700 Bon Gor Ct · Columbia, MO 65202

$242,500

4 bd · 2.0 ba · 1,944 sqft · SingleFamily public records · 46 Days on market

Built 1970 5,418 sqft lot $125/sqft · 8% below area Est $264k · 8% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.1/15.0
• Cash flow +10.3/30.0
• Livability +4.2/5.0
• Rent growth +4.0/5.0
• Schools +3.1/10.0
• DSCR +2.9/10.0
• Condition / age +2.5/5.0
• 1% rule +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Well-maintained 4 bed, 2 bath home with a 1-car garage located just outside of town on a private lot. Features new flooring in the living room, hallways, and basement family room. The updated kitchen includes modern appliances, offering both style and functionality. Enjoy the peace of country living with the convenience of nearby town amenities--this home is move-in ready and waiting for you!

Key facts

• Private lot
• Country living
• New flooring

Tags

• PRIVATE LOT
• NEW FLOORING
• UPDATED KITCHEN
• MODERN APPLIANCES
• COUNTRY LIVING
• NEARBY TOWN AMENITIES

Property features AI

Exterior

• Parking: Attached garage (1 car)
• Utilities: Public water
• Home design: Single family residence; Residential property
• Construction: Below-grade finished area
• Exterior features: Covered patio/deck; Deck; Front porch; Back yard fencing; Paved road access; Sloped, rolling lot

Interior

• Kitchen: Refrigerator; Microwave; Electric range; Dishwasher; Disposal
• Flooring: Carpet; Laminate; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Forced air heating; Attic fan; Whole house fan
• Interior features: Smart thermostat; Basement with sump pump and walk-out access

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $242k.

Deal economics

• At list price, monthly cash flow is $-134 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $219k (9.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $179k (26.2% below list).
• Recommended offer: $179k (26.2% below list) — sets the bar for 1% rule.
• Cap rate 5.6% vs local median 2.9% in Columbia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#9 in MO, #862 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime D+.
• Columbia 93 (urban): math 30% / reading 43% proficiency, ranked #194 of 324 in MO (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Alpha Hart Lewis (math 12% / reading 22%, grade F, #967 of 1,115 statewide, top 88%, 486 students, 99% FRL); West Middle School (math 22% / reading 36%, grade F, #300 of 391 statewide, top 77%, 504 students, 58% FRL); David H. Hickman High (math 27% / reading 55%, grade F, #236 of 521 statewide, top 45%, 2,044 students, 33% FRL) — zoned schools average 63% FRL vs 35% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+6.0%/yr); 351 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 1,303 units permitted in Boone County in 2024 (549 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Boone County population projected at +36% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 46 days — a 3% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $179,085 (26.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
3. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.74% ✗
• Cap rate: 5.63%
• Cash-on-cash: -2.37%
• DSCR: 0.89
• GRM: 11.3

CMA / ARV

• ARV (median comp): $263,749
• List price: $242,500
• Delta: -8.06%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7112 N Moberly Dr	0.16mi	3/1.5 (-1)	1,848 (-5%)	6mo	$259,900	$141	72
5905 Harvest Leaf Dr	0.37mi	3/2.0 (-1)	1,785 (-8%)	4mo	$394,500	$221	60
7133 N Moberly Dr	0.12mi	3/1.5 (-1)	1,774 (-9%)	16mo	$230,000	$130	60
1009 W Trobridge Rd	0.63mi	4/3.0	1,984 (+2%)	20mo	$309,500	$156	47
1000 W Trobridge Rd	0.56mi	3/2.0 (-1)	1,710 (-12%)	24mo	$285,000	$167	29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.96% rent growth · sell at horizon

5-year hold

• IRR: -17.3%
• Equity multiple: 0.38×
• Total profit: $-42,389
• Equity at exit: $36,158

10-year hold

• IRR: -4.9%
• Equity multiple: 0.64×
• Total profit: $-24,161
• Equity at exit: $20,967

Cash invested: $67,900 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 65202

• Rents YoY: 6.0%
• Active inventory: 351
• Price-to-rent: 11.3×

Monthly cashflow live

• Estimated rent: $1,791 medium
• Mortgage (P&I): −$1,272
• Tax from tax record: −$176 /mo · $2,112/yr
• Insurance: −$101
• HOA: −$0
• Vacancy / Maint / Mgmt: −$376
• Net cashflow: $-134

Break-even live

Break-even rent $1,960

Max offer price $218,830

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $60,625
• Closing costs: $7,275
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7217 N Moberly Dr Unit B Columbia, MO	3.0	1.5	1532	$1,350	$0.88	13d	1	0.20mi
7220 N Moberly Dr Unit B Columbia, MO	3.0	2.5	1449	$1,350	$0.93	13d	1	0.21mi

Listing history 23 events

1. 2026-06-19
   days on market $242,500 Active 46 DOM
2. 2026-06-18
   days on market $242,500 Active 45 DOM
3. 2026-06-17
   days on market $242,500 Active 44 DOM
4. 2026-06-16
   days on market $242,500 Active 43 DOM
5. 2026-06-15
   days on market $242,500 Active 42 DOM
6. 2026-06-14
   days on market $242,500 Active 40 DOM
7. 2026-06-13
   days on market $242,500 Active 39 DOM
8. 2026-06-10
   days on market $242,500 Active 37 DOM

   Show marketing remark (395 chars)

   Well-maintained 4 bed, 2 bath home with a 1-car garage located just outside of town on a private lot. Features new flooring in the living room, hallways, and basement family room. The updated kitchen includes modern appliances, offering both style and functionality. Enjoy the peace of country living with the convenience of nearby town amenities--this home is move-in ready and waiting for you!

9. 2026-06-09
   days on market $242,500 Active 36 DOM
10. 2026-06-08
    days on market $242,500 Active 35 DOM
11. 2026-06-07
    days on market $242,500 Active 34 DOM
12. 2026-06-05
    pricedays on market $242,500 Active 31 DOM
13. 2026-06-03
    days on market $247,500 Active 30 DOM
14. 2026-06-02
    days on market $247,500 Active 29 DOM
15. 2026-05-31
    days on market $247,500 Active 27 DOM
16. 2026-05-30
    days on market $247,500 Active 26 DOM
17. 2026-05-04
    listed $250,000 Active 395-char remark

    Show marketing remark (395 chars)

    Well-maintained 4 bed, 2 bath home with a 1-car garage located just outside of town on a private lot. Features new flooring in the living room, hallways, and basement family room. The updated kitchen includes modern appliances, offering both style and functionality. Enjoy the peace of country living with the convenience of nearby town amenities--this home is move-in ready and waiting for you!

18. 2026-05-04
    listed $250,000 Active 395-char remark

    Show marketing remark (395 chars)

    Well-maintained 4 bed, 2 bath home with a 1-car garage located just outside of town on a private lot. Features new flooring in the living room, hallways, and basement family room. The updated kitchen includes modern appliances, offering both style and functionality. Enjoy the peace of country living with the convenience of nearby town amenities--this home is move-in ready and waiting for you!

19. 2014-07-14
    soldstatus
20. 2014-07-11
    soldstatus

    Show marketing remark (401 chars)

    Renovated ranch walkout, fenced yard! New doors, windows, flooring, kitchen, appliances, deck. 100% USDA financing eligible! Located at end of culdesac. Neighborhood lagoon is GOING AWAY w/ capital improvement & property connected to sewer by September 2014. Info available on Boone County Sewer District, Rock Fork Water Shed Project - no fee to owner! 1 car garage w/ new floor. Lots of house!

21. 2013-07-16
    listed $119,900

    Show marketing remark (401 chars)

    Renovated ranch walkout, fenced yard! New doors, windows, flooring, kitchen, appliances, deck. 100% USDA financing eligible! Located at end of culdesac. Neighborhood lagoon is GOING AWAY w/ capital improvement & property connected to sewer by September 2014. Info available on Boone County Sewer District, Rock Fork Water Shed Project - no fee to owner! 1 car garage w/ new floor. Lots of house!

22. 2001-02-12
    soldstatus
23. 2000-11-16
    listed $66,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $2,112 · $176/mo
• Projected year-2 tax: $2,352 · $196/mo
• Expected delta: +$240/yr (+$20/mo · 11.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,490
• − Mortgage interest: −$13,584
• − Property taxes: −$2,112
• − Insurance: −$1,212
• − Repairs & maintenance: −$1,719
• − Management: −$1,719
• − Depreciation: −$7,055
• Taxable loss: −$5,911
• Est. tax savings @ 24.0%: +$1,419
• After-tax cash flow: $-189/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Columbia 93
• NCES district ID: 2901000
• Math proficiency: 30% ▼ -12.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $46,547
• Composite: 31.21/100
• National rank: #6036
• State rank: #194 of 324 in MO

Livability — Columbia

• Score: 83/100
• State rank: #9
• US rank: #862

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime D+ Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Boone County · 158,877 people
• City population: 158,877
• Metro: Columbia, MO
• Population (ZIP): 47,327
• Household income: $72,289
• Rent vs Own: 36.8% rent · 63.2% own
• Severe rent burden: 1326.0

Population outlook (Boone County) Hauer SSP2

• Today (2025): 202,891 people
• By 2030: 217,799 · +7.3%
• By 2040: 246,789 · +21.6%
• By 2050: 276,116 · +36.1%
• By 2075: 348,426 · +71.7%
• By 2100: 400,856 · +97.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (68%)
• Race & ethnicity: White 68% Black 16% Two or more races 8% Hispanic / Latino 6% Asian 3%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Lithuanian 2% Italian 2% Slovak 2%
• Foreign-born: 6% · Canada, South Korea
• Languages at home: 91% English-only · Spanish 3% Other Asian/Pacific 1% French/Haitian/Cajun 1%

Political lean MEDSL · Boone

• 2024 margin: Lean D (+9.8) · D 53.9% · R 44.1% · Other 2.1%
• 2008→2024 swing: -2.2pp toward R · 2008: 12.0pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+12.5 2016: D+5.9 2012: D+3.1 2008: D+12.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -171.32%
• Current HPI: 205.5154
• Rent YoY: ▲ 5.96%
• Metro: Columbia, MO
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+264.7% since first listed

11 events — show timeline

• 2026-06-10 Price Changed $242,500 HMMLS
• 2026-06-03 Price Changed $242,500 CBORMLS
• 2026-05-27 Price Changed $247,500 HMMLS
• 2026-05-21 Price Changed $247,500 CBORMLS
• 2026-05-04 Listed $250,000 CBORMLS
• 2026-05-04 Listed $250,000 HMMLS
• 2014-07-14 Sold (Public Records) — Public Records
• 2014-07-11 Sold (MLS) — CBORMLS
• 2013-07-16 Listed $119,900 CBORMLS
• 2001-02-12 Sold (MLS) — CBORMLS
• 2000-11-16 Listed $66,500 CBORMLS

Property tax history

+3.1%/yr

Latest (2025): $2,112 · +7.0% YoY. Source: county tax records.