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7320 Westpointe Blvd #533
D Composite 41.97
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.7/30.0
  • 1% rule +8.8/10.0
  • ARV discount +7.5/15.0
  • Livability +4.3/5.0
  • Schools +4.1/10.0
  • DSCR +2.8/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$160,000

7320 Westpointe Blvd #533 · Orlando, FL 32835
2 bd · 2.0 ba · 1,127 sqft · Condo public records · 97 Days on market
Built 1994 $718/mo HOA · 32% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BANK OWNED - QUICK RESPONSE TO OFFERS - QUICK CLOSING AVAILABLE - Open and spacious floor plan, Lovely view from balcony of rolling landscape. Will not last long. CALL TODAY. ..

Key facts

  • Gated community
  • Clubhouse
  • Private balcony

Tags

PRIVATE BALCONYWALK-IN CLOSETEN-SUITE BATHIN-UNIT LAUNDRYGATED COMMUNITYCLUBHOUSE

Property features AI

Finance

  • Financial info: Total annual fees approx. $8,616.60; Lease restrictions: none indicated
  • HOA & community: HOA: Bermuda Dunes; Monthly HOA dues approx. $718.05 (includes structure and grounds maintenance); Association approval required; Community amenities: clubhouse, fitness center, playground, pool, sidewalks, tennis courts, street lights; Pets allowed (max ~50 lbs)

Exterior

  • Parking: Attached garage with 1 garage space
  • Utilities: Public water; Public sewer; Cable available and connected; Electricity available and connected; Phone available; Underground utilities; Water connected; Sewer connected
  • Home design: Condominium; Residential property; 3 total stories; unit on 3rd floor; Faces south
  • Construction: Block and stucco construction; Shingle roof; Block foundation; Built on one level (unit)
  • Exterior features: Balcony; Pond view

Interior

  • Kitchen: Dishwasher; Microwave; Range; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Carpet; One level layout
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: Ceiling fans; High ceilings; Open floor plan; Walk-in closet(s); Building has elevator
  • Laundry & utility: Laundry closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $160k.

Deal economics

  • At list price, monthly cash flow is $-104 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $142k (11.5% below list).
  • Meets the 1% rule at list price ($2k rent vs $160k).
  • Recommended offer: $142k (11.5% below list) — sets the bar for cash-flow.
  • Cap rate 5.5% vs local median 3.0% in Orlando — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 86/100 on livability (#12 in FL, #360 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Metrowest Elementary (math 42% / reading 39%, grade F, #1,471 of 2,144 statewide, top 69%, 610 students, 50% FRL); Gotha Middle (math 48% / reading 52%, grade C, #254 of 571 statewide, top 45%, 1,052 students, 42% FRL); Olympia High (math 24% / reading 52%, grade F, #328 of 667 statewide, top 50%, 2,969 students, 47% FRL).
  • Market conditions: Rents soft (-1.2%/yr); 381 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 10d on market — plan ~1-2 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 97 days — a 9% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 16y ago; this cycle's ask has dropped $20k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $85k; list at $160k implies a 88% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 32% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $141,563 (11.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 97 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.38%
Cap rate
5.51%
Cash-on-cash
-2.80%
DSCR
0.88
GRM
6.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-26.7%
Equity multiple
0.14×
Total profit
$-38,568
Equity at exit
$23,857
10-year hold
IRR
-59.8%
Equity multiple
-0.46×
Total profit
$-65,210
Equity at exit
$13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32835

Home prices YoY
-31.7%
Rents YoY
-1.2%
Active inventory
381
Price-to-rent
6.0×

Monthly cashflow live

Estimated rent
$2,213 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$229 /mo · $2,750/yr
Insurance
$67
HOA
$718
Vacancy / Maint / Mgmt
$465
Net cashflow
$-104

Break-even live

Break-even rent $2,345
Max offer price $141,563
Occupancy floor 100%

Sensitivity live

Price -10% $-14 -5% $-59 +0% $-104 +5% $-150 +10% $-195
Rent -10% $-279 -5% $-192 +0% $-104 +5% $-17 +10% $70
Rate -1.0pp $-24 -0.5pp $-64 base $-104 +0.5pp $-146 +1.0pp $-188

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,000
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7330 Westpointe Blvd Orlando, FL 2.0 1.0 1014 $2,062 $2.03 19d 1 0.02mi
7340 Westpointe Blvd Orlando, FL 1.0–2.0 1.0–2.0 961 $2,500 $2.60 9d 2 0.05mi
7340 Westpointe Blvd Orlando, FL 1.0 1.0 842 $2,500 $2.97 25d 1 0.05mi
7300 Westpointe Blvd #712 Orlando, FL 1.0 1.0 842 $2,200 $2.61 22d 1 0.07mi
7280 Westpointe Blvd Orlando, FL 1.0–2.0 1.0–2.0 956 $2,500 $2.62 0d 2 0.08mi
7360 Westpointe Blvd Orlando, FL 1.0–2.0 1.0 931 $2,200 $2.36 22d 2 0.09mi
7360 Westpointe Blvd #125 Orlando, FL 1.0 1.0 842 $2,300 $2.73 9d 1 0.10mi
7270 Westpointe Blvd Orlando, FL 1.0–2.0 1.0–2.0 961 $2,500 $2.60 25d 3 0.13mi
7240 Westpointe Blvd Orlando, FL 1.0–2.0 1.0 931 $2,200 $2.36 22d 2 0.16mi
7240 Westpointe Blvd Orlando, FL 1.0 1.0 842 $1,808 $2.15 3d 2 0.16mi
7250 Westpointe Blvd Orlando, FL 1.0–2.0 1.0 843 $2,500 $2.97 25d 3 0.16mi
7250 Westpointe Blvd Orlando, FL 1.0–2.0 1.0 931 $2,500 $2.68 9d 2 0.16mi
7240 Westpointe Blvd #1135 Orlando, FL 1.0 1.0 842 $2,300 $2.73 3d 1 0.16mi
7220 Westpointe Blvd Orlando, FL 1.0–2.0 1.0–2.0 961 $3,000 $3.12 0d 5 0.20mi
7220 Westpointe Blvd Orlando, FL 1.0–2.0 1.0–2.0 961 $3,000 $3.12 4d 5 0.20mi
7210 Westpointe Blvd Orlando, FL 2.0 2.0 1080 $2,800 $2.59 6d 1 0.23mi
7210 Westpointe Blvd Orlando, FL 1.0–2.0 1.0–2.0 961 $2,800 $2.91 23d 2 0.23mi
7200 Westpointe Blvd Orlando, FL 2.0 1.0–2.0 1110 $2,375 $2.14 3d 2 0.27mi
7200 Westpointe Blvd #1511 Orlando, FL 2.0 2.0 1200 $3,000 $2.50 25d 1 0.27mi
7123 Yacht Basin Ave Orlando, FL 3.0 2.0 1307 $2,175 $1.66 0d 2 0.44mi
7109 Yacht Basin Ave #428 Orlando, FL 2.0 2.0 1050 $1,800 $1.71 23d 1 0.47mi
2450 Lake Debra Dr Orlando, FL 1.0–4.0 1.0–2.0 1146 $1,844 $1.61 0d 29 0.72mi
2333 Lake Debra Dr Orlando, FL 1.0–3.0 1.0–2.5 1227 $2,154 $1.75 3d 35 0.86mi
3250 Corona Village Way Orlando, FL 3.0 2.0 1387 $1,875 $1.35 0d 2 1.04mi
2558 Robert Trent Jones Dr #1424 Orlando, FL 1.0 1.0 854 $1,450 $1.70 0d 1 1.04mi
2600 Robert Trent Jones Dr #912 Orlando, FL 1.0 1.0 854 $1,400 $1.64 23d 1 1.07mi
6685 Queens Borough Ave #306 Orlando, FL 2.0 1.0 1035 $1,500 $1.45 3d 1 1.08mi
3280 Soho St Orlando, FL 2.0–3.0 1.0–2.0 1147 $1,600 $1.39 5d 3 1.09mi
2544 Robert Trent Jones Dr Orlando, FL 2.0–3.0 1.0–2.0 1114 $1,475 $1.32 4d 3 1.09mi
6500 Metrowest Blvd Orlando, FL 1.0–3.0 1.0–2.0 911 $1,812 $1.99 3d 19 1.10mi
1658 S Hiawassee Rd Orlando, FL 1.0–2.0 1.0–2.0 890 $1,805 $2.03 0d 12 1.11mi
6663 Queens Borough Ave #303 Orlando, FL 2.0 2.0 1233 $1,549 $1.26 0d 1 1.11mi
6663 Queens Borough Ave Unit 57-207 Orlando, FL 2.0 2.0 1107 $1,695 $1.53 18d 1 1.11mi
3384 Corona Village Way Orlando, FL 1.0–3.0 1.0–2.0 1101 $1,725 $1.57 16d 1 1.11mi
2532 Robert Trent Jones Dr Orlando, FL 2.0 1.0 933 $1,575 $1.69 15d 1 1.12mi
1224 S Hiawassee Rd #620 Orlando, FL 3.0 2.0 1206 $1,875 $1.55 25d 1 1.12mi
2624 Robert Trent Jones Dr Orlando, FL 2.0 1.0 933 $1,495 $1.60 9d 1 1.13mi
2632 Robert Trent Jones Dr #110 Orlando, FL 2.0 2.0 1150 $1,795 $1.56 9d 1 1.13mi
2632 Robert Trent Jones Dr Orlando, FL 1.0–2.0 1.0–2.0 1001 $1,795 $1.79 18d 2 1.13mi
1212 S Hiawassee Rd Orlando, FL 2.0–3.0 2.0 1229 $1,800 $1.46 25d 3 1.14mi

HOA detail condo

Monthly dues
$718 · $8,616/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 20 events

  1. 2026-06-22
    price $160,000 Active 97 DOM
  2. 2026-06-21
    days on market $169,000 Active 97 DOM
  3. 2026-06-18
    days on market $169,000 Active 94 DOM
  4. 2026-06-17
    days on market $169,000 Active 93 DOM
  5. 2026-06-16
    days on market $169,000 Active 92 DOM
  6. 2026-06-15
    days on market $169,000 Active 91 DOM
  7. 2026-06-13
    days on market $169,000 Active 89 DOM
  8. 2026-06-13
    pricedays on market $169,000 Active 88 DOM
  9. 2026-06-09
    days on market $174,900 Active 85 DOM
  10. 2026-06-08
    days on market $174,900 Active 84 DOM
  11. 2026-06-07
    days on market $174,900 Active 83 DOM
  12. 2026-06-04
    days on market $174,900 Active 80 DOM
  13. 2026-06-03
    days on market $174,900 Active 79 DOM
  14. 2026-06-02
    days on market $174,900 Active 78 DOM
  15. 2026-06-02
    days on market $174,900 Active 77 DOM
  16. 2026-05-31
    days on market $174,900 Active 76 DOM
  17. 2026-05-11
    price $174,900
  18. 2026-03-16
    listed $179,900 Active
  19. 2010-05-21
    soldstatus $84,900 177-char remark
    Show marketing remark (177 chars)

    BANK OWNED - QUICK RESPONSE TO OFFERS - QUICK CLOSING AVAILABLE - Open and spacious floor plan, Lovely view from balcony of rolling landscape. Will not last long. CALL TODAY. ..

  20. 2010-04-09
    listed $59,900 177-char remark
    Show marketing remark (177 chars)

    BANK OWNED - QUICK RESPONSE TO OFFERS - QUICK CLOSING AVAILABLE - Open and spacious floor plan, Lovely view from balcony of rolling landscape. Will not last long. CALL TODAY. ..

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,750 · $229/mo
Projected year-2 tax
$2,750 · $229/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,560
− Mortgage interest
−$8,962
− Property taxes
−$2,750
− Insurance
−$800
− Repairs & maintenance
−$2,125
− Management
−$2,125
− HOA
−$8,616
− Depreciation
−$4,655
Taxable loss
−$3,473
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$833
After-tax cash flow
$-419/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Orange
NCES district ID
1201440
Math proficiency
46% ▼ -9.00%
Reading proficiency
51% ▼ -2.00%
Median HH income
$49,350
Composite
41.47/100
National rank
#3461
State rank
#43 of 73 in FL

Livability — Orlando

Score
86/100
State rank
#12
US rank
#360

Category grades

Amenities A+ Commute A+ Cost of living B- Crime B+ Employment C+ Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Orlando, FL
County
Orange County · 1,471,359 people
City population
964,969
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
49,205
Household income
$71,418
Rent vs Own
51.9% rent · 48.1% own
Severe rent burden
2914.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
1,618,226 people
By 2030
1,787,404 · +10.5%
By 2040
2,125,621 · +31.4%
By 2050
2,454,016 · +51.6%
By 2075
3,173,711 · +96.1%
By 2100
3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.79)
Race & ethnicity
White 33% Hispanic / Latino 24% Black 19% Two or more races 19% Asian 11%
Hispanic origin (detail)
Mexican 1% Puerto Rican 7% Cuban 2% Dominican 1%
Common ancestry
Estonian 9% Hispanic 7% Russian 2%
Foreign-born
38% · Canada, Vietnam, Jamaica
Languages at home
51% English-only · Spanish 18% Other Indo-European 17% French/Haitian/Cajun 6%

Political lean MEDSL · Orange

2024 margin
D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
2008→2024 swing
-5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
All cycles
2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -116.26%
Current HPI
250.6804
Rent YoY
▼ -1.21%
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+192.0% since first listed
4 events — show timeline
  • 2026-05-11 Price Changed $174,900 Stellar MLS as Distributed by MLS Grid
  • 2026-03-16 Listed $179,900 Stellar MLS as Distributed by MLS Grid
  • 2010-05-21 Sold (MLS) $84,900 Stellar MLS as Distributed by MLS Grid
  • 2010-04-09 Listed $59,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+4.7%/yr

Latest (2025): $2,750 · +5.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…