7164 Manette Dr · Flordell Hills, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +6.9/10.0
- Rent growth +3.7/5.0
- Livability +3.6/5.0
- Condition / age +2.5/5.0
- Schools +1.1/10.0
- ARV discount +0.0/15.0
$65,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to 7164 Manette Drive in Flordell Hills! This charming 2-bedroom, 1-bath home offers an excellent opportunity for first-time homebuyers, investors, or those looking to downsize. The property features an unfinished basement, providing additional storage space and potential for future expansion. Conveniently located with easy access to shopping, dining, schools, and major highways. The home is being sold as-is; however, the seller will provide a passed municipal occupancy inspection for the buyer's peace of mind. Don't miss this affordable opportunity to own or invest in a great property!
Key facts
- Unfinished basement
- 5,898 sq ft lot
- Garage
Tags
Property features AI
Finance
- Other: Private ownership; Residential property type; Above-grade finished area recorded as 792 (public records)
- Financial info: Seller may consider concessions; Lease not considered
Exterior
- Parking: Detached garage with space for 1 car
- Utilities: Public water; Public sewer; Electric service by Ameren; Cable available; Natural gas available; Electricity available
- Home design: Single-family residence; One level
- Construction: Asbestos construction materials; Basement present
- Exterior features: Back yard; Fire pit
Interior
- Kitchen: Free-standing gas range; Refrigerator
- Bedrooms: Two bedrooms, both on the main level
- Flooring: Laminate
- Bathrooms: One full bathroom (main level)
- Heating & cooling: Forced air heating; Wall/window air conditioning units
- Interior features: Free-standing gas range; Refrigerator; Laminate flooring; Unfinished basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $65k.
Deal economics
- At list price, monthly cash flow is $446 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $65k).
Location & tenants
- Location reads 72/100 on livability (#86 in MO) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, crime B; Watch: health & safety C-, amenities F, employment F.
- Jennings (suburban): math 8% / reading 20% proficiency, ranked #315 of 324 in MO (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 86% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Northview Elem. (math 3% / reading 20%, grade F, #1,022 of 1,115 statewide, top 92%, 524 students, 100% FRL); Jennings High (math 8% / reading 17%, grade F, #497 of 521 statewide, top 96%, 691 students, 100% FRL).
- Market conditions: Rents rising fast (+5.0%/yr); 372 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
- This rent runs 32% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $3k of equity ($449 loan paydown + $2k appreciation (3.8% local appreciation)).
- At projected returns (3.8% appreciation + 5.0% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $53k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1939 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1939 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.68% ✓
- Cap rate
- 14.53%
- Cash-on-cash
- 29.43%
- DSCR
- 2.31
- GRM
- 5.0
CMA / ARV
- ARV (on-the-fly)
- $52,272
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8339 Eton Pl | 0.14mi | 2/1.0 | 750 (-5%) | 3mo | $22,500 | $30 | 82 |
| 7439 Embury Ct | 0.51mi | 2/1.0 | 792 (0%) | 2mo | $69,000 | $87 | 75 |
| 5811 Helen Ave | 0.41mi | 3/1.0 (+1) | 806 (+2%) | 0mo | $29,900 | $37 | 73 |
| 2604 Avie Dr | 0.43mi | 2/1.0 | 825 (+4%) | 3mo | $99,900 | $121 | 70 |
| 7431 Esterbrook Dr | 0.61mi | 3/1.0 (+1) | 792 (0%) | 2mo | $110,000 | $139 | 65 |
| 8816 Cozens Ave | 0.66mi | 2/1.0 | 832 (+5%) | 0mo | $55,000 | $66 | 61 |
| 5636 Sunbury Ave | 0.49mi | 2/1.0 | 870 (+10%) | 3mo | $74,900 | $86 | 58 |
| 2425 Shirley Ave | 0.41mi | 2/1.0 | 896 (+13%) | 2mo | $34,900 | $39 | 57 |
| 5544 Sapphire Ave | 0.38mi | 3/1.0 (+1) | 888 (+12%) | 3mo | $115,000 | $130 | 55 |
| 8810 Clifton Ave | 0.66mi | 1/1.0 (-1) | 750 (-5%) | 2mo | $38,500 | $51 | 54 |
| 7041 Garesche Ave | 0.71mi | 2/1.0 | 864 (+9%) | 3mo | $39,900 | $46 | 50 |
| 6342 Lena Ave | 0.75mi | 2/1.0 | 678 (-14%) | 2mo | $40,000 | $59 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.79% appreciation · 4.97% rent growth · sell at horizon
- IRR
- 38.1%
- Equity multiple
- 3.27×
- Total profit
- $41,224
- Equity at exit
- $32,161
- IRR
- 38.4%
- Equity multiple
- 6.89×
- Total profit
- $107,109
- Equity at exit
- $51,978
Cash invested: $18,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63136
- Home prices YoY
- 0.9%
- Rents YoY
- 5.0%
- Active inventory
- 372
- Price-to-rent
- 5.0×
Monthly cashflow live
- Estimated rent
- $1,092 high interval (Pro) →
- Mortgage (P&I)
- −$341
- Tax from tax record
- −$49 /mo · $583/yr
- Insurance
- −$27
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$229
- Net cashflow
- $446
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,250
- Closing costs
- $1,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7205 Calvin Ave Saint Louis, MO | 3.0 | 1.0 | 832 | $750 | $0.90 | 43d | 1 | 0.08mi |
| 7142 Lamont Dr Saint Louis, MO | 2.0 | 1.0 | 750 | $1,100 | $1.47 | 17d | 1 | 0.09mi |
| 8344 Eton Pl Saint Louis, MO | 2.0 | 1.0 | 750 | $895 | $1.19 | 4d | 1 | 0.17mi |
| 8347 Eton Pl Saint Louis, MO | 2.0 | 1.0 | 750 | $1,075 | $1.43 | 43d | 1 | 0.17mi |
| 5615 Beldon Dr Saint Louis, MO | 2.0 | 1.0 | 850 | $950 | $1.12 | 43d | 1 | 0.18mi |
| 5640 Sapphire Ave Saint Louis, MO | 2.0 | 1.0 | 900 | $1,100 | $1.22 | 43d | 1 | 0.27mi |
| 5637 Jennings Station Rd Saint Louis, MO | 3.0 | 1.0 | 1116 | $895 | $0.80 | 43d | 1 | 0.34mi |
| 7218 Albright Ave Saint Louis, MO | 2.0 | 1.0 | 1100 | $980 | $0.89 | 23d | 1 | 0.35mi |
| 7315 Albright Ave Saint Louis, MO | 3.0 | 1.0 | 888 | $1,150 | $1.30 | 43d | 1 | 0.37mi |
| 7304 Albright Ave Saint Louis, MO | 2.0 | 1.0 | 800 | $1,100 | $1.38 | 43d | 1 | 0.38mi |
| 2427 Switzer Ave Saint Louis, MO | 3.0 | 1.0 | 1008 | $1,300 | $1.29 | 43d | 1 | 0.38mi |
| 5516 Fairridge Ct Saint Louis, MO | 2.0 | 1.0 | 1110 | $995 | $0.90 | 23d | 1 | 0.38mi |
| 2527 Switzer Ave Saint Louis, MO | 3.0 | 1.0 | 888 | $1,135 | $1.28 | 16d | 1 | 0.40mi |
| 7426 Calvin Ave Saint Louis, MO | 2.0 | 1.0 | 1100 | $1,125 | $1.02 | 17d | 1 | 0.41mi |
| 2415 Shirley Ave Saint Louis, MO | 3.0 | 1.0 | 990 | $1,450 | $1.46 | 23d | 1 | 0.43mi |
| 7441 Calvin Ave Saint Louis, MO | 3.0 | 1.0 | 1068 | $1,350 | $1.26 | 12d | 1 | 0.45mi |
| 5636 Statler Ave Saint Louis, MO | 1.0 | 1.0 | 777 | $1,200 | $1.54 | 23d | 1 | 0.45mi |
| 8502 Dianthus Ln Saint Louis, MO | 2.0 | 1.0 | 1072 | $1,175 | $1.10 | 23d | 1 | 0.49mi |
| 5613 Statler Ave Saint Louis, MO | 2.0 | 1.0 | 864 | $1,300 | $1.50 | 4d | 1 | 0.49mi |
| 8527 Dianthus Ln Saint Louis, MO | 3.0 | 1.0 | 976 | $1,295 | $1.33 | 43d | 1 | 0.49mi |
| 5635 Hodiamont Ave Saint Louis, MO | 2.0 | 1.0 | 580 | $899 | $1.55 | 20d | 1 | 0.50mi |
| 7030 Emma Ave Saint Louis, MO | 2.0 | 1.0 | 801 | $1,350 | $1.69 | 43d | 1 | 0.51mi |
| 8720 Akins Dr Saint Louis, MO | 2.0 | 1.0 | 1012 | $1,150 | $1.14 | 23d | 1 | 0.52mi |
| 2623 Avie Dr Saint Louis, MO | 3.0 | 2.0 | 921 | $1,350 | $1.47 | 43d | 1 | 0.52mi |
| 7414 Pleaseway Dr Saint Louis, MO | 2.0 | 1.0 | 768 | $1,100 | $1.43 | 43d | 1 | 0.55mi |
| 7516 Chandler Ave Saint Louis, MO | 1.0 | 1.0 | 728 | $1,000 | $1.37 | 43d | 1 | 0.55mi |
| 7420 Pleaseway Dr Saint Louis, MO | 2.0 | 1.0 | 952 | $1,250 | $1.31 | 21d | 1 | 0.56mi |
| 5600 Gatesworth Ave Saint Louis, MO | 2.0 | 1.0 | 672 | $1,095 | $1.63 | 4d | 1 | 0.58mi |
| 7431 Esterbrook Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,350 | $1.70 | 43d | 1 | 0.61mi |
| 5662 Wilborn Dr Saint Louis, MO | 1.0 | 1.0 | 768 | $850 | $1.11 | 23d | 1 | 0.63mi |
| 1942 Damato Ct Saint Louis, MO | 2.0 | 1.0 | 905 | $1,100 | $1.22 | 43d | 1 | 0.64mi |
| 7024 Idlewild Ave Saint Louis, MO | 2.0 | 1.0 | 588 | $995 | $1.69 | 43d | 1 | 0.65mi |
| 2617 Hord Ave Saint Louis, MO | 2.0 | 1.0 | 800 | $775 | $0.97 | 4d | 1 | 0.67mi |
| 8817 Shady Grove Ave Saint Louis, MO | 2.0 | 1.0 | 1085 | $1,075 | $0.99 | 23d | 1 | 0.68mi |
| 7131 Garesche Ave Saint Louis, MO | 2.0 | 1.0 | 918 | $1,090 | $1.19 | 4d | 1 | 0.68mi |
| 3 Pohlman Ln Saint Louis, MO | 2.0 | 1.0 | 704 | $1,000 | $1.42 | 16d | 1 | 0.70mi |
| 5654 Acme Ave Saint Louis, MO | 2.0 | 1.0 | 968 | $325 | $0.34 | 21d | 1 | 0.71mi |
| 7036 Garesche Ave Saint Louis, MO | 2.0 | 1.0 | 864 | $950 | $1.10 | 17d | 1 | 0.72mi |
| 5439 Hodiamont Ave Saint Louis, MO | 2.0 | 1.0 | 770 | $950 | $1.23 | 17d | 1 | 0.72mi |
| 5955 Floy Ave Saint Louis, MO | 2.0 | 1.0 | 1032 | $1,050 | $1.02 | 3d | 1 | 0.77mi |
Listing history 3 events
-
2026-06-18days on market $65,000 Active 2 DOM
-
2026-06-17remarks 601-char remark
-
2026-06-17$65,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $583 · $49/mo
- Projected year-2 tax
- $630 · $53/mo
- Expected delta
- +$47/yr (+$4/mo · 8.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,108
- − Mortgage interest
- −$3,641
- − Property taxes
- −$583
- − Insurance
- −$325
- − Repairs & maintenance
- −$1,049
- − Management
- −$1,049
- − Depreciation
- −$1,891
- Taxable income
- $4,571
- Est. tax owed @ 24.0%
- −$1,097
- After-tax cash flow
- $4,260/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jennings
- NCES district ID
- 2916290
- Math proficiency
- 8% ▼ -16.00%
- Reading proficiency
- 20% ▼ -4.00%
- Median HH income
- $30,595
- Composite
- 11.04/100
- National rank
- #9739
- State rank
- #315 of 324 in MO
Livability — Flordell Hills
- Score
- 72/100
- State rank
- #86
- US rank
- #5723
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Flordell Hills, MO
- County
- Saint Louis County · 888,823 people
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 40,929
- Household income
- $41,154
- Rent vs Own
- Severe rent burden
- 3085.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (90%)
- Race & ethnicity
- Black 90% White 5% Two or more races 3%
- Foreign-born
- 1% · Canada
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.79%
- Current HPI
- 420.28
- Rent YoY
- ▲ 4.97%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
|
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| Industrial Technology | 1 | $17B |
|
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| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
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Price history
+35.4% since first listed4 events — show timeline
- 2026-06-16 Listed $65,000 MARIS as Distributed by MLS Grid
- 2026-06-16 Coming Soon $65,000 MARIS as Distributed by MLS Grid
- 2010-08-18 Sold (Public Records) $53,338 Public Records
- 2002-06-18 Sold (Public Records) $48,000 Public Records
Property tax history
-1.8%/yrLatest (2022): $583 · +1.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…