1929 SW 54th Ln · Cape Coral, FL
Flood risk 9/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.3/30.0
- ARV discount +15.0/15.0
- DSCR +5.4/10.0
- 1% rule +4.6/10.0
- Schools +4.1/10.0
- Livability +3.9/5.0
- Condition / age +2.5/5.0
- Rent growth +1.4/5.0
- Appreciation +0.0/10.0
$499,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
BEAUTIFUL LARGE OPEN FLOOR PLAN WITH 3 BEDROOM PLUS A DEN AND POOL IN THE PRESTIGIOUS CAPE HARBOUR NEIGHBORHOOD. HOME FEATURES INCLUDE GOURMET KITCHEN W/ CUSTOM HARDWOOD CABINETS, STAINLESS APPLIANCES, HIGH LEVEL GRANITE COUNTER TOPS, ISLAND BAR SEATING AND 20" DIAGONAL TILE. HOME FLOWS NICELY WITH A RICH ENGINEERED WOOD FLOORS THAT LEADS TO POCKET SLIDERS THAT OPENS TO A BEAUTIFUL LANAI AND HEATED POOL SURROUNDED BY A GORGEOUS LANDSCAPED FENCED YARD. LETS NOT FORGET ABOUT A NEW AC, SKYLIGHTS, 10 CEILING FANS, MANABLOC PLUMBING SYSTEM, EXTRA LARGE LAUNDRY ROOM W/ CUSTOM CABINETS AND MORE! THIS IS A GREAT LOCATION WITH EASY WALKING DISTANCE TO WATERFRONT RESTAURANTS, ENTERTAINMENT, SHOPPING, AND BOATING!! JUST BRING YOURSELF TO ENJOY A LITTLE PIECE OF PARADISE!!! DON'T FORGET TO LOOK AT OUR VIRTUAL TOUR.
Key facts
- New pool
- Split floor plan
- Gated side yard
Tags
Property features AI
Finance
- Other: Zoning: R1; Lot is oversize, corner and located across from waterfront; Lot dimensions provided from architectural plans; No commercial use and no RV allowed; Canal width: none; Lot area approximately 0.241 acres
- HOA & community: Community type: Boating; HOA maintenance covers repairs; No community amenities
Exterior
- Parking: Attached 2-car garage; Driveway with paved parking (2+ spaces)
- Security: Smoke detectors
- Utilities: Water assessment paid; Sewer assessment paid; Cable available; Power: central electric
- Home design: Single-family residential; 1 story / ranch, traditional style; Rear exposure faces north
- Construction: Concrete block construction; Built in 1994; Stucco finish; Shingle roof
- Exterior features: Fence; Automatic sprinkler system; Impact resistant windows and doors; Electric shutters; Private below-ground pool; Private below-ground spa; Stucco exterior; Shingle roof
Interior
- Kitchen: Pantry; Electric cooktop; Range; Microwave; Dishwasher; Disposal; Refrigerator/freezer
- Bedrooms: 3 bedrooms plus den; Master on ground level; Split bedroom floor plan
- Flooring: Tile; Vinyl; Wood
- Bathrooms: 2 full bathrooms; Master bath with dual sinks and separate tub and shower
- Heating & cooling: Central electric heat; Heat pump; Central electric cooling; Ceiling fans
- Interior features: Cable prewire; Closet cabinets; French doors; Laundry tub; Pantry; Smoke detectors; Vaulted ceiling; Breakfast bar, breakfast room and formal dining areas; Den/Study, guest bath and home office; Open porch/lanai; Furnished negotiable
- Laundry & utility: Washer and dryer included; Washer/dryer hookup; Laundry in residence
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $500k.
Deal economics
- At list price, monthly cash flow is $-57 ($-684/yr) — negative.
- To cash-flow at today's rent, offer at most $490k (2.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $481k (3.8% below list).
- Recommended offer: $481k (3.8% below list) — sets the bar for 1% rule.
- Cap rate 7.2% vs local median 3.1% in Cape Coral — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#208 in FL, #3,098 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, amenities B+; Watch: commute F.
- Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Cape Elementary School (math 72% / reading 65%, grade B+, #409 of 2,144 statewide, top 20%, 759 students, 43% FRL); Ida S. Baker High School (math 44% / reading 47%, grade D-, #223 of 667 statewide, top 34%, 1,933 students, 39% FRL) — zoned schools average 41% FRL vs 57% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents falling (-4.4%/yr); 1208 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
- At $4,808/mo this rent would consume 69% of the median local household income ($84k/yr) (locally 835% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
- Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($492k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $418k; 20% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 7.18%
- Cash-on-cash
- 3.17%
- DSCR
- 1.14
- GRM
- 8.7
CMA / ARV
- ARV (on-the-fly)
- $686,070
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1929 SW 54th Ln | 0.00mi | 3/2.0 (-1) | 2,079 (0%) | 1mo | $480,000 | $231 | 94 |
| 5415 Agualinda Blvd | 0.14mi | 3/2.0 (-1) | 2,102 (+1%) | 10mo | $505,000 | $240 | 78 |
| 1925 SW 54th Ln | 0.02mi | 3/2.0 (-1) | 2,254 (+8%) | 4mo | $499,900 | $222 | 77 |
| 5305 23rd Ave | 0.45mi | 4/2.0 | 2,217 (+7%) | 2mo | $985,000 | $444 | 66 |
| 2110 SW 52nd Ter | 0.35mi | 3/2.0 (-1) | 1,945 (-6%) | 12mo | $570,000 | $293 | 58 |
| 1510 SW 52nd Ln | 0.66mi | 3/2.0 (-1) | 2,012 (-3%) | 1mo | $663,000 | $330 | 58 |
| 5240 SW 20th Ave | 0.22mi | 3/2.0 (-1) | 2,375 (+14%) | 4mo | $985,000 | $415 | 58 |
| 5328 SW 24th Pl | 0.60mi | 3/2.0 (-1) | 1,984 (-5%) | 4mo | $867,000 | $437 | 56 |
| 1724 SW 49th Ter | 0.68mi | 4/2.0 | 2,230 (+7%) | 6mo | $325,000 | $146 | 51 |
| 5033 SW 22nd Pl | 0.57mi | 3/2.0 (-1) | 1,943 (-6%) | 8mo | $342,117 | $176 | 51 |
| 5312 SW 25th Pl | 0.69mi | 4/3.0 | 2,265 (+9%) | 4mo | $800,000 | $353 | 46 |
| 1516 SW 58th St | 0.72mi | 3/2.0 (-1) | 2,316 (+11%) | 4mo | $940,000 | $406 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -20.9%
- Equity multiple
- 0.30×
- Total profit
- $-98,407
- Equity at exit
- $74,537
- IRR
- -24.5%
- Equity multiple
- -0.03×
- Total profit
- $-143,525
- Equity at exit
- $43,222
Cash invested: $139,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33914
- Home prices YoY
- -30.0%
- Rents YoY
- -4.4%
- Active inventory
- 1208
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $4,808 high interval (Pro) →
- Mortgage (P&I)
- −$2,622
- Tax from tax record
- −$599 /mo · $7,188/yr
- Insurance
- −$208
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$1,010
- Net cashflow
- $-57
Break-even live
Sensitivity live
| Price | -10% $226 | -5% $84 | +0% $-57 | +5% $-198 | +10% $-340 |
|---|---|---|---|---|---|
| Rent | -10% $-437 | -5% $-247 | +0% $-57 | +5% $133 | +10% $323 |
| Rate | -1.0pp $195 | -0.5pp $70 | base $-57 | +0.5pp $-187 | +1.0pp $-318 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $124,975
- Closing costs
- $14,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 26 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5865 Shell Cove Dr #105 Cape Coral, FL | 3.0 | 2.5 | 1590 | $5,000 | $3.14 | 24d | 1 | 0.49mi |
| 2310 SW 53rd St Cape Coral, FL | 3.0 | 2.0 | 2466 | $4,500 | $1.82 | 24d | 1 | 0.49mi |
| 2317 El Dorado Pkwy W Cape Coral, FL | 3.0 | 2.0 | 1551 | $2,500 | $1.61 | 24d | 1 | 0.50mi |
| 5702 Cape Harbour Dr #204 Cape Coral, FL | 3.0 | 2.0 | 2054 | $6,885 | $3.35 | 22d | 1 | 0.51mi |
| 5781 Cape Harbour Dr #1102 Cape Coral, FL | 3.0 | 2.0 | 1737 | $7,200 | $4.15 | 24d | 1 | 0.53mi |
| 5781 Cape Harbour Dr #1301 Cape Coral, FL | 3.0 | 2.0 | 1544 | $3,500 | $2.27 | 4d | 1 | 0.53mi |
| 5816 Shell Cove Dr Cape Coral, FL | 3.0 | 3.5 | 2199 | $4,000 | $1.82 | 24d | 1 | 0.53mi |
| 5007 SW 27th Ave Cape Coral, FL | 4.0 | 2.0 | 2223 | $7,650 | $3.44 | 24d | 1 | 1.04mi |
| 4810 SW 25th Pl Cape Coral, FL | 4.0 | 2.0 | 2195 | $6,925 | $3.15 | 24d | 1 | 1.06mi |
| 4628 SW 18th Ave Cape Coral, FL | 3.0 | 2.0 | 1963 | $2,000 | $1.02 | 17d | 1 | 1.06mi |
| 5310 Sands Blvd Cape Coral, FL | 3.0 | 2.0 | 1814 | $8,000 | $4.41 | 24d | 1 | 1.06mi |
| 5310 Sands Blvd Cape Coral, FL | 3.0 | 2.0 | 1814 | $8,000 | $4.41 | 17d | 1 | 1.06mi |
| 1115 SW 54th Ln Cape Coral, FL | 3.0 | 2.0 | 1424 | $5,000 | $3.51 | 24d | 1 | 1.07mi |
| 6061 Silver King Blvd Unit 1 Cape Coral, FL | 3.0 | 3.5 | 2801 | $5,000 | $1.79 | 17d | 1 | 1.08mi |
| 1106 SW 52nd St Cape Coral, FL | 3.0 | 2.0 | 1568 | $8,000 | $5.10 | 24d | 1 | 1.16mi |
| 1221 SW 49th St Cape Coral, FL | 4.0 | 2.0 | 2296 | $3,200 | $1.39 | 22d | 1 | 1.18mi |
| 5029 SW 11th Pl Cape Coral, FL | 3.0 | 2.0 | 1720 | $2,950 | $1.72 | 4d | 1 | 1.19mi |
| 6081 Silver King Blvd #103 Cape Coral, FL | 3.0 | 3.5 | 2778 | $4,900 | $1.76 | 24d | 1 | 1.21mi |
| 2822 SW 49th Ter Cape Coral, FL | 3.0 | 3.0 | 2478 | $3,500 | $1.41 | 4d | 1 | 1.30mi |
| 1144 SW 47th Ter Cape Coral, FL | 3.0 | 2.0 | 1402 | $2,200 | $1.57 | 24d | 1 | 1.32mi |
| 5036 SW 9th Pl Cape Coral, FL | 3.0 | 2.0 | 1559 | $2,900 | $1.86 | 24d | 1 | 1.35mi |
| 5008 SW 9th Pl Cape Coral, FL | 3.0 | 2.0 | 2399 | $6,850 | $2.86 | 24d | 1 | 1.39mi |
| 4701 Sands Blvd Cape Coral, FL | 4.0 | 2.0 | 2253 | $9,000 | $3.99 | 24d | 1 | 1.41mi |
| 4412 SW 26th Ave Cape Coral, FL | 3.0 | 3.0 | 2274 | $3,950 | $1.74 | 24d | 1 | 1.49mi |
| 2317 SW 43rd Ln Cape Coral, FL | 4.0 | 2.0 | 2311 | $8,000 | $3.46 | 24d | 1 | 1.49mi |
| 5334 Skyline Blvd Cape Coral, FL | 3.0 | 2.0 | 2300 | $2,500 | $1.09 | 24d | 1 | 1.50mi |
Listing history 11 events
-
2026-04-30status Pending
-
2026-04-14$499,900 Active
-
2021-03-12soldstatus $417,500
-
2021-03-05soldstatus $417,500 Closed 819-char remark
Show marketing remark (819 chars)
BEAUTIFUL LARGE OPEN FLOOR PLAN WITH 3 BEDROOM PLUS A DEN AND POOL IN THE PRESTIGIOUS CAPE HARBOUR NEIGHBORHOOD. HOME FEATURES INCLUDE GOURMET KITCHEN W/ CUSTOM HARDWOOD CABINETS, STAINLESS APPLIANCES, HIGH LEVEL GRANITE COUNTER TOPS, ISLAND BAR SEATING AND 20" DIAGONAL TILE. HOME FLOWS NICELY WITH A RICH ENGINEERED WOOD FLOORS THAT LEADS TO POCKET SLIDERS THAT OPENS TO A BEAUTIFUL LANAI AND HEATED POOL SURROUNDED BY A GORGEOUS LANDSCAPED FENCED YARD. LETS NOT FORGET ABOUT A NEW AC, SKYLIGHTS, 10 CEILING FANS, MANABLOC PLUMBING SYSTEM, EXTRA LARGE LAUNDRY ROOM W/ CUSTOM CABINETS AND MORE! THIS IS A GREAT LOCATION WITH EASY WALKING DISTANCE TO WATERFRONT RESTAURANTS, ENTERTAINMENT, SHOPPING, AND BOATING!! JUST BRING YOURSELF TO ENJOY A LITTLE PIECE OF PARADISE!!! DON'T FORGET TO LOOK AT OUR VIRTUAL TOUR.
-
2021-01-27status Pending 819-char remark
Show marketing remark (819 chars)
BEAUTIFUL LARGE OPEN FLOOR PLAN WITH 3 BEDROOM PLUS A DEN AND POOL IN THE PRESTIGIOUS CAPE HARBOUR NEIGHBORHOOD. HOME FEATURES INCLUDE GOURMET KITCHEN W/ CUSTOM HARDWOOD CABINETS, STAINLESS APPLIANCES, HIGH LEVEL GRANITE COUNTER TOPS, ISLAND BAR SEATING AND 20" DIAGONAL TILE. HOME FLOWS NICELY WITH A RICH ENGINEERED WOOD FLOORS THAT LEADS TO POCKET SLIDERS THAT OPENS TO A BEAUTIFUL LANAI AND HEATED POOL SURROUNDED BY A GORGEOUS LANDSCAPED FENCED YARD. LETS NOT FORGET ABOUT A NEW AC, SKYLIGHTS, 10 CEILING FANS, MANABLOC PLUMBING SYSTEM, EXTRA LARGE LAUNDRY ROOM W/ CUSTOM CABINETS AND MORE! THIS IS A GREAT LOCATION WITH EASY WALKING DISTANCE TO WATERFRONT RESTAURANTS, ENTERTAINMENT, SHOPPING, AND BOATING!! JUST BRING YOURSELF TO ENJOY A LITTLE PIECE OF PARADISE!!! DON'T FORGET TO LOOK AT OUR VIRTUAL TOUR.
-
2021-01-22$429,990 Active 819-char remark
Show marketing remark (819 chars)
BEAUTIFUL LARGE OPEN FLOOR PLAN WITH 3 BEDROOM PLUS A DEN AND POOL IN THE PRESTIGIOUS CAPE HARBOUR NEIGHBORHOOD. HOME FEATURES INCLUDE GOURMET KITCHEN W/ CUSTOM HARDWOOD CABINETS, STAINLESS APPLIANCES, HIGH LEVEL GRANITE COUNTER TOPS, ISLAND BAR SEATING AND 20" DIAGONAL TILE. HOME FLOWS NICELY WITH A RICH ENGINEERED WOOD FLOORS THAT LEADS TO POCKET SLIDERS THAT OPENS TO A BEAUTIFUL LANAI AND HEATED POOL SURROUNDED BY A GORGEOUS LANDSCAPED FENCED YARD. LETS NOT FORGET ABOUT A NEW AC, SKYLIGHTS, 10 CEILING FANS, MANABLOC PLUMBING SYSTEM, EXTRA LARGE LAUNDRY ROOM W/ CUSTOM CABINETS AND MORE! THIS IS A GREAT LOCATION WITH EASY WALKING DISTANCE TO WATERFRONT RESTAURANTS, ENTERTAINMENT, SHOPPING, AND BOATING!! JUST BRING YOURSELF TO ENJOY A LITTLE PIECE OF PARADISE!!! DON'T FORGET TO LOOK AT OUR VIRTUAL TOUR.
-
2018-08-19historical
-
2018-06-11price $359,900
-
2018-05-11$369,000 Active
-
2016-09-28soldstatus $285,100
-
2001-09-14soldstatus $168,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $7,188 · $599/mo
- Projected year-2 tax
- $7,188 · $599/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $57,696
- − Mortgage interest
- −$28,002
- − Property taxes
- −$7,188
- − Insurance
- −$7,618
- − Repairs & maintenance
- −$4,616
- − Management
- −$4,616
- − Depreciation
- −$14,543
- Taxable loss
- −$8,886
- Est. tax savings @ 24.0%
- +$2,133
- After-tax cash flow
- $1,449/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lee
- NCES district ID
- 1201080
- Math proficiency
- 47% ▼ -11.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $49,518
- Composite
- 41.49/100
- National rank
- #3458
- State rank
- #42 of 73 in FL
Livability — Cape Coral
- Score
- 77/100
- State rank
- #208
- US rank
- #3098
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Cape Coral, FL
- County
- Lee County · 788,662 people
- City population
- 217,388
- Metro
- Cape Coral-Fort Myers, FL
- Population (ZIP)
- 45,540
- Household income
- $83,503
- Rent vs Own
- Severe rent burden
- 835.0
Population outlook (Lee County) Hauer SSP2
- Today (2025)
- 871,946 people
- By 2030
- 955,468 · +9.6%
- By 2040
- 1,113,587 · +27.7%
- By 2050
- 1,256,891 · +44.1%
- By 2075
- 1,560,270 · +78.9%
- By 2100
- 1,726,848 · +98.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Hispanic / Latino 20% Two or more races 13% Black 5%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 4% Cuban 8%
- Common ancestry
- Romanian 4% Lithuanian 2% Slovak 1%
- Foreign-born
- 17% · Canada, Jamaica
- Languages at home
- 80% English-only · Spanish 16% German/W. Germanic 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Lee
- 2024 margin
- Strong R (+28.4) · D 35.5% · R 63.9%
- 2008→2024 swing
- -18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
- All cycles
- 2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -122.73%
- Current HPI
- 286.3064
- Rent YoY
- ▼ -4.42%
- Metro
- Cape Coral-Fort Myers, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+197.6% since first listed11 events — show timeline
- 2026-04-30 Pending — NAPLESMLS
- 2026-04-14 Listed $499,900 NAPLESMLS
- 2021-03-12 Sold (Public Records) $417,500 Public Records
- 2021-03-05 Sold (MLS) $417,500 FORTMLS
- 2021-01-27 Pending — FORTMLS
- 2021-01-22 Listed $429,990 FORTMLS
- 2018-08-19 Listing Removed — FORTMLS
- 2018-06-11 Price Changed $359,900 FORTMLS
- 2018-05-11 Listed $369,000 FORTMLS
- 2016-09-28 Sold (Public Records) $285,100 Public Records
- 2001-09-14 Sold (Public Records) $168,000 Public Records
Property tax history
+8.5%/yrLatest (2025): $7,188 · -7.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
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