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7952 Trojan St #1
B Composite 70.19
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +4.0/5.0
  • Rent growth +3.6/5.0
  • Schools +2.8/10.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$95,000

7952 Trojan St #1 · Dallas, TX 75216
2 bd · 1.0 ba · 1,313 sqft · SingleFamily · 99 Days on market
Built 1938 Fair condition 6,229 sqft lot $72/sqft · 63% below area ↓ 34% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

sold FOR cash OFFER

Key facts

  • 6,229 sq ft lot
  • Built 1938
  • Listed 99 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $95k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $854 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $95k).
  • Recommended offer: $86k (9.0% below list) — sets the bar for market timing.
  • Cap rate 17.1% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: schools C-, crime F.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.2%/yr); 249 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
  • At $1,912/mo this rent would consume 55% of the median local household income ($41k/yr) (locally 2465% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 4.2% rent growth), your $27k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 99 days — a 9% lower offer ($86k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1938 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $86,450 (9.0% below list)

Questions for the listing agent

  1. It's been on market 99 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1938 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.01%
Cap rate
17.08%
Cash-on-cash
38.53%
DSCR
2.71
GRM
4.1

CMA / ARV

ARV (median comp)
$253,364
List price
$95,000
Delta
-62.50%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4702 Nome St 0.08mi 3/2.0 (+1) 1,318 (+0%) 10mo $205,000 $156 79
4732 Nome St 0.14mi 3/2.0 (+1) 1,364 (+4%) 4mo $290,000 $213 75
4623 Luzon St 0.24mi 3/2.0 (+1) 1,364 (+4%) 3mo $285,000 $209 71
7944 Hull 0.06mi 3/2.0 (+1) 1,392 (+6%) 9mo $228,000 $164 71
7739 Brownsville Ave 0.31mi 3/1.0 (+1) 1,328 (+1%) 11mo $110,000 $83 70
7944 Ivory Ln 0.11mi 3/2.0 (+1) 1,400 (+7%) 10mo $299,999 $214 66
4636 Luzon St 0.27mi 2/1.0 1,134 (-14%) 2mo $99,900 $88 63
4712 Stokes St 0.21mi 3/2.0 (+1) 1,431 (+9%) 8mo $205,000 $143 59
4538 Cherbourg St 0.42mi 3/2.0 (+1) 1,380 (+5%) 11mo $266,900 $193 54
4510 Solar Ln 0.28mi 3/2.0 (+1) 1,441 (+10%) 10mo $273,999 $190 54
7815 Brownsville Ave 0.27mi 3/2.0 (+1) 1,450 (+10%) 9mo $309,900 $214 53
7819 Brownsville Ave 0.26mi 3/2.0 (+1) 1,450 (+10%) 11mo $309,900 $214 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.2% rent growth · sell at horizon

5-year hold
IRR
36.0%
Equity multiple
2.56×
Total profit
$41,367
Equity at exit
$14,165
10-year hold
IRR
43.4%
Equity multiple
5.36×
Total profit
$116,007
Equity at exit
$8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75216

Home prices YoY
-29.7%
Rents YoY
4.2%
Active inventory
249
Price-to-rent
4.1×

Monthly cashflow live

Estimated rent
$1,912 high interval (Pro) →
Mortgage (P&I)
$498
Tax est. 1.5%
$119 /mo · $1,425/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$402
Net cashflow
$854

Break-even live

Break-even rent $831
Max offer price $95,000
Occupancy floor 50%

Sensitivity live

Price -10% $920 -5% $887 +0% $854 +5% $821 +10% $788
Rent -10% $703 -5% $779 +0% $854 +5% $930 +10% $1,005
Rate -1.0pp $902 -0.5pp $878 base $854 +0.5pp $829 +1.0pp $804

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4717 Zealand St Dallas, TX 3.0 2.0 1280 $2,195 $1.71 19d 1 0.10mi
4718 Zealand St Dallas, TX 3.0 2.0 1280 $2,195 $1.71 19d 1 0.11mi
4720 Burma Rd Dallas, TX 3.0 2.0 1318 $1,895 $1.44 44d 1 0.15mi
4750 Burma Rd Dallas, TX 3.0 2.0 1090 $1,499 $1.38 24d 1 0.21mi
4744 Stokes St Dallas, TX 3.0 2.0 1440 $1,700 $1.18 11d 1 0.25mi
3460 South Loop 12 Dallas, TX 3.0 2.0 1048 $1,350 $1.29 24d 1 1.36mi
4105 Balch Dr Unit B Dallas, TX 3.0 2.5 1524 $1,650 $1.08 24d 1 1.44mi
4105 Balch Dr Dallas, TX 3.0 2.5 1464 $1,650 $1.13 44d 1 1.44mi

Listing history 3 events

  1. 2026-05-13
    status Pending 19-char remark
    Show marketing remark (19 chars)

    sold FOR cash OFFER

  2. 2026-04-16
    price $95,000 19-char remark
    Show marketing remark (19 chars)

    sold FOR cash OFFER

  3. 2026-02-03
    listed $145,000 Active 19-char remark
    Show marketing remark (19 chars)

    sold FOR cash OFFER

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,946
− Mortgage interest
−$5,321
− Property taxes
−$1,425
− Insurance
−$475
− Repairs & maintenance
−$1,836
− Management
−$1,836
− Depreciation
−$2,764
Taxable income
$9,289
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,229
After-tax cash flow
$8,019/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Fair 45/100 Moderate rehab

This property requires moderate renovations to improve its exterior and interior condition, enhancing its resale and rental value.

Repairs flagged

  • Major exterior siding — Significant wear and peeling
  • Major exterior paint — Visible peeling and wear
  • Major flooring — Worn-out carpet
  • Major interior walls/paint — Painted walls with visible wear

Value-add opportunities

  • Both Paint exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Replace carpet with hardwood or tile flooring — Hardwood or tile flooring is more durable and adds value
  • Both Landscaping and curb appeal improvements — A well-maintained yard and curb appeal attract more buyers/renters

Renovation cost estimate screening

Repair itemSeverityEst. cost
exterior siding · Significant wear and peeling Major $15,000–50,000
exterior paint · Visible peeling and wear Major $15,000–50,000
flooring · Worn-out carpet Major $15,000–50,000
interior walls/paint · Painted walls with visible wear Major $15,000–50,000
Total estimated repair cost · 4 items $60,000–200,000

Value-add ROI direction

  • Both Paint exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Replace carpet with hardwood or tile flooring — Hardwood or tile flooring is more durable and adds value
  • Both Landscaping and curb appeal improvements — A well-maintained yard and curb appeal attract more buyers/renters

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX

Livability — Dallas

Score
81/100
State rank
#24
US rank
#1380

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dallas, TX
County
Dallas County · 2,612,404 people
City population
1,168,437
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
55,894
Household income
$41,386
Rent vs Own
44.2% rent · 55.8% own
Severe rent burden
2465.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (51%)
Race & ethnicity
Black 51% Hispanic / Latino 44% Two or more races 14% White 3%
Hispanic origin (detail)
Mexican 40%
Common ancestry
Hispanic 1%
Foreign-born
17% · Canada
Languages at home
62% English-only · Spanish 37%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -126.35%
Current HPI
299.1825
Rent YoY
▲ 4.20%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-34.5% since first listed
3 events — show timeline
  • 2026-05-13 Pending NTREIS
  • 2026-04-16 Price Changed $95,000 NTREIS
  • 2026-02-03 Listed $145,000 NTREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…