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154 Orange Flame Blvd
D- Composite 38.94
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.8/15.0
  • Cash flow +9.9/30.0
  • Schools +3.5/10.0
  • DSCR +2.8/10.0
  • Livability +2.7/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • 1% rule +2.3/10.0
  • Appreciation +0.0/10.0

$203,720

154 Orange Flame Blvd · Uhland, TX 78640
2 bd · 2.0 ba · 1,014 sqft · Land · 53 Days on market
Built 2026 4,791 sqft lot $201/sqft · 12% below area Est $231k · 12% under $60/mo HOA · 4% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

ESTIMATED COMPLETION AUGUST. The Darcy is a thoughtfully designed 1,014 square foot home that offers two spacious bedrooms and two bathrooms. The open-concept layout features a stunning kitchen with a large island and a walk-in pantry. The main bedroom, bedroom 1, includes a generous ensuite with a walk-in shower and a sizable walk-in closet. Enjoy outdoor living with a covered patio and a professionally landscaped, irrigated yard with Bermuda sod. The Darcy also includes the America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, a Smart Light Switch, Kwikset Smart lock, and more. Images are representative of p

Key facts

  • Large island
  • Walk-in shower
  • Stunning kitchen

Tags

OPEN-CONCEPT LAYOUTSTUNNING KITCHENLARGE ISLANDWALK-IN PANTRYGENEROUS ENSUITEWALK-IN SHOWER

Property features AI

Finance

  • HOA & community: Homeowners association (Marigold) with $60 monthly fee; HOA covers common area maintenance; Community amenities include common grounds, community mailbox, dog park, playground, park, and trails/paths

Exterior

  • Parking: Attached garage (1 covered space)
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available; High-speed internet available; Cable available
  • Home design: Single-story home; New construction by DR HORTON; Faces southwest; Slab foundation
  • Construction: HardiPlank-type exterior with radiant barrier; Composition shingle roof; New construction
  • Exterior features: Private yard; Covered patio; Automatic sprinklers; Back yard fencing with wood privacy fence

Interior

  • Kitchen: Dishwasher; Gas range; Microwave; Garbage disposal; Vented exhaust fan; ENERGY STAR qualified appliances
  • Bedrooms: 2 main-level bedrooms; Main level primary bedroom
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (natural gas); Central air conditioning; Thermostat included
  • Interior features: High ceilings; Open floorplan; Kitchen island; Pantry; Quartz counters; Recessed lighting; Smart home features; Walk-in closet(s); Double pane vinyl windows with screens; ENERGY STAR qualified windows
  • Laundry & utility: Laundry closet on the main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath land listed at $204k.

Deal economics

  • At list price, monthly cash flow is $-127 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $181k (11.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $149k (26.9% below list).
  • Recommended offer: $149k (26.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 54/100 on livability (#1,385 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A; Watch: employment C-, schools F, amenities F.
  • Hays CISD (rural): math 35% / reading 41% proficiency, ranked #390 of 826 in TX (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.3%/yr); 1801 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 5,270 units permitted in Hays County in 2024 (1,464 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Hays County population projected at +93% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 53 days — a 3% lower offer ($198k) is reasonable based on typical stale-listing flexibility.
Recommended offer $148,863 (26.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 53 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
5.54%
Cash-on-cash
-2.67%
DSCR
0.88
GRM
11.4

CMA / ARV

ARV (median comp)
$231,167
List price
$203,720
Delta
-11.87%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-23.9%
Equity multiple
0.20×
Total profit
$-45,509
Equity at exit
$30,375
10-year hold
IRR
-29.2%
Equity multiple
-0.18×
Total profit
$-67,080
Equity at exit
$17,614

Cash invested: $57,042 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78640

Home prices YoY
-33.8%
Rents YoY
-0.3%
Active inventory
1801
Price-to-rent
11.4×

Monthly cashflow live

Estimated rent
$1,489 medium interval (Pro) →
Mortgage (P&I)
$1,068
Tax from tax record
$90 /mo · $1,078/yr
Insurance
$85
HOA
$60
Vacancy / Maint / Mgmt
$313
Net cashflow
$-127

Break-even live

Break-even rent $1,649
Max offer price $181,272
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,930
Closing costs
$6,112
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
129 Pineland Ave Niederwald, TX 3.0 2.0 1460 $1,414 $0.97 12d 1 1.13mi

HOA detail

Monthly dues
$60 · $720/yr
Likely covers
security

Listing history 13 events

  1. 2026-06-16
    status $203,720 Pending 53 DOM
  2. 2026-06-15
    days on market $203,720 Active 53 DOM
  3. 2026-06-13
    days on market $203,720 Active 51 DOM
  4. 2026-06-09
    days on market $203,720 Active 47 DOM
  5. 2026-06-08
    days on market $203,720 Active 46 DOM
  6. 2026-06-07
    days on market $203,720 Active 45 DOM
  7. 2026-06-05
    days on market $203,720 Active 42 DOM
  8. 2026-06-03
    days on market $203,720 Active 41 DOM
  9. 2026-06-02
    days on market $203,720 Active 40 DOM
  10. 2026-06-01
    days on market $203,720 Active 39 DOM
  11. 2026-05-31
    days on market $203,720 Active 38 DOM
  12. 2026-04-29
    listed $203,720 Active 757-char remark
  13. 2026-04-23
    listed $203,720 Active 774-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,078 · $90/mo
Projected year-2 tax
$3,728 · $311/mo
Expected delta
+$2,650/yr (+$221/mo · 245.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,864
− Mortgage interest
−$11,411
− Property taxes
−$1,078
− Insurance
−$1,019
− Repairs & maintenance
−$1,429
− Management
−$1,429
− HOA
−$720
− Depreciation
−$5,926
Taxable loss
−$5,150
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,236
After-tax cash flow
$-289/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hays CISD
NCES district ID
4800010
Math proficiency
35% ▼ -15.00%
Reading proficiency
41% ▼ -5.00%
Median HH income
$70,570
Composite
34.78/100
National rank
#5118
State rank
#390 of 826 in TX

Livability — Uhland

Score
54/100
State rank
#1385
US rank
#23774

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Hays County · 280,138 people
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
77,531
Household income
$90,075
Rent vs Own
29.0% rent · 71.0% own
Severe rent burden
2552.0

Population outlook (Hays County) Hauer SSP2

Today (2025)
286,948 people
By 2030
336,923 · +17.4%
By 2040
441,894 · +54.0%
By 2050
553,462 · +92.9%
By 2075
838,261 · +192.1%
By 2100
1,063,658 · +270.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Hispanic / Latino 55% White 36% Two or more races 29% Black 5% Native American 1%
Hispanic origin (detail)
Mexican 47% Puerto Rican 1%
Common ancestry
Italian 2% Slovak 2% Lithuanian 1%
Foreign-born
13% · Canada
Languages at home
63% English-only · Spanish 35%

Political lean MEDSL · Hays

2024 margin
Lean D (+5.7) · D 52.1% · R 46.5% · Other 1.4%
2008→2024 swing
+7.7pp toward D · 2008: -2.0pp · 2024: 5.7pp
All cycles
2024: D+5.7 2020: D+10.8 2016: R+0.9 2012: R+10.4 2008: R+2.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -92.64%
Current HPI
181.7969
Rent YoY
▼ -0.34%
Metro
Austin-Round Rock-Georgetown, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-06-15 Pending Unlock MLS
  • 2026-04-23 Listed $203,720 Unlock MLS

Property tax history

+8.1%/yr

Latest (2025): $1,078 · +8.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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