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79 Kenzie Trl
A- Composite 80.05
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +8.6/10.0
  • Condition / age +3.8/5.0
  • Rent growth +3.7/5.0
  • Livability +3.4/5.0
  • Appreciation +2.5/10.0
  • Manufactured-home adj. -7.0

$69,500

79 Kenzie Trl · Old Orchard Beach, ME 04064
1 bd · 1.0 ba · 630 sqft · Manufactured · 121 Days on market
Manufactured home Built 2015 Good condition $110/sqft · 30% below area Est $99k · 30% under ↓ 17% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Stunning Park model with cathedral ceiling sleeps 6. Less than 2 miles from famed Old Orchard Beach. Resort includes cable water sewer trash and offers playground heated pool clubhouse hot tub grill area fire pit and dog park. Large 3 season room with 2 beds. Stove dishwasher and refrigerator to remain. Beautiful gated community. 2 golf courses nearby. Many restaurants and stores in the area. Portland is 20 minutes away. 2nd floor room off the livingroom is bright and sunny.

Key facts

  • Gated community
  • 3 season room
  • Clubhouse

Tags

CATHEDRAL CEILINGHEATED POOLGATED COMMUNITYFIRE PITCLUBHOUSE3 SEASON ROOM

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $70k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $492 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $70k).
  • Recommended offer: $61k (12.0% below list) — sets the bar for market timing.
  • Cap rate 14.8% vs local median 2.0% in Old Orchard Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#88 in ME) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living B+; Watch: amenities F, commute F, health & safety F.
  • RSU 23 (suburban): math 78% / reading 80% proficiency, ranked #87 of 112 in ME (top 78%) — strong family-tenant draw, lease renewals of 3-5y typical.
  • Zoned schools: Jameson Elementary School (184 students, 41% FRL); Loranger Memorial School (math 77% / reading 78%, grade A+, #73 of 85 statewide, top 87%, 279 students, 42% FRL); Old Orchard Beach High School (math 95% / reading 95%, grade A+, #12 of 108 statewide, top 15%, 203 students, 35% FRL) — zoned schools at 39% FRL track the district average.
  • Market conditions: Rents rising fast (+4.9%/yr); 277 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 1,386 units permitted in York County in 2024 (338 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $481 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 4.9% rent growth), your $19k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 121 days — a 12% lower offer ($61k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 57% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.
Recommended offer $61,160 (12.0% below list)

Questions for the listing agent

  1. It's been on market 121 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.77%
Cap rate
14.79%
Cash-on-cash
30.34%
DSCR
2.35
GRM
4.7

CMA / ARV

ARV (median comp)
$99,000
List price
$69,500
Delta
-29.80%
Verdict
UNDERPRICED
Comps
1 within 2.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1 Seacoast Ln #52 0.07mi 2/1.0 (+1) 636 (+1%) 12mo $90,000 $142 80
1 Seacoast Ln #50 0.08mi 2/1.0 (+1) 706 (+12%) 2mo $99,000 $140 69
191 E Grand Ave #305 0.83mi 1/1.0 640 (+2%) 3mo $475,000 $742 60
191 E Grand Ave #405 0.83mi 1/1.0 640 (+2%) 3mo $500,000 $781 60
1 Boisvert St #8 1.24mi 1/1.0 645 (+2%) 7mo $486,000 $753 56
135 Portland Ave #503 0.46mi 1/1.0 715 (+14%) 3mo $275,000 $385 54
191 E Grand Ave #504 0.83mi 1/1.0 640 (+2%) 11mo $381,000 $595 54
191 E Grand Ave #404 0.83mi 1/1.0 640 (+2%) 11mo $410,000 $641 53
2 Wintergreen St 1.26mi 2/1.0 (+1) 653 (+4%) 5mo $500,000 $766 50
135 Portland Ave #203 0.46mi 1/1.0 715 (+14%) 10mo $304,000 $425 48
20 Carll Ave 1.18mi 2/1.0 (+1) 672 (+7%) 11mo $390,000 $580 40
1 Boisvert St #2 1.24mi 1/1.0 720 (+14%) 6mo $520,000 $722 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.93% rent growth · sell at horizon

5-year hold
IRR
27.2%
Equity multiple
2.16×
Total profit
$22,524
Equity at exit
$10,363
10-year hold
IRR
35.9%
Equity multiple
4.62×
Total profit
$70,431
Equity at exit
$6,009

Cash invested: $19,460 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
41 Moderately Tenant-Leaning
State Maine
41 Moderately Tenant-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
Portland has rent control referendum (2020); strong habitability; security deposit caps.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
7 active · 1 under contract
Months of supply
42.0 mo (2%/mo absorbed)
Median asking
$99,900 ($143/sqft)
Median days on market
92 d
This list price
lowest-priced of the active set
ARV vs active asking
+10.0% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 04064

Home prices YoY
-11.6%
Rents YoY
4.9%
Active inventory
277
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$1,231 medium interval (Pro) →
Mortgage (P&I)
$364
Tax est. 1.5%
$87 /mo · $1,042/yr
Insurance
$29
HOA
$0
Lot rent leased land?
$0
Vacancy / Maint / Mgmt
$258
Net cashflow
$492

Break-even live

Break-even rent $608
Max offer price $69,500
Occupancy floor 55%

Sensitivity live

Price -10% $540 -5% $516 +0% $492 +5% $468 +10% $444
Rent -10% $395 -5% $443 +0% $492 +5% $541 +10% $589
Rate -1.0pp $527 -0.5pp $510 base $492 +0.5pp $474 +1.0pp $456

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,375
Closing costs
$2,085
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
44 E Grand Ave Unit 468 Old Orchard Beach, ME 1.0 1.0 600 $1,395 $2.33 0d 1 1.17mi
1 Boisvert St Old Orchard Beach, ME 1.0 1.0 720 $1,600 $2.22 0d 1 1.21mi

Property features AI

Finance

Financial info
Annual taxes reported for 2025
HOA & community
Land lease property

Exterior

Parking
Gravel parking with 1–4 spaces
Utilities
Electric with circuit breakersPrivate sewerSeasonal water sourceElectric water heater
Home design
Mobile homeBuilt in 2015Flat roof
Construction
Mobile constructionSeller-reported building area: 630 sq ft
Exterior features
Near golf courseNear public beachNear shoppingPaved road access

Interior

Bedrooms
One bedroom on the first level
Flooring
CarpetVinyl
Bathrooms
1 full bathroom
Heating & cooling
Forced air heatingCentral air conditioning
Interior features
Sunroom on the first levelLiving room on the first levelAdditional upper-level roomTotal of 4 rooms

Listing history 50 events

  1. 2026-09-24
    days on market $69,500 Active 121 DOM
  2. 2026-09-24
    days on market $69,500 Active 120 DOM
  3. 2026-09-22
    days on market $69,500 Active 119 DOM
  4. 2026-09-21
    days on market $69,500 Active 118 DOM
  5. 2026-09-20
    days on market $69,500 Active 117 DOM
  6. 2026-09-18
    days on market $69,500 Active 115 DOM
  7. 2026-09-17
    days on market $69,500 Active 114 DOM
  8. 2026-09-16
    days on market $69,500 Active 113 DOM
  9. 2026-09-15
    days on market $69,500 Active 112 DOM
  10. 2026-09-14
    days on market $69,500 Active 111 DOM
  11. 2026-09-13
    days on market $69,500 Active 110 DOM
  12. 2026-09-12
    days on market $69,500 Active 109 DOM
  13. 2026-09-11
    days on market $69,500 Active 108 DOM
  14. 2026-09-05
    days on market $69,500 Active 102 DOM
  15. 2026-09-04
    days on market $69,500 Active 101 DOM
  16. 2026-09-03
    days on market $69,500 Active 100 DOM
  17. 2026-08-31
    days on market $69,500 Active 97 DOM
  18. 2026-08-30
    days on market $69,500 Active 96 DOM
  19. 2026-08-29
    days on market $69,500 Active 95 DOM
  20. 2026-08-28
    days on market $69,500 Active 94 DOM
  21. 2026-08-27
    days on market $69,500 Active 93 DOM
  22. 2026-08-25
    days on market $69,500 Active 91 DOM
  23. 2026-08-24
    days on market $69,500 Active 90 DOM
  24. 2026-08-23
    days on market $69,500 Active 89 DOM
  25. 2026-08-22
    days on market $69,500 Active 88 DOM
  26. 2026-08-21
    days on market $69,500 Active 87 DOM
  27. 2026-08-20
    days on market $69,500 Active 86 DOM
  28. 2026-08-19
    days on market $69,500 Active 85 DOM
  29. 2026-08-18
    days on market $69,500 Active 84 DOM
  30. 2026-08-17
    days on market $69,500 Active 83 DOM
  31. 2026-08-16
    days on market $69,500 Active 82 DOM
  32. 2026-08-15
    days on market $69,500 Active 81 DOM
  33. 2026-08-15
    days on market $69,500 Active 80 DOM
  34. 2026-08-13
    days on market $69,500 Active 79 DOM
  35. 2026-08-12
    days on market $69,500 Active 78 DOM
  36. 2026-08-11
    days on market $69,500 Active 77 DOM
  37. 2026-08-10
    days on market $69,500 Active 76 DOM
  38. 2026-08-09
    days on market $69,500 Active 75 DOM
  39. 2026-08-08
    days on market $69,500 Active 74 DOM
  40. 2026-08-07
    days on market $69,500 Active 73 DOM
  41. 2026-08-06
    days on market $69,500 Active 72 DOM
  42. 2026-08-05
    days on market $69,500 Active 71 DOM
  43. 2026-08-04
    days on market $69,500 Active 70 DOM
  44. 2026-08-03
    days on market $69,500 Active 69 DOM
  45. 2026-07-31
    days on market $69,500 Active 66 DOM
  46. 2026-07-29
    days on market $69,500 Active 64 DOM
  47. 2026-07-27
    days on market $69,500 Active 62 DOM
  48. 2026-07-25
    days on market $69,500 Active 60 DOM
  49. 2026-07-23
    days on market $69,500 Active 58 DOM
  50. 2026-07-22
    days on market $69,500 Active 57 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥89°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 57% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,768
− Mortgage interest
−$3,893
− Property taxes
−$1,042
− Insurance
−$348
− Repairs & maintenance
−$1,181
− Management
−$1,181
− Depreciation
−$2,022
Taxable income
$5,100
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,224
After-tax cash flow
$4,679/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab Est. rehab $3,150–$9,450 screening

This manufactured home is in good condition with cosmetic updates needed to enhance its curb appeal and interior. It's located in a gated community with amenities, making it a good investment.

Value-add opportunities

  • Both update flooring to hardwood — enhances curb appeal and interior
  • Both paint interior walls — refreshes the space and enhances curb appeal
  • Both replace window treatments — modernizes the space and enhances curb appeal

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

A Composite school gradezoned avg 86/100

Zoned Schools

Elementary Jameson Elementary School Middle Loranger Memorial School A+ ME #73/85 Nat'l #380/14,009 High Old Orchard Beach High School A+ ME #12/108 Nat'l #116/17,239

Schools (NCES district)

District
RSU 23
NCES district ID
2314784
Math proficiency
78% ▲ 51.00%
Reading proficiency
80% ▲ 27.00%
Median HH income
$49,630
Composite
66.79/100
National rank
#406
State rank
#87 of 112 in ME
C Composite livability gradescore 68/100

Livability — Old Orchard Beach

Score
68/100
State rank
#88
US rank
#9943

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment C+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Old Orchard Beach, ME
County
York County · 209,961 people
City population
8,632
Metro
Portland-South Portland, ME
Population (ZIP)
8,632
Household income
$59,887
Rent vs Own
31.1% rent · 68.9% own
Severe rent burden
14% of renters

Population outlook (York County) Hauer SSP2

Today (2025)
209,961 people
By 2030
212,816 · +1.4%
By 2040
214,360 · +2.1%
By 2050
210,350 · +0.2%
By 2075
201,686 · -3.9%
By 2100
183,392 · -12.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 6% Hispanic / Latino 3% Black 1% Native American 1%
Common ancestry
Lithuanian 9% Slovak 7% Romanian 3%
Foreign-born
6% · Canada
Languages at home
91% English-only · French/Haitian/Cajun 6% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · York

2024 margin
D (+10.5) · D 54.3% · R 43.8% · Other 1.9%
2008→2024 swing
-10.1pp toward R · 2008: 20.5pp · 2024: 10.5pp
All cycles
2024: D+10.5 2020: D+12.6 2016: D+4.8 2012: D+16.4 2008: D+20.5

Not yet ingested

Civics

Price history

-16.7% since first listed
2 events — show timeline
  • 2026-06-20 Price Changed $75,000 MREIS
  • 2026-05-26 Listed $90,000 MREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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