1325 Paseo Del Cobre · Temple, TX 76502

$169,000

3 bd · 2.0 ba · 2,225 sqft · SingleFamily public records · 109 Days on market

Built 1978 8,964 sqft lot $76/sqft · 43% below area Est $295k · 43% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.2/30.0
• 1% rule +6.1/10.0
• DSCR +4.3/10.0
• Livability +3.8/5.0
• Schools +2.7/10.0
• Condition / age +2.5/5.0
• Rent growth +2.3/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Have you been looking for an affordable home in Temple with an in-ground pool and spa? You have found it! Welcome to your private oasis in this beautiful home in a neighborhood minutes from shopping, schools and transportation!! Conveniently located just off 31st Street, this 3 bedroom, 2 bath brick home features three living areas and an open kitchen with breakfast bar and a light and bright breakfast area. The first living area is a formal living area at the front of the house, a second living area adjacent to the kitchen with a corner fireplace, and the third being the converted garage that could also be used as a gameroom or theater room! The primary suite is at the rear of the home with an en suite bath. You'll also find two secondary bedrooms and a full bath. The large, covered back patio provides plenty of shade in which to relax and enjoy your in-ground pool and spa. Come check it out today! This property may qualify for Seller Financing (Vendee).

Key facts

• In-ground pool
• Spa
• Three living areas

Tags

• IN-GROUND POOL
• SPA
• THREE LIVING AREAS
• OPEN KITCHEN
• BREAKFAST BAR
• CORNER FIREPLACE

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $169k.

Deal economics

• At list price, monthly cash flow is $29 ($345/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $169k).
• Recommended offer: $154k (9.0% below list) — sets the bar for market timing.
• Cap rate 6.5% vs local median 3.6% in Temple — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#122 in TX, #3,814 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, commute C-, crime D+.
• Temple ISD (urban): math 32% / reading 31% proficiency, ranked #590 of 826 in TX (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents soft (-0.8%/yr); 1114 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,222 units permitted in Bell County in 2024 (246 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Bell County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 109 days — a 9% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 10y ago; this cycle's ask has dropped $58k (26%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $112k; list at $169k implies a 51% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 3.5% of price.
• Climate carrying-cost: major wind risk, 70% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $153,790 (9.0% below list)

Questions for the listing agent

1. It's been on market 109 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 6.50%
• Cash-on-cash: 0.73%
• DSCR: 1.03
• GRM: 7.5

CMA / ARV

• ARV (median comp): $295,000
• List price: $169,000
• Delta: -42.71%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5115 April Dawn	0.35mi	4/2.0 (+1)	2,114 (-5%)	2mo	$304,900	$144	68
809 Kendra Dr	0.47mi	4/3.0 (+1)	2,166 (-3%)	1mo	$349,900	$162	64
710 Friar Tuck Dr	0.53mi	4/2.0 (+1)	2,128 (-4%)	2mo	$255,000	$120	62
710 Kendra Dr	0.55mi	4/3.0 (+1)	2,204 (-1%)	5mo	$315,000	$143	60
5114 Waterford Ct	0.65mi	3/2.0	2,055 (-8%)	1mo	$317,000	$154	56
4518 Stagecoach Trl	0.73mi	3/2.5	2,128 (-4%)	1mo	$279,000	$131	55
722 Kendra Dr	0.53mi	4/3.0 (+1)	2,204 (-1%)	19mo	$350,000	$159	49
826 Kendra Dr	0.46mi	3/2.0	1,905 (-14%)	7mo	$275,000	$144	48
4113 Longhorn Trl	0.56mi	4/2.0 (+1)	1,958 (-12%)	4mo	$249,900	$128	46
5809 Whippoorwill Rd	0.68mi	4/3.0 (+1)	2,389 (+7%)	5mo	$530,000	$222	43
2217 Stagecoach Trl	0.72mi	4/2.5 (+1)	2,030 (-9%)	3mo	$359,900	$177	42
4401 Stagecoach Trl	0.70mi	3/2.0	1,937 (-13%)	7mo	$210,000	$108	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -19.3%
• Equity multiple: 0.35×
• Total profit: $-30,850
• Equity at exit: $25,198

10-year hold

• IRR: -22.5%
• Equity multiple: 0.05×
• Total profit: $-44,928
• Equity at exit: $14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76502

• Rents YoY: -0.8%
• Active inventory: 1114
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $1,876 high
• Mortgage (P&I): −$886
• Tax from tax record: −$497 /mo · $5,961/yr
• Insurance: −$70
• HOA: −$0
• Vacancy / Maint / Mgmt: −$394
• Net cashflow: $29

Break-even live

Break-even rent $1,840

Max offer price $169,000

Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,250
• Closing costs: $5,070
• Reserves months: —
• Total cash needed: —

Rent comps 36 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5107 Leaning Tree Temple, TX	4.0	2.0	1636	$1,895	$1.16	23d	1	0.26mi
1319 Calle de Bronce Unit B Temple, TX	3.0	2.0	1400	$1,600	$1.14	13d	1	0.30mi
826 Kacie Dr Temple, TX	4.0	2.0	1562	$1,725	$1.10	43d	1	0.38mi
802 Hartrick Cir Temple, TX	3.0	2.0	1400	$1,645	$1.18	43d	1	0.39mi
5005 Warwicke Dr Temple, TX	3.0	2.0	1468	$1,850	$1.26	43d	1	0.41mi
2314 Kingsbury Dr Temple, TX	3.0	2.0	1712	$1,745	$1.02	43d	1	0.44mi
2314 Kingsbury Dr Temple, TX	3.0	2.0	1712	$1,850	$1.08	23d	1	0.44mi
5020 Sean Patrick Gln Temple, TX	4.0	2.0	1776	$1,950	$1.10	21d	1	0.52mi
2412 Wilshire Dr Temple, TX	3.0	2.0	1736	$1,995	$1.15	21d	1	0.54mi
1914 Buckskin Trl Temple, TX	3.0	2.0	1406	$1,675	$1.19	43d	1	0.56mi
Karey Dr Unit B Temple, TX	3.0	2.0	1450	$1,395	$0.96	23d	1	0.56mi
511 Karey Dr Temple, TX	3.0	2.0	2854	$1,500	$0.53	23d	1	0.59mi
5620 Blackstone Dr Temple, TX	3.0	2.0	1723	$1,795	$1.04	43d	1	0.71mi
2433 Canyon Creek Dr Temple, TX	3.0	2.0	1967	$1,845	$0.94	23d	1	0.74mi
4713 Stagecoach Trl Temple, TX	3.0	2.0	1808	$1,650	$0.91	43d	1	0.75mi
5707 Blackstone Dr Temple, TX	3.0	2.0	1470	$1,795	$1.22	43d	1	0.76mi
5106 Whistle Stop Dr Temple, TX	3.0	2.0	2040	$2,050	$1.00	43d	1	0.80mi
5106 Whistle Stop Dr Temple, TX	3.0	2.0	2040	$1,950	$0.96	21d	1	0.80mi
808 Wyndham Hill Pkwy Temple, TX	4.0	2.0	1863	$2,000	$1.07	23d	1	0.82mi
5615 Fair Hill Dr Temple, TX	3.0	2.0	1539	$1,695	$1.10	43d	1	0.90mi
5619 Fair Hill Dr Temple, TX	3.0	2.0	1567	$1,895	$1.21	13d	1	0.90mi
609 Coventry Dr Temple, TX	3.0	2.0	1583	$1,795	$1.13	13d	1	0.93mi
5829 Worthing Dr Temple, TX	4.0	2.0	1735	$1,895	$1.09	23d	1	0.93mi
703 Dunford Dr Temple, TX	4.0	2.0	1968	$1,995	$1.01	13d	1	0.98mi
5811 S 31st St Unit 604 Temple, TX	2.0	2.5	1487	$1,650	$1.11	23d	1	1.00mi
5811 S 31st St Unit 305 Temple, TX	3.0	2.5	1480	$1,825	$1.23	43d	1	1.00mi
5811 S 31st St Apt 104 Temple, TX	3.0	2.5	1497	$1,750	$1.17	23d	1	1.00mi
108 McFaddan Ln Temple, TX	4.0	2.0	1799	$1,795	$1.00	43d	1	1.03mi
822 Wyndcrest Dr Temple, TX	4.0	2.0	1819	$2,075	$1.14	43d	1	1.03mi
5811 Alexandria Dr Temple, TX	3.0	2.0	1494	$1,695	$1.13	13d	1	1.03mi
105 Pullman Place Blvd Temple, TX	3.0	2.0	1458	$1,675	$1.15	13d	1	1.08mi
5705 Stanford Dr Temple, TX	3.0	2.0	1431	$1,600	$1.12	13d	1	1.08mi
214 Timberline St Temple, TX	3.0	2.0	1857	$1,795	$0.97	13d	1	1.15mi
2317 Windsong Ln Temple, TX	4.0	3.5	2603	$3,000	$1.15	43d	1	1.22mi
6506 Ambrose Cir Temple, TX	3.0	2.5	2150	$2,600	$1.21	43d	1	1.28mi
3301 East Dr Temple, TX	3.0	2.0	1457	$3,900	$2.68	43d	1	1.46mi

Listing history 30 events

1. 2026-05-17
   status Pending 969-char remark

   Show marketing remark (969 chars)

   Have you been looking for an affordable home in Temple with an in-ground pool and spa? You have found it! Welcome to your private oasis in this beautiful home in a neighborhood minutes from shopping, schools and transportation!! Conveniently located just off 31st Street, this 3 bedroom, 2 bath brick home features three living areas and an open kitchen with breakfast bar and a light and bright breakfast area. The first living area is a formal living area at the front of the house, a second living area adjacent to the kitchen with a corner fireplace, and the third being the converted garage that could also be used as a gameroom or theater room! The primary suite is at the rear of the home with an en suite bath. You'll also find two secondary bedrooms and a full bath. The large, covered back patio provides plenty of shade in which to relax and enjoy your in-ground pool and spa. Come check it out today! This property may qualify for Seller Financing (Vendee).

2. 2026-05-01
   status Active 969-char remark

   Show marketing remark (969 chars)

   Have you been looking for an affordable home in Temple with an in-ground pool and spa? You have found it! Welcome to your private oasis in this beautiful home in a neighborhood minutes from shopping, schools and transportation!! Conveniently located just off 31st Street, this 3 bedroom, 2 bath brick home features three living areas and an open kitchen with breakfast bar and a light and bright breakfast area. The first living area is a formal living area at the front of the house, a second living area adjacent to the kitchen with a corner fireplace, and the third being the converted garage that could also be used as a gameroom or theater room! The primary suite is at the rear of the home with an en suite bath. You'll also find two secondary bedrooms and a full bath. The large, covered back patio provides plenty of shade in which to relax and enjoy your in-ground pool and spa. Come check it out today! This property may qualify for Seller Financing (Vendee).

3. 2026-05-01
   price $169,000 969-char remark

   Show marketing remark (969 chars)

   Have you been looking for an affordable home in Temple with an in-ground pool and spa? You have found it! Welcome to your private oasis in this beautiful home in a neighborhood minutes from shopping, schools and transportation!! Conveniently located just off 31st Street, this 3 bedroom, 2 bath brick home features three living areas and an open kitchen with breakfast bar and a light and bright breakfast area. The first living area is a formal living area at the front of the house, a second living area adjacent to the kitchen with a corner fireplace, and the third being the converted garage that could also be used as a gameroom or theater room! The primary suite is at the rear of the home with an en suite bath. You'll also find two secondary bedrooms and a full bath. The large, covered back patio provides plenty of shade in which to relax and enjoy your in-ground pool and spa. Come check it out today! This property may qualify for Seller Financing (Vendee).

4. 2026-03-27
   status Pending 969-char remark

   Show marketing remark (969 chars)

   Have you been looking for an affordable home in Temple with an in-ground pool and spa? You have found it! Welcome to your private oasis in this beautiful home in a neighborhood minutes from shopping, schools and transportation!! Conveniently located just off 31st Street, this 3 bedroom, 2 bath brick home features three living areas and an open kitchen with breakfast bar and a light and bright breakfast area. The first living area is a formal living area at the front of the house, a second living area adjacent to the kitchen with a corner fireplace, and the third being the converted garage that could also be used as a gameroom or theater room! The primary suite is at the rear of the home with an en suite bath. You'll also find two secondary bedrooms and a full bath. The large, covered back patio provides plenty of shade in which to relax and enjoy your in-ground pool and spa. Come check it out today! This property may qualify for Seller Financing (Vendee).

5. 2026-03-05
   price $189,900 969-char remark

   Show marketing remark (969 chars)

   Have you been looking for an affordable home in Temple with an in-ground pool and spa? You have found it! Welcome to your private oasis in this beautiful home in a neighborhood minutes from shopping, schools and transportation!! Conveniently located just off 31st Street, this 3 bedroom, 2 bath brick home features three living areas and an open kitchen with breakfast bar and a light and bright breakfast area. The first living area is a formal living area at the front of the house, a second living area adjacent to the kitchen with a corner fireplace, and the third being the converted garage that could also be used as a gameroom or theater room! The primary suite is at the rear of the home with an en suite bath. You'll also find two secondary bedrooms and a full bath. The large, covered back patio provides plenty of shade in which to relax and enjoy your in-ground pool and spa. Come check it out today! This property may qualify for Seller Financing (Vendee).

6. 2026-02-11
   status Active 969-char remark

   Show marketing remark (969 chars)

   Have you been looking for an affordable home in Temple with an in-ground pool and spa? You have found it! Welcome to your private oasis in this beautiful home in a neighborhood minutes from shopping, schools and transportation!! Conveniently located just off 31st Street, this 3 bedroom, 2 bath brick home features three living areas and an open kitchen with breakfast bar and a light and bright breakfast area. The first living area is a formal living area at the front of the house, a second living area adjacent to the kitchen with a corner fireplace, and the third being the converted garage that could also be used as a gameroom or theater room! The primary suite is at the rear of the home with an en suite bath. You'll also find two secondary bedrooms and a full bath. The large, covered back patio provides plenty of shade in which to relax and enjoy your in-ground pool and spa. Come check it out today! This property may qualify for Seller Financing (Vendee).

7. 2025-12-31
   status Pending 969-char remark

   Show marketing remark (969 chars)

   Have you been looking for an affordable home in Temple with an in-ground pool and spa? You have found it! Welcome to your private oasis in this beautiful home in a neighborhood minutes from shopping, schools and transportation!! Conveniently located just off 31st Street, this 3 bedroom, 2 bath brick home features three living areas and an open kitchen with breakfast bar and a light and bright breakfast area. The first living area is a formal living area at the front of the house, a second living area adjacent to the kitchen with a corner fireplace, and the third being the converted garage that could also be used as a gameroom or theater room! The primary suite is at the rear of the home with an en suite bath. You'll also find two secondary bedrooms and a full bath. The large, covered back patio provides plenty of shade in which to relax and enjoy your in-ground pool and spa. Come check it out today! This property may qualify for Seller Financing (Vendee).

8. 2025-12-17
   price $209,000 969-char remark

   Show marketing remark (969 chars)

   Have you been looking for an affordable home in Temple with an in-ground pool and spa? You have found it! Welcome to your private oasis in this beautiful home in a neighborhood minutes from shopping, schools and transportation!! Conveniently located just off 31st Street, this 3 bedroom, 2 bath brick home features three living areas and an open kitchen with breakfast bar and a light and bright breakfast area. The first living area is a formal living area at the front of the house, a second living area adjacent to the kitchen with a corner fireplace, and the third being the converted garage that could also be used as a gameroom or theater room! The primary suite is at the rear of the home with an en suite bath. You'll also find two secondary bedrooms and a full bath. The large, covered back patio provides plenty of shade in which to relax and enjoy your in-ground pool and spa. Come check it out today! This property may qualify for Seller Financing (Vendee).

9. 2025-11-12
   listed $227,000 Active 969-char remark

   Show marketing remark (969 chars)

   Have you been looking for an affordable home in Temple with an in-ground pool and spa? You have found it! Welcome to your private oasis in this beautiful home in a neighborhood minutes from shopping, schools and transportation!! Conveniently located just off 31st Street, this 3 bedroom, 2 bath brick home features three living areas and an open kitchen with breakfast bar and a light and bright breakfast area. The first living area is a formal living area at the front of the house, a second living area adjacent to the kitchen with a corner fireplace, and the third being the converted garage that could also be used as a gameroom or theater room! The primary suite is at the rear of the home with an en suite bath. You'll also find two secondary bedrooms and a full bath. The large, covered back patio provides plenty of shade in which to relax and enjoy your in-ground pool and spa. Come check it out today! This property may qualify for Seller Financing (Vendee).

10. 2024-01-18
    soldstatus Closed 700-char remark

    Show marketing remark (700 chars)

    Feast your eyes on this gem! Introducing a spacious 2,200 sq ft sanctuary nestled on a prime corner lot in Temple! Dive into summer with your very own in-ground pool and when the temperatures drop, cozy up next to the built-in fireplace. Enjoy the shade from the magnificent oak tree adorning the front yard and cherish moments on the lovely covered back porch. Boasting 4 bedrooms, 2 baths, and a dedicated office space, this house is not just a home: it's a lifestyle. Location? PERFECT! Just minutes from Baylor Scott & White Hospital and I-35. Enjoy convenience with multiple parks, delicious restaurants, and shopping experiences right at your fingertips. Schedule a private showing today!

11. 2024-01-10
    soldstatus
12. 2023-12-08
    status Pending
13. 2023-11-28
    listed $234,900 Active
14. 2023-11-28
    historical
15. 2023-11-27
    status Active 700-char remark

    Show marketing remark (700 chars)

    Feast your eyes on this gem! Introducing a spacious 2,200 sq ft sanctuary nestled on a prime corner lot in Temple! Dive into summer with your very own in-ground pool and when the temperatures drop, cozy up next to the built-in fireplace. Enjoy the shade from the magnificent oak tree adorning the front yard and cherish moments on the lovely covered back porch. Boasting 4 bedrooms, 2 baths, and a dedicated office space, this house is not just a home: it's a lifestyle. Location? PERFECT! Just minutes from Baylor Scott & White Hospital and I-35. Enjoy convenience with multiple parks, delicious restaurants, and shopping experiences right at your fingertips. Schedule a private showing today!

16. 2023-11-27
    status Active

    Show marketing remark (700 chars)

    Feast your eyes on this gem! Introducing a spacious 2,200 sq ft sanctuary nestled on a prime corner lot in Temple! Dive into summer with your very own in-ground pool and when the temperatures drop, cozy up next to the built-in fireplace. Enjoy the shade from the magnificent oak tree adorning the front yard and cherish moments on the lovely covered back porch. Boasting 4 bedrooms, 2 baths, and a dedicated office space, this house is not just a home: it's a lifestyle. Location? PERFECT! Just minutes from Baylor Scott & White Hospital and I-35. Enjoy convenience with multiple parks, delicious restaurants, and shopping experiences right at your fingertips. Schedule a private showing today!

17. 2023-11-18
    historical Active Under Contract 700-char remark

    Show marketing remark (700 chars)

    Feast your eyes on this gem! Introducing a spacious 2,200 sq ft sanctuary nestled on a prime corner lot in Temple! Dive into summer with your very own in-ground pool and when the temperatures drop, cozy up next to the built-in fireplace. Enjoy the shade from the magnificent oak tree adorning the front yard and cherish moments on the lovely covered back porch. Boasting 4 bedrooms, 2 baths, and a dedicated office space, this house is not just a home: it's a lifestyle. Location? PERFECT! Just minutes from Baylor Scott & White Hospital and I-35. Enjoy convenience with multiple parks, delicious restaurants, and shopping experiences right at your fingertips. Schedule a private showing today!

18. 2023-11-18
    historical Active Under Contract

    Show marketing remark (700 chars)

    Feast your eyes on this gem! Introducing a spacious 2,200 sq ft sanctuary nestled on a prime corner lot in Temple! Dive into summer with your very own in-ground pool and when the temperatures drop, cozy up next to the built-in fireplace. Enjoy the shade from the magnificent oak tree adorning the front yard and cherish moments on the lovely covered back porch. Boasting 4 bedrooms, 2 baths, and a dedicated office space, this house is not just a home: it's a lifestyle. Location? PERFECT! Just minutes from Baylor Scott & White Hospital and I-35. Enjoy convenience with multiple parks, delicious restaurants, and shopping experiences right at your fingertips. Schedule a private showing today!

19. 2023-11-15
    status Active 700-char remark

    Show marketing remark (700 chars)

    Feast your eyes on this gem! Introducing a spacious 2,200 sq ft sanctuary nestled on a prime corner lot in Temple! Dive into summer with your very own in-ground pool and when the temperatures drop, cozy up next to the built-in fireplace. Enjoy the shade from the magnificent oak tree adorning the front yard and cherish moments on the lovely covered back porch. Boasting 4 bedrooms, 2 baths, and a dedicated office space, this house is not just a home: it's a lifestyle. Location? PERFECT! Just minutes from Baylor Scott & White Hospital and I-35. Enjoy convenience with multiple parks, delicious restaurants, and shopping experiences right at your fingertips. Schedule a private showing today!

20. 2023-11-15
    status Active

    Show marketing remark (700 chars)

    Feast your eyes on this gem! Introducing a spacious 2,200 sq ft sanctuary nestled on a prime corner lot in Temple! Dive into summer with your very own in-ground pool and when the temperatures drop, cozy up next to the built-in fireplace. Enjoy the shade from the magnificent oak tree adorning the front yard and cherish moments on the lovely covered back porch. Boasting 4 bedrooms, 2 baths, and a dedicated office space, this house is not just a home: it's a lifestyle. Location? PERFECT! Just minutes from Baylor Scott & White Hospital and I-35. Enjoy convenience with multiple parks, delicious restaurants, and shopping experiences right at your fingertips. Schedule a private showing today!

21. 2023-11-09
    historical Active Under Contract 700-char remark

    Show marketing remark (700 chars)

    Feast your eyes on this gem! Introducing a spacious 2,200 sq ft sanctuary nestled on a prime corner lot in Temple! Dive into summer with your very own in-ground pool and when the temperatures drop, cozy up next to the built-in fireplace. Enjoy the shade from the magnificent oak tree adorning the front yard and cherish moments on the lovely covered back porch. Boasting 4 bedrooms, 2 baths, and a dedicated office space, this house is not just a home: it's a lifestyle. Location? PERFECT! Just minutes from Baylor Scott & White Hospital and I-35. Enjoy convenience with multiple parks, delicious restaurants, and shopping experiences right at your fingertips. Schedule a private showing today!

22. 2023-11-09
    historical Active Under Contract

    Show marketing remark (700 chars)

    Feast your eyes on this gem! Introducing a spacious 2,200 sq ft sanctuary nestled on a prime corner lot in Temple! Dive into summer with your very own in-ground pool and when the temperatures drop, cozy up next to the built-in fireplace. Enjoy the shade from the magnificent oak tree adorning the front yard and cherish moments on the lovely covered back porch. Boasting 4 bedrooms, 2 baths, and a dedicated office space, this house is not just a home: it's a lifestyle. Location? PERFECT! Just minutes from Baylor Scott & White Hospital and I-35. Enjoy convenience with multiple parks, delicious restaurants, and shopping experiences right at your fingertips. Schedule a private showing today!

23. 2023-09-15
    price $234,900
24. 2023-08-23
    listed $240,000 Active 700-char remark

    Show marketing remark (700 chars)

    Feast your eyes on this gem! Introducing a spacious 2,200 sq ft sanctuary nestled on a prime corner lot in Temple! Dive into summer with your very own in-ground pool and when the temperatures drop, cozy up next to the built-in fireplace. Enjoy the shade from the magnificent oak tree adorning the front yard and cherish moments on the lovely covered back porch. Boasting 4 bedrooms, 2 baths, and a dedicated office space, this house is not just a home: it's a lifestyle. Location? PERFECT! Just minutes from Baylor Scott & White Hospital and I-35. Enjoy convenience with multiple parks, delicious restaurants, and shopping experiences right at your fingertips. Schedule a private showing today!

25. 2023-08-16
    listed $240,000 Active
26. 2016-08-09
    soldstatus
27. 2016-08-05
    soldstatus $112,000
28. 2016-01-25
    listed $112,000
29. 2007-06-06
    soldstatus
30. 1991-09-11
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $5,961 · $497/mo
• Projected year-2 tax: $5,961 · $497/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 70% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,513
• − Mortgage interest: −$9,467
• − Property taxes: −$5,961
• − Insurance: −$845
• − Repairs & maintenance: −$1,801
• − Management: −$1,801
• − Depreciation: −$4,916
• Taxable loss: −$2,278
• Est. tax savings @ 24.0%: +$547
• After-tax cash flow: $891/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Temple ISD
• NCES district ID: 4842330
• Math proficiency: 32% ▼ -8.00%
• Reading proficiency: 31% ▼ -4.00%
• Median HH income: $43,120
• Composite: 26.8/100
• National rank: #7123
• State rank: #590 of 826 in TX

Livability — Temple

• Score: 75/100
• State rank: #122
• US rank: #3814

Category grades

Amenities D- Commute C- Cost of living A+ Crime D+ Employment D+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Temple, TX
• County: Bell County · 345,090 people
• City population: 96,587
• Metro: Killeen-Temple, TX
• Population (ZIP): 52,669
• Household income: $82,088
• Rent vs Own: 35.9% rent · 64.1% own
• Severe rent burden: 1890.0

Population outlook (Bell County) Hauer SSP2

• Today (2025): 371,114 people
• By 2030: 389,104 · +4.8%
• By 2040: 420,592 · +13.3%
• By 2050: 447,779 · +20.7%
• By 2075: 499,130 · +34.5%
• By 2100: 505,680 · +36.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 58% Hispanic / Latino 26% Two or more races 15% Black 9% Asian 3%
• Hispanic origin (detail): Mexican 21% Puerto Rican 2%
• Common ancestry: Italian 2% Slovak 2% Serbian 1%
• Foreign-born: 7% · Canada, South Korea, China
• Languages at home: 86% English-only · Spanish 10% Other Indo-European 1% Korean 1%

Political lean MEDSL · Bell

• 2024 margin: R (+16.2) · D 41.3% · R 57.6% · Other 1.1%
• 2008→2024 swing: -6.5pp toward R · 2008: -9.8pp · 2024: -16.2pp
• All cycles: 2024: R+16.2 2020: R+8.5 2016: R+15.1 2012: R+16.4 2008: R+9.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -216.80%
• Current HPI: 166.927
• Rent YoY: ▼ -0.79%
• Metro: Killeen-Temple, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+50.9% since first listed

30 events — show timeline

• 2026-05-17 Pending — CTXMLS
• 2026-05-01 Relisted — CTXMLS
• 2026-05-01 Price Changed $169,000 CTXMLS
• 2026-03-27 Pending — CTXMLS
• 2026-03-05 Price Changed $189,900 CTXMLS
• 2026-02-11 Relisted — CTXMLS
• 2025-12-31 Pending — CTXMLS
• 2025-12-17 Price Changed $209,000 CTXMLS
• 2025-11-12 Listed $227,000 CTXMLS
• 2024-01-18 Sold (MLS) — Unlock MLS
• 2024-01-10 Sold (Public Records) — Public Records
• 2023-12-08 Pending — CTXMLS
• 2023-11-28 Listing Removed — CTXMLS
• 2023-11-28 Listed $234,900 CTXMLS
• 2023-11-27 Relisted — Unlock MLS
• 2023-11-27 Relisted — CTXMLS
• 2023-11-18 Contingent — Unlock MLS
• 2023-11-18 Contingent — CTXMLS
• 2023-11-15 Relisted — Unlock MLS
• 2023-11-15 Relisted — CTXMLS
• 2023-11-09 Contingent — Unlock MLS
• 2023-11-09 Contingent — CTXMLS
• 2023-09-15 Price Changed $234,900 CTXMLS
• 2023-08-23 Listed $240,000 Unlock MLS
• 2023-08-16 Listed $240,000 CTXMLS
• 2016-08-09 Sold (Public Records) — Public Records
• 2016-08-05 Sold (MLS) $112,000 CTXMLS
• 2016-01-25 Listed $112,000 CTXMLS
• 2007-06-06 Sold (Public Records) — Public Records
• 1991-09-11 Sold (Public Records) — Public Records

Property tax history

+7.4%/yr

Latest (2025): $5,961 · -4.6% YoY. Source: county tax records.