CashFlowRE
Sign in Sign up
962 Sylvanwood Dr
D+ Composite 47.62
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.4/15.0
  • Cash flow +11.2/30.0
  • Schools +6.5/10.0
  • Livability +3.9/5.0
  • 1% rule +3.4/10.0
  • DSCR +3.3/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$425,000

962 Sylvanwood Dr · Troy, MI 48085
4 bd · 2.0 ba · 2,616 sqft · SingleFamily public records · 19 Days on market
Built 1948 0.50 ac lot Est $502k · 15% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

3 bed, 3.5 bath ranch-style Sylvan Glen indoor pool home on 1/2 ACRE w/ access to trails surrounding Sylvan Glen Lake and the park. First floor master suite features updated bath, newer windows, Hunter Douglas blinds, w/ direct access to pool area. Kitchen opens to eat-in dining room w/ fabulous view into expansive indoor, 20K gallon heated pool complex. Brand new fireplace pre-wired for TV in family room which also looks out into the pool area. Pool complex houses a full wet bar and multiple door walls that walk out onto private backyard and brick-paver patio. Second story dormer overlooks 1/2 acre fenced-in, park-like setting with 2 1/2-car detached garage and extra storage shed. Original attached garage converted to massive office space and first-floor laundry w/ newer appliances and powder room. Newer full bath in pool complex. 4-zone, clean, efficient boiler heat. Martell Elementary, Smith Middle School, Troy High. North-facing front entry. EST. Room sizes.

Key facts

  • 0.5 acre lot
  • 2 garage spots
  • Pool

Property features AI

Finance

  • Other: Pets allowed; Approximately 0.5 acre lot; Frontage approx. 95 feet; Subdivision: Sylvanwood Gardens; City: Troy

Exterior

  • Parking: Detached 2-car garage
  • Utilities: Public water; Natural gas service; Gas water heater; Public sewer (assumed from typical public water listing)
  • Home design: Residential 1½-story home; Built in 1948; Facing and entry details not provided
  • Construction: Brick construction; Foundation: crawl space and slab; Year built: 1948
  • Exterior features: Brick exterior; Fenced yard; In-ground pool; Patio; Porch; Shed/outbuilding; Paved street frontage

Interior

  • Kitchen: Kitchen on entry level (approx. 14 x 10) with vinyl flooring; Range/oven; Microwave; Refrigerator; Dishwasher
  • Bedrooms: Primary bedroom on entry level (approx. 10 x 11) with carpet; Second bedroom on entry level (approx. 16 x 13) with carpet; Third bedroom on second level (approx. W=17) with carpet
  • Flooring: Carpet in main living areas and bedrooms; Vinyl in kitchen and some bathrooms; Ceramic in one bathroom; Concrete in laundry
  • Bathrooms: 3 full bathrooms, 1 lavatory (4 total); Main lavatory on entry level (approx. 4 x 6) with vinyl/other flooring; Bathroom with ceramic flooring (approx. 10 x 8) on entry level; Bathroom with vinyl flooring (approx. 6 x 8) on entry level
  • Heating & cooling: Natural gas heat; Heating systems: forced air and baseboard; Cooling: central air, ceiling fans, and window units
  • Interior features: Fireplace (family room); DSL available; Indoor pool; 11 total rooms
  • Laundry & utility: Laundry on entry level (approx. 6 x 4) with concrete flooring; Washer; Dryer; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $425k.

Deal economics

  • At list price, monthly cash flow is $-163 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $396k (6.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $356k (16.3% below list).
  • Recommended offer: $356k (16.3% below list) — sets the bar for 1% rule.
  • Cap rate 5.8% vs local median 3.6% in Troy — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#113 in MI, #2,684 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: health & safety D+, amenities F, commute F.
  • Troy School District (urban): math 68% / reading 75% proficiency, ranked #8 of 540 in MI (top 2%) — strong family-tenant draw, lease renewals of 3-5y typical; only 10% free/reduced lunch — higher-income household profile.
  • Zoned schools: Martell Elementary School (math 72% / reading 72%, grade A-, #51 of 1,397 statewide, top 5%, 389 students, 14% FRL); Smith Middle School (math 71% / reading 79%, grade A, #8 of 493 statewide, top 3%, 611 students, 15% FRL); Troy High School (math 77% / reading 87%, grade A, #4 of 713 statewide, top 1%, 2,094 students, 13% FRL) — zoned schools at 14% FRL track the district average.
  • Market conditions: 120 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 2,614 units permitted in Oakland County in 2024 (721 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
  • Oakland County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($419k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 8y ago; this cycle's ask is 21% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $310k; 37% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $355,517 (16.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
5.83%
Cash-on-cash
-1.64%
DSCR
0.93
GRM
10.0

CMA / ARV

ARV (on-the-fly)
$502,272
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
863 Sylvanwood Dr 0.11mi 5/2.0 (+1) 2,496 (-5%) 5mo $395,000 $158 78
5303 Church Hill Dr 0.32mi 4/1.5 2,873 (+10%) 1mo $465,000 $162 66
5325 Allison Dr 0.64mi 4/2.5 2,536 (-3%) 2mo $567,000 $224 62
5138 Hale Dr 0.56mi 3/2.5 (-1) 2,537 (-3%) 4mo $486,100 $192 59
1100 Trevino Dr 0.23mi 3/3.5 (-1) 2,924 (+12%) 10mo $400,500 $137 51
1441 Lila Dr 0.54mi 4/2.0 2,260 (-14%) 3mo $525,000 $232 50
5092 Westminster Ave 0.73mi 4/3.0 2,725 (+4%) 6mo $795,000 $292 50
5076 Tyler Dr 0.65mi 4/2.0 2,904 (+11%) 6mo $547,000 $188 46
4958 Knollwood Dr 0.47mi 4/2.5 2,948 (+13%) 13mo $789,209 $268 44
1383 Trevino Dr 0.49mi 3/1.5 (-1) 2,301 (-12%) 12mo $425,000 $185 40
1453 Trevino Dr 0.55mi 5/2.5 (+1) 2,935 (+12%) 10mo $525,000 $179 39
5156 Tyler Dr 0.55mi 4/3.0 2,260 (-14%) 14mo $510,000 $226 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-19.0%
Equity multiple
0.33×
Total profit
$-79,152
Equity at exit
$63,369
10-year hold
IRR
-11.5%
Equity multiple
0.31×
Total profit
$-81,959
Equity at exit
$36,746

Cash invested: $119,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48085

Active inventory
120
Price-to-rent
10.0×

Monthly cashflow live

Estimated rent
$3,555 high interval (Pro) →
Mortgage (P&I)
$2,229
Tax from tax record
$565 /mo · $6,785/yr
Insurance
$177
HOA
$0
Vacancy / Maint / Mgmt
$747
Net cashflow
$-163

Break-even live

Break-even rent $3,761
Max offer price $396,270
Occupancy floor 100%

Sensitivity live

Price -10% $78 -5% $-42 +0% $-163 +5% $-283 +10% $-403
Rent -10% $-443 -5% $-303 +0% $-163 +5% $-22 +10% $118
Rate -1.0pp $51 -0.5pp $-55 base $-163 +0.5pp $-273 +1.0pp $-385

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$106,250
Closing costs
$12,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5054 Carnaby Dr Troy, MI 3.0 2.5 2228 $2,600 $1.17 5d 1 0.53mi
5944 Willow Grv Troy, MI 3.0 2.0 1850 $4,250 $2.30 45d 1 0.79mi
4392 Navin Field Ln Troy, MI 3.0 3.5 3200 $3,500 $1.09 26d 1 1.01mi
4308 Navin Field Ln Troy, MI 4.0 3.0 2700 $4,150 $1.54 45d 1 1.08mi
1028 Lamb Rd Unit 2 Troy, MI 3.0 2.5 1847 $3,200 $1.73 19d 1 1.16mi
42 Kalter Dr #25 Troy, MI 3.0 2.5 1750 $2,700 $1.54 0d 1 1.16mi
1880 Welling Dr Troy, MI 4.0 2.5 2421 $3,000 $1.24 6d 1 1.21mi
6525 Norton Dr Troy, MI 4.0 2.0 2047 $2,800 $1.37 45d 1 1.23mi

Listing history 30 events

  1. 2026-06-21
    days on market $425,000 Active 19 DOM
  2. 2026-06-18
    days on market $425,000 Active 16 DOM
  3. 2026-06-17
    days on market $425,000 Active 15 DOM
  4. 2026-06-16
    days on market $425,000 Active 14 DOM
  5. 2026-06-15
    days on market $425,000 Active 13 DOM
  6. 2026-06-13
    days on market $425,000 Active 11 DOM
  7. 2026-06-13
    days on market $425,000 Active 10 DOM
  8. 2026-06-09
    days on market $425,000 Active 7 DOM
  9. 2026-06-08
    days on market $425,000 Active 6 DOM
  10. 2026-06-07
    days on market $425,000 Active 5 DOM
  11. 2026-06-04
    days on market $425,000 Active 2 DOM
  12. 2026-06-03
    statusdays on marketlisting id $425,000 Active 1 DOM
  13. 2026-06-02
    days on market $425,000 Coming Soon 6 DOM
  14. 2026-06-01
    days on market $425,000 Coming Soon 5 DOM
  15. 2026-05-31
    days on market $425,000 Coming Soon 4 DOM
  16. 2026-05-28
    historical $425,000
  17. 2018-09-14
    soldstatus $310,000
  18. 2018-08-24
    soldstatus $310,000 Sold 976-char remark
    Show marketing remark (976 chars)

    3 bed, 3.5 bath ranch-style Sylvan Glen indoor pool home on 1/2 ACRE w/ access to trails surrounding Sylvan Glen Lake and the park. First floor master suite features updated bath, newer windows, Hunter Douglas blinds, w/ direct access to pool area. Kitchen opens to eat-in dining room w/ fabulous view into expansive indoor, 20K gallon heated pool complex. Brand new fireplace pre-wired for TV in family room which also looks out into the pool area. Pool complex houses a full wet bar and multiple door walls that walk out onto private backyard and brick-paver patio. Second story dormer overlooks 1/2 acre fenced-in, park-like setting with 2 1/2-car detached garage and extra storage shed. Original attached garage converted to massive office space and first-floor laundry w/ newer appliances and powder room. Newer full bath in pool complex. 4-zone, clean, efficient boiler heat. Martell Elementary, Smith Middle School, Troy High. North-facing front entry. EST. Room sizes.

  19. 2018-08-24
    soldstatus $310,000 Closed
    Show marketing remark (976 chars)

    3 bed, 3.5 bath ranch-style Sylvan Glen indoor pool home on 1/2 ACRE w/ access to trails surrounding Sylvan Glen Lake and the park. First floor master suite features updated bath, newer windows, Hunter Douglas blinds, w/ direct access to pool area. Kitchen opens to eat-in dining room w/ fabulous view into expansive indoor, 20K gallon heated pool complex. Brand new fireplace pre-wired for TV in family room which also looks out into the pool area. Pool complex houses a full wet bar and multiple door walls that walk out onto private backyard and brick-paver patio. Second story dormer overlooks 1/2 acre fenced-in, park-like setting with 2 1/2-car detached garage and extra storage shed. Original attached garage converted to massive office space and first-floor laundry w/ newer appliances and powder room. Newer full bath in pool complex. 4-zone, clean, efficient boiler heat. Martell Elementary, Smith Middle School, Troy High. North-facing front entry. EST. Room sizes.

  20. 2018-07-27
    status Pending
    Show marketing remark (976 chars)

    3 bed, 3.5 bath ranch-style Sylvan Glen indoor pool home on 1/2 ACRE w/ access to trails surrounding Sylvan Glen Lake and the park. First floor master suite features updated bath, newer windows, Hunter Douglas blinds, w/ direct access to pool area. Kitchen opens to eat-in dining room w/ fabulous view into expansive indoor, 20K gallon heated pool complex. Brand new fireplace pre-wired for TV in family room which also looks out into the pool area. Pool complex houses a full wet bar and multiple door walls that walk out onto private backyard and brick-paver patio. Second story dormer overlooks 1/2 acre fenced-in, park-like setting with 2 1/2-car detached garage and extra storage shed. Original attached garage converted to massive office space and first-floor laundry w/ newer appliances and powder room. Newer full bath in pool complex. 4-zone, clean, efficient boiler heat. Martell Elementary, Smith Middle School, Troy High. North-facing front entry. EST. Room sizes.

  21. 2018-07-27
    status Pending 976-char remark
    Show marketing remark (976 chars)

    3 bed, 3.5 bath ranch-style Sylvan Glen indoor pool home on 1/2 ACRE w/ access to trails surrounding Sylvan Glen Lake and the park. First floor master suite features updated bath, newer windows, Hunter Douglas blinds, w/ direct access to pool area. Kitchen opens to eat-in dining room w/ fabulous view into expansive indoor, 20K gallon heated pool complex. Brand new fireplace pre-wired for TV in family room which also looks out into the pool area. Pool complex houses a full wet bar and multiple door walls that walk out onto private backyard and brick-paver patio. Second story dormer overlooks 1/2 acre fenced-in, park-like setting with 2 1/2-car detached garage and extra storage shed. Original attached garage converted to massive office space and first-floor laundry w/ newer appliances and powder room. Newer full bath in pool complex. 4-zone, clean, efficient boiler heat. Martell Elementary, Smith Middle School, Troy High. North-facing front entry. EST. Room sizes.

  22. 2018-07-14
    historical Keep Showing-Contgcy Appl
  23. 2018-07-13
    historical Contingent - Continue To Show 976-char remark
    Show marketing remark (976 chars)

    3 bed, 3.5 bath ranch-style Sylvan Glen indoor pool home on 1/2 ACRE w/ access to trails surrounding Sylvan Glen Lake and the park. First floor master suite features updated bath, newer windows, Hunter Douglas blinds, w/ direct access to pool area. Kitchen opens to eat-in dining room w/ fabulous view into expansive indoor, 20K gallon heated pool complex. Brand new fireplace pre-wired for TV in family room which also looks out into the pool area. Pool complex houses a full wet bar and multiple door walls that walk out onto private backyard and brick-paver patio. Second story dormer overlooks 1/2 acre fenced-in, park-like setting with 2 1/2-car detached garage and extra storage shed. Original attached garage converted to massive office space and first-floor laundry w/ newer appliances and powder room. Newer full bath in pool complex. 4-zone, clean, efficient boiler heat. Martell Elementary, Smith Middle School, Troy High. North-facing front entry. EST. Room sizes.

  24. 2018-06-19
    price $325,000
    Show marketing remark (976 chars)

    3 bed, 3.5 bath ranch-style Sylvan Glen indoor pool home on 1/2 ACRE w/ access to trails surrounding Sylvan Glen Lake and the park. First floor master suite features updated bath, newer windows, Hunter Douglas blinds, w/ direct access to pool area. Kitchen opens to eat-in dining room w/ fabulous view into expansive indoor, 20K gallon heated pool complex. Brand new fireplace pre-wired for TV in family room which also looks out into the pool area. Pool complex houses a full wet bar and multiple door walls that walk out onto private backyard and brick-paver patio. Second story dormer overlooks 1/2 acre fenced-in, park-like setting with 2 1/2-car detached garage and extra storage shed. Original attached garage converted to massive office space and first-floor laundry w/ newer appliances and powder room. Newer full bath in pool complex. 4-zone, clean, efficient boiler heat. Martell Elementary, Smith Middle School, Troy High. North-facing front entry. EST. Room sizes.

  25. 2018-06-19
    price $325,000 976-char remark
    Show marketing remark (976 chars)

    3 bed, 3.5 bath ranch-style Sylvan Glen indoor pool home on 1/2 ACRE w/ access to trails surrounding Sylvan Glen Lake and the park. First floor master suite features updated bath, newer windows, Hunter Douglas blinds, w/ direct access to pool area. Kitchen opens to eat-in dining room w/ fabulous view into expansive indoor, 20K gallon heated pool complex. Brand new fireplace pre-wired for TV in family room which also looks out into the pool area. Pool complex houses a full wet bar and multiple door walls that walk out onto private backyard and brick-paver patio. Second story dormer overlooks 1/2 acre fenced-in, park-like setting with 2 1/2-car detached garage and extra storage shed. Original attached garage converted to massive office space and first-floor laundry w/ newer appliances and powder room. Newer full bath in pool complex. 4-zone, clean, efficient boiler heat. Martell Elementary, Smith Middle School, Troy High. North-facing front entry. EST. Room sizes.

  26. 2018-05-31
    listed $350,000 Active 976-char remark
    Show marketing remark (976 chars)

    3 bed, 3.5 bath ranch-style Sylvan Glen indoor pool home on 1/2 ACRE w/ access to trails surrounding Sylvan Glen Lake and the park. First floor master suite features updated bath, newer windows, Hunter Douglas blinds, w/ direct access to pool area. Kitchen opens to eat-in dining room w/ fabulous view into expansive indoor, 20K gallon heated pool complex. Brand new fireplace pre-wired for TV in family room which also looks out into the pool area. Pool complex houses a full wet bar and multiple door walls that walk out onto private backyard and brick-paver patio. Second story dormer overlooks 1/2 acre fenced-in, park-like setting with 2 1/2-car detached garage and extra storage shed. Original attached garage converted to massive office space and first-floor laundry w/ newer appliances and powder room. Newer full bath in pool complex. 4-zone, clean, efficient boiler heat. Martell Elementary, Smith Middle School, Troy High. North-facing front entry. EST. Room sizes.

  27. 2018-05-31
    listed $350,000 Active
    Show marketing remark (976 chars)

    3 bed, 3.5 bath ranch-style Sylvan Glen indoor pool home on 1/2 ACRE w/ access to trails surrounding Sylvan Glen Lake and the park. First floor master suite features updated bath, newer windows, Hunter Douglas blinds, w/ direct access to pool area. Kitchen opens to eat-in dining room w/ fabulous view into expansive indoor, 20K gallon heated pool complex. Brand new fireplace pre-wired for TV in family room which also looks out into the pool area. Pool complex houses a full wet bar and multiple door walls that walk out onto private backyard and brick-paver patio. Second story dormer overlooks 1/2 acre fenced-in, park-like setting with 2 1/2-car detached garage and extra storage shed. Original attached garage converted to massive office space and first-floor laundry w/ newer appliances and powder room. Newer full bath in pool complex. 4-zone, clean, efficient boiler heat. Martell Elementary, Smith Middle School, Troy High. North-facing front entry. EST. Room sizes.

  28. 1988-11-01
    soldstatus $95,000
  29. 1977-10-01
    soldstatus $54,900
  30. 1977-01-01
    soldstatus $50,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$6,785 · $565/mo
Projected year-2 tax
$6,785 · $565/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥97°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$42,662
− Mortgage interest
−$23,807
− Property taxes
−$6,785
− Insurance
−$2,125
− Repairs & maintenance
−$3,413
− Management
−$3,413
− Depreciation
−$12,364
Taxable loss
−$9,244
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,219
After-tax cash flow
$267/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Troy School District
NCES district ID
2634260
Math proficiency
68% ▼ -3.00%
Reading proficiency
75% ▼ -2.00%
Median HH income
$90,920
Composite
64.5/100
National rank
#539
State rank
#8 of 540 in MI

Livability — Troy

Score
78/100
State rank
#113
US rank
#2684

Category grades

Amenities F Commute F Cost of living C+ Crime A Employment A+ Housing A+ Health & safety D+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Troy, MI
County
Oakland County · 1,009,092 people
City population
87,898
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
27,231
Household income
$146,390
Rent vs Own
8.5% rent · 91.5% own
Severe rent burden
39.0

Population outlook (Oakland County) Hauer SSP2

Today (2025)
1,335,747 people
By 2030
1,375,100 · +2.9%
By 2040
1,435,385 · +7.5%
By 2050
1,469,250 · +10.0%
By 2075
1,531,946 · +14.7%
By 2100
1,450,485 · +8.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Asian 21% Two or more races 5% Black 4% Hispanic / Latino 2%
Common ancestry
Romanian 11% Italian 3% Slovak 2%
Foreign-born
26% · Canada, China, South Korea
Languages at home
72% English-only · Other Indo-European 9% Chinese 4% Other Asian/Pacific 4%

Political lean MEDSL · Oakland

2024 margin
D (+10.6) · D 54.4% · R 43.8% · Other 1.9%
2008→2024 swing
-3.9pp toward R · 2008: 14.5pp · 2024: 10.6pp
All cycles
2024: D+10.6 2020: D+14.1 2016: D+8.1 2012: D+8.1 2008: D+14.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -326.83%
Current HPI
184.4445
Rent YoY
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+750.0% since first listed
15 events — show timeline
  • 2026-05-28 Coming Soon $425,000 MiRealSource-MiMLS
  • 2018-09-14 Sold (Public Records) $310,000 Public Records
  • 2018-08-24 Sold (MLS) $310,000 MiRealSource-MiMLS
  • 2018-08-24 Sold (MLS) $310,000 REALCOMP
  • 2018-07-27 Pending MiRealSource-MiMLS
  • 2018-07-27 Pending REALCOMP
  • 2018-07-14 Contingent MiRealSource-MiMLS
  • 2018-07-13 Contingent REALCOMP
  • 2018-06-19 Price Changed $325,000 MiRealSource-MiMLS
  • 2018-06-19 Price Changed $325,000 REALCOMP
  • 2018-05-31 Listed $350,000 MiRealSource-MiMLS
  • 2018-05-31 Listed $350,000 REALCOMP
  • 1988-11-01 Sold (Public Records) $95,000 Public Records
  • 1977-10-01 Sold (Public Records) $54,900 Public Records
  • 1977-01-01 Sold (Public Records) $50,000 Public Records

Property tax history

+6.2%/yr

Latest (2025): $6,785 · +2.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…