6287 Bucket Ct · Gibsonton, FL 33534

$253,000

3 bd · 3.0 ba · 1,471 sqft · Townhouse public records · 38 Days on market

Built 2024 1,939 sqft lot $260/mo HOA · 11% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +8.7/30.0
• ARV discount +7.5/15.0
• Rent growth +4.5/5.0
• 1% rule +4.3/10.0
• Schools +4.2/10.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• DSCR +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Under Construction. Create lifelong memories when you step inside your brand new three bedroom, two and half bath town-home with beautiful, new finishes throughout. Picture yourself in the kitchen cooking using your brand new stainless steel appliances. Then go upstairs and unwind in the comfort of the master suite, complete with panoramic views of the serene pond. The additional bedrooms are generously sized and offer ample closet space, ensuring both comfort and practicality for family members or guests. Enjoy the enchanting outdoors from your patio perfect for hosting intimate gatherings or simply basking in the tranquility of the surrounding natural beauty. Immerse yourself in the serene ambiance of the pond, graced by the gentle rustling of the nearby trees and the occasional visit from local wildlife, creating a perfect harmony between nature and modern living!

Key facts

• Open floor plan
• Primary suite
• Luxury vinyl planks

Tags

• OPEN FLOOR PLAN
• LUXURY VINYL PLANKS
• GRANITE COUNTERTOPS
• UPSTAIRS BEDROOMS
• PRIMARY SUITE

Property features AI

Finance

• Other: Total building area listed as 1,840; Living area listed as 1,471
• Financial info: Lease restrictions apply
• HOA & community: Monthly HOA $260 (includes structure and grounds maintenance, private road); Association: Triad Association Management; Community mailbox; Deed restrictions; Sidewalks and street lights; Pets allowed

Exterior

• Parking: Attached garage (1 car)
• Utilities: Public water; Public sewer; Electricity connected; Cable connected; BB/HS internet available; Phone available; Underground utilities; Water connected; Sewer connected
• Home design: Residential townhouse; Two stories; Faces east; Entry level on multiple levels
• Construction: Block and frame construction; Shingle roof; Slab foundation; Built on lot under 1/4 acre
• Exterior features: Lighting; Sidewalks; Asphalt/paved road; Private maintained road

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Carpet
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Open floorplan; Stone counters; Thermostat; Walk-in closets; 8 total rooms
• Laundry & utility: Washer hookup; Electric dryer hookup; Laundry closet (upper level)

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath townhouse listed at $253k.

Deal economics

• At list price, monthly cash flow is $-215 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $215k (15.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $236k (6.7% below list).
• Recommended offer: $215k (15.0% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 69/100 on livability (#479 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, commute A-; Watch: amenities F, health & safety F.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Corr Elementary School (math 38% / reading 34%, grade F, #1,670 of 2,144 statewide, top 78%, 611 students, 66% FRL); East Bay High School (math 24% / reading 35%, grade F, #447 of 667 statewide, top 68%, 1,995 students, 51% FRL).
• Zoned-school proficiency averages 33% at this address vs 48% district-wide (-16 pts) — the specific schools serving this property underperform the Hillsborough average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising fast (+8.1%/yr); 107 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• This rent runs 35% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 38 days — a 3% lower offer ($245k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 2y ago; this cycle's ask has dropped $87k (26%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $215,020 (15.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.93% ✗
• Cap rate: 5.27%
• Cash-on-cash: -3.64%
• DSCR: 0.84
• GRM: 8.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -15.8%
• Equity multiple: 0.41×
• Total profit: $-41,974
• Equity at exit: $37,723

10-year hold

• IRR: 0.6%
• Equity multiple: 1.05×
• Total profit: $3,576
• Equity at exit: $21,875

Cash invested: $70,840 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33534

• Home prices YoY: -18.2%
• Rents YoY: 8.1%
• Active inventory: 107
• Price-to-rent: 8.9×

Monthly cashflow live

• Estimated rent: $2,361 high
• Mortgage (P&I): −$1,327
• Tax from tax record: −$388 /mo · $4,655/yr
• Insurance: −$105
• HOA: −$260
• Vacancy / Maint / Mgmt: −$496
• Net cashflow: $-215

Break-even live

Break-even rent $2,633

Max offer price $215,020

Occupancy floor —

Sensitivity live

Price	-10% $-72	-5% $-143	+0% $-215	+5% $-287	+10% $-358
Rent	-10% $-402	-5% $-308	+0% $-215	+5% $-122	+10% $-28
Rate	-1.0pp $-88	-0.5pp $-151	base $-215	+0.5pp $-281	+1.0pp $-347

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $63,250
• Closing costs: $7,590
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
11822 Throttle Pl Gibsonton, FL	3.0	2.5	1421	$2,195	$1.54	19d	1	0.04mi
11525 Southern Creek Dr Gibsonton, FL	3.0	2.0	1444	$2,495	$1.73	16d	1	0.38mi
11220 Gold Compass St Gibsonton, FL	4.0	2.0	1635	$2,199	$1.34	25d	1	0.78mi
7729 Sunshine Bridge Ave Gibsonton, FL	3.0	2.0	1527	$2,305	$1.51	0d	1	0.81mi
7865 Carriage Pointe Dr Unit 3/2 Gibsonton, FL	3.0	2.0	1484	$2,200	$1.48	26d	1	0.84mi
8103 Tar Hollow Dr Gibsonton, FL	3.0	2.5	1792	$2,700	$1.51	26d	1	0.99mi
11237 Riley Pines Cir Gibsonton, FL	3.0	2.0	1461	$1,500	$1.03	1d	1	1.06mi
12119 Ledbury Commons Dr Gibsonton, FL	3.0	2.0	1489	$1,950	$1.31	23d	1	1.14mi
12119 Ledbury Commons Dr Gibsonton, FL	3.0	2.0	1489	$1,950	$1.31	26d	1	1.14mi
10113 Candleberry Woods Ln Gibsonton, FL	3.0	2.0	1431	$1,900	$1.33	26d	1	1.43mi

HOA detail

• Monthly dues: $260 · $3,120/yr

Listing history 20 events

1. 2026-06-21
   days on market $253,000 Active 38 DOM
2. 2026-06-18
   days on market $253,000 Active 35 DOM
3. 2026-06-17
   days on market $253,000 Active 34 DOM
4. 2026-06-16
   days on market $253,000 Active 33 DOM
5. 2026-06-15
   days on market $253,000 Active 32 DOM
6. 2026-06-13
   days on market $253,000 Active 30 DOM
7. 2026-06-13
   remarks 400-char remark
8. 2026-06-13
   pricestatusdays on market $253,000 Active 29 DOM
9. 2026-04-30
   status Pending
10. 2026-04-02
    listed $340,000 Active
11. 2025-02-22
    soldstatus $289,990 Closed 879-char remark

    Show marketing remark (879 chars)

    Under Construction. Create lifelong memories when you step inside your brand new three bedroom, two and half bath town-home with beautiful, new finishes throughout. Picture yourself in the kitchen cooking using your brand new stainless steel appliances. Then go upstairs and unwind in the comfort of the master suite, complete with panoramic views of the serene pond. The additional bedrooms are generously sized and offer ample closet space, ensuring both comfort and practicality for family members or guests. Enjoy the enchanting outdoors from your patio perfect for hosting intimate gatherings or simply basking in the tranquility of the surrounding natural beauty. Immerse yourself in the serene ambiance of the pond, graced by the gentle rustling of the nearby trees and the occasional visit from local wildlife, creating a perfect harmony between nature and modern living!

12. 2024-07-10
    status Pending 879-char remark

    Show marketing remark (879 chars)

    Under Construction. Create lifelong memories when you step inside your brand new three bedroom, two and half bath town-home with beautiful, new finishes throughout. Picture yourself in the kitchen cooking using your brand new stainless steel appliances. Then go upstairs and unwind in the comfort of the master suite, complete with panoramic views of the serene pond. The additional bedrooms are generously sized and offer ample closet space, ensuring both comfort and practicality for family members or guests. Enjoy the enchanting outdoors from your patio perfect for hosting intimate gatherings or simply basking in the tranquility of the surrounding natural beauty. Immerse yourself in the serene ambiance of the pond, graced by the gentle rustling of the nearby trees and the occasional visit from local wildlife, creating a perfect harmony between nature and modern living!

13. 2024-06-14
    price $289,990 879-char remark

    Show marketing remark (879 chars)

    Under Construction. Create lifelong memories when you step inside your brand new three bedroom, two and half bath town-home with beautiful, new finishes throughout. Picture yourself in the kitchen cooking using your brand new stainless steel appliances. Then go upstairs and unwind in the comfort of the master suite, complete with panoramic views of the serene pond. The additional bedrooms are generously sized and offer ample closet space, ensuring both comfort and practicality for family members or guests. Enjoy the enchanting outdoors from your patio perfect for hosting intimate gatherings or simply basking in the tranquility of the surrounding natural beauty. Immerse yourself in the serene ambiance of the pond, graced by the gentle rustling of the nearby trees and the occasional visit from local wildlife, creating a perfect harmony between nature and modern living!

14. 2024-05-30
    price $289,490 879-char remark

    Show marketing remark (879 chars)

    Under Construction. Create lifelong memories when you step inside your brand new three bedroom, two and half bath town-home with beautiful, new finishes throughout. Picture yourself in the kitchen cooking using your brand new stainless steel appliances. Then go upstairs and unwind in the comfort of the master suite, complete with panoramic views of the serene pond. The additional bedrooms are generously sized and offer ample closet space, ensuring both comfort and practicality for family members or guests. Enjoy the enchanting outdoors from your patio perfect for hosting intimate gatherings or simply basking in the tranquility of the surrounding natural beauty. Immerse yourself in the serene ambiance of the pond, graced by the gentle rustling of the nearby trees and the occasional visit from local wildlife, creating a perfect harmony between nature and modern living!

15. 2024-05-23
    price $298,490 879-char remark

    Show marketing remark (879 chars)

    Under Construction. Create lifelong memories when you step inside your brand new three bedroom, two and half bath town-home with beautiful, new finishes throughout. Picture yourself in the kitchen cooking using your brand new stainless steel appliances. Then go upstairs and unwind in the comfort of the master suite, complete with panoramic views of the serene pond. The additional bedrooms are generously sized and offer ample closet space, ensuring both comfort and practicality for family members or guests. Enjoy the enchanting outdoors from your patio perfect for hosting intimate gatherings or simply basking in the tranquility of the surrounding natural beauty. Immerse yourself in the serene ambiance of the pond, graced by the gentle rustling of the nearby trees and the occasional visit from local wildlife, creating a perfect harmony between nature and modern living!

16. 2024-05-17
    price $292,490 879-char remark

    Show marketing remark (879 chars)

    Under Construction. Create lifelong memories when you step inside your brand new three bedroom, two and half bath town-home with beautiful, new finishes throughout. Picture yourself in the kitchen cooking using your brand new stainless steel appliances. Then go upstairs and unwind in the comfort of the master suite, complete with panoramic views of the serene pond. The additional bedrooms are generously sized and offer ample closet space, ensuring both comfort and practicality for family members or guests. Enjoy the enchanting outdoors from your patio perfect for hosting intimate gatherings or simply basking in the tranquility of the surrounding natural beauty. Immerse yourself in the serene ambiance of the pond, graced by the gentle rustling of the nearby trees and the occasional visit from local wildlife, creating a perfect harmony between nature and modern living!

17. 2024-05-07
    status Active 879-char remark

    Show marketing remark (879 chars)

    Under Construction. Create lifelong memories when you step inside your brand new three bedroom, two and half bath town-home with beautiful, new finishes throughout. Picture yourself in the kitchen cooking using your brand new stainless steel appliances. Then go upstairs and unwind in the comfort of the master suite, complete with panoramic views of the serene pond. The additional bedrooms are generously sized and offer ample closet space, ensuring both comfort and practicality for family members or guests. Enjoy the enchanting outdoors from your patio perfect for hosting intimate gatherings or simply basking in the tranquility of the surrounding natural beauty. Immerse yourself in the serene ambiance of the pond, graced by the gentle rustling of the nearby trees and the occasional visit from local wildlife, creating a perfect harmony between nature and modern living!

18. 2024-03-26
    status Pending 879-char remark

    Show marketing remark (879 chars)

    Under Construction. Create lifelong memories when you step inside your brand new three bedroom, two and half bath town-home with beautiful, new finishes throughout. Picture yourself in the kitchen cooking using your brand new stainless steel appliances. Then go upstairs and unwind in the comfort of the master suite, complete with panoramic views of the serene pond. The additional bedrooms are generously sized and offer ample closet space, ensuring both comfort and practicality for family members or guests. Enjoy the enchanting outdoors from your patio perfect for hosting intimate gatherings or simply basking in the tranquility of the surrounding natural beauty. Immerse yourself in the serene ambiance of the pond, graced by the gentle rustling of the nearby trees and the occasional visit from local wildlife, creating a perfect harmony between nature and modern living!

19. 2024-03-22
    price $284,990 879-char remark

    Show marketing remark (879 chars)

    Under Construction. Create lifelong memories when you step inside your brand new three bedroom, two and half bath town-home with beautiful, new finishes throughout. Picture yourself in the kitchen cooking using your brand new stainless steel appliances. Then go upstairs and unwind in the comfort of the master suite, complete with panoramic views of the serene pond. The additional bedrooms are generously sized and offer ample closet space, ensuring both comfort and practicality for family members or guests. Enjoy the enchanting outdoors from your patio perfect for hosting intimate gatherings or simply basking in the tranquility of the surrounding natural beauty. Immerse yourself in the serene ambiance of the pond, graced by the gentle rustling of the nearby trees and the occasional visit from local wildlife, creating a perfect harmony between nature and modern living!

20. 2024-03-01
    listed $279,990 Active 879-char remark

    Show marketing remark (879 chars)

    Under Construction. Create lifelong memories when you step inside your brand new three bedroom, two and half bath town-home with beautiful, new finishes throughout. Picture yourself in the kitchen cooking using your brand new stainless steel appliances. Then go upstairs and unwind in the comfort of the master suite, complete with panoramic views of the serene pond. The additional bedrooms are generously sized and offer ample closet space, ensuring both comfort and practicality for family members or guests. Enjoy the enchanting outdoors from your patio perfect for hosting intimate gatherings or simply basking in the tranquility of the surrounding natural beauty. Immerse yourself in the serene ambiance of the pond, graced by the gentle rustling of the nearby trees and the occasional visit from local wildlife, creating a perfect harmony between nature and modern living!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,655 · $388/mo
• Projected year-2 tax: $4,655 · $388/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $28,330
• − Mortgage interest: −$14,172
• − Property taxes: −$4,655
• − Insurance: −$1,265
• − Repairs & maintenance: −$2,266
• − Management: −$2,266
• − HOA: −$3,120
• − Depreciation: −$7,360
• Taxable loss: −$6,774
• Est. tax savings @ 24.0%: +$1,626
• After-tax cash flow: $-954/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Gibsonton

• Score: 69/100
• State rank: #479
• US rank: #8752

Category grades

Amenities F Commute A- Cost of living A+ Crime B- Employment C+ Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Gibsonton, FL
• County: Hillsborough County · 1,540,968 people
• City population: 17,740
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 17,740
• Household income: $80,484
• Rent vs Own: 33.7% rent · 66.3% own
• Severe rent burden: 487.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: Hispanic / Latino 38% White 36% Two or more races 23% Black 19% Asian 2%
• Hispanic origin (detail): Mexican 13% Puerto Rican 10% Cuban 4% Dominican 3%
• Common ancestry: Hispanic 3% Russian 1% Lithuanian 1%
• Foreign-born: 16% · Canada, Guatemala, Jamaica
• Languages at home: 66% English-only · Spanish 30% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -72.07%
• Current HPI: 323.4367
• Rent YoY: ▲ 8.05%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+21.4% since first listed

12 events — show timeline

• 2026-04-30 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-02 Listed $340,000 Stellar MLS as Distributed by MLS Grid
• 2025-02-22 Sold (MLS) $289,990 Stellar MLS as Distributed by MLS Grid
• 2024-07-10 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-06-14 Price Changed $289,990 Stellar MLS as Distributed by MLS Grid
• 2024-05-30 Price Changed $289,490 Stellar MLS as Distributed by MLS Grid
• 2024-05-23 Price Changed $298,490 Stellar MLS as Distributed by MLS Grid
• 2024-05-17 Price Changed $292,490 Stellar MLS as Distributed by MLS Grid
• 2024-05-07 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-03-26 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-03-22 Price Changed $284,990 Stellar MLS as Distributed by MLS Grid
• 2024-03-01 Listed $279,990 Stellar MLS as Distributed by MLS Grid

Property tax history

+460.9%/yr

Latest (2025): $4,655 · +460.9% YoY. Source: county tax records.