825 Wyolen St · Jacksonville, FL 32254

$184,000

3 bd · 1.0 ba · 1,264 sqft · SingleFamily public records · 118 Days on market

Built 1951 0.28 ac lot Est $159k · 16% over

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.1/30.0
• Appreciation +6.7/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• DSCR +2.9/10.0
• Rent growth +2.9/5.0
• 1% rule +2.7/10.0
• Condition / age +2.5/5.0
• ARV discount +0.5/15.0

Listing remarks MLS

MOTIVATED SELLER!!! Beautifully Updated home! Home has an extra room that can be used as a 4th bedroom. New Kitchen with brand new cabinets and new stainless steel appliances. Quartz Countertops. Pantry/Storage with wall to wall cabinets. New vinyl floor in living room, kitchen and hallway. Upgraded bathroom with new tile and vanity. New carpet in bedrooms. Freshly painted inside and outside. Large backyard. This property is located in an area eligible for a special Grant Program through Regions Bank, offering qualifying buyers $10,000 to use towards their down payment or closing costs. 97% Financing with NO PMI. First time homebuyers.

Key facts

• Quartz countertops
• New kitchen
• Pantry storage

Tags

• EXTRA ROOM
• NEW KITCHEN
• STAINLESS STEEL APPLIANCES
• QUARTZ COUNTERTOPS
• PANTRY STORAGE
• WALL TO WALL CABINETS

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Other parking
• Utilities: Septic tank sewer; Cable available; Electricity connected; Water connected
• Home design: Single family residence; Residential use
• Construction: Shingle roof; Other construction materials
• Exterior features: Asphalt road access

Interior

• Kitchen: Electric range; Microwave; Refrigerator
• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Eat-in kitchen
• Laundry & utility: In-unit laundry

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $184k.

Deal economics

• At list price, monthly cash flow is $-106 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $165k (10.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $141k (23.2% below list).
• Recommended offer: $141k (23.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Grasp Academy (math 18% / reading 14%, grade F, #2,130 of 2,144 statewide, top 99%, 271 students, 52% FRL); Jean Ribault Middle School (math 28% / reading 24%, grade F, #506 of 571 statewide, top 89%, 679 students, 78% FRL); Edward H. White High School (math 31% / reading 25%, grade F, #464 of 667 statewide, top 70%, 1,538 students, 64% FRL) — zoned schools average 65% FRL vs 49% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 23% at this address vs 46% district-wide (-22 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+1.7%/yr); 173 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

• In year one you build about $8k of equity ($1k loan paydown + $6k appreciation (3.4% local appreciation)).
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 5, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 118 days — a 9% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 26y ago; this cycle's ask has dropped $11k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $25k; list at $184k implies a 636% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $141,270 (23.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 118 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
3. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.77% ✗
• Cap rate: 5.60%
• Cash-on-cash: -2.47%
• DSCR: 0.89
• GRM: 10.9

CMA / ARV

• ARV (on-the-fly): $159,264
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5140 Columbus Ave	0.12mi	3/1.0	1,314 (+4%)	8mo	$165,000	$126	81
5125 Abel Ln	0.13mi	4/2.0 (+1)	1,264 (0%)	7mo	$165,000	$131	79
3461 Rockwood Dr	0.32mi	3/1.0	1,222 (-3%)	2mo	$67,000	$55	78
3425 Greenbrier Dr	0.41mi	3/2.0	1,224 (-3%)	1mo	$169,900	$139	71
3406 Greenbrier Dr	0.45mi	2/1.0 (-1)	1,184 (-6%)	2mo	$132,500	$112	62
3242 Deason Ave	0.57mi	3/2.0	1,197 (-5%)	2mo	$223,500	$187	59
718 Melson Ave	0.61mi	3/2.0	1,287 (+2%)	7mo	$200,000	$155	59
3510 Andrews St	0.25mi	4/1.0 (+1)	1,152 (-9%)	14mo	$125,000	$109	57
3315 Sunnybrook Ave N	0.50mi	2/1.0 (-1)	1,212 (-4%)	10mo	$150,000	$124	57
3334 Mabry Ter	0.53mi	2/1.0 (-1)	1,189 (-6%)	13mo	$180,000	$151	50
1064 Woodstock Ave	0.64mi	4/1.0 (+1)	1,152 (-9%)	3mo	$126,400	$110	48
1047 Melson Ave	0.72mi	3/1.0	1,188 (-6%)	14mo	$75,000	$63	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.41% appreciation · 1.7% rent growth · sell at horizon

5-year hold

• IRR: 5.8%
• Equity multiple: 1.34×
• Total profit: $17,623
• Equity at exit: $87,044

10-year hold

• IRR: 8.1%
• Equity multiple: 2.26×
• Total profit: $64,907
• Equity at exit: $137,597

Cash invested: $51,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32254

• Home prices YoY: 1.2%
• Rents YoY: 1.7%
• Active inventory: 173
• Price-to-rent: 10.9×

Monthly cashflow live

• Estimated rent: $1,413 high
• Mortgage (P&I): −$965
• Tax from tax record: −$181 /mo · $2,167/yr
• Insurance: −$77
• HOA: −$0
• Vacancy / Maint / Mgmt: −$297
• Net cashflow: $-106

Break-even live

Break-even rent $1,547

Max offer price $165,250

Occupancy floor —

Sensitivity live

Price	-10% $-2	-5% $-54	+0% $-106	+5% $-158	+10% $-210
Rent	-10% $-218	-5% $-162	+0% $-106	+5% $-50	+10% $5
Rate	-1.0pp $-13	-0.5pp $-59	base $-106	+0.5pp $-154	+1.0pp $-202

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,000
• Closing costs: $5,520
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5148 Cain Ln Jacksonville, FL	3.0	1.0	1104	$1,306	$1.18	23d	1	0.11mi
3450 Lowell Ave Jacksonville, FL	3.0	2.0	1209	$1,578	$1.31	25d	1	0.28mi
3362 Lowell Ave Jacksonville, FL	3.0	2.0	1682	$1,400	$0.83	9d	1	0.43mi
3368 Columbus Ave Jacksonville, FL	2.0	1.0	955	$1,300	$1.36	6d	1	0.44mi
3350 Sunnybrook Ave N Jacksonville, FL	2.0	1.0	900	$1,095	$1.22	25d	1	0.46mi
3303 Broadway Ave Jacksonville, FL	3.0	2.0	1072	$1,550	$1.45	5d	1	0.49mi
3305 Sunnybrook Ave N Jacksonville, FL	2.0	1.0	1012	$1,021	$1.01	25d	1	0.51mi
1021 Woodstock Ave Jacksonville, FL	3.0	2.0	1012	$1,495	$1.48	25d	1	0.63mi
1021 Woodstock Ave Jacksonville, FL	3.0	2.0	1012	$1,495	$1.48	9d	1	0.63mi
3012 Imperial St Jacksonville, FL	3.0	1.0	1089	$1,395	$1.28	25d	1	0.85mi
1305 Melson Ave Jacksonville, FL	3.0	2.0	1224	$1,399	$1.14	22d	1	0.88mi
3034 Detroit Cir E Jacksonville, FL	3.0	2.0	1300	$1,399	$1.08	25d	1	0.91mi
1037 Detroit St Jacksonville, FL	3.0	2.0	912	$1,250	$1.37	3d	1	0.94mi
3055 2nd Street Cir Jacksonville, FL	3.0	1.5	1050	$1,340	$1.28	19d	1	0.95mi
1227 Dena St Jacksonville, FL	3.0	1.0	1033	$1,325	$1.28	25d	1	1.03mi
5405 Leaming Ave Jacksonville, FL	3.0	1.0	924	$1,199	$1.30	19d	1	1.06mi
3688 Dillon St Jacksonville, FL	3.0	2.0	1230	$1,421	$1.16	25d	1	1.09mi
912 Huron St Jacksonville, FL	2.0	1.0	900	$1,100	$1.22	16d	1	1.13mi
2965 Sunset St Jacksonville, FL	3.0	1.5	1056	$1,375	$1.30	9d	1	1.15mi
2965 Sunset St Jacksonville, FL	3.0	2.0	1056	$1,375	$1.30	5d	1	1.15mi
1612 Alfen St Jacksonville, FL	3.0	1.5	945	$1,113	$1.18	9d	1	1.16mi
4650 Buxton St Jacksonville, FL	3.0	2.0	1620	$1,925	$1.19	6d	1	1.21mi
2939 W 6th St Jacksonville, FL	3.0	2.0	1269	$1,225	$0.97	3d	1	1.24mi
3515 Dignan St Jacksonville, FL	3.0	1.0	915	$1,036	$1.13	4d	1	1.25mi
2902 W 5th St Jacksonville, FL	3.0	2.0	1379	$1,050	$0.76	9d	1	1.25mi
841 Ontario St Jacksonville, FL	2.0	1.0	1000	$1,285	$1.28	25d	1	1.27mi
3352 Dillon St Jacksonville, FL	3.0	2.0	1229	$1,372	$1.12	25d	1	1.28mi
3550 Edison Ave Jacksonville, FL	3.0	2.0	1230	$1,463	$1.19	6d	1	1.29mi
4718 Ramona Blvd Jacksonville, FL	3.0	1.0	1085	$1,595	$1.47	25d	1	1.33mi
3318 Dignan St Jacksonville, FL	3.0	2.0	960	$1,200	$1.25	25d	1	1.36mi
3323 Nolan St Jacksonville, FL	3.0	1.0	927	$1,050	$1.13	3d	1	1.36mi
3319 Hunt St Jacksonville, FL	3.0	1.0	924	$1,295	$1.40	25d	1	1.39mi
628 Meteor St Jacksonville, FL	3.0	1.0	1123	$1,395	$1.24	25d	1	1.39mi
853 Mikael Ave Jacksonville, FL	3.0	2.0	1025	$1,600	$1.56	25d	1	1.39mi
3356 Lenox Ave Jacksonville, FL	2.0	1.0	899	$999	$1.11	25d	1	1.39mi
691 Herman St Jacksonville, FL	4.0	2.5	1641	$1,669	$1.02	9d	1	1.40mi
676 Bridal Ave Jacksonville, FL	3.0	2.0	1008	$1,450	$1.44	25d	1	1.42mi
2587 Orchard St Jacksonville, FL	2.0	2.0	992	$1,295	$1.31	9d	1	1.47mi
2939 W 11th St Jacksonville, FL	3.0	1.0	1086	$1,295	$1.19	25d	1	1.48mi
3347 Phyllis St Jacksonville, FL	3.0	2.0	1145	$1,395	$1.22	25d	1	1.48mi

Listing history 37 events

1. 2026-06-18
   days on market $184,000 Active 118 DOM
2. 2026-06-17
   days on market $184,000 Active 117 DOM
3. 2026-06-16
   days on market $184,000 Active 116 DOM
4. 2026-06-15
   days on market $184,000 Active 115 DOM
5. 2026-06-10
   days on market $184,000 Active 109 DOM
6. 2026-06-08
   days on market $184,000 Active 108 DOM
7. 2026-06-07
   days on market $184,000 Active 107 DOM
8. 2026-06-03
   days on market $184,000 Active 103 DOM
9. 2026-06-02
   days on market $184,000 Active 102 DOM
10. 2026-06-01
    days on market $184,000 Active 101 DOM
11. 2026-05-31
    days on market $184,000 Active 100 DOM
12. 2026-05-20
    price $184,000
13. 2026-03-28
    price $188,000
14. 2026-02-19
    listed $195,000 Active
15. 2025-12-31
    historical 643-char remark

    Show marketing remark (643 chars)

    MOTIVATED SELLER!!! Beautifully Updated home! Home has an extra room that can be used as a 4th bedroom. New Kitchen with brand new cabinets and new stainless steel appliances. Quartz Countertops. Pantry/Storage with wall to wall cabinets. New vinyl floor in living room, kitchen and hallway. Upgraded bathroom with new tile and vanity. New carpet in bedrooms. Freshly painted inside and outside. Large backyard. This property is located in an area eligible for a special Grant Program through Regions Bank, offering qualifying buyers $10,000 to use towards their down payment or closing costs. 97% Financing with NO PMI. First time homebuyers.

16. 2025-12-26
    price $175,000 643-char remark

    Show marketing remark (643 chars)

    MOTIVATED SELLER!!! Beautifully Updated home! Home has an extra room that can be used as a 4th bedroom. New Kitchen with brand new cabinets and new stainless steel appliances. Quartz Countertops. Pantry/Storage with wall to wall cabinets. New vinyl floor in living room, kitchen and hallway. Upgraded bathroom with new tile and vanity. New carpet in bedrooms. Freshly painted inside and outside. Large backyard. This property is located in an area eligible for a special Grant Program through Regions Bank, offering qualifying buyers $10,000 to use towards their down payment or closing costs. 97% Financing with NO PMI. First time homebuyers.

17. 2025-09-28
    price $179,000 643-char remark

    Show marketing remark (643 chars)

    MOTIVATED SELLER!!! Beautifully Updated home! Home has an extra room that can be used as a 4th bedroom. New Kitchen with brand new cabinets and new stainless steel appliances. Quartz Countertops. Pantry/Storage with wall to wall cabinets. New vinyl floor in living room, kitchen and hallway. Upgraded bathroom with new tile and vanity. New carpet in bedrooms. Freshly painted inside and outside. Large backyard. This property is located in an area eligible for a special Grant Program through Regions Bank, offering qualifying buyers $10,000 to use towards their down payment or closing costs. 97% Financing with NO PMI. First time homebuyers.

18. 2025-09-05
    price $184,500 643-char remark

    Show marketing remark (643 chars)

    MOTIVATED SELLER!!! Beautifully Updated home! Home has an extra room that can be used as a 4th bedroom. New Kitchen with brand new cabinets and new stainless steel appliances. Quartz Countertops. Pantry/Storage with wall to wall cabinets. New vinyl floor in living room, kitchen and hallway. Upgraded bathroom with new tile and vanity. New carpet in bedrooms. Freshly painted inside and outside. Large backyard. This property is located in an area eligible for a special Grant Program through Regions Bank, offering qualifying buyers $10,000 to use towards their down payment or closing costs. 97% Financing with NO PMI. First time homebuyers.

19. 2025-08-15
    status Active 643-char remark

    Show marketing remark (643 chars)

    MOTIVATED SELLER!!! Beautifully Updated home! Home has an extra room that can be used as a 4th bedroom. New Kitchen with brand new cabinets and new stainless steel appliances. Quartz Countertops. Pantry/Storage with wall to wall cabinets. New vinyl floor in living room, kitchen and hallway. Upgraded bathroom with new tile and vanity. New carpet in bedrooms. Freshly painted inside and outside. Large backyard. This property is located in an area eligible for a special Grant Program through Regions Bank, offering qualifying buyers $10,000 to use towards their down payment or closing costs. 97% Financing with NO PMI. First time homebuyers.

20. 2025-08-09
    historical Active Under Contract 643-char remark

    Show marketing remark (643 chars)

    MOTIVATED SELLER!!! Beautifully Updated home! Home has an extra room that can be used as a 4th bedroom. New Kitchen with brand new cabinets and new stainless steel appliances. Quartz Countertops. Pantry/Storage with wall to wall cabinets. New vinyl floor in living room, kitchen and hallway. Upgraded bathroom with new tile and vanity. New carpet in bedrooms. Freshly painted inside and outside. Large backyard. This property is located in an area eligible for a special Grant Program through Regions Bank, offering qualifying buyers $10,000 to use towards their down payment or closing costs. 97% Financing with NO PMI. First time homebuyers.

21. 2025-07-03
    price $189,000 643-char remark

    Show marketing remark (643 chars)

    MOTIVATED SELLER!!! Beautifully Updated home! Home has an extra room that can be used as a 4th bedroom. New Kitchen with brand new cabinets and new stainless steel appliances. Quartz Countertops. Pantry/Storage with wall to wall cabinets. New vinyl floor in living room, kitchen and hallway. Upgraded bathroom with new tile and vanity. New carpet in bedrooms. Freshly painted inside and outside. Large backyard. This property is located in an area eligible for a special Grant Program through Regions Bank, offering qualifying buyers $10,000 to use towards their down payment or closing costs. 97% Financing with NO PMI. First time homebuyers.

22. 2025-06-27
    listed $193,000 Active 643-char remark

    Show marketing remark (643 chars)

    MOTIVATED SELLER!!! Beautifully Updated home! Home has an extra room that can be used as a 4th bedroom. New Kitchen with brand new cabinets and new stainless steel appliances. Quartz Countertops. Pantry/Storage with wall to wall cabinets. New vinyl floor in living room, kitchen and hallway. Upgraded bathroom with new tile and vanity. New carpet in bedrooms. Freshly painted inside and outside. Large backyard. This property is located in an area eligible for a special Grant Program through Regions Bank, offering qualifying buyers $10,000 to use towards their down payment or closing costs. 97% Financing with NO PMI. First time homebuyers.

23. 2025-06-24
    historical 507-char remark

    Show marketing remark (507 chars)

    Nicely updated home! Home has an extra room that can be used as a 4th bedroom. New Kitchen with brand new cabinets and new stainless steel appliances. Quartz Countertops. Pantry/Storage with wall to wall cabinets. New vinyl floor in living room, kitchen and hallway. Upgraded bathroom with new tile and vanity. New carpet in bedrooms. Freshly painted inside and outside. Large backyard. For a limited time this home qualifies for a $10,000 non repayable grant and 1% rate reduction through Regions Mortgage.

24. 2025-03-18
    price $193,000 507-char remark

    Show marketing remark (507 chars)

    Nicely updated home! Home has an extra room that can be used as a 4th bedroom. New Kitchen with brand new cabinets and new stainless steel appliances. Quartz Countertops. Pantry/Storage with wall to wall cabinets. New vinyl floor in living room, kitchen and hallway. Upgraded bathroom with new tile and vanity. New carpet in bedrooms. Freshly painted inside and outside. Large backyard. For a limited time this home qualifies for a $10,000 non repayable grant and 1% rate reduction through Regions Mortgage.

25. 2025-01-24
    listed $199,000 Active 507-char remark

    Show marketing remark (507 chars)

    Nicely updated home! Home has an extra room that can be used as a 4th bedroom. New Kitchen with brand new cabinets and new stainless steel appliances. Quartz Countertops. Pantry/Storage with wall to wall cabinets. New vinyl floor in living room, kitchen and hallway. Upgraded bathroom with new tile and vanity. New carpet in bedrooms. Freshly painted inside and outside. Large backyard. For a limited time this home qualifies for a $10,000 non repayable grant and 1% rate reduction through Regions Mortgage.

26. 2024-11-22
    status Active
27. 2024-11-22
    price $199,000
28. 2024-11-13
    status Pending
29. 2024-11-13
    historical
30. 2024-10-24
    price $205,000
31. 2024-08-15
    listed $209,000 Active
32. 2001-01-31
    soldstatus $25,000
33. 2000-12-04
    listed $24,900
34. 1998-07-01
    soldstatus $62,500
35. 1998-07-01
    soldstatus $62,500
36. 1998-06-19
    soldstatus $30,500
37. 1981-08-01
    soldstatus $21,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,167 · $181/mo
• Projected year-2 tax: $2,167 · $181/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,952
• − Mortgage interest: −$10,307
• − Property taxes: −$2,167
• − Insurance: −$920
• − Repairs & maintenance: −$1,356
• − Management: −$1,356
• − Depreciation: −$5,353
• Taxable loss: −$4,507
• Est. tax savings @ 24.0%: +$1,082
• After-tax cash flow: $-192/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 13,927
• Household income: $34,953
• Rent vs Own: 50.2% rent · 49.8% own
• Severe rent burden: 882.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: Black 60% White 28% Two or more races 7% Hispanic / Latino 5%
• Hispanic origin (detail): Puerto Rican 1%
• Common ancestry: Slovak 1% Hispanic 1% Lithuanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 4% French/Haitian/Cajun 2%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.41%
• Current HPI: 282.2981
• Rent YoY: ▲ 1.70%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+776.2% since first listed

26 events — show timeline

• 2026-05-20 Price Changed $184,000 realMLS
• 2026-03-28 Price Changed $188,000 realMLS
• 2026-02-19 Listed $195,000 realMLS
• 2025-12-31 Listing Removed — realMLS
• 2025-12-26 Price Changed $175,000 realMLS
• 2025-09-28 Price Changed $179,000 realMLS
• 2025-09-05 Price Changed $184,500 realMLS
• 2025-08-15 Relisted — realMLS
• 2025-08-09 Contingent — realMLS
• 2025-07-03 Price Changed $189,000 realMLS
• 2025-06-27 Listed $193,000 realMLS
• 2025-06-24 Listing Removed — realMLS
• 2025-03-18 Price Changed $193,000 realMLS
• 2025-01-24 Listed $199,000 realMLS
• 2024-11-22 Relisted — realMLS
• 2024-11-22 Price Changed $199,000 realMLS
• 2024-11-13 Pending — realMLS
• 2024-11-13 Listing Removed — realMLS
• 2024-10-24 Price Changed $205,000 realMLS
• 2024-08-15 Listed $209,000 realMLS
• 2001-01-31 Sold (MLS) $25,000 realMLS
• 2000-12-04 Listed $24,900 realMLS
• 1998-07-01 Sold (Public Records) $62,500 Public Records
• 1998-07-01 Sold (Public Records) $62,500 Public Records
• 1998-06-19 Sold (Public Records) $30,500 Public Records
• 1981-08-01 Sold (Public Records) $21,000 Public Records

Property tax history

+9.4%/yr

Latest (2025): $2,167 · +13.1% YoY. Source: county tax records.