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1280 Stone Bridge Ct SW
D- Composite 39.74
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.0/30.0
  • ARV discount +9.7/15.0
  • DSCR +3.9/10.0
  • Rent growth +3.5/5.0
  • 1% rule +2.7/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.9/10.0
  • Appreciation +0.0/10.0

$285,000

1280 Stone Bridge Ct SW · Stonecrest, GA 30094
3 bd · 2.0 ba · 1,574 sqft · SingleFamily public records · 36 Days on market
Built 1992 0.50 ac lot $181/sqft · at area comps Est $299k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!

Key facts

  • Quiet cul-de-sac
  • Beautiful backyard
  • Brick ranch

Tags

BRICK RANCHQUIET CUL-DE-SACFRESHLY PAINTED EXTERIORBEAUTIFUL BACKYARDWALKING AND BIKING TRAILS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $285k.

Deal economics

  • At list price, monthly cash flow is $-16 ($-189/yr) — negative.
  • To cash-flow at today's rent, offer at most $282k (1.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $220k (22.9% below list).
  • Recommended offer: $220k (22.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 5.1% in Stonecrest — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Rockdale County (suburban): math 14% / reading 29% proficiency, ranked #136 of 174 in GA (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+4.2%/yr); 386 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 483 units permitted in Rockdale County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Rockdale County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 36 days — a 3% lower offer ($276k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $110k; list at $285k implies a 159% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 26% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $219,794 (22.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
6.23%
Cash-on-cash
-0.24%
DSCR
0.99
GRM
10.8

CMA / ARV

ARV (median comp)
$299,307
List price
$285,000
Delta
-4.78%
Verdict
FAIR
Comps
19 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1280 Stone Bridge Ct SW 0.00mi 3/2.0 1,574 (0%) 1mo $275,000 $175 100
3230 Klondike Rd SW 0.17mi 3/2.0 1,544 (-2%) 7mo $284,500 $184 83
3021 Stone Bridge Trl SW 0.07mi 3/2.0 1,506 (-4%) 10mo $299,000 $199 81

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.16% rent growth · sell at horizon

5-year hold
IRR
-15.6%
Equity multiple
0.44×
Total profit
$-44,691
Equity at exit
$42,494
10-year hold
IRR
-5.5%
Equity multiple
0.63×
Total profit
$-29,713
Equity at exit
$24,642

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30094

Rents YoY
4.2%
Active inventory
386
Price-to-rent
10.8×

Monthly cashflow live

Estimated rent
$2,198 high interval (Pro) →
Mortgage (P&I)
$1,495
Tax from tax record
$139 /mo · $1,666/yr
Insurance
$119
HOA
$0
Vacancy / Maint / Mgmt
$462
Net cashflow
$-16

Break-even live

Break-even rent $2,218
Max offer price $282,217
Occupancy floor 96%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,250
Closing costs
$8,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1301 Stone Bridge Ct SW Conyers, GA 3.0 3.5 2154 $2,115 $0.98 12d 1 0.04mi
7095 Gladstone Cir Lithonia, GA 3.0 2.5 2006 $2,100 $1.05 5d 1 1.39mi
7062 Mimosa Blf Lithonia, GA 3.0 2.5 1512 $2,100 $1.39 43d 1 1.48mi
7062 Mimosa Blf Lithonia, GA 3.0 2.5 1512 $1,950 $1.29 16d 1 1.48mi
7055 Mimosa Blf Lithonia, GA 3.0 2.5 1467 $1,995 $1.36 5d 1 1.48mi
7055 Mimosa Blf Lithonia, GA 3.0 2.5 1467 $1,995 $1.36 43d 1 1.48mi

Listing history 10 events

  1. 2026-05-02
    status Pending 1001-char remark
    Show marketing remark (1001 chars)

    Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!

  2. 2026-05-02
    status Under Contract 1001-char remark
    Show marketing remark (1001 chars)

    Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!

  3. 2026-04-09
    status Back On Market 1001-char remark
    Show marketing remark (1001 chars)

    Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!

  4. 2026-04-09
    status Active 1001-char remark
    Show marketing remark (1001 chars)

    Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!

  5. 2026-04-06
    status Under Contract 1001-char remark
    Show marketing remark (1001 chars)

    Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!

  6. 2026-04-06
    status Pending 1001-char remark
    Show marketing remark (1001 chars)

    Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!

  7. 2026-03-24
    listed $285,000 Active 1001-char remark
    Show marketing remark (1001 chars)

    Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!

  8. 2026-03-24
    listed $285,000 New 1001-char remark
    Show marketing remark (1001 chars)

    Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!

  9. 1995-12-21
    soldstatus $109,900
  10. 1993-01-06
    soldstatus $98,650

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,666 · $139/mo
Projected year-2 tax
$2,622 · $218/mo
Expected delta
+$956/yr (+$80/mo · 57.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 26% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 10 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,375
− Mortgage interest
−$15,964
− Property taxes
−$1,666
− Insurance
−$1,425
− Repairs & maintenance
−$2,110
− Management
−$2,110
− Depreciation
−$8,291
Taxable loss
−$5,191
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,246
After-tax cash flow
$1,057/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Rockdale County
NCES district ID
1304410
Math proficiency
14% ▼ -17.00%
Reading proficiency
29% ▼ -11.00%
Median HH income
$53,325
Composite
19.42/100
National rank
#8776
State rank
#136 of 174 in GA

Livability — Stonecrest

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Rockdale County · 96,534 people
City population
106,165
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
33,731
Household income
$88,530
Rent vs Own
20.5% rent · 79.5% own
Severe rent burden
549.0

Population outlook (Rockdale County) Hauer SSP2

Today (2025)
99,145 people
By 2030
104,558 · +5.5%
By 2040
116,100 · +17.1%
By 2050
127,827 · +28.9%
By 2075
159,113 · +60.5%
By 2100
181,178 · +82.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 56% White 29% Two or more races 9% Hispanic / Latino 7% Asian 1%
Hispanic origin (detail)
Mexican 4% Puerto Rican 1%
Common ancestry
Hispanic 1% Serbian 1% Slovak 1%
Foreign-born
7% · Canada
Languages at home
91% English-only · Spanish 5% French/Haitian/Cajun 1%

Political lean MEDSL · Rockdale

2024 margin
Solid D (+47.5) · D 73.4% · R 25.9%
2008→2024 swing
+37.9pp toward D · 2008: 9.6pp · 2024: 47.5pp
All cycles
2024: D+47.5 2020: D+40.8 2016: D+25.9 2012: D+16.4 2008: D+9.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -168.06%
Current HPI
205.627
Rent YoY
▲ 4.16%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+188.9% since first listed
10 events — show timeline
  • 2026-05-02 Pending FMLS
  • 2026-05-02 Pending GAMLS
  • 2026-04-09 Relisted GAMLS
  • 2026-04-09 Relisted FMLS
  • 2026-04-06 Pending GAMLS
  • 2026-04-06 Pending FMLS
  • 2026-03-24 Listed $285,000 GAMLS
  • 2026-03-24 Listed $285,000 FMLS
  • 1995-12-21 Sold (Public Records) $109,900 Public Records
  • 1993-01-06 Sold (Public Records) $98,650 Public Records

Property tax history

+3.3%/yr

Latest (2025): $1,666 · -3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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