CashFlowRE
Sign in Sign up
596 S Barre Rd #10
B Composite 70.14
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.4/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.0/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$64,900

596 S Barre Rd #10 · South Barre, VT 05641
2 bd · 1.0 ba · 676 sqft · Manufactured public records · 155 Days on market
Built 1989 $545/mo HOA · 37% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This isn't just a mobile home, it's your ticket to easy living in one of Barre’s most well-kept communities. Step inside and instantly feel the calm: warm natural light, fresh paint, and a refreshing layout that makes the most of its 780+ sq ft. Whether you're sipping coffee in the sunny kitchen or unwinding in the living room, this home feels like yours from the start. Two bedrooms offer flexibility—perfect for a guest space, home office, or just room to stretch out. And the updates? All the practical stuff is done for you. Think: new exterior doors, newer windows, freshly painted metal roof, updated kitchen with painted cabinets and backsplash, plus a new range and newer appli

Key facts

  • New exterior doors
  • Painted cabinets
  • Newer windows

Tags

SUNNY KITCHENNEW EXTERIOR DOORSNEWER WINDOWSFRESHLY PAINTED METAL ROOFUPDATED KITCHENPAINTED CABINETS

Property features AI

Finance

  • Other: Sale includes building only; Mobile make: Titan (serial number provided)
  • HOA & community: Monthly park fee of 545 that includes park rent, sewer and water; Park name: Pleasant View (park approval: yes)

Exterior

  • Parking: Gravel driveway
  • Utilities: Public water; Public sewer; Circuit breaker electrical service; Fiber optic and high-speed internet available; Cable available (Spectrum); Oil delivered by local fuel company
  • Home design: Manufactured home (Manuf/Mobile); Single-story; Brown exterior; Metal roof; Unit/Lot #10
  • Construction: Built in 1989; T1-11 exterior siding; Manufactured home construction
  • Exterior features: Leased lot in a rental mobile home park; Located in a neighborhood; Gravel driveway

Interior

  • Kitchen: Range - Gas; Refrigerator; Exhaust hood; Dishwasher
  • Bedrooms: Two bedrooms on the main level
  • Flooring: Laminate
  • Bathrooms: One full bathroom on the main level
  • Heating & cooling: Oil-fired heating; Forced air / hot air
  • Interior features: Four total rooms; Dirt basement
  • Laundry & utility: Washer; Dryer; Owned tank water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $65k.

Deal economics

  • At list price, monthly cash flow is $230 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $65k).
  • Recommended offer: $57k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 65/100 on livability (#55 in VT) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: health & safety D, amenities F, commute F.
  • Zoned schools: Barre Town Elementary & Middle School (math 33% / reading 45%, grade F, #111 of 192 statewide, top 58%, 800 students, 19% FRL).
  • Market conditions: 91 active listings in the ZIP; solid renter incomes; 185 units permitted in Washington County in 2024 (30 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Washington County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 155 days — a 12% lower offer ($57k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $10k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $40k; list at $65k implies a 62% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 37% of rent.
Recommended offer $57,112 (12.0% below list)

Questions for the listing agent

  1. It's been on market 155 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.28%
Cap rate
10.55%
Cash-on-cash
15.19%
DSCR
1.68
GRM
3.7

CMA / ARV

ARV (on-the-fly)
$30,420
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
596 S Barre Rd #17 0.04mi 2/1.0 728 (+8%) 17mo $32,500 $45 71

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
6.3%
Equity multiple
1.25×
Total profit
$4,456
Equity at exit
$9,677
10-year hold
IRR
16.0%
Equity multiple
2.32×
Total profit
$24,055
Equity at exit
$5,611

Cash invested: $18,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
41 Moderately Tenant-Leaning
State Vermont
41 Moderately Tenant-Leaning · D+15
County
— inherits STATE
City
— inherits STATE
Just-cause in Burlington (2022); strong habitability.

ZIP-level market 05641

Home prices YoY
-19.7%
Active inventory
91
Price-to-rent
3.7×

Monthly cashflow live

Estimated rent
$1,477 medium interval (Pro) →
Mortgage (P&I)
$340
Tax from tax record
$25 /mo · $295/yr
Insurance
$27
HOA
$545
Vacancy / Maint / Mgmt
$310
Net cashflow
$230

Break-even live

Break-even rent $1,186
Max offer price $64,900
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,225
Closing costs
$1,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$545 · $6,540/yr

Listing history 25 events

  1. 2026-06-19
    days on market $64,900 Active 155 DOM
  2. 2026-06-18
    days on market $64,900 Active 154 DOM
  3. 2026-06-17
    days on market $64,900 Active 153 DOM
  4. 2026-06-16
    days on market $64,900 Active 152 DOM
  5. 2026-06-15
    days on market $64,900 Active 151 DOM
  6. 2026-06-14
    days on market $64,900 Active 149 DOM
  7. 2026-06-12
    days on market $64,900 Active 148 DOM
  8. 2026-06-09
    days on market $64,900 Active 145 DOM
  9. 2026-06-08
    days on market $64,900 Active 144 DOM
  10. 2026-06-07
    days on market $64,900 Active 143 DOM
  11. 2026-06-04
    days on market $64,900 Active 139 DOM
  12. 2026-06-02
    days on market $64,900 Active 138 DOM
  13. 2026-06-01
    days on market $64,900 Active 137 DOM
  14. 2026-05-31
    days on market $64,900 Active 136 DOM
  15. 2026-05-31
    days on market $64,900 Active 135 DOM
  16. 2026-05-20
    price $64,900
  17. 2026-03-30
    price $69,500
  18. 2026-03-30
    status Active
  19. 2026-02-17
    historical
  20. 2025-12-05
    listed $75,000 Active
  21. 2022-08-02
    soldstatus $40,000
  22. 2022-03-31
    soldstatus $18,450
  23. 2013-04-15
    soldstatus $39,900
  24. 2009-07-24
    soldstatus $13,900
  25. 2005-10-31
    soldstatus $19,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VT · Partial reset (capped growth)

Current annual tax
$295 · $25/mo
Projected year-2 tax
$764 · $64/mo
Expected delta
+$469/yr (+$39/mo · 158.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 2/10 Low 8 d/yr ≥89°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,727
− Mortgage interest
−$3,635
− Property taxes
−$295
− Insurance
−$324
− Repairs & maintenance
−$1,418
− Management
−$1,418
− HOA
−$6,540
− Depreciation
−$1,888
Taxable income
$2,207
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$530
After-tax cash flow
$2,231/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — South Barre

Score
65/100
State rank
#55
US rank
#12485

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment B- Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
South Barre, VT
County
Washington County · 16,936 people
City population
38
Metro
Barre, VT
Population (ZIP)
16,936
Household income
$76,855
Rent vs Own
30.2% rent · 69.8% own
Severe rent burden
588.0

Population outlook (Washington County) Hauer SSP2

Today (2025)
56,608 people
By 2030
54,731 · -3.3%
By 2040
50,227 · -11.3%
By 2050
45,893 · -18.9%
By 2075
36,818 · -35.0%
By 2100
28,143 · -50.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Hispanic / Latino 4% Two or more races 3% Black 1%
Common ancestry
Lithuanian 15% Slovak 7% Serbian 2%
Foreign-born
2% · Canada
Languages at home
97% English-only · French/Haitian/Cajun 1% Spanish 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Washington

2024 margin
Solid D (+43.4) · D 70.0% · R 26.6% · Other 3.4%
2008→2024 swing
+2.4pp toward D · 2008: 41.0pp · 2024: 43.4pp
All cycles
2024: D+43.4 2020: D+46.1 2016: D+37.0 2012: D+42.2 2008: D+41.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -82.01%
Current HPI
333.7046
Rent YoY
Metro
Barre, VT
State GDP YoY
F500 in state
0

Price history

+226.1% since first listed
10 events — show timeline
  • 2026-05-20 Price Changed $64,900 PrimeMLS
  • 2026-03-30 Price Changed $69,500 PrimeMLS
  • 2026-03-30 Relisted PrimeMLS
  • 2026-02-17 Delisted PrimeMLS
  • 2025-12-05 Listed $75,000 PrimeMLS
  • 2022-08-02 Sold (Public Records) $40,000 Public Records
  • 2022-03-31 Sold (Public Records) $18,450 Public Records
  • 2013-04-15 Sold (Public Records) $39,900 Public Records
  • 2009-07-24 Sold (Public Records) $13,900 Public Records
  • 2005-10-31 Sold (Public Records) $19,900 Public Records

Property tax history

-4.9%/yr

Latest (2024): $295 · +10.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…