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6009 Pepperwood Cir
D- Composite 39.06
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.4/30.0
  • ARV discount +7.9/15.0
  • Rent growth +4.1/5.0
  • Schools +3.8/10.0
  • Livability +3.6/5.0
  • DSCR +3.3/10.0
  • 1% rule +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$264,900

6009 Pepperwood Cir · Bossier City, LA 71111
3 bd · 2.0 ba · 1,649 sqft · SingleFamily public records · 151 Days on market
Built 1996 8,930 sqft lot $161/sqft · at area comps Est $267k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this charming brick residence nestled in the highly desirable Stockwell Place neighborhood. This well-appointed home offers 3 bedrooms and 2 bathrooms, featuring a blend of tile and wood flooring throughout. The spacious living room is the heart of the home, highlighted by a classic brick fireplace, custom built-ins, and expansive windows that fill the space with natural light while overlooking the backyard. The kitchen is designed for both function and flow, boasting abundant counter space, a center island, and a seamless view into the generous dining area complete with a cozy window seat—perfect for everyday living or entertaining. Retreat to the large primary suite, which features a private ensuite bath with a double vanity, jetted tub, and walk-in shower. Step outside to enjoy the covered patio and fully fenced backyard, offering plenty of space for outdoor living, along with a convenient storage shed. Ideally located in North Bossier, this home is close to major amenities, shopping, dining, and top-rated schools. A wonderful opportunity to enjoy comfort, space, and an exceptional location.

Key facts

  • Brick residence
  • Expansive windows
  • Custom built-ins

Tags

BRICK RESIDENCECLASSIC BRICK FIREPLACECUSTOM BUILT-INSEXPANSIVE WINDOWSABUNDANT COUNTER SPACECENTER ISLAND

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $265k.

Deal economics

  • At list price, monthly cash flow is $-94 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $248k (6.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $199k (24.9% below list).
  • Recommended offer: $199k (24.9% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 4.7% in Bossier City — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 71/100 on livability (#47 in LA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime F, amenities F.
  • Bossier Parish (urban): math 40% / reading 47% proficiency, ranked #17 of 98 in LA (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+6.6%/yr); 421 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 716 units permitted in Bossier Parish in 2024 (0 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Bossier County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 151 days — a 12% lower offer ($233k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $180k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $199,067 (24.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 151 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
5.87%
Cash-on-cash
-1.52%
DSCR
0.93
GRM
11.1

CMA / ARV

ARV (median comp)
$267,450
List price
$264,900
Delta
-0.95%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2409 Stockwell Rd 0.23mi 3/2.0 1,667 (+1%) 1mo $165,000 $99 86
6012 Pepperwood Cir 0.03mi 4/2.0 (+1) 1,772 (+8%) 3mo $269,900 $152 78
2308 Stockwell Rd 0.14mi 3/2.0 1,501 (-9%) 3mo $230,000 $153 76
2186 Stockwell Rd 0.39mi 3/2.0 1,541 (-6%) 1mo $297,500 $193 70
113 Red Fox Cir 0.67mi 3/2.0 1,645 (-0%) 1mo $244,500 $149 67
5900 Stockwood St 0.56mi 3/2.0 1,728 (+5%) 3mo $245,000 $142 63
2200 Middle Creek Blvd 0.53mi 3/2.0 1,768 (+7%) 2mo $279,000 $158 62
2508 Cole Cir 0.54mi 3/2.0 1,741 (+6%) 5mo $266,900 $153 62
2103 Sandhurst St 0.74mi 3/2.0 1,610 (-2%) 2mo $220,000 $137 60
6004 Summerville Ln 0.74mi 3/2.0 1,524 (-8%) 3mo $249,900 $164 50
8204 Heatherbrook Cir 0.70mi 3/2.0 1,422 (-14%) 2mo $204,999 $144 43
3112 Heatherbrook Dr 0.74mi 3/2.0 1,413 (-14%) 5mo $215,000 $152 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.56% rent growth · sell at horizon

5-year hold
IRR
-15.3%
Equity multiple
0.44×
Total profit
$-41,607
Equity at exit
$39,497
10-year hold
IRR
-2.0%
Equity multiple
0.84×
Total profit
$-11,629
Equity at exit
$22,904

Cash invested: $74,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71111

Home prices YoY
-34.8%
Rents YoY
6.6%
Active inventory
421
Price-to-rent
11.1×

Monthly cashflow live

Estimated rent
$1,991 high interval (Pro) →
Mortgage (P&I)
$1,389
Tax from tax record
$167 /mo · $2,007/yr
Insurance
$110
HOA
$0
Vacancy / Maint / Mgmt
$418
Net cashflow
$-94

Break-even live

Break-even rent $2,110
Max offer price $248,269
Occupancy floor 100%

Sensitivity live

Price -10% $56 -5% $-19 +0% $-94 +5% $-169 +10% $-244
Rent -10% $-251 -5% $-173 +0% $-94 +5% $-16 +10% $63
Rate -1.0pp $39 -0.5pp $-27 base $-94 +0.5pp $-163 +1.0pp $-233

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,225
Closing costs
$7,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6011 Jason St Bossier City, LA 3.0 2.0 1887 $2,000 $1.06 14d 1 0.47mi
2523 Brookhaven Dr Bossier City, LA 3.0 2.0 1800 $1,950 $1.08 21d 1 0.48mi
2201 Hickory Ridge Dr Bossier City, LA 4.0 2.0 1900 $1,950 $1.03 21d 1 0.52mi
8052 Fernwood Cir Haughton, LA 3.0 2.0 2005 $1,850 $0.92 14d 1 0.55mi
6021 Whitney Dr Bossier City, LA 4.0 2.0 1780 $2,100 $1.18 44d 1 0.58mi
8509 Woodhill Ln Haughton, LA 3.0 2.0 1451 $1,650 $1.14 44d 1 0.96mi
369 Wood Spgs Haughton, LA 4.0 2.0 1890 $2,300 $1.22 14d 1 1.16mi
701 Fir Wood Ln Haughton, LA 4.0 3.0 2065 $2,400 $1.16 44d 1 1.19mi

Listing history 23 events

  1. 2026-06-17
    days on market $264,900 Active 151 DOM
  2. 2026-06-16
    days on market $264,900 Active 150 DOM
  3. 2026-06-15
    days on market $264,900 Active 149 DOM
  4. 2026-06-14
    days on market $264,900 Active 147 DOM
  5. 2026-06-13
    days on market $264,900 Active 146 DOM
  6. 2026-06-10
    days on market $264,900 Active 144 DOM
  7. 2026-06-09
    days on market $264,900 Active 143 DOM
  8. 2026-06-08
    days on market $264,900 Active 142 DOM
  9. 2026-06-07
    days on market $264,900 Active 141 DOM
  10. 2026-06-02
    days on market $264,900 Active 136 DOM
  11. 2026-06-01
    days on market $264,900 Active 135 DOM
  12. 2026-05-31
    days on market $264,900 Active 134 DOM
  13. 2026-05-30
    days on market $264,900 Active 133 DOM
  14. 2026-05-01
    status Active 1133-char remark
    Show marketing remark (1133 chars)

    Welcome home to this charming brick residence nestled in the highly desirable Stockwell Place neighborhood. This well-appointed home offers 3 bedrooms and 2 bathrooms, featuring a blend of tile and wood flooring throughout. The spacious living room is the heart of the home, highlighted by a classic brick fireplace, custom built-ins, and expansive windows that fill the space with natural light while overlooking the backyard. The kitchen is designed for both function and flow, boasting abundant counter space, a center island, and a seamless view into the generous dining area complete with a cozy window seat—perfect for everyday living or entertaining. Retreat to the large primary suite, which features a private ensuite bath with a double vanity, jetted tub, and walk-in shower. Step outside to enjoy the covered patio and fully fenced backyard, offering plenty of space for outdoor living, along with a convenient storage shed. Ideally located in North Bossier, this home is close to major amenities, shopping, dining, and top-rated schools. A wonderful opportunity to enjoy comfort, space, and an exceptional location.

  15. 2026-04-26
    status Pending 1133-char remark
    Show marketing remark (1133 chars)

    Welcome home to this charming brick residence nestled in the highly desirable Stockwell Place neighborhood. This well-appointed home offers 3 bedrooms and 2 bathrooms, featuring a blend of tile and wood flooring throughout. The spacious living room is the heart of the home, highlighted by a classic brick fireplace, custom built-ins, and expansive windows that fill the space with natural light while overlooking the backyard. The kitchen is designed for both function and flow, boasting abundant counter space, a center island, and a seamless view into the generous dining area complete with a cozy window seat—perfect for everyday living or entertaining. Retreat to the large primary suite, which features a private ensuite bath with a double vanity, jetted tub, and walk-in shower. Step outside to enjoy the covered patio and fully fenced backyard, offering plenty of space for outdoor living, along with a convenient storage shed. Ideally located in North Bossier, this home is close to major amenities, shopping, dining, and top-rated schools. A wonderful opportunity to enjoy comfort, space, and an exceptional location.

  16. 2026-03-25
    price $254,900 1133-char remark
    Show marketing remark (1133 chars)

    Welcome home to this charming brick residence nestled in the highly desirable Stockwell Place neighborhood. This well-appointed home offers 3 bedrooms and 2 bathrooms, featuring a blend of tile and wood flooring throughout. The spacious living room is the heart of the home, highlighted by a classic brick fireplace, custom built-ins, and expansive windows that fill the space with natural light while overlooking the backyard. The kitchen is designed for both function and flow, boasting abundant counter space, a center island, and a seamless view into the generous dining area complete with a cozy window seat—perfect for everyday living or entertaining. Retreat to the large primary suite, which features a private ensuite bath with a double vanity, jetted tub, and walk-in shower. Step outside to enjoy the covered patio and fully fenced backyard, offering plenty of space for outdoor living, along with a convenient storage shed. Ideally located in North Bossier, this home is close to major amenities, shopping, dining, and top-rated schools. A wonderful opportunity to enjoy comfort, space, and an exceptional location.

  17. 2026-01-12
    listed $259,900 Active 1133-char remark
    Show marketing remark (1133 chars)

    Welcome home to this charming brick residence nestled in the highly desirable Stockwell Place neighborhood. This well-appointed home offers 3 bedrooms and 2 bathrooms, featuring a blend of tile and wood flooring throughout. The spacious living room is the heart of the home, highlighted by a classic brick fireplace, custom built-ins, and expansive windows that fill the space with natural light while overlooking the backyard. The kitchen is designed for both function and flow, boasting abundant counter space, a center island, and a seamless view into the generous dining area complete with a cozy window seat—perfect for everyday living or entertaining. Retreat to the large primary suite, which features a private ensuite bath with a double vanity, jetted tub, and walk-in shower. Step outside to enjoy the covered patio and fully fenced backyard, offering plenty of space for outdoor living, along with a convenient storage shed. Ideally located in North Bossier, this home is close to major amenities, shopping, dining, and top-rated schools. A wonderful opportunity to enjoy comfort, space, and an exceptional location.

  18. 2012-10-22
    soldstatus $180,000
  19. 2010-08-13
    soldstatus
  20. 2010-04-05
    soldstatus $175,000
  21. 2003-08-12
    soldstatus $150,500
  22. 1999-01-11
    soldstatus $124,000
  23. 1996-07-22
    soldstatus $167,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$2,007 · $167/mo
Projected year-2 tax
$2,007 · $167/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,888
− Mortgage interest
−$14,839
− Property taxes
−$2,007
− Insurance
−$1,324
− Repairs & maintenance
−$1,911
− Management
−$1,911
− Depreciation
−$7,706
Taxable loss
−$5,810
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,394
After-tax cash flow
$265/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bossier Parish
NCES district ID
2200270
Math proficiency
40% ▼ -32.00%
Reading proficiency
47% ▼ -28.00%
Median HH income
$51,326
Composite
37.5/100
National rank
#4402
State rank
#17 of 98 in LA

Livability — Bossier City

Score
71/100
State rank
#47
US rank
#7044

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bossier City, LA
County
Bossier Parish · 98,704 people
City population
91,925
Metro
Shreveport-Bossier City, LA
Population (ZIP)
43,925
Household income
$65,292
Rent vs Own
42.5% rent · 57.5% own
Severe rent burden
1942.0

Population outlook (Bossier County) Hauer SSP2

Today (2025)
143,247 people
By 2030
151,802 · +6.0%
By 2040
168,194 · +17.4%
By 2050
183,533 · +28.1%
By 2075
217,009 · +51.5%
By 2100
230,091 · +60.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 56% Black 29% Hispanic / Latino 9% Two or more races 8% Asian 3%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Lithuanian 2% Iranian 1% Slovak 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
90% English-only · Spanish 7% Vietnamese 1% French/Haitian/Cajun 1%

Political lean MEDSL · Bossier

2024 margin
Solid R (+43.3) · D 27.7% · R 71.0% · Other 1.3%
2008→2024 swing
+0.3pp no change · 2008: -43.7pp · 2024: -43.3pp
All cycles
2024: R+43.3 2020: R+41.0 2016: R+45.8 2012: R+45.4 2008: R+43.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -79.78%
Current HPI
149.4336
Rent YoY
▲ 6.56%
Metro
Shreveport-Bossier City, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+52.6% since first listed
10 events — show timeline
  • 2026-05-01 Relisted NTREIS
  • 2026-04-26 Pending NTREIS
  • 2026-03-25 Price Changed $254,900 NTREIS
  • 2026-01-12 Listed $259,900 NTREIS
  • 2012-10-22 Sold (Public Records) $180,000 Public Records
  • 2010-08-13 Sold (Public Records) Public Records
  • 2010-04-05 Sold (Public Records) $175,000 Public Records
  • 2003-08-12 Sold (Public Records) $150,500 Public Records
  • 1999-01-11 Sold (Public Records) $124,000 Public Records
  • 1996-07-22 Sold (Public Records) $167,000 Public Records

Property tax history

-0.2%/yr

Latest (2025): $2,007 · -1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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