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1310 Gigante Dr
D Composite 41.58
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +9.2/30.0
  • 1% rule +4.0/10.0
  • Livability +3.2/5.0
  • Schools +3.0/10.0
  • DSCR +2.6/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • Appreciation +0.0/10.0

$166,750

1310 Gigante Dr · Killeen, TX 76543
4 bd · 2.0 ba · 1,580 sqft · SingleFamily public records · 39 Days on market
Built 2017 6,120 sqft lot $106/sqft · 25% below area Est $222k · 25% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Priced to sell, with lots of potential. Newer brick home built in 2017, with 4-bedroom, 2-bath and an attached 2 car front entry garage. , featuring an open floor plan, no back neighbors, and close proximity to Fort Hood. This home offers over 1,500 square feet of comfortable living space in a convenient Killeen location near shopping, dining, schools, and major roadways. Inside, the home offers a spacious open layout connecting the kitchen, dining, and living areas, creating a bright and inviting space ideal for both everyday living and entertaining. The kitchen provides ample cabinet and counter space. The split bedroom layout adds privacy, with the primary suite positioned separately from the secondary bedrooms. Step outside to enjoy the privacy fenced rear yard and covered patio. Close to Fort Hood, this home offers space, comfort, and convenience all in one. Schedule your showing today to see everything this home has to offer.

Key facts

  • Open floor plan
  • Covered patio
  • No back neighbors

Tags

OPEN FLOOR PLANNO BACK NEIGHBORSPRIVACY FENCED REAR YARDCOVERED PATIOCLOSE PROXIMITY TO FORT HOODSPACIOUS OPEN LAYOUT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $167k.

Deal economics

  • At list price, monthly cash flow is $-125 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $145k (13.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $151k (9.5% below list).
  • Recommended offer: $145k (13.2% below list) — sets the bar for cash-flow.
  • Cap rate 5.4% vs local median 3.9% in Killeen — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#853 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities D, employment D, crime D-.
  • Killeen ISD (urban): math 31% / reading 38% proficiency, ranked #524 of 826 in TX (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Hay Branch El (math 25% / reading 34%, grade F, #2,525 of 4,322 statewide, top 62%, 602 students, 75% FRL); Rancier Middle (math 24% / reading 26%, grade F, #1,258 of 1,662 statewide, top 77%, 722 students, 81% FRL); Killeen H S (math 29% / reading 40%, grade F, #963 of 1,632 statewide, top 61%, 2,076 students, 69% FRL) — zoned schools average 75% FRL vs 47% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-1.5%/yr); 231 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,222 units permitted in Bell County in 2024 (246 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($49k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Bell County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 39 days — a 3% lower offer ($162k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price.
  • Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $144,708 (13.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
5.39%
Cash-on-cash
-3.21%
DSCR
0.86
GRM
9.2

CMA / ARV

ARV (median comp)
$222,500
List price
$166,750
Delta
-25.06%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5802 Harriet Tubman Ave 0.15mi 3/2.0 (-1) 1,535 (-3%) 2mo $227,500 $148 82
1010 Rosa Parks Dr 0.10mi 3/2.0 (-1) 1,658 (+5%) 5mo $220,000 $133 78
6104 Amelia Earhart Blvd 0.36mi 4/2.0 1,626 (+3%) 3mo $225,000 $138 76
6112 Sally Ride Ln 0.40mi 4/2.0 1,611 (+2%) 4mo $228,000 $142 74
5805 Amelia Earhart Blvd 0.09mi 3/2.0 (-1) 1,526 (-3%) 13mo $229,999 $151 74
1824 Sundown Dr 0.38mi 4/2.0 1,506 (-5%) 6mo $198,000 $131 70
1823 Twilight Dr 0.34mi 3/2.0 (-1) 1,523 (-4%) 12mo $150,000 $98 63
1805 Kingwood Dr 0.38mi 3/2.0 (-1) 1,359 (-14%) 2mo $195,000 $143 52
1711 Windward Dr 0.65mi 4/2.0 1,739 (+10%) 8mo $199,900 $115 46
1808 Galaxy Dr 0.70mi 3/2.0 (-1) 1,384 (-12%) 2mo $102,000 $74 40
2102 Duran Dr 0.58mi 4/2.0 1,737 (+10%) 20mo $260,000 $150 40
1011 Wax Myrtle Ct 0.55mi 3/2.0 (-1) 1,415 (-10%) 21mo $234,415 $166 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-25.5%
Equity multiple
0.16×
Total profit
$-39,265
Equity at exit
$24,863
10-year hold
IRR
-38.4%
Equity multiple
-0.31×
Total profit
$-61,007
Equity at exit
$14,417

Cash invested: $46,690 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76543

Rents YoY
-1.5%
Active inventory
231
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$1,508 high interval (Pro) →
Mortgage (P&I)
$874
Tax from tax record
$373 /mo · $4,471/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$317
Net cashflow
$-125

Break-even live

Break-even rent $1,666
Max offer price $144,708
Occupancy floor

Sensitivity live

Price -10% $-30 -5% $-78 +0% $-125 +5% $-172 +10% $-219
Rent -10% $-244 -5% $-184 +0% $-125 +5% $-65 +10% $-6
Rate -1.0pp $-41 -0.5pp $-82 base $-125 +0.5pp $-168 +1.0pp $-212

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,688
Closing costs
$5,002
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5407 Two Brothers Ln Killeen, TX 4.0 2.0 2010 $2,295 $1.14 15d 1 0.06mi
5814 Harriet Tubman Ave Unit B Killeen, TX 3.0 2.0 1354 $1,350 $1.00 45d 1 0.18mi
907 Lasso Dr Unit A Killeen, TX 3.0 2.0 1267 $1,250 $0.99 45d 1 0.20mi
901 Lasso Dr Unit B Killeen, TX 3.0 2.0 1248 $1,195 $0.96 45d 1 0.24mi
6001 Amelia Earhart Blvd Killeen, TX 3.0 2.0 1231 $1,495 $1.21 45d 1 0.25mi
1519 Justin Loop Unit B Killeen, TX 3.0 2.0 1135 $1,145 $1.01 45d 1 0.28mi
6008 Amelia Earhart Blvd Killeen, TX 4.0 2.0 1611 $2,000 $1.24 45d 1 0.29mi
6011 Amelia Earhart Blvd Unit B Killeen, TX 3.0 2.0 1300 $1,325 $1.02 25d 1 0.30mi
6100 E Rancier Ave Killeen, TX 3.0 2.0 1512 $1,175 $0.78 25d 1 0.30mi
1537 Justin Loop Unit A Killeen, TX 3.0 2.0 1059 $1,150 $1.09 45d 1 0.31mi
6008 Harriet Tubman Ave Unit B Killeen, TX 3.0 2.0 1295 $1,350 $1.04 25d 1 0.31mi
6105 Amelia Earhart Blvd Unit A Killeen, TX 3.0 2.0 1300 $1,395 $1.07 45d 1 0.36mi
6109 Amelia Earhart Blvd Unit B Killeen, TX 3.0 2.0 1300 $1,300 $1.00 45d 1 0.38mi
6106 Harriet Tubman Ave Unit B Killeen, TX 3.0 2.0 1295 $1,250 $0.97 25d 1 0.39mi
6114 Sally Ride Ln Killeen, TX 3.0 2.0 1373 $1,600 $1.17 45d 1 0.40mi
6116 Amelia Earhart Blvd Killeen, TX 4.0 2.0 1605 $1,695 $1.06 25d 1 0.40mi
5811 Redstone Dr Unit B Killeen, TX 3.0 2.0 1100 $925 $0.84 15d 1 0.41mi
6203 Twistleaf Ln Killeen, TX 3.0 2.0 1351 $1,400 $1.04 15d 1 0.43mi
1004 Barbara Jordan St Unit B Killeen, TX 3.0 2.0 1296 $1,250 $0.96 25d 1 0.44mi
1002 Barbara Jordan St Unit B Killeen, TX 3.0 2.0 1300 $1,345 $1.03 45d 1 0.44mi
1002 Barbara Jordan St Killeen, TX 3.0 2.0 1300 $1,345 $1.03 23d 1 0.44mi
907 Cherry Laurel Ln Apt B Killeen, TX 3.0 2.0 1150 $1,400 $1.22 45d 1 0.47mi
903 Cherry Laurel Ln Unit B Killeen, TX 3.0 2.0 1175 $1,400 $1.19 45d 1 0.48mi
2009 Starlight Dr Killeen, TX 4.0 2.0 1481 $1,600 $1.08 45d 1 0.53mi
1803 Cedarhill Dr Killeen, TX 3.0 2.5 1260 $850 $0.67 45d 1 0.54mi
911 Sevenleaf Ln Killeen, TX 3.0 2.0 1175 $1,600 $1.36 45d 1 0.60mi
5401 Westcliff Rd Killeen, TX 3.0 1.0 1064 $1,200 $1.13 45d 1 0.61mi
906 Wax Myrtle Ct Unit A Killeen, TX 3.0 2.0 1175 $1,500 $1.28 25d 1 0.62mi
909 Wax Myrtle Ct Unit A Killeen, TX 3.0 2.0 1174 $1,350 $1.15 45d 1 0.65mi
803 Wax Myrtle Ct Unit A Killeen, TX 3.0 2.0 1175 $1,650 $1.40 45d 1 0.65mi
805 Wax Myrtle Ct Apt B Killeen, TX 3.0 2.0 1175 $1,350 $1.15 45d 1 0.65mi
1906 Galaxy Dr Killeen, TX 3.0 2.0 1141 $1,250 $1.10 45d 1 0.76mi
1904 Stardust St Killeen, TX 3.0 2.0 1692 $1,400 $0.83 15d 1 0.86mi
4707 Westcliff Rd Unit 2 Killeen, TX 3.0 2.0 1077 $825 $0.77 25d 1 0.90mi
1700 Standridge St Killeen, TX 3.0 2.0 1568 $1,550 $0.99 15d 1 0.99mi
2001 Kenyon St Killeen, TX 4.0 2.0 1543 $1,225 $0.79 25d 1 1.01mi
2301 Timberline Dr Killeen, TX 4.0 2.0 1146 $1,450 $1.27 45d 1 1.08mi
2402 Lazy Ridge Dr Killeen, TX 3.0 2.0 1337 $1,400 $1.05 45d 1 1.08mi
2408 Timberline Dr Killeen, TX 3.0 2.0 1150 $1,250 $1.09 45d 1 1.14mi
1711 Godman St Killeen, TX 3.0 2.0 1498 $1,195 $0.80 25d 1 1.14mi

Listing history 7 events

  1. 2026-05-09
    status Pending 946-char remark
    Show marketing remark (946 chars)

    Priced to sell, with lots of potential. Newer brick home built in 2017, with 4-bedroom, 2-bath and an attached 2 car front entry garage. , featuring an open floor plan, no back neighbors, and close proximity to Fort Hood. This home offers over 1,500 square feet of comfortable living space in a convenient Killeen location near shopping, dining, schools, and major roadways. Inside, the home offers a spacious open layout connecting the kitchen, dining, and living areas, creating a bright and inviting space ideal for both everyday living and entertaining. The kitchen provides ample cabinet and counter space. The split bedroom layout adds privacy, with the primary suite positioned separately from the secondary bedrooms. Step outside to enjoy the privacy fenced rear yard and covered patio. Close to Fort Hood, this home offers space, comfort, and convenience all in one. Schedule your showing today to see everything this home has to offer.

  2. 2026-04-21
    status Active 946-char remark
    Show marketing remark (946 chars)

    Priced to sell, with lots of potential. Newer brick home built in 2017, with 4-bedroom, 2-bath and an attached 2 car front entry garage. , featuring an open floor plan, no back neighbors, and close proximity to Fort Hood. This home offers over 1,500 square feet of comfortable living space in a convenient Killeen location near shopping, dining, schools, and major roadways. Inside, the home offers a spacious open layout connecting the kitchen, dining, and living areas, creating a bright and inviting space ideal for both everyday living and entertaining. The kitchen provides ample cabinet and counter space. The split bedroom layout adds privacy, with the primary suite positioned separately from the secondary bedrooms. Step outside to enjoy the privacy fenced rear yard and covered patio. Close to Fort Hood, this home offers space, comfort, and convenience all in one. Schedule your showing today to see everything this home has to offer.

  3. 2026-04-10
    historical Active Under Contract 946-char remark
    Show marketing remark (946 chars)

    Priced to sell, with lots of potential. Newer brick home built in 2017, with 4-bedroom, 2-bath and an attached 2 car front entry garage. , featuring an open floor plan, no back neighbors, and close proximity to Fort Hood. This home offers over 1,500 square feet of comfortable living space in a convenient Killeen location near shopping, dining, schools, and major roadways. Inside, the home offers a spacious open layout connecting the kitchen, dining, and living areas, creating a bright and inviting space ideal for both everyday living and entertaining. The kitchen provides ample cabinet and counter space. The split bedroom layout adds privacy, with the primary suite positioned separately from the secondary bedrooms. Step outside to enjoy the privacy fenced rear yard and covered patio. Close to Fort Hood, this home offers space, comfort, and convenience all in one. Schedule your showing today to see everything this home has to offer.

  4. 2026-03-31
    listed $166,750 Active 946-char remark
    Show marketing remark (946 chars)

    Priced to sell, with lots of potential. Newer brick home built in 2017, with 4-bedroom, 2-bath and an attached 2 car front entry garage. , featuring an open floor plan, no back neighbors, and close proximity to Fort Hood. This home offers over 1,500 square feet of comfortable living space in a convenient Killeen location near shopping, dining, schools, and major roadways. Inside, the home offers a spacious open layout connecting the kitchen, dining, and living areas, creating a bright and inviting space ideal for both everyday living and entertaining. The kitchen provides ample cabinet and counter space. The split bedroom layout adds privacy, with the primary suite positioned separately from the secondary bedrooms. Step outside to enjoy the privacy fenced rear yard and covered patio. Close to Fort Hood, this home offers space, comfort, and convenience all in one. Schedule your showing today to see everything this home has to offer.

  5. 2017-10-26
    historical
  6. 2017-10-14
    listed $141,965 Active
  7. 2017-05-09
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,471 · $373/mo
Projected year-2 tax
$4,471 · $373/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,102
− Mortgage interest
−$9,341
− Property taxes
−$4,471
− Insurance
−$834
− Repairs & maintenance
−$1,448
− Management
−$1,448
− Depreciation
−$4,851
Taxable loss
−$4,290
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,030
After-tax cash flow
$-468/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Killeen ISD
NCES district ID
4825660
Math proficiency
31% ▼ -16.00%
Reading proficiency
38% ▼ -3.00%
Median HH income
$47,665
Composite
29.69/100
National rank
#6458
State rank
#524 of 826 in TX

Livability — Killeen

Score
63/100
State rank
#853
US rank
#15359

Category grades

Amenities D Commute F Cost of living A+ Crime D- Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Killeen, TX
County
Bell County · 345,090 people
City population
163,398
Metro
Killeen-Temple, TX
Population (ZIP)
34,457
Household income
$48,564
Rent vs Own
60.5% rent · 39.5% own
Severe rent burden
2423.0

Population outlook (Bell County) Hauer SSP2

Today (2025)
371,114 people
By 2030
389,104 · +4.8%
By 2040
420,592 · +13.3%
By 2050
447,779 · +20.7%
By 2075
499,130 · +34.5%
By 2100
505,680 · +36.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
Black 36% Hispanic / Latino 29% White 26% Two or more races 12% Asian 3%
Hispanic origin (detail)
Mexican 15% Puerto Rican 9% Dominican 1%
Common ancestry
Italian 2% Lithuanian 1% Portuguese 1%
Foreign-born
8% · Canada, South Korea, Vietnam
Languages at home
77% English-only · Spanish 16% Other Asian/Pacific 2% German/W. Germanic 1%

Political lean MEDSL · Bell

2024 margin
R (+16.2) · D 41.3% · R 57.6% · Other 1.1%
2008→2024 swing
-6.5pp toward R · 2008: -9.8pp · 2024: -16.2pp
All cycles
2024: R+16.2 2020: R+8.5 2016: R+15.1 2012: R+16.4 2008: R+9.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -178.13%
Current HPI
184.405
Rent YoY
▼ -1.49%
Metro
Killeen-Temple, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+17.5% since first listed
7 events — show timeline
  • 2026-05-09 Pending CTXMLS
  • 2026-04-21 Relisted CTXMLS
  • 2026-04-10 Contingent CTXMLS
  • 2026-03-31 Listed $166,750 CTXMLS
  • 2017-10-26 Listing Removed CTXMLS
  • 2017-10-14 Listed $141,965 CTXMLS
  • 2017-05-09 Sold (Public Records) Public Records

Property tax history

+39.9%/yr

Latest (2025): $4,471 · +0.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…