79 Kenzie Trl · Old Orchard Beach, ME
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $669 – $1,243
Heat risk 4/10 · Minor
- Hot days now (above 89°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 57.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +8.6/10.0
- Condition / age +3.8/5.0
- Rent growth +3.7/5.0
- Livability +3.4/5.0
- Appreciation +2.5/10.0
- Manufactured-home adj. -7.0
$69,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Stunning Park model with cathedral ceiling sleeps 6. Less than 2 miles from famed Old Orchard Beach. Resort includes cable water sewer trash and offers playground heated pool clubhouse hot tub grill area fire pit and dog park. Large 3 season room with 2 beds. Stove dishwasher and refrigerator to remain. Beautiful gated community. 2 golf courses nearby. Many restaurants and stores in the area. Portland is 20 minutes away. 2nd floor room off the livingroom is bright and sunny.
Key facts
- Gated community
- 3 season room
- Clubhouse
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath manufactured listed at $70k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $492 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $70k).
- Recommended offer: $61k (12.0% below list) — sets the bar for market timing.
- Cap rate 14.8% vs local median 2.0% in Old Orchard Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#88 in ME) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living B+; Watch: amenities F, commute F, health & safety F.
- RSU 23 (suburban): math 78% / reading 80% proficiency, ranked #87 of 112 in ME (top 78%) — strong family-tenant draw, lease renewals of 3-5y typical.
- Zoned schools: Jameson Elementary School (184 students, 41% FRL); Loranger Memorial School (math 77% / reading 78%, grade A+, #73 of 85 statewide, top 87%, 279 students, 42% FRL); Old Orchard Beach High School (math 95% / reading 95%, grade A+, #12 of 108 statewide, top 15%, 203 students, 35% FRL) — zoned schools at 39% FRL track the district average.
- Market conditions: Rents rising fast (+4.9%/yr); 277 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 1,386 units permitted in York County in 2024 (338 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $481 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 4.9% rent growth), your $19k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 121 days — a 12% lower offer ($61k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 57% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 121 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.77% ✓
- Cap rate
- 14.79%
- Cash-on-cash
- 30.34%
- DSCR
- 2.35
- GRM
- 4.7
CMA / ARV
- ARV (median comp)
- $99,000
- List price
- $69,500
- Delta
- -29.80%
- Verdict
- UNDERPRICED
- Comps
- 1 within 2.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1 Seacoast Ln #52 | 0.07mi | 2/1.0 (+1) | 636 (+1%) | 12mo | $90,000 | $142 | 80 |
| 1 Seacoast Ln #50 | 0.08mi | 2/1.0 (+1) | 706 (+12%) | 2mo | $99,000 | $140 | 69 |
| 191 E Grand Ave #305 | 0.83mi | 1/1.0 | 640 (+2%) | 3mo | $475,000 | $742 | 60 |
| 191 E Grand Ave #405 | 0.83mi | 1/1.0 | 640 (+2%) | 3mo | $500,000 | $781 | 60 |
| 1 Boisvert St #8 | 1.24mi | 1/1.0 | 645 (+2%) | 7mo | $486,000 | $753 | 56 |
| 135 Portland Ave #503 | 0.46mi | 1/1.0 | 715 (+14%) | 3mo | $275,000 | $385 | 54 |
| 191 E Grand Ave #504 | 0.83mi | 1/1.0 | 640 (+2%) | 11mo | $381,000 | $595 | 54 |
| 191 E Grand Ave #404 | 0.83mi | 1/1.0 | 640 (+2%) | 11mo | $410,000 | $641 | 53 |
| 2 Wintergreen St | 1.26mi | 2/1.0 (+1) | 653 (+4%) | 5mo | $500,000 | $766 | 50 |
| 135 Portland Ave #203 | 0.46mi | 1/1.0 | 715 (+14%) | 10mo | $304,000 | $425 | 48 |
| 20 Carll Ave | 1.18mi | 2/1.0 (+1) | 672 (+7%) | 11mo | $390,000 | $580 | 40 |
| 1 Boisvert St #2 | 1.24mi | 1/1.0 | 720 (+14%) | 6mo | $520,000 | $722 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.93% rent growth · sell at horizon
- IRR
- 27.2%
- Equity multiple
- 2.16×
- Total profit
- $22,524
- Equity at exit
- $10,363
- IRR
- 35.9%
- Equity multiple
- 4.62×
- Total profit
- $70,431
- Equity at exit
- $6,009
Cash invested: $19,460 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 41 Moderately Tenant-Leaning
- State Maine
- 41 Moderately Tenant-Leaning · D+2
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 7 active · 1 under contract
- Months of supply
- 42.0 mo (2%/mo absorbed)
- Median asking
- $99,900 ($143/sqft)
- Median days on market
- 92 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +10.0% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 04064
- Home prices YoY
- -11.6%
- Rents YoY
- 4.9%
- Active inventory
- 277
- Price-to-rent
- 4.7×
Monthly cashflow live
- Estimated rent
- $1,231 medium interval (Pro) →
- Mortgage (P&I)
- −$364
- Tax est. 1.5%
- −$87 /mo · $1,042/yr
- Insurance
- −$29
- HOA
- −$0
- Lot rent leased land?
- −$0
- Vacancy / Maint / Mgmt
- −$258
- Net cashflow
- $492
Break-even live
Sensitivity live
| Price | -10% $540 | -5% $516 | +0% $492 | +5% $468 | +10% $444 |
|---|---|---|---|---|---|
| Rent | -10% $395 | -5% $443 | +0% $492 | +5% $541 | +10% $589 |
| Rate | -1.0pp $527 | -0.5pp $510 | base $492 | +0.5pp $474 | +1.0pp $456 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,375
- Closing costs
- $2,085
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 44 E Grand Ave Unit 468 Old Orchard Beach, ME | 1.0 | 1.0 | 600 | $1,395 | $2.33 | 0d | 1 | 1.17mi |
| 1 Boisvert St Old Orchard Beach, ME | 1.0 | 1.0 | 720 | $1,600 | $2.22 | 0d | 1 | 1.21mi |
Property features AI
Finance
- Financial info
- Annual taxes reported for 2025
- HOA & community
- Land lease property
Exterior
- Parking
- Gravel parking with 1–4 spaces
- Utilities
- Electric with circuit breakersPrivate sewerSeasonal water sourceElectric water heater
- Home design
- Mobile homeBuilt in 2015Flat roof
- Construction
- Mobile constructionSeller-reported building area: 630 sq ft
- Exterior features
- Near golf courseNear public beachNear shoppingPaved road access
Interior
- Bedrooms
- One bedroom on the first level
- Flooring
- CarpetVinyl
- Bathrooms
- 1 full bathroom
- Heating & cooling
- Forced air heatingCentral air conditioning
- Interior features
- Sunroom on the first levelLiving room on the first levelAdditional upper-level roomTotal of 4 rooms
Listing history 50 events
-
2026-09-24days on market $69,500 Active 121 DOM
-
2026-09-24days on market $69,500 Active 120 DOM
-
2026-09-22days on market $69,500 Active 119 DOM
-
2026-09-21days on market $69,500 Active 118 DOM
-
2026-09-20days on market $69,500 Active 117 DOM
-
2026-09-18days on market $69,500 Active 115 DOM
-
2026-09-17days on market $69,500 Active 114 DOM
-
2026-09-16days on market $69,500 Active 113 DOM
-
2026-09-15days on market $69,500 Active 112 DOM
-
2026-09-14days on market $69,500 Active 111 DOM
-
2026-09-13days on market $69,500 Active 110 DOM
-
2026-09-12days on market $69,500 Active 109 DOM
-
2026-09-11days on market $69,500 Active 108 DOM
-
2026-09-05days on market $69,500 Active 102 DOM
-
2026-09-04days on market $69,500 Active 101 DOM
-
2026-09-03days on market $69,500 Active 100 DOM
-
2026-08-31days on market $69,500 Active 97 DOM
-
2026-08-30days on market $69,500 Active 96 DOM
-
2026-08-29days on market $69,500 Active 95 DOM
-
2026-08-28days on market $69,500 Active 94 DOM
-
2026-08-27days on market $69,500 Active 93 DOM
-
2026-08-25days on market $69,500 Active 91 DOM
-
2026-08-24days on market $69,500 Active 90 DOM
-
2026-08-23days on market $69,500 Active 89 DOM
-
2026-08-22days on market $69,500 Active 88 DOM
-
2026-08-21days on market $69,500 Active 87 DOM
-
2026-08-20days on market $69,500 Active 86 DOM
-
2026-08-19days on market $69,500 Active 85 DOM
-
2026-08-18days on market $69,500 Active 84 DOM
-
2026-08-17days on market $69,500 Active 83 DOM
-
2026-08-16days on market $69,500 Active 82 DOM
-
2026-08-15days on market $69,500 Active 81 DOM
-
2026-08-15days on market $69,500 Active 80 DOM
-
2026-08-13days on market $69,500 Active 79 DOM
-
2026-08-12days on market $69,500 Active 78 DOM
-
2026-08-11days on market $69,500 Active 77 DOM
-
2026-08-10days on market $69,500 Active 76 DOM
-
2026-08-09days on market $69,500 Active 75 DOM
-
2026-08-08days on market $69,500 Active 74 DOM
-
2026-08-07days on market $69,500 Active 73 DOM
-
2026-08-06days on market $69,500 Active 72 DOM
-
2026-08-05days on market $69,500 Active 71 DOM
-
2026-08-04days on market $69,500 Active 70 DOM
-
2026-08-03days on market $69,500 Active 69 DOM
-
2026-07-31days on market $69,500 Active 66 DOM
-
2026-07-29days on market $69,500 Active 64 DOM
-
2026-07-27days on market $69,500 Active 62 DOM
-
2026-07-25days on market $69,500 Active 60 DOM
-
2026-07-23days on market $69,500 Active 58 DOM
-
2026-07-22days on market $69,500 Active 57 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥89°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 57% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,768
- − Mortgage interest
- −$3,893
- − Property taxes
- −$1,042
- − Insurance
- −$348
- − Repairs & maintenance
- −$1,181
- − Management
- −$1,181
- − Depreciation
- −$2,022
- Taxable income
- $5,100
- Est. tax owed @ 24.0%
- −$1,224
- After-tax cash flow
- $4,679/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This manufactured home is in good condition with cosmetic updates needed to enhance its curb appeal and interior. It's located in a gated community with amenities, making it a good investment.
Value-add opportunities
- Both update flooring to hardwood — enhances curb appeal and interior ↑
- Both paint interior walls — refreshes the space and enhances curb appeal ↑
- Both replace window treatments — modernizes the space and enhances curb appeal ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- RSU 23
- NCES district ID
- 2314784
- Math proficiency
- 78% ▲ 51.00%
- Reading proficiency
- 80% ▲ 27.00%
- Median HH income
- $49,630
- Composite
- 66.79/100
- National rank
- #406
- State rank
- #87 of 112 in ME
Livability — Old Orchard Beach
- Score
- 68/100
- State rank
- #88
- US rank
- #9943
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Old Orchard Beach, ME
- County
- York County · 209,961 people
- City population
- 8,632
- Metro
- Portland-South Portland, ME
- Population (ZIP)
- 8,632
- Household income
- $59,887
- Rent vs Own
- Severe rent burden
- 14% of renters
Population outlook (York County) Hauer SSP2
- Today (2025)
- 209,961 people
- By 2030
- 212,816 · +1.4%
- By 2040
- 214,360 · +2.1%
- By 2050
- 210,350 · +0.2%
- By 2075
- 201,686 · -3.9%
- By 2100
- 183,392 · -12.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Two or more races 6% Hispanic / Latino 3% Black 1% Native American 1%
- Common ancestry
- Lithuanian 9% Slovak 7% Romanian 3%
- Foreign-born
- 6% · Canada
- Languages at home
- 91% English-only · French/Haitian/Cajun 6% Russian/Polish/Slavic 1% Other Indo-European 1%
Political lean MEDSL · York
- 2024 margin
- D (+10.5) · D 54.3% · R 43.8% · Other 1.9%
- 2008→2024 swing
- -10.1pp toward R · 2008: 20.5pp · 2024: 10.5pp
- All cycles
- 2024: D+10.5 2020: D+12.6 2016: D+4.8 2012: D+16.4 2008: D+20.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -64.32%
- Current HPI
- 489.543
- Rent YoY
- ▲ 4.93%
- Metro
- Portland-South Portland, ME
- State GDP YoY
- —
- F500 in state
- 0
Price history
-16.7% since first listed2 events — show timeline
- 2026-06-20 Price Changed $75,000 MREIS
- 2026-05-26 Listed $90,000 MREIS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…