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L17B8 Wontorski Way
C- Composite 52.8
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.7/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.9/10.0
  • 1% rule +5.0/10.0
  • Appreciation +5.0/10.0
  • Condition / age +3.8/5.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Schools +1.3/10.0

$79,900

L17B8 Wontorski Way · Tok, AK 99780
1 bd · None ba · 400 sqft · SingleFamily · 45 Days on market
Built 2011 Good condition 5.00 ac lot ↓ 32% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming log cabin built in 2011 on 5 acres of pristine, untouched land just 10 minutes from Tok. Property features a 140-foot well and septic system already in place. Currently off-grid, with power available on the neighboring lot. Cabin offers an open floor plan with a framed-in, unfinished bathroom--ready for your finishing touches. With some additional land clearing, the property has the... Charming log cabin built in 2011 on 5 acres of pristine, untouched land just 10 minutes from Tok. Property features a 140-foot well and septic system already in place. Currently off-grid, with power available on the neighboring lot. Cabin offers an open floor plan with a framed-in, unfinished bathroom--ready for your finishing touches. With some additional land clearing, the property has the potential for mountain views. Enjoy privacy, space, and the benefits of no property taxes. Owner may consider owner financing depending on terms.

Key facts

  • Unfinished bathroom
  • Open floor plan
  • Off-grid

Tags

5 ACRES140-FOOT WELLSEPTIC SYSTEMOFF-GRIDOPEN FLOOR PLANUNFINISHED BATHROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 1-bed/?-bath single-family listed at $80k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $79 ($952/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($799 rent vs $80k).
  • Recommended offer: $78k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 63/100 on livability (#47 in AK) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, crime B; Watch: schools F, amenities F, commute F.
  • Alaska Gateway School District (rural): math 10% / reading 10% proficiency, ranked #43 of 53 in AK (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 43 active listings in the ZIP.

Forward outlook

  • In year one you build about $3k of equity ($552 loan paydown + $2k appreciation (3.0% local appreciation)).
  • Southeast Fairbanks County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 45 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $77,503 (3.0% below list)

Questions for the listing agent

  1. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.48%
Cash-on-cash
4.26%
DSCR
1.19
GRM
8.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
11.5%
Equity multiple
1.66×
Total profit
$14,691
Equity at exit
$35,926
10-year hold
IRR
13.6%
Equity multiple
3.02×
Total profit
$45,245
Equity at exit
$55,367

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
80 Strongly Landlord-Friendly
State Alaska
80 Strongly Landlord-Friendly · R+8
County
— inherits STATE
City
— inherits STATE
30-day notice; security deposits capped; courts moderate-paced.

ZIP-level market 99780

Active inventory
43
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$799 medium interval (Pro) →
Mortgage (P&I)
$419
Tax est. 1.5%
$100 /mo · $1,198/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$168
Net cashflow
$79

Break-even live

Break-even rent $699
Max offer price $79,900
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 6 events

  1. 2026-04-06
    listed $79,900 Active 940-char remark
    Show marketing remark (940 chars)

    Charming log cabin built in 2011 on 5 acres of pristine, untouched land just 10 minutes from Tok. Property features a 140-foot well and septic system already in place. Currently off-grid, with power available on the neighboring lot. Cabin offers an open floor plan with a framed-in, unfinished bathroom--ready for your finishing touches. With some additional land clearing, the property has the... Charming log cabin built in 2011 on 5 acres of pristine, untouched land just 10 minutes from Tok. Property features a 140-foot well and septic system already in place. Currently off-grid, with power available on the neighboring lot. Cabin offers an open floor plan with a framed-in, unfinished bathroom--ready for your finishing touches. With some additional land clearing, the property has the potential for mountain views. Enjoy privacy, space, and the benefits of no property taxes. Owner may consider owner financing depending on terms.

  2. 2025-08-22
    price $89,000
  3. 2025-07-09
    status Active
  4. 2025-07-07
    status Pending
  5. 2025-07-01
    price $99,000
  6. 2024-10-11
    listed $117,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$9,593
− Mortgage interest
−$4,476
− Property taxes
−$1,198
− Insurance
−$400
− Repairs & maintenance
−$767
− Management
−$767
− Depreciation
−$2,324
Taxable loss
−$340
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$82
After-tax cash flow
$1,034/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

A charming log cabin built in 2011 with an unfinished bathroom and natural surroundings, ready for finishing touches and landscaping.

Repairs flagged

  • Minor Unfinished bathroom — Ready for finishing touches
  • Minor Landscaping — Natural surroundings

Value-add opportunities

  • Both Finish the bathroom — Improves both resale and rental value
  • Both Landscaping — Enhances curb appeal and natural surroundings

Renovation cost estimate screening

Repair itemSeverityEst. cost
Unfinished bathroom · Ready for finishing touches Minor $500–3,000
Landscaping · Natural surroundings Minor $500–3,000
Total estimated repair cost · 2 items $1,000–6,000

Value-add ROI direction

  • Both Finish the bathroom — Improves both resale and rental value
  • Both Landscaping — Enhances curb appeal and natural surroundings

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Alaska Gateway School District
NCES district ID
0200050
Math proficiency
10% ▬ 0.00%
Reading proficiency
10% ▼ -5.00%
Median HH income
$44,303
Composite
12.73/100
National rank
#14548
State rank
#43 of 53 in AK

Livability — Tok

Score
63/100
State rank
#47
US rank
#15385

Category grades

Amenities F Commute F Cost of living A Crime B Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tok, AK
Population (ZIP)
1,790

Population outlook (Southeast Fairbanks County) Hauer SSP2

Today (2025)
6,279 people
By 2030
6,022 · -4.1%
By 2040
5,658 · -9.9%
By 2050
5,521 · -12.1%
By 2075
5,938 · -5.4%
By 2100
6,752 · +7.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 60% Native American 25% Two or more races 9% Hispanic / Latino 4% Asian 3%
Common ancestry
Serbian 7% Lithuanian 4% Slovak 4%
Foreign-born
4% · Canada
Languages at home
90% English-only · Russian/Polish/Slavic 1% Other Asian/Pacific 1% Tagalog/Filipino 1%

Political lean MEDSL · Southeast Fairbanks

2016 margin
R (+15.2) · D 37.7% · R 52.9% · Other 9.4%
All cycles
2016: R+15.2

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

-31.7% since first listed
6 events — show timeline
  • 2026-04-06 Listed $79,900 AKMLS
  • 2025-08-22 Price Changed $89,000 AKMLS
  • 2025-07-09 Relisted AKMLS
  • 2025-07-07 Pending AKMLS
  • 2025-07-01 Price Changed $99,000 AKMLS
  • 2024-10-11 Listed $117,000 AKMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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