1417 Short St · Nanty-Glo, PA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.71%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 2/10 · Minimal
- Hot days now (above 91°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +8.2/10.0
- Appreciation +5.5/10.0
- Schools +3.6/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
$74,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 1417 Short Street in Nanty Glo! This charming Cape Cod-style home is situated on a private corner lot and offers a blend of comfort and recent updates throughout. The main level features a spacious mudroom, a bright and inviting living area, a large eat-in kitchen with included appliances, convenient first-floor laundry, and a beautifully updated full bathroom. Upstairs, you'll find two generously sized bedrooms with plenty of natural light. The unfinished basement provides excellent storage space and includes updated electrical, a newer hot water tank, and additional mechanical improvements. Outside, enjoy a welcoming front porch, a covered rear patio perfect for relaxing or entertaining, a large yard, and off-street parking. This well-maintained home has plenty to offer. Schedule your showing today!
Key facts
- Large eat-in kitchen
- Spacious mudroom
- Private corner lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $75k.
Deal economics
- At list price, monthly cash flow is $291 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($988 rent vs $75k).
- Recommended offer: $74k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Blacklick Valley SD (town): math 37% / reading 50% proficiency, ranked #310 of 539 in PA (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 11 active listings in the ZIP; 64 units permitted in Cambria County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $1k of equity ($518 loan paydown + $751 appreciation (1.0% local appreciation)).
- Cambria County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (1.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 28 days — a 2% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 11y ago; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $50k; 50% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1942 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1942 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.32% ✓
- Cap rate
- 10.95%
- Cash-on-cash
- 16.64%
- DSCR
- 1.74
- GRM
- 6.3
CMA / ARV
- ARV (on-the-fly)
- $50,911
- Comps found
- 4
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1715 Mott St | 0.21mi | 3/1.5 (+1) | 1,050 (+1%) | 17mo | $31,000 | $30 | 68 |
| 1145 Davis St | 0.27mi | 2/1.0 | 1,172 (+13%) | 2mo | $57,000 | $49 | 64 |
| 1083 Cardiff Rd | 0.70mi | 2/1.0 | 1,054 (+1%) | 23mo | $65,000 | $62 | 46 |
| 1059 Hill St | 0.60mi | 3/1.0 (+1) | 904 (-13%) | 20mo | $30,000 | $33 | 29 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
1.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 18.6%
- Equity multiple
- 1.95×
- Total profit
- $19,927
- Equity at exit
- $25,577
- IRR
- 21.8%
- Equity multiple
- 3.64×
- Total profit
- $55,267
- Equity at exit
- $33,996
Cash invested: $20,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15943
- Home prices YoY
- 1.0%
- Active inventory
- 11
- Price-to-rent
- 6.3×
Monthly cashflow live
- Estimated rent
- $988 medium interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax from tax record
- −$66 /mo · $786/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$207
- Net cashflow
- $291
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,725
- Closing costs
- $2,247
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 17 events
-
2026-04-15status Pending
Show marketing remark (823 chars)
Welcome to 1417 Short Street in Nanty Glo! This charming Cape Cod-style home is situated on a private corner lot and offers a blend of comfort and recent updates throughout. The main level features a spacious mudroom, a bright and inviting living area, a large eat-in kitchen with included appliances, convenient first-floor laundry, and a beautifully updated full bathroom. Upstairs, you'll find two generously sized bedrooms with plenty of natural light. The unfinished basement provides excellent storage space and includes updated electrical, a newer hot water tank, and additional mechanical improvements. Outside, enjoy a welcoming front porch, a covered rear patio perfect for relaxing or entertaining, a large yard, and off-street parking. This well-maintained home has plenty to offer. Schedule your showing today!
-
2026-04-15status Pending 823-char remark
Show marketing remark (823 chars)
Welcome to 1417 Short Street in Nanty Glo! This charming Cape Cod-style home is situated on a private corner lot and offers a blend of comfort and recent updates throughout. The main level features a spacious mudroom, a bright and inviting living area, a large eat-in kitchen with included appliances, convenient first-floor laundry, and a beautifully updated full bathroom. Upstairs, you'll find two generously sized bedrooms with plenty of natural light. The unfinished basement provides excellent storage space and includes updated electrical, a newer hot water tank, and additional mechanical improvements. Outside, enjoy a welcoming front porch, a covered rear patio perfect for relaxing or entertaining, a large yard, and off-street parking. This well-maintained home has plenty to offer. Schedule your showing today!
-
2026-04-03price $74,900
Show marketing remark (823 chars)
Welcome to 1417 Short Street in Nanty Glo! This charming Cape Cod-style home is situated on a private corner lot and offers a blend of comfort and recent updates throughout. The main level features a spacious mudroom, a bright and inviting living area, a large eat-in kitchen with included appliances, convenient first-floor laundry, and a beautifully updated full bathroom. Upstairs, you'll find two generously sized bedrooms with plenty of natural light. The unfinished basement provides excellent storage space and includes updated electrical, a newer hot water tank, and additional mechanical improvements. Outside, enjoy a welcoming front porch, a covered rear patio perfect for relaxing or entertaining, a large yard, and off-street parking. This well-maintained home has plenty to offer. Schedule your showing today!
-
2026-04-03price $74,900 823-char remark
Show marketing remark (823 chars)
Welcome to 1417 Short Street in Nanty Glo! This charming Cape Cod-style home is situated on a private corner lot and offers a blend of comfort and recent updates throughout. The main level features a spacious mudroom, a bright and inviting living area, a large eat-in kitchen with included appliances, convenient first-floor laundry, and a beautifully updated full bathroom. Upstairs, you'll find two generously sized bedrooms with plenty of natural light. The unfinished basement provides excellent storage space and includes updated electrical, a newer hot water tank, and additional mechanical improvements. Outside, enjoy a welcoming front porch, a covered rear patio perfect for relaxing or entertaining, a large yard, and off-street parking. This well-maintained home has plenty to offer. Schedule your showing today!
-
2026-03-18$79,900 Active
Show marketing remark (823 chars)
Welcome to 1417 Short Street in Nanty Glo! This charming Cape Cod-style home is situated on a private corner lot and offers a blend of comfort and recent updates throughout. The main level features a spacious mudroom, a bright and inviting living area, a large eat-in kitchen with included appliances, convenient first-floor laundry, and a beautifully updated full bathroom. Upstairs, you'll find two generously sized bedrooms with plenty of natural light. The unfinished basement provides excellent storage space and includes updated electrical, a newer hot water tank, and additional mechanical improvements. Outside, enjoy a welcoming front porch, a covered rear patio perfect for relaxing or entertaining, a large yard, and off-street parking. This well-maintained home has plenty to offer. Schedule your showing today!
-
2026-03-18$79,900 Active 823-char remark
Show marketing remark (823 chars)
Welcome to 1417 Short Street in Nanty Glo! This charming Cape Cod-style home is situated on a private corner lot and offers a blend of comfort and recent updates throughout. The main level features a spacious mudroom, a bright and inviting living area, a large eat-in kitchen with included appliances, convenient first-floor laundry, and a beautifully updated full bathroom. Upstairs, you'll find two generously sized bedrooms with plenty of natural light. The unfinished basement provides excellent storage space and includes updated electrical, a newer hot water tank, and additional mechanical improvements. Outside, enjoy a welcoming front porch, a covered rear patio perfect for relaxing or entertaining, a large yard, and off-street parking. This well-maintained home has plenty to offer. Schedule your showing today!
-
2025-07-17price $79,900
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2025-04-19price $83,000
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2025-04-08price $86,000
-
2025-03-12price $88,000
-
2024-11-09price $90,000
-
2021-12-09soldstatus $50,000
-
2015-03-26soldstatus $9,799
-
2015-03-26soldstatus $9,799
-
2015-03-04soldstatus $9,500
-
2015-02-04$9,000
-
1996-04-01soldstatus $22,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $786 · $66/mo
- Projected year-2 tax
- $985 · $82/mo
- Expected delta
- +$199/yr (+$17/mo · 25.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥91°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,853
- − Mortgage interest
- −$4,196
- − Property taxes
- −$786
- − Insurance
- −$374
- − Repairs & maintenance
- −$948
- − Management
- −$948
- − Depreciation
- −$2,179
- Taxable income
- $2,421
- Est. tax owed @ 24.0%
- −$581
- After-tax cash flow
- $2,909/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Blacklick Valley SD
- NCES district ID
- 4203690
- Math proficiency
- 37% ▲ 7.00%
- Reading proficiency
- 50% ▲ 5.00%
- Median HH income
- $38,550
- Composite
- 36.25/100
- National rank
- #4712
- State rank
- #310 of 539 in PA
Livability — Nanty-Glo
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Nanty-Glo, PA
- City population
- 3,747
- Population (ZIP)
- 3,747
Population outlook (Cambria County) Hauer SSP2
- Today (2025)
- 122,754 people
- By 2030
- 115,827 · -5.6%
- By 2040
- 101,309 · -17.5%
- By 2050
- 88,379 · -28.0%
- By 2075
- 65,237 · -46.9%
- By 2100
- 46,909 · -61.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (96%)
- Race & ethnicity
- White 96% Two or more races 2%
- Common ancestry
- Romanian 7% Lithuanian 2% Italian 2%
- Foreign-born
- 1%
- Languages at home
- 99% English-only · German/W. Germanic 1%
Political lean MEDSL · Cambria
- 2024 margin
- Solid R (+39.7) · D 29.8% · R 69.5%
- 2008→2024 swing
- -40.4pp toward R · 2008: 0.7pp · 2024: -39.7pp
- All cycles
- 2024: R+39.7 2020: R+37.3 2016: R+37.8 2012: R+17.8 2008: D+0.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.00%
- Current HPI
- 97.1064
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
|
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Price history
+240.5% since first listed17 events — show timeline
- 2026-04-15 Pending — CSMLS
- 2026-04-15 Pending — AHARMLS
- 2026-04-03 Price Changed $74,900 CSMLS
- 2026-04-03 Price Changed $74,900 AHARMLS
- 2026-03-18 Listed $79,900 CSMLS
- 2026-03-18 Listed $79,900 AHARMLS
- 2025-07-17 Price Changed $79,900 AHARMLS
- 2025-04-19 Price Changed $83,000 AHARMLS
- 2025-04-08 Price Changed $86,000 AHARMLS
- 2025-03-12 Price Changed $88,000 AHARMLS
- 2024-11-09 Price Changed $90,000 AHARMLS
- 2021-12-09 Sold (Public Records) $50,000 Public Records
- 2015-03-26 Sold (MLS) $9,799 CSMLS
- 2015-03-26 Sold (MLS) $9,799 West Penn MLS
- 2015-03-04 Sold (Public Records) $9,500 Public Records
- 2015-02-04 Listed $9,000 West Penn MLS
- 1996-04-01 Sold (Public Records) $22,000 Public Records
Property tax history
+1.3%/yrLatest (2026): $786 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…