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7164 Manette Dr
B- Composite 67.84
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +6.9/10.0
  • Rent growth +3.7/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0
  • ARV discount +0.0/15.0

$65,000

7164 Manette Dr · Flordell Hills, MO 63136
2 bd · 1.0 ba · 792 sqft · SingleFamily public records · 2 Days on market
Built 1939 5,898 sqft lot Est $52k · 24% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 7164 Manette Drive in Flordell Hills! This charming 2-bedroom, 1-bath home offers an excellent opportunity for first-time homebuyers, investors, or those looking to downsize. The property features an unfinished basement, providing additional storage space and potential for future expansion. Conveniently located with easy access to shopping, dining, schools, and major highways. The home is being sold as-is; however, the seller will provide a passed municipal occupancy inspection for the buyer's peace of mind. Don't miss this affordable opportunity to own or invest in a great property!

Key facts

  • Unfinished basement
  • 5,898 sq ft lot
  • Garage

Tags

UNFINISHED BASEMENTADDITIONAL STORAGE SPACEPOTENTIAL FOR FUTURE EXPANSIONEASY ACCESS TO SHOPPINGEASY ACCESS TO DININGEASY ACCESS TO SCHOOLS

Property features AI

Finance

  • Other: Private ownership; Residential property type; Above-grade finished area recorded as 792 (public records)
  • Financial info: Seller may consider concessions; Lease not considered

Exterior

  • Parking: Detached garage with space for 1 car
  • Utilities: Public water; Public sewer; Electric service by Ameren; Cable available; Natural gas available; Electricity available
  • Home design: Single-family residence; One level
  • Construction: Asbestos construction materials; Basement present
  • Exterior features: Back yard; Fire pit

Interior

  • Kitchen: Free-standing gas range; Refrigerator
  • Bedrooms: Two bedrooms, both on the main level
  • Flooring: Laminate
  • Bathrooms: One full bathroom (main level)
  • Heating & cooling: Forced air heating; Wall/window air conditioning units
  • Interior features: Free-standing gas range; Refrigerator; Laminate flooring; Unfinished basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $65k.

Deal economics

  • At list price, monthly cash flow is $446 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $65k).

Location & tenants

  • Location reads 72/100 on livability (#86 in MO) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, crime B; Watch: health & safety C-, amenities F, employment F.
  • Jennings (suburban): math 8% / reading 20% proficiency, ranked #315 of 324 in MO (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 86% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Northview Elem. (math 3% / reading 20%, grade F, #1,022 of 1,115 statewide, top 92%, 524 students, 100% FRL); Jennings High (math 8% / reading 17%, grade F, #497 of 521 statewide, top 96%, 691 students, 100% FRL).
  • Market conditions: Rents rising fast (+5.0%/yr); 372 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $3k of equity ($449 loan paydown + $2k appreciation (3.8% local appreciation)).
  • At projected returns (3.8% appreciation + 5.0% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $53k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1939 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $65,000

Questions for the listing agent

  1. Built in 1939 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.68%
Cap rate
14.53%
Cash-on-cash
29.43%
DSCR
2.31
GRM
5.0

CMA / ARV

ARV (on-the-fly)
$52,272
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8339 Eton Pl 0.14mi 2/1.0 750 (-5%) 3mo $22,500 $30 82
7439 Embury Ct 0.51mi 2/1.0 792 (0%) 2mo $69,000 $87 75
5811 Helen Ave 0.41mi 3/1.0 (+1) 806 (+2%) 0mo $29,900 $37 73
2604 Avie Dr 0.43mi 2/1.0 825 (+4%) 3mo $99,900 $121 70
7431 Esterbrook Dr 0.61mi 3/1.0 (+1) 792 (0%) 2mo $110,000 $139 65
8816 Cozens Ave 0.66mi 2/1.0 832 (+5%) 0mo $55,000 $66 61
5636 Sunbury Ave 0.49mi 2/1.0 870 (+10%) 3mo $74,900 $86 58
2425 Shirley Ave 0.41mi 2/1.0 896 (+13%) 2mo $34,900 $39 57
5544 Sapphire Ave 0.38mi 3/1.0 (+1) 888 (+12%) 3mo $115,000 $130 55
8810 Clifton Ave 0.66mi 1/1.0 (-1) 750 (-5%) 2mo $38,500 $51 54
7041 Garesche Ave 0.71mi 2/1.0 864 (+9%) 3mo $39,900 $46 50
6342 Lena Ave 0.75mi 2/1.0 678 (-14%) 2mo $40,000 $59 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.79% appreciation · 4.97% rent growth · sell at horizon

5-year hold
IRR
38.1%
Equity multiple
3.27×
Total profit
$41,224
Equity at exit
$32,161
10-year hold
IRR
38.4%
Equity multiple
6.89×
Total profit
$107,109
Equity at exit
$51,978

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63136

Home prices YoY
0.9%
Rents YoY
5.0%
Active inventory
372
Price-to-rent
5.0×

Monthly cashflow live

Estimated rent
$1,092 high interval (Pro) →
Mortgage (P&I)
$341
Tax from tax record
$49 /mo · $583/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$229
Net cashflow
$446

Break-even live

Break-even rent $527
Max offer price $65,000
Occupancy floor 54%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,250
Closing costs
$1,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7205 Calvin Ave Saint Louis, MO 3.0 1.0 832 $750 $0.90 43d 1 0.08mi
7142 Lamont Dr Saint Louis, MO 2.0 1.0 750 $1,100 $1.47 17d 1 0.09mi
8344 Eton Pl Saint Louis, MO 2.0 1.0 750 $895 $1.19 4d 1 0.17mi
8347 Eton Pl Saint Louis, MO 2.0 1.0 750 $1,075 $1.43 43d 1 0.17mi
5615 Beldon Dr Saint Louis, MO 2.0 1.0 850 $950 $1.12 43d 1 0.18mi
5640 Sapphire Ave Saint Louis, MO 2.0 1.0 900 $1,100 $1.22 43d 1 0.27mi
5637 Jennings Station Rd Saint Louis, MO 3.0 1.0 1116 $895 $0.80 43d 1 0.34mi
7218 Albright Ave Saint Louis, MO 2.0 1.0 1100 $980 $0.89 23d 1 0.35mi
7315 Albright Ave Saint Louis, MO 3.0 1.0 888 $1,150 $1.30 43d 1 0.37mi
7304 Albright Ave Saint Louis, MO 2.0 1.0 800 $1,100 $1.38 43d 1 0.38mi
2427 Switzer Ave Saint Louis, MO 3.0 1.0 1008 $1,300 $1.29 43d 1 0.38mi
5516 Fairridge Ct Saint Louis, MO 2.0 1.0 1110 $995 $0.90 23d 1 0.38mi
2527 Switzer Ave Saint Louis, MO 3.0 1.0 888 $1,135 $1.28 16d 1 0.40mi
7426 Calvin Ave Saint Louis, MO 2.0 1.0 1100 $1,125 $1.02 17d 1 0.41mi
2415 Shirley Ave Saint Louis, MO 3.0 1.0 990 $1,450 $1.46 23d 1 0.43mi
7441 Calvin Ave Saint Louis, MO 3.0 1.0 1068 $1,350 $1.26 12d 1 0.45mi
5636 Statler Ave Saint Louis, MO 1.0 1.0 777 $1,200 $1.54 23d 1 0.45mi
8502 Dianthus Ln Saint Louis, MO 2.0 1.0 1072 $1,175 $1.10 23d 1 0.49mi
5613 Statler Ave Saint Louis, MO 2.0 1.0 864 $1,300 $1.50 4d 1 0.49mi
8527 Dianthus Ln Saint Louis, MO 3.0 1.0 976 $1,295 $1.33 43d 1 0.49mi
5635 Hodiamont Ave Saint Louis, MO 2.0 1.0 580 $899 $1.55 20d 1 0.50mi
7030 Emma Ave Saint Louis, MO 2.0 1.0 801 $1,350 $1.69 43d 1 0.51mi
8720 Akins Dr Saint Louis, MO 2.0 1.0 1012 $1,150 $1.14 23d 1 0.52mi
2623 Avie Dr Saint Louis, MO 3.0 2.0 921 $1,350 $1.47 43d 1 0.52mi
7414 Pleaseway Dr Saint Louis, MO 2.0 1.0 768 $1,100 $1.43 43d 1 0.55mi
7516 Chandler Ave Saint Louis, MO 1.0 1.0 728 $1,000 $1.37 43d 1 0.55mi
7420 Pleaseway Dr Saint Louis, MO 2.0 1.0 952 $1,250 $1.31 21d 1 0.56mi
5600 Gatesworth Ave Saint Louis, MO 2.0 1.0 672 $1,095 $1.63 4d 1 0.58mi
7431 Esterbrook Dr Saint Louis, MO 2.0 1.0 792 $1,350 $1.70 43d 1 0.61mi
5662 Wilborn Dr Saint Louis, MO 1.0 1.0 768 $850 $1.11 23d 1 0.63mi
1942 Damato Ct Saint Louis, MO 2.0 1.0 905 $1,100 $1.22 43d 1 0.64mi
7024 Idlewild Ave Saint Louis, MO 2.0 1.0 588 $995 $1.69 43d 1 0.65mi
2617 Hord Ave Saint Louis, MO 2.0 1.0 800 $775 $0.97 4d 1 0.67mi
8817 Shady Grove Ave Saint Louis, MO 2.0 1.0 1085 $1,075 $0.99 23d 1 0.68mi
7131 Garesche Ave Saint Louis, MO 2.0 1.0 918 $1,090 $1.19 4d 1 0.68mi
3 Pohlman Ln Saint Louis, MO 2.0 1.0 704 $1,000 $1.42 16d 1 0.70mi
5654 Acme Ave Saint Louis, MO 2.0 1.0 968 $325 $0.34 21d 1 0.71mi
7036 Garesche Ave Saint Louis, MO 2.0 1.0 864 $950 $1.10 17d 1 0.72mi
5439 Hodiamont Ave Saint Louis, MO 2.0 1.0 770 $950 $1.23 17d 1 0.72mi
5955 Floy Ave Saint Louis, MO 2.0 1.0 1032 $1,050 $1.02 3d 1 0.77mi

Listing history 3 events

  1. 2026-06-18
    days on market $65,000 Active 2 DOM
  2. 2026-06-17
    remarks 601-char remark
  3. 2026-06-17
    listed $65,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$583 · $49/mo
Projected year-2 tax
$630 · $53/mo
Expected delta
+$47/yr (+$4/mo · 8.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,108
− Mortgage interest
−$3,641
− Property taxes
−$583
− Insurance
−$325
− Repairs & maintenance
−$1,049
− Management
−$1,049
− Depreciation
−$1,891
Taxable income
$4,571
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,097
After-tax cash flow
$4,260/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jennings
NCES district ID
2916290
Math proficiency
8% ▼ -16.00%
Reading proficiency
20% ▼ -4.00%
Median HH income
$30,595
Composite
11.04/100
National rank
#9739
State rank
#315 of 324 in MO

Livability — Flordell Hills

Score
72/100
State rank
#86
US rank
#5723

Category grades

Amenities F Commute A+ Cost of living A+ Crime B Employment F Housing B Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Flordell Hills, MO
County
Saint Louis County · 888,823 people
Metro
St. Louis, MO-IL
Population (ZIP)
40,929
Household income
$41,154
Rent vs Own
53.1% rent · 46.9% own
Severe rent burden
3085.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (90%)
Race & ethnicity
Black 90% White 5% Two or more races 3%
Foreign-born
1% · Canada

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.79%
Current HPI
420.28
Rent YoY
▲ 4.97%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+35.4% since first listed
4 events — show timeline
  • 2026-06-16 Listed $65,000 MARIS as Distributed by MLS Grid
  • 2026-06-16 Coming Soon $65,000 MARIS as Distributed by MLS Grid
  • 2010-08-18 Sold (Public Records) $53,338 Public Records
  • 2002-06-18 Sold (Public Records) $48,000 Public Records

Property tax history

-1.8%/yr

Latest (2022): $583 · +1.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…