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824 Temple Rd
D+ Composite 45.49
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.1/30.0
  • ARV discount +7.5/15.0
  • Schools +5.9/10.0
  • DSCR +4.3/10.0
  • 1% rule +3.9/10.0
  • Condition / age +3.8/5.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$200,000

824 Temple Rd · Bremen, GA 30110
5 bd · 3.5 ba · 3,762 sqft · SingleFamily · 90 Days on market
Built 1950 Good condition 0.73 ac lot $53/sqft · 51% below area ↓ 30% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Endless Possibilities in Bremen! Unique Property with Flexible Layout and Large Lot Opportunity is knocking! Formerly operated as a daycare, this unique property offers incredible flexibility for a wide variety of uses while maintaining the charm and feel of a residential home. Situated on a spacious lot in Bremen, this versatile building features multiple large open rooms, private offices, restrooms, kitchen space, and abundant natural light throughout. The thoughtful layout provides excellent functionality for businesses such as childcare centers, professional offices, medical or therapy practices, educational facilities, churches, community centers, or creative studio space. Large gathering rooms offer the perfect setup for group activities, meetings, or collaborative workspaces. Outside, the property includes ample paved parking, a covered drop-off area, and a fully fenced backyard with outdoor play space and mature trees-ideal for daycare operations or outdoor recreation. Additional features include multiple entrances, ramp access, spacious interior rooms, and a flexible floor plan that can easily be adapted to meet your needs. Whether you're an entrepreneur, investor, or business owner looking for a unique space to bring your vision to life, this property offers unlimited potential in a growing Bremen location. Bring your ideas and make this one-of-a-kind property your next opportunity!

Key facts

  • Private offices
  • Large lot
  • Ample paved parking

Tags

LARGE LOTMULTIPLE LARGE OPEN ROOMSPRIVATE OFFICESAMPLE PAVED PARKINGCOVERED DROP-OFF AREAFULLY FENCED BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/3.5-bath single-family listed at $200k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $29 ($349/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $179k (10.7% below list).
  • Recommended offer: $179k (10.7% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 3.2% in Bremen — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#97 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Bremen City (town): math 72% / reading 68% proficiency, ranked #3 of 174 in GA (top 2%) — strong family-tenant draw, lease renewals of 3-5y typical.
  • Market conditions: 148 active listings in the ZIP; 225 units permitted in Haralson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Haralson County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 90 days — a 6% lower offer ($188k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts; this cycle's ask has dropped $25k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $178,637 (10.7% below list)

Questions for the listing agent

  1. It's been on market 90 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
6.47%
Cash-on-cash
0.62%
DSCR
1.03
GRM
9.3

CMA / ARV

ARV (median comp)
$406,484
List price
$200,000
Delta
-50.80%
Verdict
UNDERPRICED
Comps
17 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
332 Dixie Ave N 0.55mi 5/3.0 3,542 (-6%) 3mo $349,900 $99 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-15.3%
Equity multiple
0.45×
Total profit
$-30,530
Equity at exit
$29,821
10-year hold
IRR
-6.7%
Equity multiple
0.57×
Total profit
$-24,091
Equity at exit
$17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30110

Home prices YoY
-8.0%
Active inventory
148
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$1,786 medium interval (Pro) →
Mortgage (P&I)
$1,049
Tax est. 1.5%
$250 /mo · $3,000/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$375
Net cashflow
$29

Break-even live

Break-even rent $1,750
Max offer price $200,000
Occupancy floor 93%

Sensitivity live

Price -10% $167 -5% $98 +0% $29 +5% $-40 +10% $-109
Rent -10% $-112 -5% $-41 +0% $29 +5% $100 +10% $170
Rate -1.0pp $130 -0.5pp $80 base $29 +0.5pp $-23 +1.0pp $-75

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,000
Closing costs
$6,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 38 events

  1. 2026-06-04
    days on market $200,000 Active 90 DOM
  2. 2026-06-03
    days on market $200,000 Active 89 DOM
  3. 2026-06-02
    days on market $200,000 Active 88 DOM
  4. 2026-06-01
    days on market $200,000 Active 87 DOM
  5. 2026-05-31
    days on market $200,000 Active 86 DOM
  6. 2026-05-01
    price $209,900 1433-char remark
    Show marketing remark (1439 chars)

    Endless Possibilities in Bremen! Unique Property with Flexible Layout and Large Lot Opportunity is knocking! Formerly operated as a daycare, this unique property offers incredible flexibility for a wide variety of uses while maintaining the charm and feel of a residential home. Situated on a spacious lot in Bremen, this versatile building features multiple large open rooms, private offices, restrooms, kitchen space, and abundant natural light throughout. The thoughtful layout provides excellent functionality for businesses such as childcare centers, professional offices, medical or therapy practices, educational facilities, churches, community centers, or creative studio space. Large gathering rooms offer the perfect setup for group activities, meetings, or collaborative workspaces. Outside, the property includes ample paved parking, a covered drop-off area, and a fully fenced backyard with outdoor play space and mature trees—ideal for daycare operations or outdoor recreation. Additional features include multiple entrances, ramp access, spacious interior rooms, and a flexible floor plan that can easily be adapted to meet your needs. Whether you're an entrepreneur, investor, or business owner looking for a unique space to bring your vision to life, this property offers unlimited potential in a growing Bremen location. Bring your ideas and make this one-of-a-kind property your next opportunity!

  7. 2026-05-01
    price $209,900 1439-char remark
    Show marketing remark (1439 chars)

    Endless Possibilities in Bremen! Unique Property with Flexible Layout and Large Lot Opportunity is knocking! Formerly operated as a daycare, this unique property offers incredible flexibility for a wide variety of uses while maintaining the charm and feel of a residential home. Situated on a spacious lot in Bremen, this versatile building features multiple large open rooms, private offices, restrooms, kitchen space, and abundant natural light throughout. The thoughtful layout provides excellent functionality for businesses such as childcare centers, professional offices, medical or therapy practices, educational facilities, churches, community centers, or creative studio space. Large gathering rooms offer the perfect setup for group activities, meetings, or collaborative workspaces. Outside, the property includes ample paved parking, a covered drop-off area, and a fully fenced backyard with outdoor play space and mature trees—ideal for daycare operations or outdoor recreation. Additional features include multiple entrances, ramp access, spacious interior rooms, and a flexible floor plan that can easily be adapted to meet your needs. Whether you're an entrepreneur, investor, or business owner looking for a unique space to bring your vision to life, this property offers unlimited potential in a growing Bremen location. Bring your ideas and make this one-of-a-kind property your next opportunity!

  8. 2026-04-02
    price $219,900 1433-char remark
    Show marketing remark (1439 chars)

    Endless Possibilities in Bremen! Unique Property with Flexible Layout and Large Lot Opportunity is knocking! Formerly operated as a daycare, this unique property offers incredible flexibility for a wide variety of uses while maintaining the charm and feel of a residential home. Situated on a spacious lot in Bremen, this versatile building features multiple large open rooms, private offices, restrooms, kitchen space, and abundant natural light throughout. The thoughtful layout provides excellent functionality for businesses such as childcare centers, professional offices, medical or therapy practices, educational facilities, churches, community centers, or creative studio space. Large gathering rooms offer the perfect setup for group activities, meetings, or collaborative workspaces. Outside, the property includes ample paved parking, a covered drop-off area, and a fully fenced backyard with outdoor play space and mature trees—ideal for daycare operations or outdoor recreation. Additional features include multiple entrances, ramp access, spacious interior rooms, and a flexible floor plan that can easily be adapted to meet your needs. Whether you're an entrepreneur, investor, or business owner looking for a unique space to bring your vision to life, this property offers unlimited potential in a growing Bremen location. Bring your ideas and make this one-of-a-kind property your next opportunity!

  9. 2026-04-02
    price $219,900 1439-char remark
    Show marketing remark (1439 chars)

    Endless Possibilities in Bremen! Unique Property with Flexible Layout and Large Lot Opportunity is knocking! Formerly operated as a daycare, this unique property offers incredible flexibility for a wide variety of uses while maintaining the charm and feel of a residential home. Situated on a spacious lot in Bremen, this versatile building features multiple large open rooms, private offices, restrooms, kitchen space, and abundant natural light throughout. The thoughtful layout provides excellent functionality for businesses such as childcare centers, professional offices, medical or therapy practices, educational facilities, churches, community centers, or creative studio space. Large gathering rooms offer the perfect setup for group activities, meetings, or collaborative workspaces. Outside, the property includes ample paved parking, a covered drop-off area, and a fully fenced backyard with outdoor play space and mature trees—ideal for daycare operations or outdoor recreation. Additional features include multiple entrances, ramp access, spacious interior rooms, and a flexible floor plan that can easily be adapted to meet your needs. Whether you're an entrepreneur, investor, or business owner looking for a unique space to bring your vision to life, this property offers unlimited potential in a growing Bremen location. Bring your ideas and make this one-of-a-kind property your next opportunity!

  10. 2026-03-06
    listed $225,000 New 1433-char remark
    Show marketing remark (1439 chars)

    Endless Possibilities in Bremen! Unique Property with Flexible Layout and Large Lot Opportunity is knocking! Formerly operated as a daycare, this unique property offers incredible flexibility for a wide variety of uses while maintaining the charm and feel of a residential home. Situated on a spacious lot in Bremen, this versatile building features multiple large open rooms, private offices, restrooms, kitchen space, and abundant natural light throughout. The thoughtful layout provides excellent functionality for businesses such as childcare centers, professional offices, medical or therapy practices, educational facilities, churches, community centers, or creative studio space. Large gathering rooms offer the perfect setup for group activities, meetings, or collaborative workspaces. Outside, the property includes ample paved parking, a covered drop-off area, and a fully fenced backyard with outdoor play space and mature trees—ideal for daycare operations or outdoor recreation. Additional features include multiple entrances, ramp access, spacious interior rooms, and a flexible floor plan that can easily be adapted to meet your needs. Whether you're an entrepreneur, investor, or business owner looking for a unique space to bring your vision to life, this property offers unlimited potential in a growing Bremen location. Bring your ideas and make this one-of-a-kind property your next opportunity!

  11. 2026-03-06
    listed $225,000 Active 1439-char remark
    Show marketing remark (1439 chars)

    Endless Possibilities in Bremen! Unique Property with Flexible Layout and Large Lot Opportunity is knocking! Formerly operated as a daycare, this unique property offers incredible flexibility for a wide variety of uses while maintaining the charm and feel of a residential home. Situated on a spacious lot in Bremen, this versatile building features multiple large open rooms, private offices, restrooms, kitchen space, and abundant natural light throughout. The thoughtful layout provides excellent functionality for businesses such as childcare centers, professional offices, medical or therapy practices, educational facilities, churches, community centers, or creative studio space. Large gathering rooms offer the perfect setup for group activities, meetings, or collaborative workspaces. Outside, the property includes ample paved parking, a covered drop-off area, and a fully fenced backyard with outdoor play space and mature trees—ideal for daycare operations or outdoor recreation. Additional features include multiple entrances, ramp access, spacious interior rooms, and a flexible floor plan that can easily be adapted to meet your needs. Whether you're an entrepreneur, investor, or business owner looking for a unique space to bring your vision to life, this property offers unlimited potential in a growing Bremen location. Bring your ideas and make this one-of-a-kind property your next opportunity!

  12. 2026-02-20
    historical
  13. 2026-02-20
    historical
  14. 2026-02-12
    price $249,900
  15. 2026-02-12
    price $249,900
  16. 2026-02-05
    price $250,000
  17. 2026-02-05
    price $250,000
  18. 2026-01-29
    price $259,000
  19. 2026-01-29
    price $259,000
  20. 2026-01-16
    status Back On Market
  21. 2026-01-15
    status Active
  22. 2026-01-14
    status Pending
  23. 2026-01-14
    status Under Contract
  24. 2025-12-11
    price $265,000
  25. 2025-12-11
    price $265,000
  26. 2025-11-20
    price $275,000
  27. 2025-11-20
    price $275,000
  28. 2025-10-24
    price $289,900
  29. 2025-10-24
    price $289,900
  30. 2025-10-09
    price $295,000
  31. 2025-10-09
    price $295,000
  32. 2025-09-27
    status Back On Market
  33. 2025-09-27
    status Active
  34. 2025-09-27
    status Pending
  35. 2025-09-25
    historical Active Under Contract
  36. 2025-09-25
    status Under Contract
  37. 2025-08-21
    listed $300,000 Active
  38. 2025-08-20
    listed $300,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,436
− Mortgage interest
−$11,203
− Property taxes
−$3,000
− Insurance
−$1,000
− Repairs & maintenance
−$1,715
− Management
−$1,715
− Depreciation
−$5,818
Taxable loss
−$3,015
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$724
After-tax cash flow
$1,072/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 75/100 Cosmetic rehab

This property is in good condition with cosmetic updates, offering a move-in-ready living space with potential for rental or resale.

Value-add opportunities

  • Both Painting exterior — Enhances curb appeal and resale value
  • Both Landscaping — Improves curb appeal and rental value
  • Both New flooring in bathrooms — Enhances aesthetics and functionality
  • Both New lighting fixtures — Improves ambiance and safety

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior — Enhances curb appeal and resale value
  • Both Landscaping — Improves curb appeal and rental value
  • Both New flooring in bathrooms — Enhances aesthetics and functionality
  • Both New lighting fixtures — Improves ambiance and safety

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Bremen City
NCES district ID
1300510
Math proficiency
72% ▼ -6.00%
Reading proficiency
68% ▼ -3.00%
Median HH income
$50,176
Composite
59.41/100
National rank
#929
State rank
#3 of 174 in GA

Livability — Bremen

Score
70/100
State rank
#97
US rank
#7777

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment A- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bremen, GA
Population (ZIP)
14,088

Population outlook (Haralson County) Hauer SSP2

Today (2025)
29,106 people
By 2030
29,023 · -0.3%
By 2040
28,434 · -2.3%
By 2050
27,144 · -6.7%
By 2075
22,666 · -22.1%
By 2100
16,475 · -43.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Black 4% Two or more races 2% Hispanic / Latino 2%
Common ancestry
Slovak 4% Serbian 2% Italian 2%
Foreign-born
2% · Canada
Languages at home
98% English-only · Other Indo-European 1%

Political lean MEDSL · Haralson

2024 margin
Solid R (+74.4) · D 12.6% · R 87.0%
2008→2024 swing
-16.6pp toward R · 2008: -57.8pp · 2024: -74.4pp
All cycles
2024: R+74.4 2020: R+74.0 2016: R+71.6 2012: R+64.2 2008: R+57.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -28.20%
Current HPI
326.4181
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-30.0% since first listed
33 events — show timeline
  • 2026-05-01 Price Changed $209,900 GAMLS
  • 2026-05-01 Price Changed $209,900 FMLS
  • 2026-04-02 Price Changed $219,900 GAMLS
  • 2026-04-02 Price Changed $219,900 FMLS
  • 2026-03-06 Listed $225,000 FMLS
  • 2026-03-06 Listed $225,000 GAMLS
  • 2026-02-20 Listing Removed FMLS
  • 2026-02-20 Listing Removed GAMLS
  • 2026-02-12 Price Changed $249,900 FMLS
  • 2026-02-12 Price Changed $249,900 GAMLS
  • 2026-02-05 Price Changed $250,000 GAMLS
  • 2026-02-05 Price Changed $250,000 FMLS
  • 2026-01-29 Price Changed $259,000 GAMLS
  • 2026-01-29 Price Changed $259,000 FMLS
  • 2026-01-16 Relisted GAMLS
  • 2026-01-15 Relisted FMLS
  • 2026-01-14 Pending FMLS
  • 2026-01-14 Pending GAMLS
  • 2025-12-11 Price Changed $265,000 FMLS
  • 2025-12-11 Price Changed $265,000 GAMLS
  • 2025-11-20 Price Changed $275,000 FMLS
  • 2025-11-20 Price Changed $275,000 GAMLS
  • 2025-10-24 Price Changed $289,900 GAMLS
  • 2025-10-24 Price Changed $289,900 FMLS
  • 2025-10-09 Price Changed $295,000 FMLS
  • 2025-10-09 Price Changed $295,000 GAMLS
  • 2025-09-27 Relisted GAMLS
  • 2025-09-27 Relisted FMLS
  • 2025-09-27 Pending FMLS
  • 2025-09-25 Contingent FMLS
  • 2025-09-25 Pending GAMLS
  • 2025-08-21 Listed $300,000 FMLS
  • 2025-08-20 Listed $300,000 GAMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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