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2830 River Juniper Ln
F Composite 33.23
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +11.0/15.0
  • Cash flow +5.7/30.0
  • Condition / age +4.8/5.0
  • Schools +4.5/10.0
  • Livability +3.0/5.0
  • Rent growth +2.9/5.0
  • 1% rule +1.4/10.0
  • DSCR +0.1/10.0
  • Appreciation +0.0/10.0

$338,328

2830 River Juniper Ln · Crosby, TX 77532
4 bd · 3.0 ba · 2,246 sqft · SingleFamily · 182 Days on market
Built 2025 Excellent condition 6,600 sqft lot $151/sqft · 8% below area Est $367k · 8% under $63/mo HOA · 3% of rent ↓ 10% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to Sundance Cove in Crosby, Texas—a peaceful lakeside community offering the best of quiet rural living just minutes from Lake Houston and downtown amenities. This beautiful new single-story Arpa plan offers 4 bedrooms, 3 full bathrooms, and an exceptional indoor-outdoor connection w/an expansive eight-foot sliding glass door. The modern kitchen is equipped with stainless steel appliances, elegant granite countertops, and tall 42" custom cabinetry providing generous storage. Open living spaces feature premium laminate flooring for a sophisticated look, paired with easy-care tile in bathrooms and utility areas. The owner’s suite includes a large walk-in closet, a luxurious super shower with a built-in bench, and separate dual vanities. Extend your living outdoors on the generous covered patio—ideal for relaxing or entertaining year-round. Brand-new construction with expected completion in Spring 2026. Don’t miss this opportunity in one of Crosby’s most desirable new communities!

Key facts

  • Custom cabinetry
  • Lakeside community
  • Granite countertops

Tags

LAKESIDE COMMUNITYINDOOR-OUTDOOR CONNECTIONEXPANSIVE SLIDING GLASS DOORSTAINLESS STEEL APPLIANCESGRANITE COUNTERTOPSCUSTOM CABINETRY

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $338k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-690 ($-8k/yr) — negative.
  • To cash-flow at today's rent, offer at most $238k (29.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $217k (36.0% below list).
  • Recommended offer: $217k (36.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#1,121 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, housing A; Watch: amenities F, commute F, employment F.
  • Crosby ISD (rural): math 39% / reading 40% proficiency, ranked #369 of 826 in TX (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Crosby Middle (math 36% / reading 37%, grade F, #786 of 1,662 statewide, top 48%, 1,549 students, 60% FRL); Crosby H S (math 44% / reading 45%, grade F, #652 of 1,632 statewide, top 43%, 1,937 students, 54% FRL).
  • Market conditions: Rents rising (+1.5%/yr); 1723 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 95d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 182 days — a 12% lower offer ($298k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 5→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $216,548 (36.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 182 days. Have you received any prior offers? Is the seller open to a 36% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.64%
Cap rate
3.84%
Cash-on-cash
-8.75%
DSCR
0.61
GRM
13.0

CMA / ARV

ARV (median comp)
$366,780
List price
$338,328
Delta
-7.76%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3003 Troubadour Dr 0.19mi 4/2.0 2,383 (+6%) 1mo $374,490 $157 76
18802 Eastwood Ridge Ct 0.32mi 4/2.0 2,371 (+6%) 5mo $356,180 $150 68
18814 Eastwood Ridge Ct 0.33mi 4/3.0 2,551 (+14%) 3mo $384,990 $151 60
18702 Durango Plains Trl 0.59mi 4/3.0 2,136 (-5%) 6mo $309,990 $145 59
18606 Eastwood Ridge Ct 0.19mi 5/3.0 (+1) 2,581 (+15%) 3mo $419,990 $163 59
18638 Eastwood Ridge Ct 0.21mi 5/3.0 (+1) 2,572 (+14%) 3mo $364,990 $142 58
18602 Redford Springs Ct 0.59mi 4/3.0 2,073 (-8%) 6mo $289,000 $139 55
18726 Eastwood Ridge Ct 0.26mi 5/3.0 (+1) 2,581 (+15%) 4mo $388,890 $151 55
18510 Belle Cote Dr 0.29mi 3/2.0 (-1) 1,972 (-12%) 3mo $340,000 $172 54
2419 Elliot Canyon Ln 0.73mi 4/3.0 2,136 (-5%) 7mo $319,990 $150 52
18830 Eastwood Ridge Ct 0.35mi 5/3.0 (+1) 2,572 (+14%) 4mo $352,640 $137 51
18408 Old Galley Way 0.63mi 4/3.0 2,549 (+14%) 1mo $510,000 $200 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.48% rent growth · sell at horizon

5-year hold
IRR
-33.5%
Equity multiple
-0.08×
Total profit
$-101,986
Equity at exit
$50,446
10-year hold
IRR
-51.7%
Equity multiple
-0.67×
Total profit
$-158,121
Equity at exit
$29,252

Cash invested: $94,732 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
84 active · 34 under contract
Months of supply
15.3 mo (7%/mo absorbed)
Median asking
$331,495 ($142/sqft)
Median days on market
164 d
This list price
51% of active listings are priced below it
ARV vs active asking
+14.8% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77532

Home prices YoY
-28.6%
Rents YoY
1.5%
Active inventory
1723
Price-to-rent
13.0×

Monthly cashflow live

Estimated rent
$2,165 medium interval (Pro) →
Mortgage (P&I)
$1,774
Tax est. 1.5%
$423 /mo · $5,075/yr
Insurance
$141
HOA
$63
Vacancy / Maint / Mgmt
$455
Net cashflow
$-690

Break-even live

Break-even rent $3,039
Max offer price $238,429
Occupancy floor

Sensitivity live

Price -10% $-457 -5% $-573 +0% $-690 +5% $-807 +10% $-924
Rent -10% $-861 -5% $-776 +0% $-690 +5% $-605 +10% $-519
Rate -1.0pp $-520 -0.5pp $-604 base $-690 +0.5pp $-778 +1.0pp $-867

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$84,582
Closing costs
$10,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3310 Indian Mound Trl Crosby, TX 3.0 2.0 1808 $1,795 $0.99 94d 1 0.34mi
3310 Indian Mound Trl Crosby, TX 3.0 2.0 1808 $1,650 $0.91 18d 1 0.34mi
18707 Antler Trails Ct Crosby, TX 4.0 2.5 2547 $2,361 $0.93 120d 1 1.04mi

Listing history 50 events

  1. 2026-09-24
    days on market $338,328 Active 182 DOM
  2. 2026-09-23
    days on market $338,328 Active 181 DOM
  3. 2026-09-22
    days on market $338,328 Active 180 DOM
  4. 2026-09-21
    days on market $338,328 Active 179 DOM
  5. 2026-09-20
    days on market $338,328 Active 178 DOM
  6. 2026-09-19
    days on market $338,328 Active 177 DOM
  7. 2026-09-18
    days on market $338,328 Active 176 DOM
  8. 2026-09-17
    days on market $338,328 Active 175 DOM
  9. 2026-09-16
    days on market $338,328 Active 174 DOM
  10. 2026-09-15
    days on market $338,328 Active 173 DOM
  11. 2026-09-14
    days on market $338,328 Active 172 DOM
  12. 2026-09-13
    days on market $338,328 Active 171 DOM
  13. 2026-09-12
    days on market $338,328 Active 170 DOM
  14. 2026-09-11
    days on market $338,328 Active 169 DOM
  15. 2026-09-05
    days on market $338,328 Active 163 DOM
  16. 2026-09-04
    days on market $338,328 Active 162 DOM
  17. 2026-09-02
    days on market $338,328 Active 160 DOM
  18. 2026-08-31
    days on market $338,328 Active 158 DOM
  19. 2026-08-29
    days on market $338,328 Active 156 DOM
  20. 2026-08-28
    days on market $338,328 Active 155 DOM
  21. 2026-08-27
    days on market $338,328 Active 154 DOM
  22. 2026-08-25
    days on market $338,328 Active 152 DOM
  23. 2026-08-24
    days on market $338,328 Active 151 DOM
  24. 2026-08-23
    days on market $338,328 Active 150 DOM
  25. 2026-08-22
    days on market $338,328 Active 149 DOM
  26. 2026-08-21
    days on market $338,328 Active 148 DOM
  27. 2026-08-20
    days on market $338,328 Active 147 DOM
  28. 2026-08-19
    days on market $338,328 Active 146 DOM
  29. 2026-08-18
    days on market $338,328 Active 145 DOM
  30. 2026-08-17
    days on market $338,328 Active 144 DOM
  31. 2026-08-16
    days on market $338,328 Active 143 DOM
  32. 2026-08-15
    days on market $338,328 Active 142 DOM
  33. 2026-08-14
    days on market $338,328 Active 141 DOM
  34. 2026-08-13
    days on market $338,328 Active 140 DOM
  35. 2026-08-12
    days on market $338,328 Active 139 DOM
  36. 2026-08-11
    days on market $338,328 Active 138 DOM
  37. 2026-08-10
    days on market $338,328 Active 137 DOM
  38. 2026-08-09
    days on market $338,328 Active 136 DOM
  39. 2026-08-08
    days on market $338,328 Active 135 DOM
  40. 2026-08-06
    days on market $338,328 Active 133 DOM
  41. 2026-08-05
    days on market $338,328 Active 132 DOM
  42. 2026-08-04
    days on market $338,328 Active 131 DOM
  43. 2026-08-03
    days on market $338,328 Active 130 DOM
  44. 2026-07-31
    days on market $338,328 Active 127 DOM
  45. 2026-07-30
    days on market $338,328 Active 126 DOM
  46. 2026-07-30
    days on market $338,328 Active 125 DOM
  47. 2026-07-28
    days on market $338,328 Active 124 DOM
  48. 2026-07-26
    days on market $338,328 Active 122 DOM
  49. 2026-07-24
    days on market $338,328 Active 120 DOM
  50. 2026-07-23
    days on market $338,328 Active 119 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 5 d/yr ≥111°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,986
− Mortgage interest
−$18,952
− Property taxes
−$5,075
− Insurance
−$1,692
− Repairs & maintenance
−$2,079
− Management
−$2,079
− HOA
−$756
− Depreciation
−$9,842
Taxable loss
−$14,488
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,477
After-tax cash flow
$-4,807/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This home is in excellent condition with a modern kitchen, good natural light, and a well-maintained exterior. It is move-in ready and would benefit from some minor updates to increase its resale and rental value.

Value-add opportunities

  • Resale Paint interior walls — Fresh paint can enhance the home's curb appeal and make it more inviting
  • Rental Install new flooring in bathrooms — New flooring can improve the rental experience and attract tenants
  • Both Add landscaping around the front of the house — Landscaping can enhance the home's curb appeal and attract both buyers and renters
F Composite school gradezoned avg 44/100

Zoned Schools

High Crosby H S F TX #652/1,632 Nat'l #6,890/17,239

Schools (NCES district)

District
Crosby ISD
NCES district ID
4815750
Math proficiency
39% ▼ -13.00%
Reading proficiency
40% ▼ -5.00%
Median HH income
$61,079
Composite
35.14/100
National rank
#5012
State rank
#369 of 826 in TX
D Composite livability gradescore 59/100

Livability — Crosby

Score
59/100
State rank
#1121
US rank
#19783

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Harris County · 5,571,493 people
City population
33,780
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
33,780
Household income
$92,201
Rent vs Own
13.9% rent · 86.1% own
Severe rent burden
10% of renters

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 54% Hispanic / Latino 31% Two or more races 16% Black 9%
Hispanic origin (detail)
Mexican 24%
Common ancestry
Lithuanian 4% Romanian 3% Italian 2%
Foreign-born
10% · Canada
Languages at home
78% English-only · Spanish 21%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Price history

-10.1% since first listed
6 events — show timeline
  • 2026-03-26 Listed $338,328 HARMLS
  • 2026-03-26 Listing Removed HARMLS
  • 2026-03-12 Price Changed $338,328 HARMLS
  • 2026-01-29 Price Changed $359,923 HARMLS
  • 2026-01-05 Price Changed $386,923 HARMLS
  • 2025-12-17 Listed $376,367 HARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…