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5625 Jamerson Dr
D+ Composite 48.78
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.9/15.0
  • Appreciation +10.0/10.0
  • Cash flow +8.3/30.0
  • Schools +4.5/10.0
  • Rent growth +2.7/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.2/10.0
  • 1% rule +2.1/10.0

$375,000

5625 Jamerson Dr · South Fulton, GA 30349
4 bd · 2.5 ba · 2,912 sqft · SingleFamily public records · 21 Days on market
Built 2005 10,193 sqft lot Est $437k · 14% under $58/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Searching for a 4-bed single-family home in Atlanta that fits the pace of a growing household? 5625 Jamerson Drive offers nearly 3,000 square feet of flexible living space, a new roof, in a location that blends everyday convenience with recreation, culture, and outdoor lifestyle amenities. This 4-bedroom, 2.5-bath home offers approximately 2,912 square feet of thoughtfully designed living space with the flexibility today's households need. The spacious layout makes it easy to create room for gathering, work-from-home needs, study zones, play areas, and quiet downtime. The eat-in kitchen serves as the natural heart of the home, perfect for busy weekday mornings, casual meals, and staying con

Key facts

  • 0.23 acre lot
  • Garage
  • Community pool

Property features AI

Finance

  • Other: Road frontage on a city street with asphalt surface; Directions: Use GPS
  • HOA & community: Homeowners association with an annual fee of $700; HOA includes access to pool and tennis; Community amenities include clubhouse, playground, sidewalks, street lights, and tennis courts

Exterior

  • Parking: Garage with garage door opener and garage facing front
  • Utilities: Public water; Public sewer; 110-volt electric; Cable available; Natural gas available; Phone service available
  • Home design: Two-story single-family home; Fee simple ownership; Resale property; Brick front with cement siding; Composition roof; Slab foundation
  • Construction: Brick front and cement siding construction; Composition roof; Slab foundation
  • Exterior features: Patio; Rain gutters

Interior

  • Kitchen: Eat-in kitchen with island; Stained cabinets; Pantry; Open view to family room; Dishwasher; Gas oven; Microwave; Range hood; Refrigerator
  • Bedrooms: Oversized primary bedroom; Four bedrooms on the upper level
  • Flooring: Carpet; Laminate
  • Bathrooms: Two full bathrooms; One half bathroom; Primary bathroom with double vanity, separate tub and shower, and whirlpool tub
  • Heating & cooling: Central heating (natural gas); Central air conditioning
  • Interior features: Entrance foyer with two-story entry; High ceilings throughout (including 9 ft. ceilings on lower, main and upper levels); Tray ceiling(s); High-speed internet available; Low-flow plumbing fixtures; Walk-in closet(s); One factory-built fireplace with gas starter; Double vanity in bathrooms
  • Laundry & utility: Laundry room located in hall on the main level; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $375k.

Deal economics

  • At list price, monthly cash flow is $-345 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $314k (16.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $267k (28.8% below list).
  • Recommended offer: $267k (28.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Fulton County (suburban): math 49% / reading 53% proficiency, ranked #12 of 174 in GA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Amana Academy School (math 47% / reading 52%, grade D, #264 of 1,228 statewide, top 23%, 731 students, 30% FRL, charter); Sandtown Middle School (math 24% / reading 35%, grade F, #249 of 470 statewide, top 55%, 1,057 students, 57% FRL); Westlake High School (math 27% / reading 5%, grade F, #287 of 424 statewide, top 68%, 2,461 students, 43% FRL) — zoned schools at 43% FRL track the district average.
  • Zoned-school proficiency averages 32% at this address vs 51% district-wide (-19 pts) — the specific schools serving this property underperform the Fulton County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 655 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
  • At $2,669/mo this rent would consume 48% of the median local household income ($67k/yr) (locally 4258% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $40k of equity ($3k loan paydown + $38k appreciation (10.0% local appreciation)).
  • Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$64k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($369k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $240k; list at $375k implies a 56% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 26% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $266,873 (28.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.71%
Cap rate
5.19%
Cash-on-cash
-3.94%
DSCR
0.82
GRM
11.7

CMA / ARV

ARV (on-the-fly)
$436,800
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4286 Rosehall Ct 0.20mi 5/3.0 (+1) 3,052 (+5%) 3mo $425,000 $139 74
4435 Bellwood Cir 0.20mi 4/2.5 3,133 (+8%) 12mo $427,000 $136 68
5587 Rosehall Pl #177 0.45mi 5/3.0 (+1) 3,021 (+4%) 9mo $432,390 $143 58
5587 Rosehall Pl 0.45mi 5/3.0 (+1) 3,021 (+4%) 9mo $432,390 $143 58
4081 Trimrose Ct 0.60mi 5/3.0 (+1) 2,987 (+3%) 6mo $470,500 $158 56
5571 Rosehall Pl 0.51mi 5/3.0 (+1) 3,021 (+4%) 16mo $477,914 $158 50
5531 Rosehall Pl #169 0.60mi 5/3.0 (+1) 3,021 (+4%) 16mo $410,000 $136 46
5531 Rosehall Pl 0.60mi 5/3.0 (+1) 3,021 (+4%) 16mo $410,000 $136 46
5603 Rosehall Pl Lot 180 0.45mi 5/3.0 (+1) 2,570 (-12%) 9mo $384,990 $150 45
5551 Rosehall Pl 0.56mi 5/3.0 (+1) 2,570 (-12%) 15mo $405,000 $158 35
5551 Rosehall Pl #172 0.56mi 5/3.0 (+1) 2,570 (-12%) 15mo $405,000 $158 35
5547 Rosehall Pl 0.57mi 5/3.0 (+1) 2,570 (-12%) 15mo $415,790 $162 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.95% rent growth · sell at horizon

5-year hold
IRR
20.9%
Equity multiple
2.68×
Total profit
$176,840
Equity at exit
$337,830
10-year hold
IRR
18.6%
Equity multiple
6.03×
Total profit
$527,887
Equity at exit
$728,543

Cash invested: $105,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30349

Home prices YoY
4.6%
Rents YoY
0.9%
Active inventory
655
Price-to-rent
11.7×

Monthly cashflow live

Estimated rent
$2,669 high interval (Pro) →
Mortgage (P&I)
$1,967
Tax from tax record
$272 /mo · $3,267/yr
Insurance
$156
HOA
$58
Vacancy / Maint / Mgmt
$560
Net cashflow
$-345

Break-even live

Break-even rent $3,105
Max offer price $314,105
Occupancy floor

Sensitivity live

Price -10% $-132 -5% $-239 +0% $-345 +5% $-451 +10% $-557
Rent -10% $-556 -5% $-450 +0% $-345 +5% $-239 +10% $-134
Rate -1.0pp $-156 -0.5pp $-249 base $-345 +0.5pp $-442 +1.0pp $-541

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$93,750
Closing costs
$11,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5539 Rosehall Pl Atlanta, GA 4.0 3.0 2706 $3,000 $1.11 7d 1 0.62mi
385 Yasmine Cv Atlanta, GA 4.0 2.5 2120 $2,495 $1.18 45d 1 0.95mi
5259 Cantbury Way Atlanta, GA 4.0 2.5 2578 $2,445 $0.95 24d 1 1.34mi
5163 Rapahoe Trl Atlanta, GA 4.0 2.5 2060 $2,525 $1.23 0d 1 1.37mi
538 Jadetree Ln Atlanta, GA 5.0 3.0 2576 $2,900 $1.13 3d 1 1.38mi

HOA detail

Monthly dues
$58 · $696/yr

Listing history 50 events

  1. 2026-06-09
    days on market $375,000 Active 21 DOM
  2. 2026-06-08
    days on market $375,000 Active 20 DOM
  3. 2026-06-07
    days on market $375,000 Active 19 DOM
  4. 2026-06-04
    days on market $375,000 Active 16 DOM
  5. 2026-06-03
    days on market $375,000 Active 15 DOM
  6. 2026-06-01
    days on market $375,000 Active 13 DOM
  7. 2026-05-31
    days on market $375,000 Active 12 DOM
  8. 2026-05-19
    listed $375,000 Active 1797-char remark
  9. 2026-05-19
    listed $375,000 New 1797-char remark
  10. 2026-05-18
    historical $375,000 1797-char remark
  11. 2026-05-18
    historical $375,000 1797-char remark
  12. 2026-05-12
    historical
  13. 2026-04-14
    price $374,900
  14. 2026-03-29
    price $379,900
  15. 2026-01-03
    price $385,000
  16. 2025-12-15
    listed $395,000 New
  17. 2025-12-14
    historical
  18. 2025-10-31
    historical
  19. 2025-10-31
    historical
  20. 2025-06-30
    listed $399,900 Active
  21. 2025-06-29
    price $399,900
  22. 2025-06-29
    historical
  23. 2025-06-12
    status Back On Market
  24. 2025-06-11
    historical
  25. 2025-06-11
    historical
  26. 2025-03-11
    listed $400,000 New
  27. 2025-03-11
    listed $400,000 Active
  28. 2020-01-15
    soldstatus $239,900
  29. 2020-01-13
    soldstatus $239,900 Closed
  30. 2020-01-13
    soldstatus $239,900 Sold
  31. 2019-11-13
    status Under Contract
  32. 2019-11-13
    status Pending
  33. 2019-11-01
    price $235,000
  34. 2019-10-31
    price $235,000
  35. 2019-10-18
    price $239,000
  36. 2019-10-17
    price $239,000
  37. 2019-09-27
    price $240,000
  38. 2019-09-27
    price $240,000
  39. 2019-09-13
    price $245,000
  40. 2019-09-12
    price $245,000
  41. 2019-08-30
    price $249,000
  42. 2019-08-29
    price $249,000
  43. 2019-08-16
    price $253,000
  44. 2019-08-15
    price $253,000
  45. 2019-08-02
    price $258,000
  46. 2019-08-01
    price $258,000
  47. 2019-07-19
    price $261,000
  48. 2019-07-18
    price $261,000
  49. 2019-07-05
    price $263,000
  50. 2019-07-04
    price $263,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,267 · $272/mo
Projected year-2 tax
$3,450 · $288/mo
Expected delta
+$183/yr (+$15/mo · 5.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 26% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,025
− Mortgage interest
−$21,006
− Property taxes
−$3,267
− Insurance
−$1,875
− Repairs & maintenance
−$2,562
− Management
−$2,562
− HOA
−$696
− Depreciation
−$10,909
Taxable loss
−$10,852
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,604
After-tax cash flow
$-1,532/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fulton County
NCES district ID
1302280
Math proficiency
49% ▼ -2.00%
Reading proficiency
53% ▬ 0.00%
Median HH income
$68,035
Composite
45.33/100
National rank
#2640
State rank
#12 of 174 in GA

Livability — South Fulton

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
South Fulton, GA
County
Fulton County · 1,094,430 people
City population
25,130
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
79,872
Household income
$67,023
Rent vs Own
41.2% rent · 58.8% own
Severe rent burden
4258.0

Population outlook (Fulton County) Hauer SSP2

Today (2025)
1,203,707 people
By 2030
1,299,706 · +8.0%
By 2040
1,488,256 · +23.6%
By 2050
1,664,580 · +38.3%
By 2075
2,036,072 · +69.2%
By 2100
2,222,402 · +84.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (89%)
Race & ethnicity
Black 89% Hispanic / Latino 5% Two or more races 4% White 3%
Foreign-born
9% · Canada
Languages at home
88% English-only · Spanish 6% French/Haitian/Cajun 1%

Political lean MEDSL · Fulton

2024 margin
Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
2008→2024 swing
+9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
All cycles
2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 18.01%
Current HPI
407.99
Rent YoY
▲ 0.95%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+63.0% since first listed
45 events — show timeline
  • 2026-06-10 Listing Removed GAMLS
  • 2026-05-19 Listed $375,000 GAMLS
  • 2026-05-18 Coming Soon GAMLS
  • 2026-05-12 Listing Removed GAMLS
  • 2026-04-14 Price Changed $374,900 GAMLS
  • 2026-03-29 Price Changed $379,900 GAMLS
  • 2026-01-03 Price Changed $385,000 GAMLS
  • 2025-12-15 Listed $395,000 GAMLS
  • 2025-12-14 Coming Soon GAMLS
  • 2025-10-31 Listing Removed FMLS
  • 2025-10-31 Listing Removed GAMLS
  • 2025-06-30 Listed $399,900 FMLS
  • 2025-06-29 Price Changed $399,900 GAMLS
  • 2025-06-29 Coming Soon FMLS
  • 2025-06-12 Relisted GAMLS
  • 2025-06-11 Listing Removed FMLS
  • 2025-06-11 Listing Removed GAMLS
  • 2025-03-11 Listed $400,000 FMLS
  • 2025-03-11 Listed $400,000 GAMLS
  • 2020-01-15 Sold (Public Records) $239,900 Public Records
  • 2020-01-13 Sold (MLS) $239,900 GAMLS
  • 2020-01-13 Sold (MLS) $239,900 FMLS
  • 2019-11-13 Pending GAMLS
  • 2019-11-13 Pending FMLS
  • 2019-11-01 Price Changed $235,000 GAMLS
  • 2019-10-31 Price Changed $235,000 FMLS
  • 2019-10-18 Price Changed $239,000 GAMLS
  • 2019-10-17 Price Changed $239,000 FMLS
  • 2019-09-27 Price Changed $240,000 GAMLS
  • 2019-09-27 Price Changed $240,000 FMLS
  • 2019-09-13 Price Changed $245,000 GAMLS
  • 2019-09-12 Price Changed $245,000 FMLS
  • 2019-08-30 Price Changed $249,000 GAMLS
  • 2019-08-29 Price Changed $249,000 FMLS
  • 2019-08-16 Price Changed $253,000 GAMLS
  • 2019-08-15 Price Changed $253,000 FMLS
  • 2019-08-02 Price Changed $258,000 GAMLS
  • 2019-08-01 Price Changed $258,000 FMLS
  • 2019-07-19 Price Changed $261,000 GAMLS
  • 2019-07-18 Price Changed $261,000 FMLS
  • 2019-07-05 Price Changed $263,000 GAMLS
  • 2019-07-04 Price Changed $263,000 FMLS
  • 2019-06-20 Listed $265,000 GAMLS
  • 2019-06-20 Listed $265,000 FMLS
  • 2019-06-05 Sold (Public Records) $230,000 Public Records

Property tax history

+0.4%/yr

Latest (2025): $3,267 · +3.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…