643 Pelham Rd Unit 6D · New Rochelle, NY
Flood risk 9/10 · Severe
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.4/30.0
- ARV discount +13.5/15.0
- DSCR +8.4/10.0
- 1% rule +6.7/10.0
- Schools +5.9/10.0
- Appreciation +4.3/10.0
- Condition / age +3.8/5.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
$212,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Top-floor 1-bedroom co-op in the well-maintained Whitewood Gardens. This bright unit features a comfortable living room, a defined dining area, and a practical kitchen layout. The bedroom offers ample space and steady natural light. Assigned parking and neatly kept grounds add daily convenience. Located near key local amenities, including New Rochelle’s waterfront areas. Glen Island Park is approximately 2 miles away and the Echo Bay/Harbor area is also just minutes from Pelham Road. The property provides close access to shops, dining, public transportation, and major roadways. This is a well-managed co-op offering a solid opportunity in New Rochelle.
Key facts
- Top-floor co-op
- Assigned parking
- Parking
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath townhouse listed at $212k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $421 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $212k).
- Recommended offer: $187k (12.0% below list) — sets the bar for market timing.
- Cap rate 9.1% vs local median 4.9% in New Rochelle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#487 in NY) — a middle-class / working-renter tenant base. Strengths: employment A+, crime A, amenities B+; Watch: housing D+, commute F, cost of living F.
- New Rochelle City School District (suburban): math 63% / reading 66% proficiency, ranked #171 of 590 in NY (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: New Rochelle High School (math 87% / reading 72%, grade A-, #518 of 1,100 statewide, top 51%, 3,076 students, 57% FRL) — zoned schools average 57% FRL vs 41% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 80% at this address vs 64% district-wide (+15 pts) — the actual schools serving this property are materially stronger than the New Rochelle City School District average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 116 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-1.5%/yr); year-one equity from $1k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-1.5% appreciation + 3.0% rent growth), your $59k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 227 days — a 12% lower offer ($187k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 227 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.17% ✓
- Cap rate
- 9.05%
- Cash-on-cash
- 9.85%
- DSCR
- 1.44
- GRM
- 7.1
CMA / ARV
- ARV (median comp)
- $244,722
- List price
- $212,000
- Delta
- -13.37%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 667 Pelham Rd. Rd Unit B5 | 0.06mi | 1/1.0 | 800 (0%) | 1mo | $245,000 | $306 | 97 |
| 669 Pelham Rd Unit C-10 | 0.06mi | 1/1.0 | 750 (-6%) | 4mo | $155,000 | $207 | 84 |
| 701 Pelham Rd Unit 2E | 0.14mi | 1/1.5 | 800 (0%) | 10mo | $380,000 | $475 | 83 |
| 179 Drake Ave Unit 2J | 0.31mi | 1/1.0 | 800 (0%) | 4mo | $199,900 | $250 | 82 |
| 703 Pelham Rd #107 | 0.18mi | 1/1.5 | 800 (0%) | 10mo | $295,000 | $369 | 82 |
| 666 Pelham Rd Unit 5L | 0.09mi | 1/1.0 | 750 (-6%) | 5mo | $240,000 | $320 | 82 |
| 703 Pelham Rd #310 | 0.18mi | 1/1.5 | 850 (+6%) | 8mo | $360,000 | $424 | 72 |
| 450 Pelham Rd Unit 2C | 0.40mi | 1/1.0 | 831 (+4%) | 5mo | $170,000 | $205 | 71 |
| 20 Shady Glen Ct Unit 3A | 0.40mi | 1/1.0 | 850 (+6%) | 3mo | $151,000 | $178 | 69 |
| 179 Drake Ave Unit 2A | 0.31mi | 1/1.0 | 850 (+6%) | 9mo | $200,000 | $235 | 68 |
| 666 Pelham Rd Unit 6K | 0.09mi | 1/1.0 | 900 (+12%) | 10mo | $290,000 | $322 | 67 |
| 25 Shady Glen Ct Unit 1A | 0.38mi | 1/1.0 | 750 (-6%) | 6mo | $170,000 | $227 | 67 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.48% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 2.5%
- Equity multiple
- 1.11×
- Total profit
- $6,384
- Equity at exit
- $46,364
- IRR
- 9.7%
- Equity multiple
- 1.89×
- Total profit
- $53,080
- Equity at exit
- $44,696
Cash invested: $59,360 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 22 active · 20 under contract
- Months of supply
- 5.7 mo (17%/mo absorbed)
- Median asking
- $241,500 ($303/sqft)
- Median days on market
- 70 d
- This list price
- 32% of active listings are priced below it
- ARV vs active asking
- +1.1% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 10805
- Home prices YoY
- -0.5%
- Active inventory
- 116
- Price-to-rent
- 7.1×
Monthly cashflow live
- Estimated rent
- $2,471 high interval (Pro) →
- Mortgage (P&I)
- −$1,112
- Tax est. 1.5%
- −$265 /mo · $3,180/yr
- Insurance
- −$88
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$519
- Net cashflow
- $421
Break-even live
Sensitivity live
| Price | -10% $567 | -5% $494 | +0% $421 | +5% $347 | +10% $274 |
|---|---|---|---|---|---|
| Rent | -10% $225 | -5% $323 | +0% $421 | +5% $518 | +10% $616 |
| Rate | -1.0pp $527 | -0.5pp $475 | base $421 | +0.5pp $366 | +1.0pp $310 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,000
- Closing costs
- $6,360
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 666 Pelham Rd Apt 3A New Rochelle, NY | 1.0 | 1.0 | 750 | $2,350 | $3.13 | 93d | 1 | 0.10mi |
| 3 Harbor Ln Unit 3A New Rochelle, NY | 1.0 | 1.0 | 700 | $2,500 | $3.57 | 73d | 1 | 0.23mi |
| 7 Lanecrest Ave New Rochelle, NY | 2.0 | 1.0 | 1100 | $2,690 | $2.45 | 66d | 1 | 0.29mi |
| 504 Pelham Rd New Rochelle, NY | 1.0 | 1.0 | 700 | $2,300 | $3.29 | 62d | 1 | 0.31mi |
| 12 Russell Ave Apt 2 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,350 | $2.94 | 56d | 1 | 0.71mi |
| 965 Main St Unit 2 New Rochelle, NY | 2.0 | 1.0 | 825 | $2,995 | $3.63 | 43d | 1 | 0.77mi |
| 965 Main St Unit 2 New Rochelle, NY | 2.0 | 1.0 | 825 | $2,995 | $3.63 | 56d | 1 | 0.77mi |
| 230 Pelham Rd Unit 6F New Rochelle, NY | 1.0 | 1.0 | 800 | $1,995 | $2.49 | 93d | 1 | 0.86mi |
| 230 Pelham Rd Apt 2K New Rochelle, NY | 2.0 | 1.0 | 1000 | $2,795 | $2.79 | 43d | 1 | 0.86mi |
| 230 Pelham Rd Unit 3o New Rochelle, NY | 1.0 | 1.0 | 725 | $2,095 | $2.89 | 26d | 1 | 0.88mi |
| 220 Pelham Rd Apt 3F New Rochelle, NY | 1.0 | 1.0 | 725 | $2,095 | $2.89 | 26d | 1 | 0.91mi |
| 220 Pelham Rd Unit 5E New Rochelle, NY | 2.0 | 1.0 | 1000 | $2,595 | $2.60 | 56d | 1 | 0.91mi |
| 220 Pelham Rd New Rochelle, NY | 1.0–2.0 | 1.0 | 900 | $2,150 | $2.39 | 60d | 2 | 0.91mi |
| 25 Maple Ave New Rochelle, NY | 2.0 | 1.0–2.0 | 627 | $3,148 | $5.02 | 1d | 3 | 0.94mi |
| 50 Highland Ave Unit 3rd Floor New Rochelle, NY | 1.0 | 1.0 | 650 | $1,950 | $3.00 | 12d | 1 | 0.94mi |
| 160 Centre Ave Unit 3L New Rochelle, NY | 1.0 | 1.0 | 750 | $2,200 | $2.93 | 2d | 1 | 0.96mi |
| 111 Centre Ave New Rochelle, NY | 1.0 | 1.0 | 653 | $2,350 | $3.60 | 1d | 4 | 0.99mi |
| 79 S Division St Unit 3 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,600 | $3.25 | 52d | 1 | 1.01mi |
| 387 Huguenot St New Rochelle, NY | 2.0 | 2.0 | 1047 | $3,535 | $3.38 | 10d | 2 | 1.03mi |
| 360 Huguenot St New Rochelle, NY | 2.0 | 1.0–2.0 | 764 | $2,890 | $3.78 | 0d | 9 | 1.06mi |
| 50 Clinton Pl New Rochelle, NY | 3.0 | 1.0–2.0 | 1025 | $4,263 | $4.16 | 0d | 10 | 1.10mi |
| 333 Huguenot St New Rochelle, NY | 2.0 | 1.0–2.0 | 828 | $3,528 | $4.26 | 1d | 10 | 1.12mi |
| 55 Clinton Pl New Rochelle, NY | 3.0 | 1.0–2.0 | 1003 | $3,532 | $3.52 | 0d | 16 | 1.13mi |
| 543 Main St #402 New Rochelle, NY | 1.0 | 1.0 | 924 | $3,000 | $3.25 | 64d | 1 | 1.14mi |
| 12 Church St New Rochelle, NY | 2.0 | 1.0–2.0 | 770 | $3,540 | $4.60 | 0d | 44 | 1.17mi |
| 53 1st St New Rochelle, NY | 1.0 | 1.0 | 700 | $2,300 | $3.29 | 4d | 1 | 1.20mi |
| 3 Davenport Ave New Rochelle, NY | 1.0–2.0 | 1.0 | 796 | $2,149 | $2.70 | 0d | 1 | 1.20mi |
| 40 Memorial Hwy New Rochelle, NY | 3.0 | 1.0–2.0 | 917 | $2,940 | $3.20 | 0d | 41 | 1.21mi |
| 36 4th St Unit One New Rochelle, NY | 2.0 | 1.0 | 900 | $2,900 | $3.22 | 53d | 1 | 1.23mi |
| 126 Franklin Ave New Rochelle, NY | 1.0 | 1.0 | 650 | $1,995 | $3.07 | 0d | 1 | 1.24mi |
| 46 Locust Ave Unit 2 New Rochelle, NY | 2.0 | 1.0 | 750 | $2,950 | $3.93 | 68d | 1 | 1.25mi |
| 1 Shearwood Pl New Rochelle, NY | 3.0 | 1.0–3.0 | 896 | $3,324 | $3.71 | 0d | 31 | 1.31mi |
| 10 Lecount Pl New Rochelle, NY | 2.0 | 1.0–2.0 | 740 | $3,724 | $5.03 | 0d | 22 | 1.31mi |
| 49 5th St Apt 8 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,429 | $3.04 | 62d | 1 | 1.32mi |
| 49 5th St Apt 8 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,429 | $3.04 | 93d | 1 | 1.32mi |
| 9 9th St Unit 3rd Floor New Rochelle, NY | 1.0 | 1.0 | 750 | $2,100 | $2.80 | 93d | 1 | 1.35mi |
| 57 Grand St New Rochelle, NY | — | 1.0 | 631 | $2,400 | $3.80 | 39d | 1 | 1.42mi |
| 32 Burling Ln New Rochelle, NY | 1.0–2.0 | 1.0–2.0 | 1125 | $2,950 | $2.62 | 4d | 2 | 1.45mi |
| 20 Burling Ln New Rochelle, NY | 2.0 | 1.0–2.0 | 967 | $3,455 | $3.57 | 0d | 4 | 1.45mi |
| 16 Lafayette St Unit 2 New Rochelle, NY | 2.0 | 2.0 | 1000 | $3,500 | $3.50 | 3d | 1 | 1.45mi |
Listing history 42 events
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2026-08-08days on market $212,000 Active 227 DOM
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2026-08-06days on market $212,000 Active 225 DOM
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2026-08-05days on market $212,000 Active 224 DOM
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2026-08-04days on market $212,000 Active 223 DOM
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2026-08-03days on market $212,000 Active 222 DOM
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2026-07-31days on market $212,000 Active 219 DOM
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2026-07-30days on market $212,000 Active 218 DOM
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2026-07-30days on market $212,000 Active 217 DOM
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2026-07-28days on market $212,000 Active 216 DOM
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2026-07-26days on market $212,000 Active 214 DOM
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2026-07-24days on market $212,000 Active 212 DOM
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2026-07-23days on market $212,000 Active 211 DOM
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2026-07-22days on market $212,000 Active 210 DOM
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2026-07-21days on market $212,000 Active 209 DOM
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2026-07-20days on market $212,000 Active 208 DOM
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2026-07-18days on market $212,000 Active 206 DOM
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2026-07-18days on market $212,000 Active 205 DOM
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2026-07-16days on market $212,000 Active 204 DOM
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2026-07-15days on market $212,000 Active 203 DOM
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2026-07-14days on market $212,000 Active 202 DOM
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2026-07-13days on market $212,000 Active 201 DOM
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2026-07-13days on market $212,000 Active 200 DOM
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2026-07-11days on market $212,000 Active 199 DOM
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2026-07-10days on market $212,000 Active 198 DOM
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2026-07-09days on market $212,000 Active 197 DOM
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2026-07-07days on market $212,000 Active 195 DOM
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2026-07-06days on market $212,000 Active 194 DOM
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2026-07-06days on market $212,000 Active 193 DOM
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2026-07-05days on market $212,000 Active 192 DOM
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2026-07-03days on market $212,000 Active 191 DOM
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2026-07-02days on market $212,000 Active 190 DOM
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2026-07-01days on market $212,000 Active 189 DOM
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2026-06-30days on market $212,000 Active 188 DOM
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2026-06-29days on market $212,000 Active 187 DOM
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2026-06-28days on market $212,000 Active 186 DOM
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2026-06-27days on market $212,000 Active 185 DOM
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2026-06-26pricedays on market $212,000 Active 184 DOM
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2026-06-02days on market $218,000 Active 182 DOM
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2026-06-01days on market $218,000 Active 181 DOM
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2026-05-31days on market $218,000 Active 180 DOM
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2026-02-04price $218,000 667-char remark
Show marketing remark (667 chars)
Top-floor 1-bedroom co-op in the well-maintained Whitewood Gardens. This bright unit features a comfortable living room, a defined dining area, and a practical kitchen layout. The bedroom offers ample space and steady natural light. Assigned parking and neatly kept grounds add daily convenience. Located near key local amenities, including New Rochelle’s waterfront areas. Glen Island Park is approximately 2 miles away and the Echo Bay/Harbor area is also just minutes from Pelham Road. The property provides close access to shops, dining, public transportation, and major roadways. This is a well-managed co-op offering a solid opportunity in New Rochelle.
-
2025-12-02$225,000 Active 667-char remark
Show marketing remark (667 chars)
Top-floor 1-bedroom co-op in the well-maintained Whitewood Gardens. This bright unit features a comfortable living room, a defined dining area, and a practical kitchen layout. The bedroom offers ample space and steady natural light. Assigned parking and neatly kept grounds add daily convenience. Located near key local amenities, including New Rochelle’s waterfront areas. Glen Island Park is approximately 2 miles away and the Echo Bay/Harbor area is also just minutes from Pelham Road. The property provides close access to shops, dining, public transportation, and major roadways. This is a well-managed co-op offering a solid opportunity in New Rochelle.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,653
- − Mortgage interest
- −$11,875
- − Property taxes
- −$3,180
- − Insurance
- −$1,858
- − Repairs & maintenance
- −$2,372
- − Management
- −$2,372
- − Depreciation
- −$6,167
- Taxable income
- $1,829
- Est. tax owed @ 24.0%
- −$439
- After-tax cash flow
- $4,609/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained, top-floor condo in Whitewood Gardens offers a good starting point for a cosmetic renovation, with updates to the kitchen and bathroom likely to significantly enhance its value.
Repairs flagged
- Minor kitchen countertops — A fresh coat of paint or new countertops would enhance the kitchen's appearance.
- Minor bathroom fixtures — Updating the fixtures to a more modern style would improve the bathroom's appeal.
- Minor landscaping — A light pruning and mulching of the landscaping would enhance curb appeal and maintain the property's value.
Value-add opportunities
- Resale Painting the kitchen cabinets — Fresh paint can make a significant difference in the home's curb appeal and value. ↑
- Rental Updating bathroom fixtures — Modern fixtures can attract renters and improve the home's rental value. ↑
- Both Landscaping improvements — Enhanced landscaping can increase both resale and rental value by making the property more attractive. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- New Rochelle City School District
- NCES district ID
- 3620490
- Math proficiency
- 63% ▲ 3.00%
- Reading proficiency
- 66% ▲ 9.00%
- Median HH income
- $69,165
- Composite
- 56.63/100
- National rank
- #1139
- State rank
- #171 of 590 in NY
Livability — New Rochelle
- Score
- 69/100
- State rank
- #487
- US rank
- #8572
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- New Rochelle, NY
- County
- Westchester County · 1,028,035 people
- City population
- 63,657
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 20,903
- Household income
- $102,109
- Rent vs Own
- Severe rent burden
- 16% of renters
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- Hispanic / Latino 39% White 38% Black 17% Two or more races 13% Asian 4%
- Hispanic origin (detail)
- Mexican 15% Puerto Rican 11% Dominican 2%
- Common ancestry
- Romanian 2% Russian 1% Scotch-Irish 1%
- Foreign-born
- 32% · Canada, Jamaica, South Korea
- Languages at home
- 54% English-only · Spanish 32% Other Indo-European 7% German/W. Germanic 2%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.48%
- Current HPI
- 278.8511
- Rent YoY
- —
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
-3.1% since first listed2 events — show timeline
- 2026-02-04 Price Changed $218,000 OneKey® MLS as Distributed by MLS Grid
- 2025-12-02 Listed $225,000 OneKey® MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…