3019 Amanda St · Punta Gorda, FL
Flood risk 10/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 29 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +14.0/15.0
- Cash flow +11.4/30.0
- Schools +4.6/10.0
- Livability +3.8/5.0
- 1% rule +3.3/10.0
- DSCR +3.3/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$275,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
INVESTOR SPECIAL!!! 3 bedroom, 2 Bathroom, 2 Car Carport home, with a bonus room with a fireplace and storage room with washer/dryer hook ups, situated on an OVERSIZED CORNER LOT in Punta Gorda. NO HOA FEES!! CLICK ON THE VIRTUAL TOUR LINK 1 FOR THE VIDEO AND VIRTUAL LINK 2 FOR THE 3D TOUR. Purchase this home and turn it into your dream home! Conveniently close to US-41, I-75, Fishermen’s Village, Ponce De Leon Park, Gilchrist Park, and Historical Downtown Punta Gorda. Enjoy all the amenities that Punta Gorda has to offer such as biking, fishing, boating, dining, live entertainment, and just a short car ride to award-winning beaches! Schedule your showing TODAY!
Key facts
- Oversized corner lot
- Quartz countertops
- Tiled backsplash
Tags
Property features AI
Finance
- Other: Property type: Residential, single-family; Total building area (public records): 2496 square feet; Living area (estimated): 1816 square feet; Lot size approximately 0.33 acres (120 x 120); Direction faces: East; Property includes storage structure
- HOA & community: No HOA/association indicated; Pets allowed
Exterior
- Parking: Carport with 2 spaces; Garage (laundry located in garage)
- Security: Smoke detector(s)
- Utilities: Public water; Public sewer; Electricity connected; Cable available; Broadband/high-speed internet available; Water connected; Sewer connected
- Home design: Single-family residence; One story; East-facing; Completed condition; Entry on main level
- Construction: Block and stucco construction; Shingle roof; Slab foundation; Built as single-story
- Exterior features: Rear screened porch; Sliding doors; Fenced (other); Storage shed/structure; Trees and landscaped yard; Corner lot; Oversized, paved lot; Located in a flood zone; Paved asphalt road access
Interior
- Kitchen: Dishwasher; Microwave; Range; Refrigerator; Eat-in kitchen; Stone countertops
- Bedrooms: 4 bedrooms
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air; Mini-split unit(s)
- Interior features: Ceiling fans; Eat-in kitchen; Kitchen/family room combo; Living room/dining room combo; Split bedroom floor plan; Stone counters; Thermostat; Bonus room; Smoke detector(s); Has fireplace with stone surround; wood-burning
- Laundry & utility: Laundry in garage
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $275k.
Deal economics
- At list price, monthly cash flow is $-524 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $199k (27.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (17.0% below list).
- Recommended offer: $199k (27.6% below list) — sets the bar for cash-flow.
- Cap rate 5.9% vs local median 2.8% in Punta Gorda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#225 in FL, #3,567 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B; Watch: cost of living D+, amenities D-, commute F.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Sallie Jones Elementary School (math 75% / reading 74%, grade A, #230 of 2,144 statewide, top 12%, 694 students, 47% FRL); Punta Gorda Middle School (math 54% / reading 52%, grade C+, #209 of 571 statewide, top 37%, 1,120 students, 41% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
- Market conditions: Rents soft (-0.1%/yr); 1004 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
- This rent runs 36% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 113 days — a 9% lower offer ($250k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 2y ago; this cycle's ask has dropped $24k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $145k; list at $275k implies a 90% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 113 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
- Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 5.87%
- Cash-on-cash
- -1.52%
- DSCR
- 0.93
- GRM
- 10.0
CMA / ARV
- ARV (on-the-fly)
- $321,640
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3000 Palm Dr | 0.14mi | 2/2.0 | 1,388 (-7%) | 1mo | $275,000 | $198 | 80 |
| 24676 Rio Villa Lakes Cir | 0.36mi | 3/2.0 (+1) | 1,477 (-1%) | 3mo | $317,000 | $215 | 74 |
| 3021 Palm Dr | 0.18mi | 3/2.0 (+1) | 1,446 (-3%) | 9mo | $314,000 | $217 | 74 |
| 3425 Magnolia Way | 0.40mi | 3/2.0 (+1) | 1,537 (+3%) | 3mo | $403,000 | $262 | 70 |
| 3510 Amanda St | 0.31mi | 2/2.0 | 1,412 (-6%) | 16mo | $225,000 | $159 | 63 |
| 24556 Rio Villa Lakes Cir | 0.56mi | 3/2.0 (+1) | 1,575 (+5%) | 2mo | $250,000 | $159 | 58 |
| 3810 Barnegat Dr | 0.66mi | 3/2.0 (+1) | 1,568 (+5%) | 1mo | $340,000 | $217 | 55 |
| 1000 Marlin Dr | 0.65mi | 3/2.0 (+1) | 1,543 (+3%) | 7mo | $165,000 | $107 | 54 |
| 7 Hague Rd | 0.72mi | 2/2.0 | 1,568 (+5%) | 20mo | $310,000 | $198 | 42 |
| 3102 Buttonwood Pl | 0.56mi | 2/2.0 | 1,318 (-12%) | 16mo | $399,000 | $303 | 41 |
| 3804 Barnegat Dr | 0.63mi | 2/2.0 | 1,322 (-12%) | 16mo | $375,000 | $284 | 37 |
| 9 Freeman Ave Unit 76O | 0.67mi | 2/2.0 | 1,366 (-9%) | 21mo | $265,000 | $194 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -34.9%
- Equity multiple
- -0.10×
- Total profit
- $-84,349
- Equity at exit
- $41,003
- IRR
- -76.1%
- Equity multiple
- -0.83×
- Total profit
- $-141,091
- Equity at exit
- $23,777
Cash invested: $77,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33950
- Home prices YoY
- -29.9%
- Rents YoY
- -0.1%
- Active inventory
- 1004
- Price-to-rent
- 10.0×
Monthly cashflow live
- Estimated rent
- $2,282 high interval (Pro) →
- Mortgage (P&I)
- −$1,442
- Tax est. 1.5%
- −$344 /mo · $4,125/yr
- Insurance
- −$115
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$479
- Net cashflow
- $-524
Break-even live
Sensitivity live
| Price | -10% $-334 | -5% $-429 | +0% $-524 | +5% $-619 | +10% $-714 |
|---|---|---|---|---|---|
| Rent | -10% $-705 | -5% $-614 | +0% $-524 | +5% $-434 | +10% $-344 |
| Rate | -1.0pp $-386 | -0.5pp $-454 | base $-524 | +0.5pp $-596 | +1.0pp $-668 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $68,750
- Closing costs
- $8,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2926 Vasco St Unit 112 Punta Gorda, FL | 3.0 | 2.0 | 1329 | $2,250 | $1.69 | 22d | 1 | 0.10mi |
| 2921 Vasco St Unit B Punta Gorda, FL | 2.0 | 2.0 | 900 | $1,500 | $1.67 | 22d | 1 | 0.14mi |
| 3320 Palm Dr Punta Gorda, FL | 3.0 | 2.0 | 1703 | $2,400 | $1.41 | 22d | 1 | 0.23mi |
| 3025 Magnolia Way Punta Gorda, FL | 2.0 | 2.0 | 1068 | $2,500 | $2.34 | 22d | 1 | 0.30mi |
| 323 Dolphin Pkwy Punta Gorda, FL | 2.0 | 2.0 | 1272 | $2,100 | $1.65 | 22d | 1 | 0.37mi |
| 255 W End Dr Punta Gorda, FL | 2.0–3.0 | 2.0 | 1559 | $2,800 | $1.80 | 22d | 3 | 0.57mi |
| 625 Pompano Ter Punta Gorda, FL | 2.0 | 2.0 | 1220 | $1,850 | $1.52 | 22d | 1 | 0.57mi |
| 2 Emden Cir Unit 1 Punta Gorda, FL | 2.0 | 2.0 | 1800 | $3,500 | $1.94 | 22d | 1 | 0.58mi |
| 3004 Banyan Way Punta Gorda, FL | 3.0 | 2.0 | 1522 | $3,390 | $2.23 | 22d | 1 | 0.61mi |
| 4020 Palm Dr Punta Gorda, FL | 2.0 | 2.0 | 1228 | $2,300 | $1.87 | 22d | 1 | 0.64mi |
| 16 Freeman Ave Unit Reservation spot 2 Punta Gorda, FL | 2.0 | 2.0 | 1375 | $3,500 | $2.55 | 22d | 1 | 0.70mi |
| 240 W End Dr #611 Punta Gorda, FL | 2.0 | 2.0 | 1306 | $1,675 | $1.28 | 22d | 1 | 0.71mi |
| 2845 Magdalina Dr Unit 2 Punta Gorda, FL | 2.0 | 1.0 | 895 | $1,200 | $1.34 | 22d | 1 | 0.81mi |
| 67 Windmill Blvd Unit 212O Punta Gorda, FL | 2.0 | 2.0 | 1620 | $1,895 | $1.17 | 22d | 1 | 0.85mi |
| 1204 Spanish Cay Ln Unit A Punta Gorda, FL | 2.0 | 2.0 | 1176 | $1,495 | $1.27 | 22d | 1 | 0.86mi |
| 920 Conecta Dr Punta Gorda, FL | 2.0 | 2.5 | 1137 | $1,500 | $1.32 | 15d | 1 | 0.90mi |
| 1340 Rock Dove Ct #144 Punta Gorda, FL | 3.0 | 2.0 | 1813 | $1,850 | $1.02 | 15d | 1 | 0.90mi |
| 1340 Rock Dove Ct #144 Punta Gorda, FL | 3.0 | 2.0 | 1813 | $1,850 | $1.02 | 22d | 1 | 0.90mi |
| 1358 Rock Dove Ct Apt 7 Punta Gorda, FL | 2.0 | 2.0 | 1012 | $1,650 | $1.63 | 15d | 1 | 0.90mi |
| 301 W Henry St Punta Gorda, FL | 1.0–2.0 | 1.0–2.0 | 830 | $2,400 | $2.89 | 22d | 1 | 0.94mi |
| 601 Shreve St Punta Gorda, FL | 2.0 | 2.0 | 1396 | $3,500 | $2.51 | 22d | 3 | 0.99mi |
| 3251 White Ibis Ct Unit A1 Punta Gorda, FL | 2.0 | 2.0 | 1025 | $1,500 | $1.46 | 22d | 1 | 1.01mi |
| 3500 Mondovi Ct #811 Punta Gorda, FL | 3.0 | 2.0 | 1596 | $3,200 | $2.01 | 22d | 1 | 1.06mi |
| 340 E Ann St Punta Gorda, FL | 1.0–2.0 | 1.0–2.0 | 1050 | $1,700 | $1.62 | 22d | 1 | 1.07mi |
| 3233 Wood Thrush Dr Unit 24A Punta Gorda, FL | 2.0 | 2.0 | 1024 | $2,100 | $2.05 | 15d | 1 | 1.09mi |
| 1431 Aqui Esta Dr #411 Punta Gorda, FL | 3.0 | 2.0 | 1556 | $2,000 | $1.29 | 22d | 1 | 1.10mi |
| 1001 Mineo Dr Punta Gorda, FL | 3.0 | 2.0 | 1850 | $4,500 | $2.43 | 22d | 1 | 1.10mi |
| 317 E McKenzie St Punta Gorda, FL | 2.0 | 2.0 | 1160 | $1,675 | $1.44 | 15d | 1 | 1.11mi |
| 1306 McGregor St Punta Gorda, FL | 2.0 | 2.0 | 900 | $3,000 | $3.33 | 22d | 1 | 1.13mi |
| 1461 Aqui Esta Dr Unit B4 Punta Gorda, FL | 2.0 | 2.0 | 1049 | $1,800 | $1.72 | 15d | 1 | 1.17mi |
| 3228 Purple Martin Dr #125 Punta Gorda, FL | 3.0 | 2.0 | 1501 | $4,000 | $2.66 | 22d | 1 | 1.18mi |
| 3228 Purple Martin Dr #125 Punta Gorda, FL | 3.0 | 2.0 | 1501 | $4,000 | $2.66 | 15d | 1 | 1.18mi |
| 3334 Purple Martin Dr #211 Punta Gorda, FL | 2.0 | 2.0 | 1851 | $4,500 | $2.43 | 22d | 1 | 1.22mi |
| 3322 Purple Martin Dr Unit Reservation Spot 1 Punta Gorda, FL | 2.0 | 2.0 | 1400 | $3,800 | $2.71 | 22d | 1 | 1.23mi |
| 3322 Purple Martin Dr #132 Punta Gorda, FL | 2.0 | 2.0 | 1381 | $1,650 | $1.19 | 22d | 1 | 1.23mi |
| 311 Garvin St Unit 407A Punta Gorda, FL | 2.0 | 2.0 | 1114 | $2,200 | $1.97 | 22d | 1 | 1.35mi |
| 927 W Olympia Ave Punta Gorda, FL | 3.0 | 1.0 | 912 | $1,750 | $1.92 | 15d | 1 | 1.36mi |
| 3701 Albacete Cir #98 Punta Gorda, FL | 2.0 | 2.0 | 1451 | $3,250 | $2.24 | 22d | 1 | 1.36mi |
| 316 Coldeway Dr #26 Punta Gorda, FL | 2.0 | 2.0 | 1460 | $1,500 | $1.03 | 15d | 1 | 1.43mi |
| 327 Harvey St Punta Gorda, FL | 2.0 | 2.0 | 1078 | $4,995 | $4.63 | 22d | 1 | 1.45mi |
Listing history 11 events
-
2026-05-18status Active
-
2026-05-07status Pending
-
2026-04-16status Active
-
2026-04-09status Pending
-
2026-03-07price $275,000
-
2026-01-23price $289,000
-
2026-01-15$298,900 Active
-
2024-04-18soldstatus $145,000
-
2024-04-16soldstatus $145,000 Closed 676-char remark
Show marketing remark (676 chars)
INVESTOR SPECIAL!!! 3 bedroom, 2 Bathroom, 2 Car Carport home, with a bonus room with a fireplace and storage room with washer/dryer hook ups, situated on an OVERSIZED CORNER LOT in Punta Gorda. NO HOA FEES!! CLICK ON THE VIRTUAL TOUR LINK 1 FOR THE VIDEO AND VIRTUAL LINK 2 FOR THE 3D TOUR. Purchase this home and turn it into your dream home! Conveniently close to US-41, I-75, Fishermen’s Village, Ponce De Leon Park, Gilchrist Park, and Historical Downtown Punta Gorda. Enjoy all the amenities that Punta Gorda has to offer such as biking, fishing, boating, dining, live entertainment, and just a short car ride to award-winning beaches! Schedule your showing TODAY!
-
2024-04-08status Pending 676-char remark
Show marketing remark (676 chars)
INVESTOR SPECIAL!!! 3 bedroom, 2 Bathroom, 2 Car Carport home, with a bonus room with a fireplace and storage room with washer/dryer hook ups, situated on an OVERSIZED CORNER LOT in Punta Gorda. NO HOA FEES!! CLICK ON THE VIRTUAL TOUR LINK 1 FOR THE VIDEO AND VIRTUAL LINK 2 FOR THE 3D TOUR. Purchase this home and turn it into your dream home! Conveniently close to US-41, I-75, Fishermen’s Village, Ponce De Leon Park, Gilchrist Park, and Historical Downtown Punta Gorda. Enjoy all the amenities that Punta Gorda has to offer such as biking, fishing, boating, dining, live entertainment, and just a short car ride to award-winning beaches! Schedule your showing TODAY!
-
2024-04-04$152,500 Active 676-char remark
Show marketing remark (676 chars)
INVESTOR SPECIAL!!! 3 bedroom, 2 Bathroom, 2 Car Carport home, with a bonus room with a fireplace and storage room with washer/dryer hook ups, situated on an OVERSIZED CORNER LOT in Punta Gorda. NO HOA FEES!! CLICK ON THE VIRTUAL TOUR LINK 1 FOR THE VIDEO AND VIRTUAL LINK 2 FOR THE 3D TOUR. Purchase this home and turn it into your dream home! Conveniently close to US-41, I-75, Fishermen’s Village, Ponce De Leon Park, Gilchrist Park, and Historical Downtown Punta Gorda. Enjoy all the amenities that Punta Gorda has to offer such as biking, fishing, boating, dining, live entertainment, and just a short car ride to award-winning beaches! Schedule your showing TODAY!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,382
- − Mortgage interest
- −$15,404
- − Property taxes
- −$4,125
- − Insurance
- −$6,494
- − Repairs & maintenance
- −$2,191
- − Management
- −$2,191
- − Depreciation
- −$8,000
- Taxable loss
- −$11,022
- Est. tax savings @ 24.0%
- +$2,645
- After-tax cash flow
- $-3,647/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Punta Gorda
- Score
- 76/100
- State rank
- #225
- US rank
- #3567
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Punta Gorda, FL
- County
- Charlotte County · 196,994 people
- City population
- 68,831
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 24,955
- Household income
- $76,369
- Rent vs Own
- Severe rent burden
- 608.0
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (86%)
- Race & ethnicity
- White 86% Two or more races 5% Black 5% Hispanic / Latino 4% Asian 1%
- Common ancestry
- Lithuanian 5% Romanian 4% Italian 2%
- Foreign-born
- 7% · Canada
- Languages at home
- 95% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -111.73%
- Current HPI
- 261.6573
- Rent YoY
- ▼ -0.06%
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+80.3% since first listed11 events — show timeline
- 2026-05-18 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-05-07 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-04-16 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-04-09 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-03-07 Price Changed $275,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-23 Price Changed $289,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-15 Listed $298,900 Stellar MLS as Distributed by MLS Grid
- 2024-04-18 Sold (Public Records) $145,000 Public Records
- 2024-04-16 Sold (MLS) $145,000 Stellar MLS as Distributed by MLS Grid
- 2024-04-08 Pending — Stellar MLS as Distributed by MLS Grid
- 2024-04-04 Listed $152,500 Stellar MLS as Distributed by MLS Grid
Property tax history
+14.4%/yrLatest (2025): $509 · +575.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…