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7158 Magnolia Crk Duplex
D Composite 44.2
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.1/30.0
  • Appreciation +5.0/10.0
  • Livability +4.0/5.0
  • Condition / age +4.0/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • 1% rule +2.2/10.0
  • DSCR +1.3/10.0

$401,990

7158 Magnolia Crk · San Antonio, TX 78252
6 bd · 4.0 ba · 2,526 sqft · MultiFamily · 192 Days on market
◐ Fractional Built 2026 Good condition $159/sqft · 18% below area Est $489k · 18% under $83/mo HOA · 6% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

BRAND NEW 2026 DUPLEXES. GATED COMMUNITY. SPECIAL OFFER: ~3.75% interest rate for qualified borrowers ~0% down for VA, 3.5% down for FHA. Live in one unit and rent the other, removing the majority of your mortgage payment while building equity in an Airbnb friendly community! Or rent out both sides for cash flow! Two units per building. Each duplex has either 3 bedrooms/2 baths or 2 bedrooms/2 baths, making this a great investment / house hacking opportunity. A property management company can manage your tenant(s) for 7.5% of rents. Monthly rent of between $1,375 and $1,450 per unit is suggested but not guaranteed. A 1-2-10 warranty included. *Magnolia Village North* is an upscale gated duplex community with two private parks. Included in the HOA fee is front lawn mowing. Never worry about your neighbors failing to maintain their front yards again! Each duplex includes premium vinyl plank floors, stainless steel appliances and much more. Magnolia Village is located just off 1604 West near 90 West, making it a great place to find renters. The area is currently a hot spot for growth, driven to a large extent by the number of major employers within a twenty-minute drive including Joint Base Lackland, USAA, Citibank, American Funds, Valero, UTSA, Six Flags, Marathon Petroleum, Microsoft, and a concentration of data centers nearby Highway 151.

Key facts

  • 2 parking spots
  • Built 2026
  • Listed 192 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2 × 3-bed/2.0-bath units multifamily listed at $402k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-570 ($-7k/yr) — negative. Per door: $-285/mo.
  • To cash-flow at today's rent, offer at most $320k (20.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $290k (27.9% below list).
  • Recommended offer: $290k (27.9% below list) — sets the bar for 1% rule.
  • Cap rate 4.6% vs local median 3.8% in San Antonio — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Southwest ISD (rural): math 21% / reading 31% proficiency, ranked #701 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Southwest El (math 38% / reading 33%, grade F, #1,946 of 4,322 statewide, top 45%, 654 students, 73% FRL); Ronald E Mcnair Middle (math 27% / reading 31%, grade F, #1,103 of 1,662 statewide, top 67%, 748 students, 77% FRL); Southwest H S (math 17% / reading 39%, grade F, #1,170 of 1,632 statewide, top 72%, 2,152 students, 72% FRL) — zoned schools at 74% FRL track the district average.
  • Market conditions: 671 active listings in the ZIP; solid renter incomes; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($3k loan paydown + $-7 appreciation (-0.0% local appreciation)).
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 9, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 192 days — a 12% lower offer ($354k) is reasonable based on typical stale-listing flexibility.
Recommended offer $290,000 (27.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 192 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
  3. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  4. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.72%
Cap rate
4.59%
Cash-on-cash
-6.08%
DSCR
0.73
GRM
11.6

CMA / ARV

ARV (median comp)
$489,393
List price
$401,990
Delta
-17.86%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7604 Magnolia Vlg 0.03mi 6/5.0 3,010 (+19%) 10mo $505,990 $168 61
10219 Tulipwood Run 0.17mi 6/5.0 3,010 (+19%) 6mo $508,990 $169 58
7508 Briarwood Pass 0.14mi 6/5.0 3,010 (+19%) 9mo $502,990 $167 57
10215 Tulipwood Run 0.17mi 6/5.0 3,010 (+19%) 8mo $505,990 $168 56
7509 Briarwood Pass 0.14mi 6/5.0 3,010 (+19%) 10mo $504,990 $168 56
7516 Briarwood Pass 0.12mi 6/5.0 3,010 (+19%) 11mo $499,990 $166 56
7517 Briarwood Pass 0.12mi 6/5.0 3,010 (+19%) 11mo $499,990 $166 56
10223 Tulipwood Run 0.18mi 6/5.0 3,010 (+19%) 8mo $510,990 $170 56
7513 Briarwood Pass 0.13mi 6/5.0 3,010 (+19%) 11mo $502,990 $167 56
7520 Briarwood Pass 0.11mi 6/5.0 3,010 (+19%) 12mo $497,990 $165 56
10211 Tulipwood Run 0.17mi 6/5.0 3,010 (+19%) 9mo $507,990 $169 56
10203 Tulipwood Run 0.17mi 6/5.0 3,010 (+19%) 10mo $510,490 $170 55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-9.1%
Equity multiple
0.57×
Total profit
$-48,006
Equity at exit
$116,689
10-year hold
IRR
-3.0%
Equity multiple
0.68×
Total profit
$-35,471
Equity at exit
$140,237

Cash invested: $112,557 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
3 active
Months of supply
9.0 mo (11%/mo absorbed)
Median asking
$405,990 ($161/sqft)
Median days on market
51 d
This list price
lowest-priced of the active set
ARV vs active asking
+20.5% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 78252

Home prices YoY
-0.0%
Active inventory
671
Price-to-rent
23.1×

Monthly cashflow live

Estimated rent
$2,900 high interval (Pro) →
Mortgage (P&I)
$2,108
Tax est. 1.5%
$502 /mo · $6,030/yr
Insurance
$167
HOA
$83
Vacancy / Maint / Mgmt
$609
Net cashflow
$-570

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $2,900

Break-even live

Break-even rent $3,622
Max offer price $319,501
Occupancy floor

Sensitivity live

Price -10% $-292 -5% $-431 +0% $-570 +5% $-709 +10% $-848
Rent -10% $-799 -5% $-685 +0% $-570 +5% $-456 +10% $-341
Rate -1.0pp $-368 -0.5pp $-468 base $-570 +0.5pp $-674 +1.0pp $-780

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$100,498
Closing costs
$12,060
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7545 Briarwood Pass Unit 102 San Antonio, TX 3.0 2.5 1505 $1,550 $1.03 69d 1 0.00mi
7545 Briarwood Pass Unit 101 San Antonio, TX 3.0 2.5 1505 $1,550 $1.03 93d 1 0.00mi
7153 Magnolia Pass Unit 201 San Antonio, TX 3.0 2.0 1318 $1,440 $1.09 67d 1 0.02mi
7149 Magnolia Pass Unit 101 San Antonio, TX 3.0 2.0 1263 $1,395 $1.10 53d 1 0.02mi
7162 Magnolia Pass Unit 201 San Antonio, TX 3.0 2.0 1263 $1,450 $1.15 16d 1 0.02mi
7158 Magnolia Pass Unit 101 San Antonio, TX 3.0 2.0 1109 $1,395 $1.26 93d 1 0.02mi
7158 Magnolia Pass Unit 201 San Antonio, TX 3.0 2.0 1109 $1,395 $1.26 93d 1 0.02mi
7162 Magnolia Pass Unit 201 San Antonio, TX 3.0 2.0 1263 $1,450 $1.15 46d 1 0.02mi
7162 Magnolia Pass Unit 201 San Antonio, TX 3.0 2.0 1263 $1,450 $1.15 73d 1 0.02mi
7162 Magnolia Pass San Antonio, TX 3.0 2.0 1263 $1,349 $1.07 73d 1 0.02mi
7131 Magnolia Pass San Antonio, TX 2.0 2.0 1200 $1,500 $1.25 38d 1 0.02mi
7153 Magnolia Pass Unit 101 San Antonio, TX 3.0 2.0 1318 $1,440 $1.09 67d 1 0.02mi
7548 Briarwood Pass Unit 102 San Antonio, TX 3.0 2.5 1505 $1,495 $0.99 27d 1 0.02mi
7560 Briarwood Pass Unit 102 San Antonio, TX 3.0 2.5 1505 $1,600 $1.06 93d 1 0.02mi
7561 Briarwood Pass Unit 102 San Antonio, TX 3.0 2.5 1505 $1,700 $1.13 93d 1 0.03mi
7621 Briarwood Pass Unit 102 San Antonio, TX 3.0 2.5 1505 $1,600 $1.06 93d 1 0.03mi
7540 Briarwood Pass San Antonio, TX 3.0 2.5 1505 $1,850 $1.23 93d 1 0.05mi
7520 Magnolia Vlg Unit 101 San Antonio, TX 3.0 2.5 1505 $1,595 $1.06 13d 1 0.08mi
7620 Magnolia Vlg Unit 102 San Antonio, TX 3.0 2.5 1505 $1,800 $1.20 93d 1 0.08mi
7524 Briarwood Pass Unit 101 San Antonio, TX 3.0 2.5 1505 $3,300 $2.19 60d 1 0.08mi
7707 Briarwood Pass San Antonio, TX 3.0 2.5 1505 $1,500 $1.00 61d 1 0.09mi
7636 Magnolia Vlg San Antonio, TX 3.0 2.5 1505 $1,600 $1.06 13d 1 0.11mi
7122 Magnolia Pass San Antonio, TX 2.0 2.0 1100 $1,600 $1.45 53d 1 0.12mi
10216 Eaglewood Nook San Antonio, TX 3.0 2.5 1513 $1,800 $1.19 26d 1 0.14mi
10207 Tulipwood Run Unit 102 San Antonio, TX 3.0 2.5 1505 $1,699 $1.13 93d 1 0.14mi
10207 Tulipwood Run #101 San Antonio, TX 3.0 2.5 1505 $1,650 $1.10 93d 1 0.14mi
10203 Tulipwood Run #101 San Antonio, TX 3.0 2.5 1505 $1,800 $1.20 38d 1 0.14mi
10211 Tulipwood Run Unit 102 San Antonio, TX 3.0 2.5 1513 $1,574 $1.04 53d 1 0.15mi
10211 Tulipwood Run Unit 101 San Antonio, TX 3.0 2.5 1513 $1,599 $1.06 93d 1 0.15mi
10219 Tulipwood Run #101 San Antonio, TX 3.0 2.5 1513 $1,690 $1.12 65d 1 0.15mi
10219 Tulipwood Run #101 San Antonio, TX 3.0 2.5 1263 $1,690 $1.34 13d 1 0.15mi
10219 Tulipwood Run #101 San Antonio, TX 3.0 2.5 1263 $1,690 $1.34 9d 1 0.15mi
8027 Nube Medina San Antonio, TX 3.0 2.0 1300 $1,495 $1.15 27d 1 0.22mi
8027 Nube Medina San Antonio, TX 3.0 2.0 1300 $1,495 $1.15 18d 1 0.22mi
10318 Pinkston San Antonio, TX 3.0 2.0 1687 $1,850 $1.10 73d 1 0.23mi
7162 Magnolia Pass Unit 101 San Antonio, TX 3.0 2.0 1263 $1,349 $1.07 67d 1 0.29mi
7162 Magnolia Pass Unit 101 San Antonio, TX 2.0 2.0 1109 $1,300 $1.17 11d 1 0.29mi
7162 Magnolia Pass Unit 101 San Antonio, TX 3.0 2.0 1263 $1,349 $1.07 35d 1 0.29mi
7162 Magnolia Pass Unit 101 San Antonio, TX 3.0 2.0 1263 $1,349 $1.07 21d 1 0.29mi
7649 Toledo Bnd San Antonio, TX 3.0 2.0 1682 $1,799 $1.07 52d 1 0.30mi

HOA detail $83/mo · $996/yr

Likely covers
security

Listing history 3 events

  1. 2026-05-31
    days on market $401,990 Active 192 DOM
  2. 2025-12-10
    price $401,990 1364-char remark
    Show marketing remark (1364 chars)

    BRAND NEW 2026 DUPLEXES. GATED COMMUNITY. SPECIAL OFFER: ~3.75% interest rate for qualified borrowers ~0% down for VA, 3.5% down for FHA. Live in one unit and rent the other, removing the majority of your mortgage payment while building equity in an Airbnb friendly community! Or rent out both sides for cash flow! Two units per building. Each duplex has either 3 bedrooms/2 baths or 2 bedrooms/2 baths, making this a great investment / house hacking opportunity. A property management company can manage your tenant(s) for 7.5% of rents. Monthly rent of between $1,375 and $1,450 per unit is suggested but not guaranteed. A 1-2-10 warranty included. *Magnolia Village North* is an upscale gated duplex community with two private parks. Included in the HOA fee is front lawn mowing. Never worry about your neighbors failing to maintain their front yards again! Each duplex includes premium vinyl plank floors, stainless steel appliances and much more. Magnolia Village is located just off 1604 West near 90 West, making it a great place to find renters. The area is currently a hot spot for growth, driven to a large extent by the number of major employers within a twenty-minute drive including Joint Base Lackland, USAA, Citibank, American Funds, Valero, UTSA, Six Flags, Marathon Petroleum, Microsoft, and a concentration of data centers nearby Highway 151.

  3. 2025-11-20
    listed $399,990 New 1364-char remark
    Show marketing remark (1364 chars)

    BRAND NEW 2026 DUPLEXES. GATED COMMUNITY. SPECIAL OFFER: ~3.75% interest rate for qualified borrowers ~0% down for VA, 3.5% down for FHA. Live in one unit and rent the other, removing the majority of your mortgage payment while building equity in an Airbnb friendly community! Or rent out both sides for cash flow! Two units per building. Each duplex has either 3 bedrooms/2 baths or 2 bedrooms/2 baths, making this a great investment / house hacking opportunity. A property management company can manage your tenant(s) for 7.5% of rents. Monthly rent of between $1,375 and $1,450 per unit is suggested but not guaranteed. A 1-2-10 warranty included. *Magnolia Village North* is an upscale gated duplex community with two private parks. Included in the HOA fee is front lawn mowing. Never worry about your neighbors failing to maintain their front yards again! Each duplex includes premium vinyl plank floors, stainless steel appliances and much more. Magnolia Village is located just off 1604 West near 90 West, making it a great place to find renters. The area is currently a hot spot for growth, driven to a large extent by the number of major employers within a twenty-minute drive including Joint Base Lackland, USAA, Citibank, American Funds, Valero, UTSA, Six Flags, Marathon Petroleum, Microsoft, and a concentration of data centers nearby Highway 151.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$34,800
− Mortgage interest
−$22,518
− Property taxes
−$6,030
− Insurance
−$2,010
− Repairs & maintenance
−$2,784
− Management
−$2,784
− HOA
−$996
− Depreciation
−$11,694
Taxable loss
−$14,016
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,364
After-tax cash flow
$-3,477/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This newly constructed two-unit duplex is in excellent condition with modern finishes and a great location. It's move-in ready and offers a great investment opportunity.

Value-add opportunities

  • Both Landscaping and curb appeal improvements — Enhances curb appeal and resale value
  • Both Painting interior walls — Fresh paint can make a home more appealing
  • Both Landscaping and curb appeal improvements — Enhances curb appeal and resale value
F Composite school gradezoned avg 31/100

Zoned Schools

Elementary Southwest El F TX #1,946/4,322 Nat'l #22,764/41,679 Middle Ronald E Mcnair Middle F TX #1,103/1,662 Nat'l #9,290/14,009 High Southwest H S F TX #1,170/1,632 Nat'l #11,740/17,239

Schools (NCES district)

District
Southwest ISD
NCES district ID
4840950
Math proficiency
21% ▼ -21.00%
Reading proficiency
31% ▼ -5.00%
Median HH income
$43,362
Composite
22.22/100
National rank
#8153
State rank
#701 of 826 in TX
A Composite livability gradescore 80/100

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Bexar County · 2,336,851 people
City population
1,806,925
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
21,790
Household income
$85,518
Rent vs Own
14.0% rent · 86.0% own

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (68%)
Race & ethnicity
Hispanic / Latino 68% Two or more races 29% White 17% Black 8% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 61% Puerto Rican 1%
Common ancestry
Hispanic 2% Lithuanian 1% German 1%
Foreign-born
12% · Canada, South Korea
Languages at home
58% English-only · Spanish 38% Tagalog/Filipino 2% Other Indo-European 1%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Price history

+0.5% since first listed
2 events — show timeline
  • 2025-12-10 Price Changed $401,990 LERA
  • 2025-11-20 Listed $399,990 LERA

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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