4113 Quail Briar Dr · Bloomingdale, FL 33596

$309,900

3 bd · 2.0 ba · 1,277 sqft · SingleFamily public records · 3 Days on market

Built 1992 4,500 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.3/30.0
• ARV discount +7.5/15.0
• Schools +4.2/10.0
• 1% rule +3.7/10.0
• DSCR +3.7/10.0
• Livability +3.6/5.0
• Rent growth +3.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Don't wait to come see this great, move in ready home located in the established community of Tevalo Hills in Bloomingdale. Don't miss out on this 3 bedroom 2 bathroom fully remodeled home. New roof, new flooring , new carpet, newer A/C. Walking into this cozy, dynamic, beautiful home. The tile flooring is a mirror like image throughout the house with carpet in the bedrooms. The update kitchen with stainless steel appliances and quartz countertop. Both bathroom have been completed updated. The sliding door leading to the backyard to a beautiful wood deck porch to enjoy with friends and family.

Key facts

• 2020 roof
• New a/c motor
• Updated kitchen

Tags

• 2020 ROOF
• NEW A/C MOTOR
• MARBLE TILE
• 3 YEAR OLD WATER HEATER
• BRIGHT SPLIT-BEDROOM LAYOUT
• UPDATED KITCHEN

Property features AI

Finance

• Other: Partially furnished; Lot approx. 0.1 acres (0 to less than 1/4 acre)

Exterior

• Parking: 2-car garage
• Utilities: Public water; Public sewer; Cable available and connected; Electricity available and connected; Water and sewer available and connected
• Home design: Single family residence; One story; Faces north; Residential zoning (PD)
• Construction: Block and stucco construction; Shingle roof; Block and concrete perimeter foundation; Built on one level
• Exterior features: Sliding doors; Asphalt road access

Interior

• Kitchen: Convection oven; Cooktop; Dishwasher; Microwave; Refrigerator; Stone counters
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: High ceilings; Open floor plan; Split bedroom layout; Stone countertops; Walk-in closet(s)
• Laundry & utility: Washer; Dryer; Laundry located in garage; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $310k.

Deal economics

• At list price, monthly cash flow is $-55 ($-657/yr) — negative.
• To cash-flow at today's rent, offer at most $300k (3.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $269k (13.1% below list).
• Recommended offer: $269k (13.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 71/100 on livability (#383 in FL) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: schools D+, amenities F, health & safety F.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+4.1%/yr); 210 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $269,412 (13.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 6.08%
• Cash-on-cash: -0.76%
• DSCR: 0.97
• GRM: 9.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 4.06% rent growth · sell at horizon

5-year hold

• IRR: -16.3%
• Equity multiple: 0.42×
• Total profit: $-50,733
• Equity at exit: $46,207

10-year hold

• IRR: -6.2%
• Equity multiple: 0.58×
• Total profit: $-36,222
• Equity at exit: $26,794

Cash invested: $86,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33596

• Home prices YoY: -17.8%
• Rents YoY: 4.1%
• Active inventory: 210
• Price-to-rent: 9.6×

Monthly cashflow live

• Estimated rent: $2,694 medium
• Mortgage (P&I): −$1,625
• Tax from tax record: −$429 /mo · $5,146/yr
• Insurance: −$129
• HOA: −$0
• Vacancy / Maint / Mgmt: −$566
• Net cashflow: $-55

Break-even live

Break-even rent $2,763

Max offer price $300,233

Occupancy floor 97%

Sensitivity live

Price	-10% $121	-5% $33	+0% $-55	+5% $-142	+10% $-230
Rent	-10% $-268	-5% $-161	+0% $-55	+5% $52	+10% $158
Rate	-1.0pp $101	-0.5pp $24	base $-55	+0.5pp $-135	+1.0pp $-217

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $77,475
• Closing costs: $9,297
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4207 Elba Pl Valrico, FL	3.0	2.0	1831	$2,400	$1.31	23d	1	1.29mi

Listing history 6 events

1. 2026-06-19
   status $309,900 Pending 3 DOM
2. 2026-06-18
   status $309,900 Active 3 DOM
3. 2026-06-15
   status $309,900 Pending 3 DOM
4. 2026-06-15
   days on market $309,900 Active 3 DOM
5. 2026-06-13
   remarks 687-char remark
6. 2026-06-13
   listed $309,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,146 · $429/mo
• Projected year-2 tax: $5,146 · $429/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $32,329
• − Mortgage interest: −$17,359
• − Property taxes: −$5,146
• − Insurance: −$1,550
• − Repairs & maintenance: −$2,586
• − Management: −$2,586
• − Depreciation: −$9,015
• Taxable loss: −$5,913
• Est. tax savings @ 24.0%: +$1,419
• After-tax cash flow: $762/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Bloomingdale

• Score: 71/100
• State rank: #383
• US rank: #6757

Category grades

Amenities F Commute B+ Cost of living C Crime A Employment A+ Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bloomingdale, FL
• County: Hillsborough County · 1,540,968 people
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 27,757
• Household income: $116,465
• Rent vs Own: 16.4% rent · 83.6% own
• Severe rent burden: 437.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (67%)
• Race & ethnicity: White 67% Hispanic / Latino 18% Two or more races 13% Black 8% Asian 2%
• Hispanic origin (detail): Mexican 1% Puerto Rican 11% Cuban 3%
• Common ancestry: Romanian 3% Lithuanian 2% Italian 2%
• Foreign-born: 9% · Canada, Jamaica
• Languages at home: 86% English-only · Spanish 9% Other Indo-European 2% French/Haitian/Cajun 2%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -65.33%
• Current HPI: 301.312
• Rent YoY: ▲ 4.06%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+315.4% since first listed

19 events — show timeline

• 2026-06-12 Listed $309,900 Stellar MLS as Distributed by MLS Grid
• 2021-04-14 Sold (Public Records) $270,000 Public Records
• 2021-04-13 Sold (MLS) $270,000 Stellar MLS as Distributed by MLS Grid
• 2021-04-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-03-15 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-03-07 Listed $279,900 Stellar MLS as Distributed by MLS Grid
• 2020-09-08 Sold (Public Records) $137,000 Public Records
• 2015-04-23 Sold (MLS) $108,979 Stellar MLS as Distributed by MLS Grid
• 2015-03-09 Pending — Stellar MLS as Distributed by MLS Grid
• 2015-02-27 Relisted — Stellar MLS as Distributed by MLS Grid
• 2015-02-19 Pending — Stellar MLS as Distributed by MLS Grid
• 2015-02-09 Price Changed $114,500 Stellar MLS as Distributed by MLS Grid
• 2015-01-20 Price Changed $123,100 Stellar MLS as Distributed by MLS Grid
• 2014-12-10 Price Changed $133,100 Stellar MLS as Distributed by MLS Grid
• 2014-11-06 Listed $143,100 Stellar MLS as Distributed by MLS Grid
• 2014-06-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2013-12-26 Listed $112,000 Stellar MLS as Distributed by MLS Grid
• 2001-07-23 Sold (Public Records) $104,500 Public Records
• 1992-12-29 Sold (Public Records) $74,600 Public Records

Property tax history

+12.4%/yr

Latest (2025): $5,146 · +5.0% YoY. Source: county tax records.