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70626 Sunny Sands
F Composite 34.48
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +6.4/30.0
  • Rent growth +3.6/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • 1% rule +1.0/10.0
  • DSCR +0.7/10.0
  • Appreciation +0.0/10.0

$275,000

70626 Sunny Sands · Twentynine Palms, CA 92277
2 bd · 2.0 ba · 1,968 sqft · Other public records · 44 Days on market
Built 1972 5.00 ac lot $140/sqft · 21% below area Est $346k · 21% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Set atop a scenic 5-acre lot, this updated 3-bedroom, 2-bath ranch-style home delivers sweeping views of the surrounding desert hills and the twinkling lights of Twentynine Palms. It offers a rare balance of peaceful seclusion while still being just a short drive from the local shops, dining, and energy of downtown. Inside, the bright and open layout is enhanced by large windows that capture the landscape from nearly every angle, along with updated flooring and a fresh, modern feel throughout. The kitchen stands out with high-end finishes and a premium Viking gas range, making it ideal for both everyday living and entertaining. Outside, the detached garage offers versatile space—perfe

Key facts

  • Large windows
  • Scenic 5-acre lot
  • Sweeping views

Tags

SCENIC 5-ACRE LOTSWEEPING VIEWSBRIGHT AND OPEN LAYOUTLARGE WINDOWSHIGH-END FINISHESPREMIUM VIKING GAS RANGE

Property features AI

Finance

  • Other: Single-family dwelling (1 total unit); Lot density approx. 2–5 units per acre
  • HOA & community: Rural, mountainous community with street lighting

Exterior

  • Parking: Driveway; 2 parking spaces (including 2-car garage spaces listed)
  • Utilities: Septic tank; Public/district water
  • Home design: House; One story; Entry at level 1; Zoned RL-5
  • Construction: No common walls (detached); Year built per public records
  • Exterior features: Shed; No pool; Property has a view

Interior

  • Kitchen: Remodeled kitchen; Eating area
  • Bedrooms: 4 bedrooms — all on the main level
  • Flooring: Laminate flooring
  • Bathrooms: 2 upgraded full bathrooms on the main level
  • Heating & cooling: Ductless heating; Ductless cooling
  • Interior features: Partially furnished; Recessed lighting; Single-level home; Front door entry
  • Laundry & utility: Laundry inside the home

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath other listed at $275k.

Deal economics

  • At list price, monthly cash flow is $-472 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $192k (30.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $166k (39.7% below list).
  • Recommended offer: $166k (39.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#622 in CA) — a working-class tenant base; expect higher turnover. Strengths: commute A+, housing A+; Watch: schools D, amenities F, employment D-.
  • Morongo Unified (town): math 15% / reading 38% proficiency, ranked #395 of 517 in CA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+4.5%/yr); 734 active listings in the ZIP; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 44 days — a 3% lower offer ($267k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 5y ago; this cycle's ask has dropped $50k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $229k; 20% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $165,764 (39.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 40% concession, seller financing, or rate buy-down credit?
  3. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.60%
Cap rate
4.23%
Cash-on-cash
-7.35%
DSCR
0.67
GRM
13.8

CMA / ARV

ARV (median comp)
$346,172
List price
$275,000
Delta
-20.56%
Verdict
UNDERPRICED
Comps
7 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 4.45% rent growth · sell at horizon

5-year hold
IRR
-27.7%
Equity multiple
0.06×
Total profit
$-72,204
Equity at exit
$41,003
10-year hold
IRR
-21.9%
Equity multiple
-0.19×
Total profit
$-91,392
Equity at exit
$23,777

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92277

Home prices YoY
-3.1%
Rents YoY
4.5%
Active inventory
734
Price-to-rent
13.8×

Monthly cashflow live

Estimated rent
$1,658 medium interval (Pro) →
Mortgage (P&I)
$1,442
Tax from tax record
$225 /mo · $2,695/yr
Insurance
$115
HOA
$0
Vacancy / Maint / Mgmt
$348
Net cashflow
$-472

Break-even live

Break-even rent $2,255
Max offer price $191,660
Occupancy floor

Sensitivity live

Price -10% $-316 -5% $-394 +0% $-472 +5% $-550 +10% $-627
Rent -10% $-603 -5% $-537 +0% $-472 +5% $-406 +10% $-341
Rate -1.0pp $-333 -0.5pp $-402 base $-472 +0.5pp $-543 +1.0pp $-616

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,750
Closing costs
$8,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 50 events

  1. 2026-06-18
    days on market $275,000 Active 44 DOM
  2. 2026-06-17
    days on market $275,000 Active 43 DOM
  3. 2026-06-16
    days on market $275,000 Active 42 DOM
  4. 2026-06-15
    days on market $275,000 Active 41 DOM
  5. 2026-06-13
    days on market $275,000 Active 39 DOM
  6. 2026-06-13
    days on market $275,000 Active 38 DOM
  7. 2026-06-09
    days on market $275,000 Active 35 DOM
  8. 2026-06-08
    days on market $275,000 Active 34 DOM
  9. 2026-06-07
    days on market $275,000 Active 33 DOM
  10. 2026-06-04
    days on market $275,000 Active 30 DOM
  11. 2026-06-03
    days on market $275,000 Active 29 DOM
  12. 2026-06-02
    days on market $275,000 Active 28 DOM
  13. 2026-06-01
    days on market $275,000 Active 27 DOM
  14. 2026-05-31
    days on market $275,000 Active 26 DOM
  15. 2026-05-09
    price $299,000 1274-char remark
  16. 2026-05-05
    listed $325,000 Active 1274-char remark
  17. 2026-04-14
    historical
  18. 2026-03-12
    price $349,000
  19. 2026-02-15
    price $374,000
  20. 2026-01-30
    listed $389,000 Active
  21. 2026-01-29
    historical
  22. 2025-11-07
    listed $429,000 Active
  23. 2025-03-28
    soldstatus $229,000 Closed Sale
  24. 2025-03-27
    soldstatus $229,000
  25. 2024-10-27
    listed $229,000 Active
  26. 2024-10-26
    historical
  27. 2024-09-25
    price $334,900
  28. 2024-09-25
    listed $339,000 Active
  29. 2024-09-16
    historical
  30. 2024-09-16
    price $339,000
  31. 2024-08-07
    price $239,000
  32. 2024-07-22
    listed $249,000 Active
  33. 2024-07-09
    historical
  34. 2024-05-23
    price $239,000
  35. 2024-04-22
    listed $259,000 Active
  36. 2024-04-19
    historical
  37. 2024-03-13
    price $249,000
  38. 2024-02-05
    listed $259,000 Active
  39. 2024-02-02
    historical
  40. 2024-01-09
    price $259,000
  41. 2023-09-26
    historical
  42. 2023-08-15
    listed $269,000 Active
  43. 2023-04-06
    historical
  44. 2023-04-05
    price $309,000
  45. 2023-03-30
    price $329,000
  46. 2023-03-21
    listed $349,000 Active
  47. 2022-02-10
    price $229,000
  48. 2022-01-12
    historical
  49. 2022-01-06
    price $239,000
  50. 2021-12-29
    price $249,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$2,695 · $225/mo
Projected year-2 tax
$2,695 · $225/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 10 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,892
− Mortgage interest
−$15,404
− Property taxes
−$2,695
− Insurance
−$1,375
− Repairs & maintenance
−$1,591
− Management
−$1,591
− Depreciation
−$8,000
Taxable loss
−$10,765
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,584
After-tax cash flow
$-3,078/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Morongo Unified
NCES district ID
0625860
Math proficiency
15% ▼ -12.00%
Reading proficiency
38% ▼ -3.00%
Median HH income
$39,399
Composite
22.19/100
National rank
#8156
State rank
#395 of 517 in CA

Livability — Twentynine Palms

Score
59/100
State rank
#622
US rank
#19731

Category grades

Amenities F Commute A+ Cost of living C Crime C Employment D- Housing A+ Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
San Bernardino County · 2,030,291 people
City population
26,277
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
26,277
Household income
$60,901
Rent vs Own
56.7% rent · 43.3% own
Severe rent burden
1057.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 49% Two or more races 24% Hispanic / Latino 24% Black 9% Asian 4% Pacific Islander 1% Native American 1%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Italian 5% Lithuanian 3% Slovak 3%
Foreign-born
9% · Canada, China, South Korea
Languages at home
81% English-only · Spanish 12% Other Asian/Pacific 2% Tagalog/Filipino 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -12.15%
Current HPI
380.5083
Rent YoY
▲ 4.45%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+83.3% since first listed
39 events — show timeline
  • 2026-05-29 Price Changed $275,000 CRMLS
  • 2026-05-09 Price Changed $299,000 CRMLS
  • 2026-05-05 Listed $325,000 CRMLS
  • 2026-04-14 Listing Removed CRMLS
  • 2026-03-12 Price Changed $349,000 CRMLS
  • 2026-02-15 Price Changed $374,000 CRMLS
  • 2026-01-30 Listed $389,000 CRMLS
  • 2026-01-29 Listing Removed CRMLS
  • 2025-11-07 Listed $429,000 CRMLS
  • 2025-03-28 Sold (MLS) $229,000 CRMLS
  • 2025-03-27 Sold (Public Records) $229,000 Public Records
  • 2024-10-27 Listed $229,000 CRMLS
  • 2024-10-26 Listing Removed CRMLS
  • 2024-09-25 Price Changed $334,900 CRMLS
  • 2024-09-25 Listed $339,000 CRMLS
  • 2024-09-16 Listing Removed CRMLS
  • 2024-09-16 Price Changed $339,000 CRMLS
  • 2024-08-07 Price Changed $239,000 CRMLS
  • 2024-07-22 Listed $249,000 CRMLS
  • 2024-07-09 Listing Removed CRMLS
  • 2024-05-23 Price Changed $239,000 CRMLS
  • 2024-04-22 Listed $259,000 CRMLS
  • 2024-04-19 Listing Removed CRMLS
  • 2024-03-13 Price Changed $249,000 CRMLS
  • 2024-02-05 Listed $259,000 CRMLS
  • 2024-02-02 Listing Removed CRMLS
  • 2024-01-09 Price Changed $259,000 CRMLS
  • 2023-09-26 Rental Removed CRMLS
  • 2023-08-15 Listed $269,000 CRMLS
  • 2023-04-06 Listing Removed CRMLS
  • 2023-04-05 Price Changed $309,000 CRMLS
  • 2023-03-30 Price Changed $329,000 CRMLS
  • 2023-03-21 Listed $349,000 CRMLS
  • 2022-02-10 Price Changed $229,000 CRMLS
  • 2022-01-12 Listing Removed CRMLS
  • 2022-01-06 Price Changed $239,000 CRMLS
  • 2021-12-29 Price Changed $249,000 CRMLS
  • 2021-12-22 Listed $265,000 CRMLS
  • 2021-11-08 Sold (Public Records) $150,000 Public Records

Property tax history

+7.3%/yr

Latest (2025): $2,695 · +34.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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