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1417 Short St
C+ Composite 64.81
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.2/10.0
  • Appreciation +5.5/10.0
  • Schools +3.6/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0

$74,900

1417 Short St · Nanty-Glo, PA 15943
2 bd · 1.0 ba · 1,039 sqft · SingleFamily · 28 Days on market
Built 1942 10,454 sqft lot Est $51k · 47% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 1417 Short Street in Nanty Glo! This charming Cape Cod-style home is situated on a private corner lot and offers a blend of comfort and recent updates throughout. The main level features a spacious mudroom, a bright and inviting living area, a large eat-in kitchen with included appliances, convenient first-floor laundry, and a beautifully updated full bathroom. Upstairs, you'll find two generously sized bedrooms with plenty of natural light. The unfinished basement provides excellent storage space and includes updated electrical, a newer hot water tank, and additional mechanical improvements. Outside, enjoy a welcoming front porch, a covered rear patio perfect for relaxing or entertaining, a large yard, and off-street parking. This well-maintained home has plenty to offer. Schedule your showing today!

Key facts

  • Large eat-in kitchen
  • Spacious mudroom
  • Private corner lot

Tags

PRIVATE CORNER LOTSPACIOUS MUDROOMLARGE EAT-IN KITCHENFIRST-FLOOR LAUNDRYUPDATED FULL BATHROOMEXCELLENT STORAGE SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $291 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($988 rent vs $75k).
  • Recommended offer: $74k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Blacklick Valley SD (town): math 37% / reading 50% proficiency, ranked #310 of 539 in PA (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 11 active listings in the ZIP; 64 units permitted in Cambria County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $1k of equity ($518 loan paydown + $751 appreciation (1.0% local appreciation)).
  • Cambria County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (1.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 11y ago; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $50k; 50% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1942 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $73,776 (1.5% below list)

Questions for the listing agent

  1. Built in 1942 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.32%
Cap rate
10.95%
Cash-on-cash
16.64%
DSCR
1.74
GRM
6.3

CMA / ARV

ARV (on-the-fly)
$50,911
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1715 Mott St 0.21mi 3/1.5 (+1) 1,050 (+1%) 17mo $31,000 $30 68
1145 Davis St 0.27mi 2/1.0 1,172 (+13%) 2mo $57,000 $49 64
1083 Cardiff Rd 0.70mi 2/1.0 1,054 (+1%) 23mo $65,000 $62 46
1059 Hill St 0.60mi 3/1.0 (+1) 904 (-13%) 20mo $30,000 $33 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
18.6%
Equity multiple
1.95×
Total profit
$19,927
Equity at exit
$25,577
10-year hold
IRR
21.8%
Equity multiple
3.64×
Total profit
$55,267
Equity at exit
$33,996

Cash invested: $20,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15943

Home prices YoY
1.0%
Active inventory
11
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$988 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$66 /mo · $786/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$207
Net cashflow
$291

Break-even live

Break-even rent $620
Max offer price $74,900
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,725
Closing costs
$2,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-04-15
    status Pending
    Show marketing remark (823 chars)

    Welcome to 1417 Short Street in Nanty Glo! This charming Cape Cod-style home is situated on a private corner lot and offers a blend of comfort and recent updates throughout. The main level features a spacious mudroom, a bright and inviting living area, a large eat-in kitchen with included appliances, convenient first-floor laundry, and a beautifully updated full bathroom. Upstairs, you'll find two generously sized bedrooms with plenty of natural light. The unfinished basement provides excellent storage space and includes updated electrical, a newer hot water tank, and additional mechanical improvements. Outside, enjoy a welcoming front porch, a covered rear patio perfect for relaxing or entertaining, a large yard, and off-street parking. This well-maintained home has plenty to offer. Schedule your showing today!

  2. 2026-04-15
    status Pending 823-char remark
    Show marketing remark (823 chars)

    Welcome to 1417 Short Street in Nanty Glo! This charming Cape Cod-style home is situated on a private corner lot and offers a blend of comfort and recent updates throughout. The main level features a spacious mudroom, a bright and inviting living area, a large eat-in kitchen with included appliances, convenient first-floor laundry, and a beautifully updated full bathroom. Upstairs, you'll find two generously sized bedrooms with plenty of natural light. The unfinished basement provides excellent storage space and includes updated electrical, a newer hot water tank, and additional mechanical improvements. Outside, enjoy a welcoming front porch, a covered rear patio perfect for relaxing or entertaining, a large yard, and off-street parking. This well-maintained home has plenty to offer. Schedule your showing today!

  3. 2026-04-03
    price $74,900
    Show marketing remark (823 chars)

    Welcome to 1417 Short Street in Nanty Glo! This charming Cape Cod-style home is situated on a private corner lot and offers a blend of comfort and recent updates throughout. The main level features a spacious mudroom, a bright and inviting living area, a large eat-in kitchen with included appliances, convenient first-floor laundry, and a beautifully updated full bathroom. Upstairs, you'll find two generously sized bedrooms with plenty of natural light. The unfinished basement provides excellent storage space and includes updated electrical, a newer hot water tank, and additional mechanical improvements. Outside, enjoy a welcoming front porch, a covered rear patio perfect for relaxing or entertaining, a large yard, and off-street parking. This well-maintained home has plenty to offer. Schedule your showing today!

  4. 2026-04-03
    price $74,900 823-char remark
    Show marketing remark (823 chars)

    Welcome to 1417 Short Street in Nanty Glo! This charming Cape Cod-style home is situated on a private corner lot and offers a blend of comfort and recent updates throughout. The main level features a spacious mudroom, a bright and inviting living area, a large eat-in kitchen with included appliances, convenient first-floor laundry, and a beautifully updated full bathroom. Upstairs, you'll find two generously sized bedrooms with plenty of natural light. The unfinished basement provides excellent storage space and includes updated electrical, a newer hot water tank, and additional mechanical improvements. Outside, enjoy a welcoming front porch, a covered rear patio perfect for relaxing or entertaining, a large yard, and off-street parking. This well-maintained home has plenty to offer. Schedule your showing today!

  5. 2026-03-18
    listed $79,900 Active
    Show marketing remark (823 chars)

    Welcome to 1417 Short Street in Nanty Glo! This charming Cape Cod-style home is situated on a private corner lot and offers a blend of comfort and recent updates throughout. The main level features a spacious mudroom, a bright and inviting living area, a large eat-in kitchen with included appliances, convenient first-floor laundry, and a beautifully updated full bathroom. Upstairs, you'll find two generously sized bedrooms with plenty of natural light. The unfinished basement provides excellent storage space and includes updated electrical, a newer hot water tank, and additional mechanical improvements. Outside, enjoy a welcoming front porch, a covered rear patio perfect for relaxing or entertaining, a large yard, and off-street parking. This well-maintained home has plenty to offer. Schedule your showing today!

  6. 2026-03-18
    listed $79,900 Active 823-char remark
    Show marketing remark (823 chars)

    Welcome to 1417 Short Street in Nanty Glo! This charming Cape Cod-style home is situated on a private corner lot and offers a blend of comfort and recent updates throughout. The main level features a spacious mudroom, a bright and inviting living area, a large eat-in kitchen with included appliances, convenient first-floor laundry, and a beautifully updated full bathroom. Upstairs, you'll find two generously sized bedrooms with plenty of natural light. The unfinished basement provides excellent storage space and includes updated electrical, a newer hot water tank, and additional mechanical improvements. Outside, enjoy a welcoming front porch, a covered rear patio perfect for relaxing or entertaining, a large yard, and off-street parking. This well-maintained home has plenty to offer. Schedule your showing today!

  7. 2025-07-17
    price $79,900
  8. 2025-04-19
    price $83,000
  9. 2025-04-08
    price $86,000
  10. 2025-03-12
    price $88,000
  11. 2024-11-09
    price $90,000
  12. 2021-12-09
    soldstatus $50,000
  13. 2015-03-26
    soldstatus $9,799
  14. 2015-03-26
    soldstatus $9,799
  15. 2015-03-04
    soldstatus $9,500
  16. 2015-02-04
    listed $9,000
  17. 1996-04-01
    soldstatus $22,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$786 · $66/mo
Projected year-2 tax
$985 · $82/mo
Expected delta
+$199/yr (+$17/mo · 25.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥91°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,853
− Mortgage interest
−$4,196
− Property taxes
−$786
− Insurance
−$374
− Repairs & maintenance
−$948
− Management
−$948
− Depreciation
−$2,179
Taxable income
$2,421
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$581
After-tax cash flow
$2,909/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Blacklick Valley SD
NCES district ID
4203690
Math proficiency
37% ▲ 7.00%
Reading proficiency
50% ▲ 5.00%
Median HH income
$38,550
Composite
36.25/100
National rank
#4712
State rank
#310 of 539 in PA

Livability — Nanty-Glo

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Nanty-Glo, PA
City population
3,747
Population (ZIP)
3,747

Population outlook (Cambria County) Hauer SSP2

Today (2025)
122,754 people
By 2030
115,827 · -5.6%
By 2040
101,309 · -17.5%
By 2050
88,379 · -28.0%
By 2075
65,237 · -46.9%
By 2100
46,909 · -61.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (96%)
Race & ethnicity
White 96% Two or more races 2%
Common ancestry
Romanian 7% Lithuanian 2% Italian 2%
Foreign-born
1%
Languages at home
99% English-only · German/W. Germanic 1%

Political lean MEDSL · Cambria

2024 margin
Solid R (+39.7) · D 29.8% · R 69.5%
2008→2024 swing
-40.4pp toward R · 2008: 0.7pp · 2024: -39.7pp
All cycles
2024: R+39.7 2020: R+37.3 2016: R+37.8 2012: R+17.8 2008: D+0.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.00%
Current HPI
97.1064
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+240.5% since first listed
17 events — show timeline
  • 2026-04-15 Pending CSMLS
  • 2026-04-15 Pending AHARMLS
  • 2026-04-03 Price Changed $74,900 CSMLS
  • 2026-04-03 Price Changed $74,900 AHARMLS
  • 2026-03-18 Listed $79,900 CSMLS
  • 2026-03-18 Listed $79,900 AHARMLS
  • 2025-07-17 Price Changed $79,900 AHARMLS
  • 2025-04-19 Price Changed $83,000 AHARMLS
  • 2025-04-08 Price Changed $86,000 AHARMLS
  • 2025-03-12 Price Changed $88,000 AHARMLS
  • 2024-11-09 Price Changed $90,000 AHARMLS
  • 2021-12-09 Sold (Public Records) $50,000 Public Records
  • 2015-03-26 Sold (MLS) $9,799 CSMLS
  • 2015-03-26 Sold (MLS) $9,799 West Penn MLS
  • 2015-03-04 Sold (Public Records) $9,500 Public Records
  • 2015-02-04 Listed $9,000 West Penn MLS
  • 1996-04-01 Sold (Public Records) $22,000 Public Records

Property tax history

+1.3%/yr

Latest (2026): $786 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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