1158 Coquina Blf · Daytona Beach, FL 32117

$160,000

3 bd · 2.0 ba · 1,612 sqft · Manufactured public records · 154 Days on market

Built 2019 0.32 ac lot $15/mo HOA · 1% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.1/30.0
• DSCR +9.4/10.0
• 1% rule +7.8/10.0
• ARV discount +7.5/15.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Investor Alert! Home is not an approved Short Sale price. Large open kitchen. Huge laundry room, bonus room can be made into a 4th bedroom but lacks closet, Oversized yard, partially fenced. HOA implied they were replacing back fence at no cost to homeowner.

Key facts

• Oversized yard
• Partially fenced
• Laundry room

Tags

• OPEN KITCHEN
• LAUNDRY ROOM
• BONUS ROOM
• OVERSIZED YARD
• PARTIALLY FENCED

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $160k.

Deal economics

• At list price, monthly cash flow is $451 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $160k).
• Recommended offer: $141k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D-.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Westside Elementary School (math 29% / reading 26%, grade F, #1,962 of 2,144 statewide, top 92%, 636 students, 83% FRL); Campbell Middle School (math 28% / reading 30%, grade F, #479 of 571 statewide, top 84%, 855 students, 80% FRL); Mainland High School (math 30% / reading 37%, grade F, #400 of 667 statewide, top 61%, 1,855 students, 64% FRL) — zoned schools average 76% FRL vs 51% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 30% at this address vs 46% district-wide (-16 pts) — the specific schools serving this property underperform the Volusia average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+1.0%/yr); 333 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
• This rent runs 44% of the median local income ($56k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 154 days — a 12% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 4y ago; this cycle's ask has dropped $50k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $140,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 154 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.28% ✓
• Cap rate: 9.68%
• Cash-on-cash: 12.08%
• DSCR: 1.54
• GRM: 6.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.01% rent growth · sell at horizon

5-year hold

• IRR: -0.7%
• Equity multiple: 0.97×
• Total profit: $-1,161
• Equity at exit: $23,857

10-year hold

• IRR: 6.7%
• Equity multiple: 1.45×
• Total profit: $20,378
• Equity at exit: $13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32117

• Home prices YoY: -8.2%
• Rents YoY: 1.0%
• Active inventory: 333
• Price-to-rent: 6.5×

Monthly cashflow live

• Estimated rent: $2,052 high
• Mortgage (P&I): −$839
• Tax from tax record: −$249 /mo · $2,991/yr
• Insurance: −$67
• HOA: −$15
• Vacancy / Maint / Mgmt: −$431
• Net cashflow: $451

Break-even live

Break-even rent $1,481

Max offer price $160,000

Occupancy floor 73%

Sensitivity live

Price	-10% $542	-5% $496	+0% $451	+5% $406	+10% $360
Rent	-10% $289	-5% $370	+0% $451	+5% $532	+10% $613
Rate	-1.0pp $532	-0.5pp $492	base $451	+0.5pp $410	+1.0pp $367

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,000
• Closing costs: $4,800
• Reserves months: —
• Total cash needed: —

Rent comps 30 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1262 Essex Rd Daytona Beach, FL	3.0	2.0	1500	$1,900	$1.27	25d	1	0.24mi
1224 10th St Daytona Beach, FL	3.0	1.0	1284	$1,550	$1.21	16d	1	0.28mi
875 Derbyshire Rd Daytona Beach, FL	3.0	1.0–2.0	835	$1,299	$1.56	12d	11	0.44mi
100 Windflower LN Daytona Beach, FL	1.0–3.0	1.0–2.0	1021	$2,516	$2.46	12d	63	0.55mi
101 Claysburg LN Holly Hill, FL	1.0–3.0	1.0–2.0	1163	$2,800	$2.41	16d	25	0.55mi
1013 Lewis Dr Daytona Beach, FL	3.0	1.5	1475	$1,850	$1.25	25d	1	0.60mi
1012 Cadillac Dr Daytona Beach, FL	3.0	2.0	1353	$1,650	$1.22	25d	1	0.65mi
520 Zinfandel Dr Unit 1 Daytona Beach, FL	3.0	2.5	1463	$2,500	$1.71	25d	1	0.83mi
1014 Indian Oaks E Daytona Beach, FL	3.0	2.0	1500	$2,650	$1.77	25d	1	0.85mi
638 LPGA Blvd Unit B Daytona Beach, FL	3.0	2.0	1111	$2,490	$2.24	25d	1	0.96mi
1017 Wicker Way Daytona Beach, FL	5.0	1.0–3.0	2136	$3,142	$1.47	12d	1	0.97mi
802 Lewis Dr Daytona Beach, FL	3.0	1.0	1223	$1,700	$1.39	25d	1	0.98mi
1600 Lpga Blvd Daytona Beach, FL	1.0–3.0	1.0–2.0	1045	$2,622	$2.51	12d	21	1.02mi
736 White St Daytona Beach, FL	3.0	2.0	1092	$1,799	$1.65	25d	1	1.06mi
1559 Hammock Dr Unit B Holly Hill, FL	2.0	1.5	1100	$1,375	$1.25	16d	1	1.09mi
430 Dorothy Ave Daytona Beach, FL	3.0	1.0	1103	$1,700	$1.54	16d	1	1.13mi
218 Center St Daytona Beach, FL	3.0	2.0	1234	$2,190	$1.77	22d	1	1.14mi
331 Clifton Ave Daytona Beach, FL	3.0	2.0	1355	$2,050	$1.51	25d	1	1.14mi
1851 Lpga Blvd Daytona Beach, FL	1.0–3.0	1.0–3.0	966	$2,516	$2.60	12d	49	1.21mi
595 Brentwood Dr Daytona Beach, FL	3.0	2.0	1869	$2,100	$1.12	16d	1	1.21mi
1575 Megan Bay Cir Daytona Beach, FL	3.0	2.0	1232	$1,800	$1.46	25d	1	1.22mi
1512 Richmond Ave Unit 1546284P Daytona Beach, FL	3.0	2.0	1173	$3,226	$2.75	16d	1	1.24mi
1500 Alexis AVE Daytona Beach, FL	1.0–3.0	1.0–2.0	1003	$2,205	$2.20	12d	32	1.36mi
1235 Alcazar St Daytona Beach, FL	3.0	2.0	1498	$2,100	$1.40	25d	1	1.37mi
108 San Mardeen Ct Daytona Beach, FL	3.0	2.0	1500	$2,650	$1.77	25d	1	1.37mi
100 Navigator DR Daytona Beach, FL	1.0–3.0	1.0–2.0	1029	$1,808	$1.76	12d	25	1.43mi
519 Colfax Dr Daytona Beach, FL	3.0	1.5	1288	$1,700	$1.32	25d	1	1.46mi
704 Tennessee St Unit 1 Daytona Beach, FL	2.0	1.0	1479	$1,250	$0.85	25d	1	1.48mi
1435 Atlanta Dr Daytona Beach, FL	3.0	1.0	1200	$1,800	$1.50	25d	1	1.48mi
550 Ruth St Daytona Beach, FL	3.0	2.0	1114	$1,995	$1.79	12d	1	1.48mi

HOA detail

• Monthly dues: $15 · $180/yr

Listing history 33 events

1. 2026-06-22
   days on market $160,000 Active 154 DOM
2. 2026-06-18
   days on market $160,000 Active 151 DOM
3. 2026-06-17
   days on market $160,000 Active 150 DOM
4. 2026-06-16
   days on market $160,000 Active 149 DOM
5. 2026-06-15
   days on market $160,000 Active 148 DOM
6. 2026-06-14
   days on market $160,000 Active 146 DOM
7. 2026-06-10
   days on market $160,000 Active 143 DOM
8. 2026-06-09
   days on market $160,000 Active 142 DOM
9. 2026-06-08
   days on market $160,000 Active 141 DOM
10. 2026-06-07
    pricedays on market $160,000 Active 140 DOM
11. 2026-06-05
    days on market $170,000 Active 137 DOM
12. 2026-06-03
    days on market $170,000 Active 136 DOM
13. 2026-06-03
    days on market $170,000 Active 135 DOM
14. 2026-06-01
    days on market $170,000 Active 134 DOM
15. 2026-05-31
    days on market $170,000 Active 133 DOM
16. 2026-05-31
    days on market $170,000 Active 132 DOM
17. 2026-05-07
    price $170,000 258-char remark

    Show marketing remark (258 chars)

    Investor Alert! Home is not an approved Short Sale price. Large open kitchen. Huge laundry room, bonus room can be made into a 4th bedroom but lacks closet, Oversized yard, partially fenced. HOA implied they were replacing back fence at no cost to homeowner.

18. 2026-04-06
    price $180,000 258-char remark

    Show marketing remark (258 chars)

    Investor Alert! Home is not an approved Short Sale price. Large open kitchen. Huge laundry room, bonus room can be made into a 4th bedroom but lacks closet, Oversized yard, partially fenced. HOA implied they were replacing back fence at no cost to homeowner.

19. 2026-03-04
    price $190,000 258-char remark

    Show marketing remark (258 chars)

    Investor Alert! Home is not an approved Short Sale price. Large open kitchen. Huge laundry room, bonus room can be made into a 4th bedroom but lacks closet, Oversized yard, partially fenced. HOA implied they were replacing back fence at no cost to homeowner.

20. 2026-02-09
    price $200,000 258-char remark

    Show marketing remark (258 chars)

    Investor Alert! Home is not an approved Short Sale price. Large open kitchen. Huge laundry room, bonus room can be made into a 4th bedroom but lacks closet, Oversized yard, partially fenced. HOA implied they were replacing back fence at no cost to homeowner.

21. 2026-01-18
    listed $210,000 Active 258-char remark

    Show marketing remark (258 chars)

    Investor Alert! Home is not an approved Short Sale price. Large open kitchen. Huge laundry room, bonus room can be made into a 4th bedroom but lacks closet, Oversized yard, partially fenced. HOA implied they were replacing back fence at no cost to homeowner.

22. 2025-04-30
    historical
23. 2025-03-03
    price $256,000
24. 2025-02-21
    listed $265,000 Active
25. 2022-07-15
    soldstatus $240,000
26. 2022-06-30
    soldstatus $240,000 Closed
27. 2022-06-02
    historical Contingent
28. 2022-05-09
    price $250,000
29. 2022-05-09
    status Active
30. 2022-05-03
    historical
31. 2022-04-30
    listed $235,000 Active
32. 2006-06-15
    soldstatus $33,000
33. 2006-06-15
    soldstatus $33,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,991 · $249/mo
• Projected year-2 tax: $2,991 · $249/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,623
• − Mortgage interest: −$8,962
• − Property taxes: −$2,991
• − Insurance: −$800
• − Repairs & maintenance: −$1,970
• − Management: −$1,970
• − HOA: −$180
• − Depreciation: −$4,655
• Taxable income: $3,095
• Est. tax owed @ 24.0%: −$743
• After-tax cash flow: $4,669/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Daytona Beach

• Score: 83/100
• State rank: #46
• US rank: #867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Daytona Beach, FL
• County: Volusia County · 556,871 people
• City population: 67,539
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 30,955
• Household income: $56,419
• Rent vs Own: 52.3% rent · 47.7% own
• Severe rent burden: 1781.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.63)
• Race & ethnicity: White 53% Black 27% Hispanic / Latino 10% Two or more races 9% Asian 3%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3%
• Common ancestry: Romanian 2% Lithuanian 2% Slovak 1%
• Foreign-born: 8% · Canada, Vietnam, Jamaica
• Languages at home: 86% English-only · Spanish 8% Vietnamese 1% Other Indo-European 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -96.62%
• Current HPI: 1084.54
• Rent YoY: ▲ 1.01%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+415.2% since first listed

17 events — show timeline

• 2026-05-07 Price Changed $170,000 Daytona MLS
• 2026-04-06 Price Changed $180,000 Daytona MLS
• 2026-03-04 Price Changed $190,000 Daytona MLS
• 2026-02-09 Price Changed $200,000 Daytona MLS
• 2026-01-18 Listed $210,000 Daytona MLS
• 2025-04-30 Listing Removed — Daytona MLS
• 2025-03-03 Price Changed $256,000 Daytona MLS
• 2025-02-21 Listed $265,000 Daytona MLS
• 2022-07-15 Sold (Public Records) $240,000 Public Records
• 2022-06-30 Sold (MLS) $240,000 Daytona MLS
• 2022-06-02 Contingent — Daytona MLS
• 2022-05-09 Price Changed $250,000 Daytona MLS
• 2022-05-09 Relisted — Daytona MLS
• 2022-05-03 Listing Removed — Daytona MLS
• 2022-04-30 Listed $235,000 Daytona MLS
• 2006-06-15 Sold (Public Records) $33,000 Public Records
• 2006-06-15 Sold (Public Records) $33,000 Public Records

Property tax history

+26.4%/yr

Latest (2025): $2,991 · +2.9% YoY. Source: county tax records.