark (506 chars)

    Super Cute Ranch!!! Would be great for an investor or first time homeowner! Kansas city address with Raytown Schools. Vinyl siding for low maintenance. Nice lot with fenced back yard. Large living room with additional family room added on the back with fireplace. Laundry off the kitchen and washer and dryer stay! Newer hot water tank. Laundry has a built-in cabinet -could be storage or pantry. Seller is leaving large storage shed. Hardwood under carpets. Own for less than rent. HOME BEING SOLD AS-IS!!

  10. 2015-05-28
    listed $50,000
  11. 1982-04-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$1,117 · $93/mo
Projected year-2 tax
$1,212 · $101/mo
Expected delta
+$96/yr (+$8/mo · 8.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,279
− Mortgage interest
−$7,002
− Property taxes
−$1,117
− Insurance
−$625
− Repairs & maintenance
−$1,382
− Management
−$1,382
− Depreciation
−$3,636
Taxable income
$2,134
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$512
After-tax cash flow
$3,530/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Raytown C-2
NCES district ID
2926070
Math proficiency
12% ▼ -11.00%
Reading proficiency
28% ▼ -9.00%
Median HH income
$47,215
Composite
17.59/100
National rank
#9039
State rank
#302 of 324 in MO

Livability — Kansas City

Score
78/100
State rank
#28
US rank
#2671

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kansas City, MO
County
Jackson County · 687,798 people
City population
439,467
Metro
Kansas City, MO-KS
Population (ZIP)
9,267
Household income
$51,310
Rent vs Own
42.8% rent · 57.2% own
Severe rent burden
349.0

Population outlook (Jackson County) Hauer SSP2

Today (2025)
719,589 people
By 2030
731,456 · +1.6%
By 2040
746,689 · +3.8%
By 2050
749,289 · +4.1%
By 2075
736,227 · +2.3%
By 2100
668,210 · -7.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Black 45% White 37% Hispanic / Latino 11% Two or more races 9%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Lithuanian 4% Italian 2% Armenian 1%
Foreign-born
8% · Canada
Languages at home
87% English-only · Spanish 8% Arabic 1%

Political lean MEDSL · Jackson

2024 margin
D (+19.3) · D 58.9% · R 39.5% · Other 1.6%
2008→2024 swing
-6.1pp toward R · 2008: 25.4pp · 2024: 19.3pp
All cycles
2024: D+19.3 2020: D+22.0 2016: D+16.6 2012: D+19.0 2008: D+25.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -32.25%
Current HPI
297.5233
Rent YoY
Metro
Kansas City, MO-KS
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+150.0% since first listed
11 events — show timeline
  • 2026-05-06 Pending Heartland MLS as Distributed by MLS Grid
  • 2026-05-03 Relisted Heartland MLS as Distributed by MLS Grid
  • 2026-04-19 Pending Heartland MLS as Distributed by MLS Grid
  • 2026-04-17 Listed $125,000 Heartland MLS as Distributed by MLS Grid
  • 2026-04-12 Coming Soon $125,000 Heartland MLS as Distributed by MLS Grid
  • 2015-10-27 Sold (Public Records) Public Records
  • 2015-10-26 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2015-08-10 Listing Removed Heartland MLS as Distributed by MLS Grid
  • 2015-08-10 Listed $37,900 Heartland MLS as Distributed by MLS Grid
  • 2015-05-28 Listed $50,000 Heartland MLS as Distributed by MLS Grid
  • 1982-04-01 Sold (Public Records) Public Records

Property tax history

+2.9%/yr

Latest (2025): $1,117 · -32.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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