76 Kennelworth Cir · Hampton, IL 61256

$399,000

5 bd · 3.5 ba · 2,164 sqft · SingleFamily public records · 1 Days on market

Built 1997 0.57 ac lot Est $299k · 34% over $8/mo HOA

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +7.5/30.0
• Appreciation +6.3/10.0
• Livability +3.4/5.0
• 1% rule +3.0/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.6/10.0
• Schools +1.2/10.0
• ARV discount +0.0/15.0

Listing remarks MLS

"Rare Find", Beautiful 5-bedroom home in the popular Hampton Woods subdivision. This gem has some sparkling qualities to capture your attention: Sitting on a large wooded lot with an awesome fenced-in backyard; fully grown mature trees; oversized patio deck. This home is likely to have every room you have always wanted; Great Rm with gas log/wood burning fireplace; nice size kitchen with extra-large breakfast bar; formal and informal dining room with desk area; large office on main floor with built in shelves; main floor laundry. The basement features a spacious rec room with a fireplace and wet bar; a large 5th bedroom; a full bath and a very nice storage room. Snag this Gem before it's gone. All information and measurements are deemed accurate and reliable, but not guaranteed. Buyer's offer and purchase is an acceptance of all measurements and listing information.

Key facts

• Bar
• Rec room
• Open layout

Tags

• OPEN LAYOUT
• NEW LVP LIGHT OAK FLOOR
• ADDITIONAL OFFICE SPACE
• REC ROOM
• FIREPLACE
• BAR

Property features AI

Finance

• HOA & community: Annual association fee of $100 (includes other services)

Exterior

• Utilities: Public water; Public sewer
• Home design: Detached single-family home; 2-story design
• Construction: Vinyl siding; Block foundation; Approximately 26–30 years old; Not built before 1978
• Exterior features: Wooded lot; Fenced yard

Interior

• Kitchen: Range; Microwave; Dishwasher; Refrigerator; Eating area adjacent to the kitchen
• Bedrooms: 4 bedrooms (plus a possible 5th bedroom in the basement)
• Flooring: Luxury vinyl flooring in living room, kitchen, dining room, eating area, some bedrooms, and laundry; Carpet in master bedroom, two second-floor bedrooms, and basement family room
• Bathrooms: 3 full bathrooms and 1 half bathroom; Basement includes a bathroom
• Heating & cooling: Natural gas heating; Central air conditioning
• Interior features: Finished full basement; 11 total rooms; 2 fireplaces located in the living room and basement
• Laundry & utility: Main-level laundry

What this means for you Summary

Snapshot

• This is a 5-bed/3.5-bath single-family listed at $399k.

Deal economics

• At list price, monthly cash flow is $-503 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $310k (22.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $320k (19.8% below list).
• Recommended offer: $310k (22.3% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 67/100 on livability (#508 in IL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
• United Twp Hsd 30 (suburban): math 12% / reading 15% proficiency, ranked #536 of 620 in IL (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 16 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 116 units permitted in Rock Island County in 2024 (50 in 5+ unit buildings).

Forward outlook

• In year one you build about $13k of equity ($3k loan paydown + $11k appreciation (2.7% local appreciation)).
• Rock Island County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 3, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 16 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $310k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $310,166 (22.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 4.78%
• Cash-on-cash: -5.40%
• DSCR: 0.76
• GRM: 10.4

CMA / ARV

• ARV (on-the-fly): $298,632
• Comps found: 4

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
319 3rd Ave	0.54mi	4/3.0 (-1)	2,176 (+1%)	18mo	$245,000	$113	52
300 2nd Ave	0.49mi	4/2.5 (-1)	2,325 (+7%)	5mo	$370,000	$159	51
620 N 21st St	0.52mi	4/2.5 (-1)	2,400 (+11%)	6mo	$332,000	$138	44
409 2nd Ave	0.62mi	4/2.0 (-1)	2,372 (+10%)	18mo	$217,500	$92	29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.69% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 1.5%
• Equity multiple: 1.09×
• Total profit: $9,646
• Equity at exit: $172,378

10-year hold

• IRR: 5.3%
• Equity multiple: 1.79×
• Total profit: $87,902
• Equity at exit: $260,313

Cash invested: $111,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 61256

• Home prices YoY: 1.6%
• Active inventory: 16
• Price-to-rent: 10.4×

Monthly cashflow live

• Estimated rent: $3,200 medium
• Mortgage (P&I): −$2,092
• Tax from tax record: −$764 /mo · $9,171/yr
• Insurance: −$166
• HOA: −$8
• Vacancy / Maint / Mgmt: −$672
• Net cashflow: $-503

Break-even live

Break-even rent $3,837

Max offer price $310,166

Occupancy floor —

Sensitivity live

Price	-10% $-277	-5% $-390	+0% $-503	+5% $-616	+10% $-729
Rent	-10% $-756	-5% $-629	+0% $-503	+5% $-376	+10% $-250
Rate	-1.0pp $-302	-0.5pp $-401	base $-503	+0.5pp $-606	+1.0pp $-711

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $99,750
• Closing costs: $11,970
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
202 8th Ave Hampton, IL	4.0	3.0	2600	$3,200	$1.23	14d	1	0.28mi

HOA detail

• Monthly dues: $8 · $96/yr
• Likely covers: gas

Listing history 3 events

1. 2026-06-18
   remarks 683-char remark
2. 2026-06-18
   remarks 679-char remark
3. 2026-06-18
   listed $399,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

• Current annual tax: $9,171 · $764/mo
• Projected year-2 tax: $9,171 · $764/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $38,400
• − Mortgage interest: −$22,350
• − Property taxes: −$9,171
• − Insurance: −$1,995
• − Repairs & maintenance: −$3,072
• − Management: −$3,072
• − HOA: −$96
• − Depreciation: −$11,607
• Taxable loss: −$12,963
• Est. tax savings @ 24.0%: +$3,111
• After-tax cash flow: $-2,923/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: United Twp Hsd 30
• NCES district ID: 1739870
• Math proficiency: 12% ▼ -5.00%
• Reading proficiency: 15% ▼ -6.00%
• Median HH income: $43,647
• Composite: 11.91/100
• National rank: #9670
• State rank: #536 of 620 in IL

Livability — Hampton

• Score: 67/100
• State rank: #508
• US rank: #10505

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hampton, IL
• City population: 1,946
• Population (ZIP): 1,946

Population outlook (Rock Island County) Hauer SSP2

• Today (2025): 140,982 people
• By 2030: 137,705 · -2.3%
• By 2040: 130,512 · -7.4%
• By 2050: 123,841 · -12.2%
• By 2075: 109,851 · -22.1%
• By 2100: 90,922 · -35.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (76%)
• Race & ethnicity: White 76% Hispanic / Latino 16% Two or more races 9% Black 2% Native American 1%
• Hispanic origin (detail): Mexican 16%
• Common ancestry: Slovak 3% English 3% Italian 1%
• Foreign-born: 2% · Canada
• Languages at home: 93% English-only · Spanish 6% German/W. Germanic 1%

Political lean MEDSL · Rock Island

• 2024 margin: Lean D (+9.6) · D 53.9% · R 44.4% · Other 1.7%
• 2008→2024 swing: -15.0pp toward R · 2008: 24.6pp · 2024: 9.6pp
• All cycles: 2024: D+9.6 2020: D+12.1 2016: D+8.4 2012: D+21.9 2008: D+24.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.69%
• Current HPI: 165.0514
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

+90.1% since first listed

47 events — show timeline

• 2026-06-18 Listed $399,000 MRED as Distributed by MLS Grid
• 2023-08-07 Sold (Public Records) $310,000 Public Records
• 2023-07-20 Sold (MLS) $310,000 MRED as Distributed by MLS Grid
• 2023-07-20 Sold (MLS) $310,000 RMLSA as Distributed by MLS Grid
• 2023-06-28 Pending — RMLSA as Distributed by MLS Grid
• 2023-06-24 Listed $315,000 MRED as Distributed by MLS Grid
• 2023-06-24 Listed $315,000 RMLSA as Distributed by MLS Grid
• 2022-10-03 Sold (Public Records) $295,000 Public Records
• 2022-09-30 Sold (MLS) $295,000 MRED as Distributed by MLS Grid
• 2022-09-30 Sold (MLS) $295,000 RMLSA as Distributed by MLS Grid
• 2022-08-30 Pending — RMLSA as Distributed by MLS Grid
• 2022-08-26 Listed $299,900 MRED as Distributed by MLS Grid
• 2022-08-26 Listed $299,900 RMLSA as Distributed by MLS Grid
• 2022-08-19 Relisted — RMLSA as Distributed by MLS Grid
• 2022-08-19 Price Changed — RMLSA as Distributed by MLS Grid
• 2022-08-19 Listing Removed — MRED as Distributed by MLS Grid
• 2022-08-19 Listing Removed — RMLSA as Distributed by MLS Grid
• 2022-08-12 Pending — RMLSA as Distributed by MLS Grid
• 2022-07-26 Price Changed — RMLSA as Distributed by MLS Grid
• 2022-07-22 Price Changed — RMLSA as Distributed by MLS Grid
• 2022-07-13 Listed — RMLSA as Distributed by MLS Grid
• 2021-08-06 Listing Removed — RMLSA as Distributed by MLS Grid
• 2021-08-06 Listing Removed — RMLSA as Distributed by MLS Grid
• 2021-08-06 Listing Removed — RMLSA as Distributed by MLS Grid
• 2020-05-01 Sold (MLS) $275,000 MRED as Distributed by MLS Grid
• 2020-05-01 Sold (MLS) $275,000 RMLSA as Distributed by MLS Grid
• 2020-03-16 Listed $275,000 MRED as Distributed by MLS Grid
• 2020-03-16 Listed $275,000 RMLSA as Distributed by MLS Grid
• 2017-05-04 Sold (Public Records) $249,000 Public Records
• 2017-04-28 Sold (MLS) $249,000 MRED as Distributed by MLS Grid
• 2017-04-28 Sold (MLS) $249,000 RMLSA as Distributed by MLS Grid
• 2017-03-09 Listed $250,000 MRED as Distributed by MLS Grid
• 2017-03-09 Listed $250,000 RMLSA as Distributed by MLS Grid
• 2013-03-26 Sold (Public Records) $230,000 Public Records
• 2013-03-08 Sold (MLS) $230,000 RMLSA as Distributed by MLS Grid
• 2013-03-08 Sold (MLS) $230,000 MRED as Distributed by MLS Grid
• 2013-01-23 Listed $246,500 RMLSA as Distributed by MLS Grid
• 2013-01-23 Listed $246,500 MRED as Distributed by MLS Grid
• 2010-08-02 Sold (Public Records) $269,900 Public Records
• 2010-07-30 Sold (MLS) $269,900 RMLSA as Distributed by MLS Grid
• 2010-07-30 Sold (MLS) $269,900 MRED as Distributed by MLS Grid
• 2010-04-28 Listed $279,900 RMLSA as Distributed by MLS Grid
• 2010-04-28 Listed $279,900 MRED as Distributed by MLS Grid
• 2003-04-04 Sold (Public Records) $206,500 Public Records
• 2003-04-03 Sold (MLS) $206,500 RMLSA as Distributed by MLS Grid
• 2002-07-19 Listed $209,900 RMLSA as Distributed by MLS Grid
• 1998-06-20 Listing Removed — MRED as Distributed by MLS Grid

Property tax history

+4.3%/yr

Latest (2024): $9,171 · -4.3% YoY. Source: county tax records.