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5570 NW 44th St Unit 408A
D Composite 40.19
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • 1% rule +10.0/10.0
  • Cash flow +8.0/30.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • DSCR +2.0/10.0
  • Appreciation +0.0/10.0

$99,900

5570 NW 44th St Unit 408A · Lauderhill, FL 33319
1 bd · 2.0 ba · 833 sqft · Condo public records · 7 Days on market
Built 1980 $696/mo HOA · 41% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Bright and airy 1BR/1BA condo in an all-ages, gated Inverrary community—a relaxing retreat with convenient access to shopping, dining, and major routes. Features in-unit washer & dryer and a comfortable layout ideal for easy Florida living. Purchase requirements (per Association): minimum $50K gross income ($70K for married couples), 700+ credit score, 20% down payment, and escrow of 3/4 of association fees (or 9 months).

Key facts

  • Comfortable layout
  • $696 HOA
  • Parking

Tags

IN-UNIT WASHER AND DRYERGATED INVERRARY COMMUNITYCONVENIENT ACCESS TO SHOPPINGCOMFORTABLE LAYOUT

Property features AI

Finance

  • Financial info: Lease considered; No pets allowed
  • HOA & community: Monthly association fee; Association amenities include clubhouse, pool, tennis courts, and elevators; Association covers management, common areas, insurance, legal/accounting, ground and structure maintenance, parking, pest control, recreation facilities, reserve fund, roof, sewer, trash and water

Exterior

  • Parking: One assigned parking space
  • Security: Complex fenced; Intercom; Key card entry
  • Home design: Condominium / Attached property; 5-story building; Entry located on level 4; Effective year built
  • Construction: Block construction
  • Exterior features: No notable exterior features; Association pool

Interior

  • Kitchen: Electric range; Dishwasher; Refrigerator
  • Flooring: Tile
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Tile flooring
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath condo listed at $100k.

Deal economics

  • At list price, monthly cash flow is $-103 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $82k (18.3% below list).
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Recommended offer: $82k (18.3% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 79/100 on livability (#139 in FL, #2,059 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D, employment D, amenities F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-1.4%/yr); 821 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts; this cycle's ask is 6560% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Watch-outs: HOA is 41% of rent.
Recommended offer $81,652 (18.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.72%
Cap rate
5.05%
Cash-on-cash
-4.43%
DSCR
0.80
GRM
4.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-31.3%
Equity multiple
0.02×
Total profit
$-27,302
Equity at exit
$14,895
10-year hold
IRR
-95.3%
Equity multiple
-0.78×
Total profit
$-49,672
Equity at exit
$8,638

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33319

Rents YoY
-1.4%
Active inventory
821
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$1,718 high interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$199 /mo · $2,385/yr
Insurance
$42
HOA
$696
Vacancy / Maint / Mgmt
$361
Net cashflow
$-103

Break-even live

Break-even rent $1,848
Max offer price $81,652
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,975
Closing costs
$2,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5860 NW 44th St #603 Lauderhill, FL 2.0 2.0 1100 $1,800 $1.64 18d 1 0.06mi
5900 NW 44th St #106 Lauderhill, FL 2.0 2.0 1100 $1,700 $1.55 13d 1 0.12mi
4172 Inverrary Dr #306 Lauderhill, FL 1.0 1.5 783 $1,500 $1.92 10d 1 0.12mi
4176 Inverrary Dr #110 Lauderhill, FL 2.0 2.0 972 $2,000 $2.06 24d 1 0.14mi
4168 Inverrary Dr #408 Lauderhill, FL 2.0 2.0 1073 $1,750 $1.63 24d 1 0.15mi
4166 Inverrary Dr #403 Lauderhill, FL 2.0 2.0 972 $1,750 $1.80 24d 1 0.18mi
4174 Inverrary Dr #907 Lauderhill, FL 1.0 1.0 675 $1,500 $2.22 24d 1 0.18mi
4174 Inverrary Dr #903 Lauderhill, FL 2.0 2.0 972 $1,700 $1.75 20d 1 0.18mi
4174 Inverrary Dr #303 Lauderhill, FL 2.0 2.0 972 $1,675 $1.72 12d 1 0.18mi
4174 Inverrary Dr #811 Lauderhill, FL 1.0 1.5 783 $1,550 $1.98 24d 1 0.18mi
4174 Inverrary Dr #1004 Lauderhill, FL 2.0 2.0 972 $1,750 $1.80 24d 1 0.18mi
4174 Inverrary Dr #401 Lauderhill, FL 2.0 2.0 1116 $2,100 $1.88 24d 1 0.18mi
5530 NW 44th St Lauderhill, FL 2.0 2.0 1187 $2,050 $1.73 24d 2 0.18mi
4156 Inverrary Dr Lauderhill, FL 2.0 2.0 993 $2,200 $2.22 24d 4 0.19mi
4156 Inverrary Dr Lauderhill, FL 1.0–2.0 1.5–2.0 899 $1,625 $1.81 7d 3 0.19mi
4154 Inverrary Dr Lauderhill, FL 1.0–2.0 1.5–2.0 877 $1,250 $1.42 24d 2 0.20mi
4154 Inverrary Dr #206 Lauderhill, FL 1.0 1.5 783 $1,575 $2.01 2d 1 0.20mi
4154 Inverrary Dr #407 Lauderhill, FL 2.0 2.0 972 $1,800 $1.85 10d 1 0.20mi
4158 Inverrary Dr #202 Lauderhill, FL 2.0 2.0 1116 $2,200 $1.97 3d 1 0.21mi
5961 N Falls Circle Dr Lauderhill, FL 1.0 1.5–2.0 885 $1,745 $1.97 3d 2 0.21mi
4152 Inverrary Dr Lauderhill, FL 2.0 2.0 1016 $2,025 $1.99 24d 2 0.22mi
4158 Inverrary Dr Lauderhill, FL 2.0 2.0 1044 $2,100 $2.01 7d 2 0.23mi
4158 Inverrary Dr Lauderhill, FL 2.0 2.0 1108 $2,100 $1.90 17d 2 0.23mi
4164 Inverrary Dr #806 Lauderhill, FL 1.0 1.5 783 $1,600 $2.04 24d 1 0.26mi
4164 Inverrary Dr #102 Lauderhill, FL 2.0 2.0 1120 $2,200 $1.96 14d 1 0.26mi
6010 S Falls Circle Dr #206 Lauderhill, FL 2.0 2.0 1093 $2,350 $2.15 24d 1 0.33mi
6200 NW 44th St #109 Lauderhill, FL 2.0 2.0 1092 $1,850 $1.69 10d 1 0.34mi
6100 NW 44th St #302 Lauderhill, FL 2.0 2.0 1092 $1,800 $1.65 24d 1 0.38mi
3740 Inverrary Dr Lauderhill, FL 1.0 1.5 800 $1,500 $1.87 18d 3 0.40mi
3750 Inverrary Dr Lauderhill, FL 1.0–2.0 1.5–2.0 975 $1,450 $1.49 24d 3 0.41mi
3760 Inverrary Dr Lauderhill, FL 2.0 1.0–2.0 800 $1,725 $2.16 5d 3 0.42mi
3730 Inverrary Dr Unit 1D Lauderhill, FL 1.0 1.5 800 $1,600 $2.00 24d 1 0.42mi
3650 Inverrary Dr Lauderhill, FL 1.0 1.5 800 $1,535 $1.92 20d 2 0.47mi
3650 Inverrary Dr Lauderhill, FL 1.0 1.0–1.5 610 $1,570 $2.57 13d 3 0.47mi
3650 Inverrary Dr Lauderhill, FL 1.0 1.0–1.5 610 $1,570 $2.57 2d 3 0.47mi
6361 N Falls Circle Dr #106 Lauderhill, FL 1.0 2.0 870 $1,540 $1.77 7d 1 0.48mi
6361 N Falls Circle Dr #106 Lauderhill, FL 1.0 2.0 870 $1,550 $1.78 24d 1 0.48mi
3720 Inverrary Dr Lauderhill, FL 3.0 1.0–2.0 940 $1,600 $1.70 10d 5 0.49mi
3710 Inverrary Dr Lauderhill, FL 1.0 1.5 900 $1,674 $1.86 14d 2 0.50mi
3710 Inverrary Dr Unit 2S Lauderhill, FL 1.0 1.5 1000 $2,099 $2.10 4d 1 0.50mi

HOA detail condo

Monthly dues
$696 · $8,352/yr
Likely covers
security
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 6 events

  1. 2026-06-18
    days on market $99,900 Active 7 DOM
  2. 2026-06-17
    days on market $99,900 Active 6 DOM
  3. 2026-06-16
    days on market $99,900 Active 5 DOM
  4. 2026-06-15
    days on market $99,900 Active 4 DOM
  5. 2026-06-13
    remarks 427-char remark
  6. 2026-06-13
    listed $99,900 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,385 · $199/mo
Projected year-2 tax
$2,385 · $199/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,612
− Mortgage interest
−$5,596
− Property taxes
−$2,385
− Insurance
−$500
− Repairs & maintenance
−$1,649
− Management
−$1,649
− HOA
−$8,352
− Depreciation
−$2,906
Taxable loss
−$2,424
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$582
After-tax cash flow
$-658/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Lauderhill

Score
79/100
State rank
#139
US rank
#2059

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lauderhill, FL
County
Broward County · 1,963,430 people
City population
62,807
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
54,450
Household income
$58,388
Rent vs Own
31.9% rent · 68.1% own
Severe rent burden
2809.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Black 61% Hispanic / Latino 17% White 15% Two or more races 11% Asian 4%
Hispanic origin (detail)
Puerto Rican 4% Cuban 2% Dominican 1%
Common ancestry
Hispanic 13% Romanian 1% Italian 1%
Foreign-born
46% · Canada, Jamaica, Vietnam
Languages at home
64% English-only · Spanish 15% French/Haitian/Cajun 15% Other Indo-European 2%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -202.84%
Current HPI
328.4307
Rent YoY
▼ -1.38%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-95.0% since first listed
5 events — show timeline
  • 2026-06-12 Listed for Rent $1,500 RMLSFL
  • 2026-06-11 Listed $99,900 MARMLS
  • 2005-07-29 Sold (Public Records) $101,000 Public Records
  • 2003-05-16 Sold (Public Records) $59,400 Public Records
  • 2001-07-24 Sold (Public Records) $30,000 Public Records

Property tax history

+5.8%/yr

Latest (2025): $2,385 · +2.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…