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10727 Tiger Lily Dr
D Composite 42.9
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.2/30.0
  • ARV discount +7.5/15.0
  • Schools +5.4/10.0
  • Condition / age +4.8/5.0
  • 1% rule +4.4/10.0
  • Livability +3.8/5.0
  • DSCR +3.3/10.0
  • Rent growth +2.7/5.0
  • Appreciation +0.0/10.0

$272,000

10727 Tiger Lily Dr · North Port, FL 34293
3 bd · 2.5 ba · 1,464 sqft · Townhouse · 140 Days on market
Built 2026 Excellent condition 2,100 sqft lot $254/mo HOA · 10% of rent ↓ 16% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

MOVE IN READY! Receive up to $10,000 towards closing costs with the use of our preferred lender - Now through Sunday, May 31st. Self-guided tour available on this quick move-in home every day from 7am-9pm. Stop by to tour on your own time. D. R. HORTON Welcomes you to Ashcombe Wellen Park, located in the Master-Planned community of Wellen Park. This community will feature townhomes offering 1,464 sq. ft. of living space, with 3 bedrooms, 2 bathrooms and a 1-car garage. This includes an open concept living area and kitchen downstairs connected to an outdoor back patio. Each home includes a spacious driveway with room for up to two additional vehicles. Townhomes offers the ultimate low-maintenance lifestyle, giving you more time to enjoy family, friends and relaxation. Downtown Wellen serves as the vibrant hub for shopping, dining, and entertainment. From waterfront restaurants to boutique shops and lively community events, COMING SOON A POOL & CABANNA!

Key facts

  • Pool
  • Outdoor back patio
  • Spacious driveway

Tags

OPEN CONCEPT LIVING AREAOUTDOOR BACK PATIOSPACIOUS DRIVEWAYPOOLCABANNA

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $272k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-173 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $247k (9.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $257k (5.6% below list).
  • Recommended offer: $239k (12.0% below list) — sets the bar for market timing.
  • Cap rate 5.8% vs local median 3.6% in North Port — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#252 in FL, #3,975 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Sarasota (urban): math 63% / reading 63% proficiency, ranked #7 of 73 in FL (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 1247 active listings in the ZIP; solid renter incomes; 7,466 units permitted in Sarasota County in 2024 (2,138 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($90k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Sarasota County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 140 days — a 12% lower offer ($239k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $27k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $239,360 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 140 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
5.82%
Cash-on-cash
-1.67%
DSCR
0.93
GRM
8.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.7% rent growth · sell at horizon

5-year hold
IRR
-23.8%
Equity multiple
0.20×
Total profit
$-60,649
Equity at exit
$40,556
10-year hold
IRR
-28.5%
Equity multiple
-0.17×
Total profit
$-88,773
Equity at exit
$23,518

Cash invested: $76,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34293

Rents YoY
0.7%
Active inventory
1247
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$2,566 medium interval (Pro) →
Mortgage (P&I)
$1,426
Tax est. 1.5%
$340 /mo · $4,080/yr
Insurance
$113
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$254
Vacancy / Maint / Mgmt
$539
Net cashflow
$-173

Break-even live

Break-even rent $2,785
Max offer price $247,003
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,000
Closing costs
$8,160
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$254 · $3,048/yr
Likely covers
waterpool

Listing history 24 events

  1. 2026-06-18
    days on market $272,000 Active 140 DOM
  2. 2026-06-17
    days on market $272,000 Active 139 DOM
  3. 2026-06-16
    pricedays on market $272,000 Active 138 DOM
  4. 2026-06-15
    days on market $274,990 Active 137 DOM
  5. 2026-06-13
    days on market $274,990 Active 135 DOM
  6. 2026-06-13
    days on market $274,990 Active 134 DOM
  7. 2026-06-10
    days on market $274,990 Active 132 DOM
  8. 2026-06-09
    days on market $274,990 Active 131 DOM
  9. 2026-06-08
    days on market $274,990 Active 130 DOM
  10. 2026-06-08
    days on market $274,990 Active 129 DOM
  11. 2026-06-05
    days on market $274,990 Active 126 DOM
  12. 2026-06-03
    pricedays on market $274,990 Active 125 DOM
  13. 2026-06-02
    days on market $279,990 Active 124 DOM
  14. 2026-06-01
    days on market $279,990 Active 123 DOM
  15. 2026-05-31
    days on market $279,990 Active 122 DOM
  16. 2026-05-06
    price $279,990 971-char remark
    Show marketing remark (782 chars)

    Self-guided tour available on this quick move-in home every day from 7am-9pm. Stop by to tour on your own time. This townhome features 3 bedrooms, 2.5 bathrooms, and a 1-car garage, all in a spacious 1,464 sq. ft. area. As you enter the home, you will find a foyer as well as a powder room. Beyond that is the open-concept kitchen and living area, which includes countertop seating and ample space for a dining table. Upstairs, you'll find the primary bedroom with a walk-in closet and an en suite bathroom featuring a double-bowl vanity. You'll also find two additional bedrooms available, each with ample closet space. The hallway conveniently houses another full bathroom and an upstairs laundry room. Discover why the Pearson Townhome will be the perfect fit for your next move!

  17. 2026-05-06
    price $279,990 782-char remark
    Show marketing remark (782 chars)

    Self-guided tour available on this quick move-in home every day from 7am-9pm. Stop by to tour on your own time. This townhome features 3 bedrooms, 2.5 bathrooms, and a 1-car garage, all in a spacious 1,464 sq. ft. area. As you enter the home, you will find a foyer as well as a powder room. Beyond that is the open-concept kitchen and living area, which includes countertop seating and ample space for a dining table. Upstairs, you'll find the primary bedroom with a walk-in closet and an en suite bathroom featuring a double-bowl vanity. You'll also find two additional bedrooms available, each with ample closet space. The hallway conveniently houses another full bathroom and an upstairs laundry room. Discover why the Pearson Townhome will be the perfect fit for your next move!

  18. 2026-04-23
    price $299,990 782-char remark
    Show marketing remark (782 chars)

    Self-guided tour available on this quick move-in home every day from 7am-9pm. Stop by to tour on your own time. This townhome features 3 bedrooms, 2.5 bathrooms, and a 1-car garage, all in a spacious 1,464 sq. ft. area. As you enter the home, you will find a foyer as well as a powder room. Beyond that is the open-concept kitchen and living area, which includes countertop seating and ample space for a dining table. Upstairs, you'll find the primary bedroom with a walk-in closet and an en suite bathroom featuring a double-bowl vanity. You'll also find two additional bedrooms available, each with ample closet space. The hallway conveniently houses another full bathroom and an upstairs laundry room. Discover why the Pearson Townhome will be the perfect fit for your next move!

  19. 2026-04-22
    price $299,990 971-char remark
    Show marketing remark (971 chars)

    MOVE IN READY! Receive up to $10,000 towards closing costs with the use of our preferred lender - Now through Sunday, May 31st. Self-guided tour available on this quick move-in home every day from 7am-9pm. Stop by to tour on your own time. D. R. HORTON Welcomes you to Ashcombe Wellen Park, located in the Master-Planned community of Wellen Park. This community will feature townhomes offering 1,464 sq. ft. of living space, with 3 bedrooms, 2 bathrooms and a 1-car garage. This includes an open concept living area and kitchen downstairs connected to an outdoor back patio. Each home includes a spacious driveway with room for up to two additional vehicles. Townhomes offers the ultimate low-maintenance lifestyle, giving you more time to enjoy family, friends and relaxation. Downtown Wellen serves as the vibrant hub for shopping, dining, and entertainment. From waterfront restaurants to boutique shops and lively community events, COMING SOON A POOL & CABANNA!

  20. 2026-04-09
    price $297,000 971-char remark
    Show marketing remark (971 chars)

    MOVE IN READY! Receive up to $10,000 towards closing costs with the use of our preferred lender - Now through Sunday, May 31st. Self-guided tour available on this quick move-in home every day from 7am-9pm. Stop by to tour on your own time. D. R. HORTON Welcomes you to Ashcombe Wellen Park, located in the Master-Planned community of Wellen Park. This community will feature townhomes offering 1,464 sq. ft. of living space, with 3 bedrooms, 2 bathrooms and a 1-car garage. This includes an open concept living area and kitchen downstairs connected to an outdoor back patio. Each home includes a spacious driveway with room for up to two additional vehicles. Townhomes offers the ultimate low-maintenance lifestyle, giving you more time to enjoy family, friends and relaxation. Downtown Wellen serves as the vibrant hub for shopping, dining, and entertainment. From waterfront restaurants to boutique shops and lively community events, COMING SOON A POOL & CABANNA!

  21. 2026-03-22
    listed $299,000 Active 782-char remark
    Show marketing remark (782 chars)

    Self-guided tour available on this quick move-in home every day from 7am-9pm. Stop by to tour on your own time. This townhome features 3 bedrooms, 2.5 bathrooms, and a 1-car garage, all in a spacious 1,464 sq. ft. area. As you enter the home, you will find a foyer as well as a powder room. Beyond that is the open-concept kitchen and living area, which includes countertop seating and ample space for a dining table. Upstairs, you'll find the primary bedroom with a walk-in closet and an en suite bathroom featuring a double-bowl vanity. You'll also find two additional bedrooms available, each with ample closet space. The hallway conveniently houses another full bathroom and an upstairs laundry room. Discover why the Pearson Townhome will be the perfect fit for your next move!

  22. 2026-03-11
    price $299,000 971-char remark
    Show marketing remark (971 chars)

    MOVE IN READY! Receive up to $10,000 towards closing costs with the use of our preferred lender - Now through Sunday, May 31st. Self-guided tour available on this quick move-in home every day from 7am-9pm. Stop by to tour on your own time. D. R. HORTON Welcomes you to Ashcombe Wellen Park, located in the Master-Planned community of Wellen Park. This community will feature townhomes offering 1,464 sq. ft. of living space, with 3 bedrooms, 2 bathrooms and a 1-car garage. This includes an open concept living area and kitchen downstairs connected to an outdoor back patio. Each home includes a spacious driveway with room for up to two additional vehicles. Townhomes offers the ultimate low-maintenance lifestyle, giving you more time to enjoy family, friends and relaxation. Downtown Wellen serves as the vibrant hub for shopping, dining, and entertainment. From waterfront restaurants to boutique shops and lively community events, COMING SOON A POOL & CABANNA!

  23. 2026-02-20
    price $324,000 971-char remark
    Show marketing remark (971 chars)

    MOVE IN READY! Receive up to $10,000 towards closing costs with the use of our preferred lender - Now through Sunday, May 31st. Self-guided tour available on this quick move-in home every day from 7am-9pm. Stop by to tour on your own time. D. R. HORTON Welcomes you to Ashcombe Wellen Park, located in the Master-Planned community of Wellen Park. This community will feature townhomes offering 1,464 sq. ft. of living space, with 3 bedrooms, 2 bathrooms and a 1-car garage. This includes an open concept living area and kitchen downstairs connected to an outdoor back patio. Each home includes a spacious driveway with room for up to two additional vehicles. Townhomes offers the ultimate low-maintenance lifestyle, giving you more time to enjoy family, friends and relaxation. Downtown Wellen serves as the vibrant hub for shopping, dining, and entertainment. From waterfront restaurants to boutique shops and lively community events, COMING SOON A POOL & CABANNA!

  24. 2026-01-29
    listed $334,990 Active 971-char remark
    Show marketing remark (971 chars)

    MOVE IN READY! Receive up to $10,000 towards closing costs with the use of our preferred lender - Now through Sunday, May 31st. Self-guided tour available on this quick move-in home every day from 7am-9pm. Stop by to tour on your own time. D. R. HORTON Welcomes you to Ashcombe Wellen Park, located in the Master-Planned community of Wellen Park. This community will feature townhomes offering 1,464 sq. ft. of living space, with 3 bedrooms, 2 bathrooms and a 1-car garage. This includes an open concept living area and kitchen downstairs connected to an outdoor back patio. Each home includes a spacious driveway with room for up to two additional vehicles. Townhomes offers the ultimate low-maintenance lifestyle, giving you more time to enjoy family, friends and relaxation. Downtown Wellen serves as the vibrant hub for shopping, dining, and entertainment. From waterfront restaurants to boutique shops and lively community events, COMING SOON A POOL & CABANNA!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 97% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,797
− Mortgage interest
−$15,236
− Property taxes
−$4,080
− Insurance
−$2,158
− Repairs & maintenance
−$2,464
− Management
−$2,464
− HOA
−$3,048
− Depreciation
−$7,913
Taxable loss
−$6,565
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,576
After-tax cash flow
$-497/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This move-in ready townhouse is in excellent condition with modern amenities and a well-maintained exterior. It offers a great opportunity for both resale and rental markets.

Value-add opportunities

  • Both landscaping — improves curb appeal and adds value
  • Both smart home integration — enhances convenience and marketability

Renovation cost estimate screening

Value-add ROI direction

  • Both landscaping — improves curb appeal and adds value
  • Both smart home integration — enhances convenience and marketability

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Sarasota
NCES district ID
1201680
Math proficiency
63% ▼ -8.00%
Reading proficiency
63% ▼ -3.00%
Median HH income
$51,167
Composite
53.68/100
National rank
#1428
State rank
#7 of 73 in FL

Livability — North Port

Score
75/100
State rank
#252
US rank
#3975

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment B+ Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
North Port, FL
County
Sarasota County · 448,376 people
City population
75,324
Metro
North Port-Sarasota-Bradenton, FL
Population (ZIP)
50,278
Household income
$90,038
Rent vs Own
11.3% rent · 88.7% own
Severe rent burden
548.0

Population outlook (Sarasota County) Hauer SSP2

Today (2025)
452,380 people
By 2030
474,175 · +4.8%
By 2040
511,577 · +13.1%
By 2050
541,467 · +19.7%
By 2075
604,947 · +33.7%
By 2100
621,965 · +37.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Hispanic / Latino 5% Two or more races 4% Asian 2%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Romanian 7% Lithuanian 4% Slovak 3%
Foreign-born
9% · Canada, China, Dominican Republic
Languages at home
90% English-only · Spanish 3% Russian/Polish/Slavic 2% French/Haitian/Cajun 1%

Political lean MEDSL · Sarasota

2024 margin
R (+18.2) · D 40.5% · R 58.7%
2008→2024 swing
-18.1pp toward R · 2008: -0.1pp · 2024: -18.2pp
All cycles
2024: R+18.2 2020: R+10.4 2016: R+11.6 2012: R+7.4 2008: R+0.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -355.64%
Current HPI
270.5242
Rent YoY
▲ 0.70%
Metro
North Port-Sarasota-Bradenton, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-16.4% since first listed
9 events — show timeline
  • 2026-05-06 Price Changed $279,990 Stellar MLS as Distributed by MLS Grid
  • 2026-05-06 Price Changed $279,990 Zillow
  • 2026-04-23 Price Changed $299,990 Zillow
  • 2026-04-22 Price Changed $299,990 Stellar MLS as Distributed by MLS Grid
  • 2026-04-09 Price Changed $297,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-22 Listed $299,000 Zillow
  • 2026-03-11 Price Changed $299,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-20 Price Changed $324,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-29 Listed $334,990 Stellar MLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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