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219 Juniper Dr
D+ Composite 47.65
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +12.9/30.0
  • 1% rule +4.5/10.0
  • Livability +4.1/5.0
  • DSCR +3.9/10.0
  • Schools +3.2/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.6/5.0
  • Appreciation +0.0/10.0

$195,000

219 Juniper Dr · Georgetown, TX 78626
3 bd · 2.0 ba · 1,337 sqft · SingleFamily public records · 133 Days on market
Built 1997 6,098 sqft lot Est $308k · 37% under $8/mo HOA

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Restrictions: Yes

Key facts

  • 6,098 sq ft lot
  • 2 garage spots
  • Built 1997

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $195k.

Deal economics

  • At list price, monthly cash flow is $-15 ($-182/yr) — negative.
  • To cash-flow at today's rent, offer at most $192k (1.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $186k (4.8% below list).
  • Recommended offer: $172k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.2% vs local median 2.4% in Georgetown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#18 in TX, #1,294 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, housing A+, health & safety A+; Watch: commute F.
  • Georgetown ISD (suburban): math 31% / reading 38% proficiency, ranked #474 of 826 in TX (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents falling (-3.5%/yr); 561 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 133 days — a 12% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 77% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $171,600 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 133 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
6.20%
Cash-on-cash
-0.33%
DSCR
0.99
GRM
8.8

CMA / ARV

ARV (on-the-fly)
$307,510
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
214 Juniper Dr 0.04mi 3/2.0 1,274 (-5%) 0mo $234,500 $184 90
100 Evergreen Cir 0.05mi 4/2.0 (+1) 1,367 (+2%) 7mo $275,000 $201 83
516 Jefferson Ln 0.12mi 3/2.0 1,397 (+4%) 5mo $250,000 $179 83
227 Juniper Dr 0.04mi 3/2.0 1,355 (+1%) 16mo $309,900 $229 83
215 Crystal Knoll Blvd 0.17mi 3/2.0 1,355 (+1%) 10mo $315,000 $232 82
530 Jefferson Ln 0.06mi 3/2.0 1,355 (+1%) 21mo $307,395 $227 78
202 Juniper Dr 0.10mi 4/2.0 (+1) 1,368 (+2%) 15mo $315,000 $230 74
105 Aspen Trl 0.16mi 3/2.0 1,290 (-4%) 16mo $299,000 $232 73
124 Azalea Dr 0.10mi 3/2.0 1,216 (-9%) 12mo $299,000 $246 70
600 County Road 152 0.27mi 3/2.0 1,480 (+11%) 2mo $399,999 $270 68
906 Jasmine Trl 0.18mi 3/2.0 1,188 (-11%) 14mo $240,000 $202 61
470 County Road 152 0.27mi 3/2.0 1,489 (+11%) 10mo $400,000 $269 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-20.6%
Equity multiple
0.31×
Total profit
$-37,892
Equity at exit
$29,075
10-year hold
IRR
-23.6%
Equity multiple
-0.00×
Total profit
$-54,813
Equity at exit
$16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78626

Rents YoY
-3.5%
Active inventory
561
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$1,856 high interval (Pro) →
Mortgage (P&I)
$1,023
Tax from tax record
$370 /mo · $4,437/yr
Insurance
$81
HOA
$8
Vacancy / Maint / Mgmt
$390
Net cashflow
$-15

Break-even live

Break-even rent $1,875
Max offer price $192,326
Occupancy floor 96%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,750
Closing costs
$5,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
300 Caladium Ct Georgetown, TX 3.0 2.0 1246 $1,725 $1.38 24d 1 0.19mi
1004 Drovers Cv Georgetown, TX 3.0 2.0 1064 $1,550 $1.46 14d 1 0.28mi
1036 Drovers Cv Georgetown, TX 3.0 2.5 1340 $1,625 $1.21 43d 1 0.33mi
1018 Trail Driver Cv Georgetown, TX 3.0 2.0 1040 $1,395 $1.34 3d 1 0.34mi
3001 NE Inner Loop Georgetown, TX 1.0–3.0 1.0–2.0 1024 $1,890 $1.85 2d 40 0.36mi
2601 N Austin Ave Georgetown, TX 3.0 1.0–3.0 1111 $2,083 $1.87 1d 43 0.47mi
190 Prairie Springs Loop Georgetown, TX 3.0 2.5 1660 $1,845 $1.11 22d 1 0.83mi
111 Prairie Springs Cv Georgetown, TX 2.0 2.0 1060 $1,600 $1.51 43d 1 0.84mi
450 Parkline Dr Georgetown, TX 3.0 2.0 1424 $2,100 $1.47 24d 1 0.95mi
226 Claris Ln Georgetown, TX 3.0 2.0 1190 $2,195 $1.84 14d 1 0.99mi
624 Parkline Dr Georgetown, TX 3.0 2.0 1475 $1,850 $1.25 11d 1 0.99mi
415 Parkline Dr Georgetown, TX 2.0 2.5 1317 $1,900 $1.44 43d 1 1.01mi
401 Parkline DR Unit 1A Georgetown, TX 3.0 2.5 1517 $1,950 $1.29 2d 1 1.02mi
901 Big Rocky Bnd Georgetown, TX 3.0–4.0 2.0–2.5 1608 $1,949 $1.21 1d 1 1.03mi
634 River Bluff Cir Georgetown, TX 3.0 2.0 1832 $2,100 $1.15 22d 1 1.11mi
634 River Bluff Cir Georgetown, TX 3.0 2.0 1832 $2,100 $1.15 24d 1 1.11mi
1012 Boons Crk Georgetown, TX 3.0 2.0 1440 $2,144 $1.49 2d 1 1.12mi
115 Stone Mountain Rd Georgetown, TX 3.0–4.0 2.5 1705 $2,324 $1.36 20d 1 1.14mi
110 Benchmark St Georgetown, TX 2.0 2.0 1726 $1,750 $1.01 17d 1 1.15mi
2111 N Austin Ave Georgetown, TX 1.0–3.0 1.0–2.0 911 $1,818 $2.00 2d 20 1.15mi
408 Buckners St Georgetown, TX 4.0 2.0 1627 $2,149 $1.32 14d 1 1.17mi
501 Big Rocky Bnd Georgetown, TX 4.0 2.0 1627 $2,324 $1.43 43d 1 1.20mi
128 Saguaro Trl Georgetown, TX 3.0 2.0 1440 $1,990 $1.38 43d 1 1.25mi
108 Rio Vista Dr Georgetown, TX 3.0 2.0 1610 $1,850 $1.15 43d 1 1.30mi
1301 NE Inner Loop Georgetown, TX 4.0 2.0 1627 $2,170 $1.33 24d 1 1.31mi
800 E Central Dr Georgetown, TX 3.0 2.0 1292 $1,750 $1.35 17d 1 1.49mi
1617 Northwest Blvd Apt 112 Georgetown, TX 3.0 2.0 1198 $1,274 $1.06 17d 1 1.49mi

HOA detail

Monthly dues
$8 · $96/yr

Listing history 12 events

  1. 2025-12-09
    status Pending
  2. 2025-08-05
    historical Active Under Contract
  3. 2025-07-29
    listed $195,000 Active
  4. 2025-05-07
    soldstatus
  5. 2020-12-09
    soldstatus
  6. 2000-09-01
    soldstatus
  7. 2000-08-31
    soldstatus 17-char remark
    Show marketing remark (17 chars)

    Restrictions: Yes

  8. 2000-08-07
    historical 17-char remark
    Show marketing remark (17 chars)

    Restrictions: Yes

  9. 2000-07-17
    listed $99,000 17-char remark
    Show marketing remark (17 chars)

    Restrictions: Yes

  10. 1997-10-24
    soldstatus 17-char remark
    Show marketing remark (17 chars)

    Restrictions: Yes

  11. 1997-10-14
    historical 17-char remark
    Show marketing remark (17 chars)

    Restrictions: Yes

  12. 1997-05-12
    listed $84,546 17-char remark
    Show marketing remark (17 chars)

    Restrictions: Yes

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,437 · $370/mo
Projected year-2 tax
$4,437 · $370/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 77% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,276
− Mortgage interest
−$10,923
− Property taxes
−$4,437
− Insurance
−$975
− Repairs & maintenance
−$1,782
− Management
−$1,782
− HOA
−$96
− Depreciation
−$5,673
Taxable loss
−$3,392
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$814
After-tax cash flow
$633/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Georgetown ISD
NCES district ID
4820600
Math proficiency
31% ▼ -5.00%
Reading proficiency
38% ▼ -8.00%
Median HH income
$69,461
Composite
31.77/100
National rank
#5897
State rank
#474 of 826 in TX

Livability — Georgetown

Score
82/100
State rank
#18
US rank
#1294

Category grades

Amenities A+ Commute F Cost of living B- Crime B+ Employment A- Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Williamson County · 680,029 people
City population
128,203
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
48,072
Household income
$100,431
Rent vs Own
38.2% rent · 61.8% own
Severe rent burden
1384.0

Population outlook (Williamson County) Hauer SSP2

Today (2025)
699,027 people
By 2030
795,537 · +13.8%
By 2040
990,683 · +41.7%
By 2050
1,184,292 · +69.4%
By 2075
1,623,825 · +132.3%
By 2100
1,924,153 · +175.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 53% Hispanic / Latino 33% Two or more races 18% Black 8% Asian 3%
Hispanic origin (detail)
Mexican 26% Puerto Rican 2%
Common ancestry
Slovak 2% Lithuanian 2% Italian 2%
Foreign-born
13% · Canada, China, Jamaica
Languages at home
75% English-only · Spanish 18% Other Indo-European 2% French/Haitian/Cajun 1%

Political lean MEDSL · Williamson

2024 margin
Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
2008→2024 swing
+10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
All cycles
2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -215.77%
Current HPI
198.0316
Rent YoY
▼ -3.48%
Metro
Austin-Round Rock-Georgetown, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+130.6% since first listed
12 events — show timeline
  • 2025-12-09 Pending Unlock MLS
  • 2025-08-05 Contingent Unlock MLS
  • 2025-07-29 Listed $195,000 Unlock MLS
  • 2025-05-07 Sold (Public Records) Public Records
  • 2020-12-09 Sold (Public Records) Public Records
  • 2000-09-01 Sold (Public Records) Public Records
  • 2000-08-31 Sold (MLS) Unlock MLS
  • 2000-08-07 Delisted Unlock MLS
  • 2000-07-17 Listed $99,000 Unlock MLS
  • 1997-10-24 Sold (MLS) Unlock MLS
  • 1997-10-14 Delisted Unlock MLS
  • 1997-05-12 Listed $84,546 Unlock MLS

Property tax history

+4.4%/yr

Latest (2026): $4,437 · -4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…