1280 Stone Bridge Ct SW · Stonecrest, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 26.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 10 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.0/30.0
- ARV discount +9.7/15.0
- DSCR +3.9/10.0
- Rent growth +3.5/5.0
- 1% rule +2.7/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.9/10.0
- Appreciation +0.0/10.0
$285,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!
Key facts
- Quiet cul-de-sac
- Beautiful backyard
- Brick ranch
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $285k.
Deal economics
- At list price, monthly cash flow is $-16 ($-189/yr) — negative.
- To cash-flow at today's rent, offer at most $282k (1.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $220k (22.9% below list).
- Recommended offer: $220k (22.9% below list) — sets the bar for 1% rule.
- Cap rate 6.2% vs local median 5.1% in Stonecrest — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Rockdale County (suburban): math 14% / reading 29% proficiency, ranked #136 of 174 in GA (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising fast (+4.2%/yr); 386 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 483 units permitted in Rockdale County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Rockdale County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 36 days — a 3% lower offer ($276k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $110k; list at $285k implies a 159% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: moderate wind risk, 26% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 36 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.77% ✗
- Cap rate
- 6.23%
- Cash-on-cash
- -0.24%
- DSCR
- 0.99
- GRM
- 10.8
CMA / ARV
- ARV (median comp)
- $299,307
- List price
- $285,000
- Delta
- -4.78%
- Verdict
- FAIR
- Comps
- 19 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1280 Stone Bridge Ct SW | 0.00mi | 3/2.0 | 1,574 (0%) | 1mo | $275,000 | $175 | 100 |
| 3230 Klondike Rd SW | 0.17mi | 3/2.0 | 1,544 (-2%) | 7mo | $284,500 | $184 | 83 |
| 3021 Stone Bridge Trl SW | 0.07mi | 3/2.0 | 1,506 (-4%) | 10mo | $299,000 | $199 | 81 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.16% rent growth · sell at horizon
- IRR
- -15.6%
- Equity multiple
- 0.44×
- Total profit
- $-44,691
- Equity at exit
- $42,494
- IRR
- -5.5%
- Equity multiple
- 0.63×
- Total profit
- $-29,713
- Equity at exit
- $24,642
Cash invested: $79,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30094
- Rents YoY
- 4.2%
- Active inventory
- 386
- Price-to-rent
- 10.8×
Monthly cashflow live
- Estimated rent
- $2,198 high interval (Pro) →
- Mortgage (P&I)
- −$1,495
- Tax from tax record
- −$139 /mo · $1,666/yr
- Insurance
- −$119
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$462
- Net cashflow
- $-16
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $71,250
- Closing costs
- $8,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1301 Stone Bridge Ct SW Conyers, GA | 3.0 | 3.5 | 2154 | $2,115 | $0.98 | 12d | 1 | 0.04mi |
| 7095 Gladstone Cir Lithonia, GA | 3.0 | 2.5 | 2006 | $2,100 | $1.05 | 5d | 1 | 1.39mi |
| 7062 Mimosa Blf Lithonia, GA | 3.0 | 2.5 | 1512 | $2,100 | $1.39 | 43d | 1 | 1.48mi |
| 7062 Mimosa Blf Lithonia, GA | 3.0 | 2.5 | 1512 | $1,950 | $1.29 | 16d | 1 | 1.48mi |
| 7055 Mimosa Blf Lithonia, GA | 3.0 | 2.5 | 1467 | $1,995 | $1.36 | 5d | 1 | 1.48mi |
| 7055 Mimosa Blf Lithonia, GA | 3.0 | 2.5 | 1467 | $1,995 | $1.36 | 43d | 1 | 1.48mi |
Listing history 10 events
-
2026-05-02status Pending 1001-char remark
Show marketing remark (1001 chars)
Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!
-
2026-05-02status Under Contract 1001-char remark
Show marketing remark (1001 chars)
Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!
-
2026-04-09status Back On Market 1001-char remark
Show marketing remark (1001 chars)
Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!
-
2026-04-09status Active 1001-char remark
Show marketing remark (1001 chars)
Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!
-
2026-04-06status Under Contract 1001-char remark
Show marketing remark (1001 chars)
Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!
-
2026-04-06status Pending 1001-char remark
Show marketing remark (1001 chars)
Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!
-
2026-03-24$285,000 Active 1001-char remark
Show marketing remark (1001 chars)
Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!
-
2026-03-24$285,000 New 1001-char remark
Show marketing remark (1001 chars)
Welcome to this charming brick ranch nestled in a lovely Conyers neighborhood, perfectly situated on a quiet cul-de-sac lot with no HOA! This move-in ready 3 bedroom, 2 bathroom house offers timeless appeal with a freshly painted exterior and garage floor, and HVAC less than a year old! Inside, you'll find a GAS LOG FIREPLACE and an abundance of natural light filling the living spaces, creating a warm and inviting atmosphere. Kitchen features white cabinetry with plenty of storage and counter space! Step outside to enjoy a beautiful backyard-ideal for relaxing, entertaining, or simply enjoying the peaceful surroundings. Roof boasts ARCHITECTURAL SHINGLES! Attic equipped with storage space and pull-down located in both house and garage for plenty of extra storage! This home combines comfort, convenience, and classic style in a desirable setting close to plenty of walking and biking trails at Arabia Mountain National Heritage Area, Panola Mtn State Park, and Monastery of the Holy Spirit!
-
1995-12-21soldstatus $109,900
-
1993-01-06soldstatus $98,650
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,666 · $139/mo
- Projected year-2 tax
- $2,622 · $218/mo
- Expected delta
- +$956/yr (+$80/mo · 57.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
- Wind 5/10 Major 26% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 7 unhealthy d/yr today · 10 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,375
- − Mortgage interest
- −$15,964
- − Property taxes
- −$1,666
- − Insurance
- −$1,425
- − Repairs & maintenance
- −$2,110
- − Management
- −$2,110
- − Depreciation
- −$8,291
- Taxable loss
- −$5,191
- Est. tax savings @ 24.0%
- +$1,246
- After-tax cash flow
- $1,057/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Rockdale County
- NCES district ID
- 1304410
- Math proficiency
- 14% ▼ -17.00%
- Reading proficiency
- 29% ▼ -11.00%
- Median HH income
- $53,325
- Composite
- 19.42/100
- National rank
- #8776
- State rank
- #136 of 174 in GA
Livability — Stonecrest
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Rockdale County · 96,534 people
- City population
- 106,165
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 33,731
- Household income
- $88,530
- Rent vs Own
- Severe rent burden
- 549.0
Population outlook (Rockdale County) Hauer SSP2
- Today (2025)
- 99,145 people
- By 2030
- 104,558 · +5.5%
- By 2040
- 116,100 · +17.1%
- By 2050
- 127,827 · +28.9%
- By 2075
- 159,113 · +60.5%
- By 2100
- 181,178 · +82.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- Black 56% White 29% Two or more races 9% Hispanic / Latino 7% Asian 1%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 1%
- Common ancestry
- Hispanic 1% Serbian 1% Slovak 1%
- Foreign-born
- 7% · Canada
- Languages at home
- 91% English-only · Spanish 5% French/Haitian/Cajun 1%
Political lean MEDSL · Rockdale
- 2024 margin
- Solid D (+47.5) · D 73.4% · R 25.9%
- 2008→2024 swing
- +37.9pp toward D · 2008: 9.6pp · 2024: 47.5pp
- All cycles
- 2024: D+47.5 2020: D+40.8 2016: D+25.9 2012: D+16.4 2008: D+9.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -168.06%
- Current HPI
- 205.627
- Rent YoY
- ▲ 4.16%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
+188.9% since first listed10 events — show timeline
- 2026-05-02 Pending — FMLS
- 2026-05-02 Pending — GAMLS
- 2026-04-09 Relisted — GAMLS
- 2026-04-09 Relisted — FMLS
- 2026-04-06 Pending — GAMLS
- 2026-04-06 Pending — FMLS
- 2026-03-24 Listed $285,000 GAMLS
- 2026-03-24 Listed $285,000 FMLS
- 1995-12-21 Sold (Public Records) $109,900 Public Records
- 1993-01-06 Sold (Public Records) $98,650 Public Records
Property tax history
+3.3%/yrLatest (2025): $1,666 · -3.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…