2830 River Juniper Ln · Crosby, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 5 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +11.0/15.0
- Cash flow +5.7/30.0
- Condition / age +4.8/5.0
- Schools +4.5/10.0
- Livability +3.0/5.0
- Rent growth +2.9/5.0
- 1% rule +1.4/10.0
- DSCR +0.1/10.0
- Appreciation +0.0/10.0
$338,328
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to Sundance Cove in Crosby, Texas—a peaceful lakeside community offering the best of quiet rural living just minutes from Lake Houston and downtown amenities. This beautiful new single-story Arpa plan offers 4 bedrooms, 3 full bathrooms, and an exceptional indoor-outdoor connection w/an expansive eight-foot sliding glass door. The modern kitchen is equipped with stainless steel appliances, elegant granite countertops, and tall 42" custom cabinetry providing generous storage. Open living spaces feature premium laminate flooring for a sophisticated look, paired with easy-care tile in bathrooms and utility areas. The owner’s suite includes a large walk-in closet, a luxurious super shower with a built-in bench, and separate dual vanities. Extend your living outdoors on the generous covered patio—ideal for relaxing or entertaining year-round. Brand-new construction with expected completion in Spring 2026. Don’t miss this opportunity in one of Crosby’s most desirable new communities!
Key facts
- Custom cabinetry
- Lakeside community
- Granite countertops
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $338k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-690 ($-8k/yr) — negative.
- To cash-flow at today's rent, offer at most $238k (29.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $217k (36.0% below list).
- Recommended offer: $217k (36.0% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 59/100 on livability (#1,121 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, housing A; Watch: amenities F, commute F, employment F.
- Crosby ISD (rural): math 39% / reading 40% proficiency, ranked #369 of 826 in TX (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Crosby Middle (math 36% / reading 37%, grade F, #786 of 1,662 statewide, top 48%, 1,549 students, 60% FRL); Crosby H S (math 44% / reading 45%, grade F, #652 of 1,632 statewide, top 43%, 1,937 students, 54% FRL).
- Market conditions: Rents rising (+1.5%/yr); 1723 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 95d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 182 days — a 12% lower offer ($298k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 5→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 182 days. Have you received any prior offers? Is the seller open to a 36% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.64% ✗
- Cap rate
- 3.84%
- Cash-on-cash
- -8.75%
- DSCR
- 0.61
- GRM
- 13.0
CMA / ARV
- ARV (median comp)
- $366,780
- List price
- $338,328
- Delta
- -7.76%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3003 Troubadour Dr | 0.19mi | 4/2.0 | 2,383 (+6%) | 1mo | $374,490 | $157 | 76 |
| 18802 Eastwood Ridge Ct | 0.32mi | 4/2.0 | 2,371 (+6%) | 5mo | $356,180 | $150 | 68 |
| 18814 Eastwood Ridge Ct | 0.33mi | 4/3.0 | 2,551 (+14%) | 3mo | $384,990 | $151 | 60 |
| 18702 Durango Plains Trl | 0.59mi | 4/3.0 | 2,136 (-5%) | 6mo | $309,990 | $145 | 59 |
| 18606 Eastwood Ridge Ct | 0.19mi | 5/3.0 (+1) | 2,581 (+15%) | 3mo | $419,990 | $163 | 59 |
| 18638 Eastwood Ridge Ct | 0.21mi | 5/3.0 (+1) | 2,572 (+14%) | 3mo | $364,990 | $142 | 58 |
| 18602 Redford Springs Ct | 0.59mi | 4/3.0 | 2,073 (-8%) | 6mo | $289,000 | $139 | 55 |
| 18726 Eastwood Ridge Ct | 0.26mi | 5/3.0 (+1) | 2,581 (+15%) | 4mo | $388,890 | $151 | 55 |
| 18510 Belle Cote Dr | 0.29mi | 3/2.0 (-1) | 1,972 (-12%) | 3mo | $340,000 | $172 | 54 |
| 2419 Elliot Canyon Ln | 0.73mi | 4/3.0 | 2,136 (-5%) | 7mo | $319,990 | $150 | 52 |
| 18830 Eastwood Ridge Ct | 0.35mi | 5/3.0 (+1) | 2,572 (+14%) | 4mo | $352,640 | $137 | 51 |
| 18408 Old Galley Way | 0.63mi | 4/3.0 | 2,549 (+14%) | 1mo | $510,000 | $200 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.48% rent growth · sell at horizon
- IRR
- -33.5%
- Equity multiple
- -0.08×
- Total profit
- $-101,986
- Equity at exit
- $50,446
- IRR
- -51.7%
- Equity multiple
- -0.67×
- Total profit
- $-158,121
- Equity at exit
- $29,252
Cash invested: $94,732 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 84 active · 34 under contract
- Months of supply
- 15.3 mo (7%/mo absorbed)
- Median asking
- $331,495 ($142/sqft)
- Median days on market
- 164 d
- This list price
- 51% of active listings are priced below it
- ARV vs active asking
- +14.8% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 77532
- Home prices YoY
- -28.6%
- Rents YoY
- 1.5%
- Active inventory
- 1723
- Price-to-rent
- 13.0×
Monthly cashflow live
- Estimated rent
- $2,165 medium interval (Pro) →
- Mortgage (P&I)
- −$1,774
- Tax est. 1.5%
- −$423 /mo · $5,075/yr
- Insurance
- −$141
- HOA
- −$63
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$455
- Net cashflow
- $-690
Break-even live
Sensitivity live
| Price | -10% $-457 | -5% $-573 | +0% $-690 | +5% $-807 | +10% $-924 |
|---|---|---|---|---|---|
| Rent | -10% $-861 | -5% $-776 | +0% $-690 | +5% $-605 | +10% $-519 |
| Rate | -1.0pp $-520 | -0.5pp $-604 | base $-690 | +0.5pp $-778 | +1.0pp $-867 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $84,582
- Closing costs
- $10,150
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3310 Indian Mound Trl Crosby, TX | 3.0 | 2.0 | 1808 | $1,795 | $0.99 | 94d | 1 | 0.34mi |
| 3310 Indian Mound Trl Crosby, TX | 3.0 | 2.0 | 1808 | $1,650 | $0.91 | 18d | 1 | 0.34mi |
| 18707 Antler Trails Ct Crosby, TX | 4.0 | 2.5 | 2547 | $2,361 | $0.93 | 120d | 1 | 1.04mi |
Listing history 50 events
-
2026-09-24days on market $338,328 Active 182 DOM
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2026-09-23days on market $338,328 Active 181 DOM
-
2026-09-22days on market $338,328 Active 180 DOM
-
2026-09-21days on market $338,328 Active 179 DOM
-
2026-09-20days on market $338,328 Active 178 DOM
-
2026-09-19days on market $338,328 Active 177 DOM
-
2026-09-18days on market $338,328 Active 176 DOM
-
2026-09-17days on market $338,328 Active 175 DOM
-
2026-09-16days on market $338,328 Active 174 DOM
-
2026-09-15days on market $338,328 Active 173 DOM
-
2026-09-14days on market $338,328 Active 172 DOM
-
2026-09-13days on market $338,328 Active 171 DOM
-
2026-09-12days on market $338,328 Active 170 DOM
-
2026-09-11days on market $338,328 Active 169 DOM
-
2026-09-05days on market $338,328 Active 163 DOM
-
2026-09-04days on market $338,328 Active 162 DOM
-
2026-09-02days on market $338,328 Active 160 DOM
-
2026-08-31days on market $338,328 Active 158 DOM
-
2026-08-29days on market $338,328 Active 156 DOM
-
2026-08-28days on market $338,328 Active 155 DOM
-
2026-08-27days on market $338,328 Active 154 DOM
-
2026-08-25days on market $338,328 Active 152 DOM
-
2026-08-24days on market $338,328 Active 151 DOM
-
2026-08-23days on market $338,328 Active 150 DOM
-
2026-08-22days on market $338,328 Active 149 DOM
-
2026-08-21days on market $338,328 Active 148 DOM
-
2026-08-20days on market $338,328 Active 147 DOM
-
2026-08-19days on market $338,328 Active 146 DOM
-
2026-08-18days on market $338,328 Active 145 DOM
-
2026-08-17days on market $338,328 Active 144 DOM
-
2026-08-16days on market $338,328 Active 143 DOM
-
2026-08-15days on market $338,328 Active 142 DOM
-
2026-08-14days on market $338,328 Active 141 DOM
-
2026-08-13days on market $338,328 Active 140 DOM
-
2026-08-12days on market $338,328 Active 139 DOM
-
2026-08-11days on market $338,328 Active 138 DOM
-
2026-08-10days on market $338,328 Active 137 DOM
-
2026-08-09days on market $338,328 Active 136 DOM
-
2026-08-08days on market $338,328 Active 135 DOM
-
2026-08-06days on market $338,328 Active 133 DOM
-
2026-08-05days on market $338,328 Active 132 DOM
-
2026-08-04days on market $338,328 Active 131 DOM
-
2026-08-03days on market $338,328 Active 130 DOM
-
2026-07-31days on market $338,328 Active 127 DOM
-
2026-07-30days on market $338,328 Active 126 DOM
-
2026-07-30days on market $338,328 Active 125 DOM
-
2026-07-28days on market $338,328 Active 124 DOM
-
2026-07-26days on market $338,328 Active 122 DOM
-
2026-07-24days on market $338,328 Active 120 DOM
-
2026-07-23days on market $338,328 Active 119 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 5 d/yr ≥111°F today · 18 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,986
- − Mortgage interest
- −$18,952
- − Property taxes
- −$5,075
- − Insurance
- −$1,692
- − Repairs & maintenance
- −$2,079
- − Management
- −$2,079
- − HOA
- −$756
- − Depreciation
- −$9,842
- Taxable loss
- −$14,488
- Est. tax savings @ 24.0%
- +$3,477
- After-tax cash flow
- $-4,807/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This home is in excellent condition with a modern kitchen, good natural light, and a well-maintained exterior. It is move-in ready and would benefit from some minor updates to increase its resale and rental value.
Value-add opportunities
- Resale Paint interior walls — Fresh paint can enhance the home's curb appeal and make it more inviting ↑
- Rental Install new flooring in bathrooms — New flooring can improve the rental experience and attract tenants ↑
- Both Add landscaping around the front of the house — Landscaping can enhance the home's curb appeal and attract both buyers and renters ↑
Zoned Schools
Schools (NCES district)
- District
- Crosby ISD
- NCES district ID
- 4815750
- Math proficiency
- 39% ▼ -13.00%
- Reading proficiency
- 40% ▼ -5.00%
- Median HH income
- $61,079
- Composite
- 35.14/100
- National rank
- #5012
- State rank
- #369 of 826 in TX
Livability — Crosby
- Score
- 59/100
- State rank
- #1121
- US rank
- #19783
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Harris County · 5,571,493 people
- City population
- 33,780
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 33,780
- Household income
- $92,201
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Harris County) Hauer SSP2
- Today (2025)
- 5,571,493 people
- By 2030
- 6,089,821 · +9.3%
- By 2040
- 7,142,806 · +28.2%
- By 2050
- 8,185,864 · +46.9%
- By 2075
- 10,574,329 · +89.8%
- By 2100
- 12,109,958 · +117.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 54% Hispanic / Latino 31% Two or more races 16% Black 9%
- Hispanic origin (detail)
- Mexican 24%
- Common ancestry
- Lithuanian 4% Romanian 3% Italian 2%
- Foreign-born
- 10% · Canada
- Languages at home
- 78% English-only · Spanish 21%
Political lean MEDSL · Harris
- 2024 margin
- Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
- 2008→2024 swing
- +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
- All cycles
- 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -105.63%
- Current HPI
- 264.0126
- Rent YoY
- ▲ 1.48%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-10.1% since first listed6 events — show timeline
- 2026-03-26 Listed $338,328 HARMLS
- 2026-03-26 Listing Removed — HARMLS
- 2026-03-12 Price Changed $338,328 HARMLS
- 2026-01-29 Price Changed $359,923 HARMLS
- 2026-01-05 Price Changed $386,923 HARMLS
- 2025-12-17 Listed $376,367 HARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…