130 Laural Wood Road Rd SE · Walthourville, GA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.5/30.0
- ARV discount +5.3/15.0
- Appreciation +5.1/10.0
- 1% rule +3.7/10.0
- DSCR +3.7/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Schools +2.3/10.0
- Condition / age +1.0/5.0
$312,975
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The Denmark floor plan is an impressive 5-bedroom, 3-bath home with flexible spaces designed for today's lifestyle. Its cheerful exterior provides great curb appeal with a charming brick accent skirt. Inside, a welcoming foyer leads to the heart of the home. The U-shaped kitchen offers plentiful cabinetry and flows seamlessly into the dining and great room, ideal for entertaining and everyday living. Upstairs, a versatile loft is perfect for a homework nook or media space. Three bedrooms share a hall bath, while the spacious primary suite serves as a true retreat with a garden tub, separate shower, and walk-in closet. A back patio overlooks the expansive backyard, perfect for relaxing or entertaining outdoors. Artistic renderings are for informational purposes only. Actual floor plans, features, and inclusions may vary.
Key facts
- U shaped kitchen
- Expansive backyard
- Versatile loft
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/3.0-bath single-family listed at $313k. Condition is rated poor.
Deal economics
- At list price, monthly cash flow is $-47 ($-569/yr) — negative.
- To cash-flow at today's rent, offer at most $306k (2.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $272k (13.1% below list).
- Recommended offer: $272k (13.1% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 64/100 on livability (#255 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: employment D, amenities F, commute F.
- Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Smiley Elementary School (1,258 students, 67% FRL); Long County Middle School (math 21% / reading 27%, grade F, #311 of 470 statewide, top 68%, 945 students, 69% FRL); Long County High School (math 37% / reading 22%, grade F, #140 of 424 statewide, top 35%, 1,209 students, 70% FRL).
- Market conditions: 141 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
- At $2,721/mo this rent would consume 50% of the median local household income ($65k/yr) (locally 121% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $3k of equity ($2k loan paydown + $486 appreciation (0.2% local appreciation)).
- Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 9, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 52 days — a 3% lower offer ($304k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 52 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 6.11%
- Cash-on-cash
- -0.65%
- DSCR
- 0.97
- GRM
- 9.6
CMA / ARV
- ARV (median comp)
- $298,679
- List price
- $312,975
- Delta
- 4.79%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 377 Buckhead Loop SE | 0.23mi | 5/3.0 | 2,256 (0%) | 4mo | $282,350 | $125 | 86 |
| 200 Antler Ave SE | 0.28mi | 5/3.0 | 2,256 (0%) | 4mo | $308,875 | $137 | 84 |
| 874 Buckhead Loop SE | 0.39mi | 5/3.0 | 2,256 (0%) | 2mo | $320,675 | $142 | 80 |
| 1105 Buckhead Loop SE | 0.34mi | 4/2.5 (-1) | 2,254 (-0%) | 6mo | $312,495 | $139 | 72 |
| 702 Buckhead Loop SE | 0.34mi | 5/3.0 | 2,415 (+7%) | 1mo | $322,425 | $134 | 72 |
| 836 Buckhead Loop SE | 0.34mi | 4/2.5 (-1) | 2,395 (+6%) | 0mo | $316,800 | $132 | 67 |
| 236 Antler Ave | 0.24mi | 5/3.0 | 2,516 (+12%) | 6mo | $317,825 | $126 | 65 |
| 802 Buckhead Loop SE | 0.34mi | 4/2.5 (-1) | 2,065 (-8%) | 0mo | $296,375 | $144 | 63 |
| 631 Buckhead Loop SE | 0.34mi | 4/3.0 (-1) | 1,984 (-12%) | 1mo | $315,475 | $159 | 58 |
| 218 Antler Ave | 0.26mi | 4/3.0 (-1) | 1,984 (-12%) | 6mo | $296,450 | $149 | 58 |
| 916 Buckhead Loop SE | 0.39mi | 4/2.5 (-1) | 2,065 (-8%) | 3mo | $306,210 | $148 | 58 |
| 382 Buckhead Loop SE | 0.23mi | 4/2.0 (-1) | 1,926 (-15%) | 1mo | $310,875 | $161 | 55 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
0.16% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -2.4%
- Equity multiple
- 0.89×
- Total profit
- $-9,819
- Equity at exit
- $93,318
- IRR
- 3.3%
- Equity multiple
- 1.36×
- Total profit
- $31,481
- Equity at exit
- $114,138
Cash invested: $87,633 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31301
- Home prices YoY
- 0.1%
- Active inventory
- 141
- Price-to-rent
- 9.6×
Monthly cashflow live
- Estimated rent
- $2,721 medium interval (Pro) →
- Mortgage (P&I)
- −$1,641
- Tax est. 1.5%
- −$391 /mo · $4,695/yr
- Insurance
- −$130
- HOA
- −$34
- Vacancy / Maint / Mgmt
- −$571
- Net cashflow
- $-47
Break-even live
Sensitivity live
| Price | -10% $169 | -5% $61 | +0% $-47 | +5% $-156 | +10% $-264 |
|---|---|---|---|---|---|
| Rent | -10% $-262 | -5% $-155 | +0% $-47 | +5% $60 | +10% $168 |
| Rate | -1.0pp $110 | -0.5pp $32 | base $-47 | +0.5pp $-128 | +1.0pp $-211 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $78,244
- Closing costs
- $9,389
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2722 Arnall Dr Allenhurst, GA | 5.0 | 3.0 | 2256 | $2,600 | $1.15 | 45d | 1 | 0.55mi |
| 469 Archie Way Hinesville, GA | 4.0 | 2.5 | 2001 | $2,000 | $1.00 | 45d | 1 | 1.33mi |
HOA detail
- Monthly dues
- $34 · $408/yr
Listing history 2 events
-
2026-05-04status Pending 831-char remark
Show marketing remark (831 chars)
The Denmark floor plan is an impressive 5-bedroom, 3-bath home with flexible spaces designed for today's lifestyle. Its cheerful exterior provides great curb appeal with a charming brick accent skirt. Inside, a welcoming foyer leads to the heart of the home. The U-shaped kitchen offers plentiful cabinetry and flows seamlessly into the dining and great room, ideal for entertaining and everyday living. Upstairs, a versatile loft is perfect for a homework nook or media space. Three bedrooms share a hall bath, while the spacious primary suite serves as a true retreat with a garden tub, separate shower, and walk-in closet. A back patio overlooks the expansive backyard, perfect for relaxing or entertaining outdoors. Artistic renderings are for informational purposes only. Actual floor plans, features, and inclusions may vary.
-
2026-03-13$312,975 Active 831-char remark
Show marketing remark (831 chars)
The Denmark floor plan is an impressive 5-bedroom, 3-bath home with flexible spaces designed for today's lifestyle. Its cheerful exterior provides great curb appeal with a charming brick accent skirt. Inside, a welcoming foyer leads to the heart of the home. The U-shaped kitchen offers plentiful cabinetry and flows seamlessly into the dining and great room, ideal for entertaining and everyday living. Upstairs, a versatile loft is perfect for a homework nook or media space. Three bedrooms share a hall bath, while the spacious primary suite serves as a true retreat with a garden tub, separate shower, and walk-in closet. A back patio overlooks the expansive backyard, perfect for relaxing or entertaining outdoors. Artistic renderings are for informational purposes only. Actual floor plans, features, and inclusions may vary.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $32,651
- − Mortgage interest
- −$17,531
- − Property taxes
- −$4,695
- − Insurance
- −$1,565
- − Repairs & maintenance
- −$2,612
- − Management
- −$2,612
- − HOA
- −$408
- − Depreciation
- −$9,105
- Taxable loss
- −$5,877
- Est. tax savings @ 24.0%
- +$1,411
- After-tax cash flow
- $842/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This home is in the construction phase and requires extensive work to be move-in ready. Completing the construction will significantly increase its value for both resale and rental purposes.
Repairs flagged
- Major Exterior walls — Construction material covers the entire exterior
- Major Interior walls — Construction material covers the entire interior
- Major Flooring — Flooring is not yet installed
- Major Kitchen cabinets — Kitchen cabinets are not yet installed
- Major Bathroom fixtures — Bathroom fixtures are not yet installed
- Major Roof — Roof is not yet finished
- Major Exterior siding — Exterior siding is not yet installed
- Major Windows — Windows are not yet installed
- Major HVAC and mechanical systems — HVAC and mechanical systems are not yet installed
- Major Landscaping — Landscaping and curb appeal are not yet completed
Value-add opportunities
- Both Complete exterior and interior construction — Completing construction will make the home move-in ready and visually appealing
- Both Install kitchen cabinets and appliances — A fully equipped kitchen will enhance the home's functionality and appeal
- Both Install bathroom fixtures and finishes — Completed bathrooms will improve the home's functionality and appeal
- Both Install roof and exterior siding — A finished roof and exterior will enhance the home's curb appeal and functionality
- Both Install windows — Windows will improve the home's energy efficiency and curb appeal
- Both Install HVAC and mechanical systems — A fully functional HVAC system will improve the home's comfort and energy efficiency
- Both Complete landscaping and curb appeal — Landscaping and curb appeal will enhance the home's overall appearance and value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Exterior walls · Construction material covers the entire exterior | Major | $15,000–50,000 |
| Interior walls · Construction material covers the entire interior | Major | $15,000–50,000 |
| Flooring · Flooring is not yet installed | Major | $15,000–50,000 |
| Kitchen cabinets · Kitchen cabinets are not yet installed | Major | $15,000–50,000 |
| Bathroom fixtures · Bathroom fixtures are not yet installed | Major | $15,000–50,000 |
| Roof · Roof is not yet finished | Major | $15,000–50,000 |
| Exterior siding · Exterior siding is not yet installed | Major | $15,000–50,000 |
| Windows · Windows are not yet installed | Major | $15,000–50,000 |
| HVAC and mechanical systems · HVAC and mechanical systems are not yet installed | Major | $15,000–50,000 |
| Landscaping · Landscaping and curb appeal are not yet completed | Major | $15,000–50,000 |
| Total estimated repair cost · 10 items | $150,000–500,000 |
Value-add ROI direction
- Both Complete exterior and interior construction — Completing construction will make the home move-in ready and visually appealing ↑
- Both Install kitchen cabinets and appliances — A fully equipped kitchen will enhance the home's functionality and appeal ↑
- Both Install bathroom fixtures and finishes — Completed bathrooms will improve the home's functionality and appeal ↑
- Both Install roof and exterior siding — A finished roof and exterior will enhance the home's curb appeal and functionality ↑
- Both Install windows — Windows will improve the home's energy efficiency and curb appeal ↑
- Both Install HVAC and mechanical systems — A fully functional HVAC system will improve the home's comfort and energy efficiency ↑
- Both Complete landscaping and curb appeal — Landscaping and curb appeal will enhance the home's overall appearance and value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Long County
- NCES district ID
- 1303360
- Math proficiency
- 26% ▼ -14.00%
- Reading proficiency
- 26% ▼ -13.00%
- Median HH income
- $45,958
- Composite
- 22.51/100
- National rank
- #8090
- State rank
- #115 of 174 in GA
Livability — Walthourville
- Score
- 64/100
- State rank
- #255
- US rank
- #14108
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Liberty County · 58,565 people
- City population
- 4,933
- Metro
- Hinesville, GA
- Population (ZIP)
- 4,933
- Household income
- $65,417
- Rent vs Own
- Severe rent burden
- 121.0
Population outlook (Long County) Hauer SSP2
- Today (2025)
- 24,669 people
- By 2030
- 28,223 · +14.4%
- By 2040
- 35,430 · +43.6%
- By 2050
- 42,403 · +71.9%
- By 2075
- 56,996 · +131.0%
- By 2100
- 64,185 · +160.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Black 51% White 31% Two or more races 15% Hispanic / Latino 9%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 7%
- Common ancestry
- Slovak 1% Lithuanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 2%
Political lean MEDSL · Long
- 2024 margin
- Strong R (+29.5) · D 35.1% · R 64.6%
- 2008→2024 swing
- -5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
- All cycles
- 2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.16%
- Current HPI
- 187.7716
- Rent YoY
- —
- Metro
- Hinesville, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
2 events — show timeline
- 2026-05-04 Pending — HABR
- 2026-03-13 Listed $312,975 HABR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…