36 Weygant Hl · Woodbury, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 5/10 · Moderate
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 17.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +9.5/30.0
- Schools +5.0/10.0
- 1% rule +3.6/10.0
- Livability +3.3/5.0
- DSCR +2.7/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$399,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 36 Weygant Hill Road – a Charming Cape Cod Gem in Highland Mills! Discover this wonderful Cape Cod–style home nestled in the heart of Highland Mills. Situated on a spacious 0.40-acre lot (17,424 sq. ft.), this property offers plenty of room to enjoy the outdoors, complete with a detached garage for added convenience. Step inside to find a warm and inviting kitchen, a cozy living room, and a spacious dining area perfect for gatherings. The home features three comfortable bedrooms and three full bathrooms, providing ample space for guests. Located just minutes from Route 17, I-87, Woodbury Commons, and Bear Mountain, this home combines charm, comfort, and convenience in one great package. Don’t miss this exceptional opportunity – schedule your private showing today!
Key facts
- 0.4 acre lot
- Garage
- Built 1900
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $399k.
Deal economics
- At list price, monthly cash flow is $-279 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $350k (12.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $344k (13.9% below list).
- Recommended offer: $344k (13.9% below list) — sets the bar for 1% rule.
- Cap rate 5.5% vs local median 1.8% in Woodbury — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#663 in NY) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
- Monroe-Woodbury Central School District (suburban): math 50% / reading 56% proficiency, ranked #250 of 590 in NY (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 15% free/reduced lunch — higher-income household profile.
- Zoned schools: Smith Clove Elementary School (458 students, 56% FRL); Monroe-Woodbury Middle School (math 28% / reading 50%, grade F, #433 of 729 statewide, top 60%, 1,584 students, 40% FRL); Monroe-Woodbury High School (math 98% / reading 95%, grade A+, #56 of 1,100 statewide, top 5%, 2,353 students, 33% FRL) — zoned schools average 43% FRL vs 15% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 68% at this address vs 53% district-wide (+15 pts) — the actual schools serving this property are materially stronger than the Monroe-Woodbury Central School District average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 82 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,746 units permitted in Orange County in 2024 (1,265 in 5+ unit buildings).
- This rent runs 34% of the median local income ($120k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 66 days — a 6% lower offer ($375k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 5y ago; this cycle's ask has dropped $50k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $280k; 42% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 66 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 5.45%
- Cash-on-cash
- -2.99%
- DSCR
- 0.87
- GRM
- 9.7
CMA / ARV
- ARV (median comp)
- $586,661
- List price
- $399,000
- Delta
- -31.99%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 15 Cherry Ct | 0.45mi | 3/3.0 | 1,786 (+0%) | 5mo | $449,900 | $252 | 74 |
| 9 Cherry Ct | 0.43mi | 3/3.0 | 1,807 (+2%) | 5mo | $430,000 | $238 | 73 |
| 13 Butternut Ct | 0.36mi | 3/2.5 | 1,704 (-4%) | 2mo | $435,000 | $255 | 72 |
| 3 Laurel Ct | 0.23mi | 3/2.5 | 1,575 (-12%) | 3mo | $429,900 | $273 | 66 |
| 10 Ironwood Dr | 0.35mi | 3/2.5 | 1,614 (-9%) | 5mo | $420,000 | $260 | 62 |
| 17 Hickory St | 0.15mi | 4/1.5 (+1) | 1,546 (-13%) | 2mo | $399,000 | $258 | 58 |
| 93 Weygant Hl | 0.24mi | 3/2.0 | 1,512 (-15%) | 3mo | $445,000 | $294 | 57 |
| 8 Ledger View Ct | 0.46mi | 3/2.5 | 1,569 (-12%) | 6mo | $500,000 | $319 | 52 |
| 7 Sycamore Ct | 0.40mi | 3/2.0 | 1,518 (-15%) | 4mo | $455,000 | $300 | 49 |
| 10 Cliffside Ct | 0.50mi | 3/2.5 | 1,569 (-12%) | 10mo | $485,000 | $309 | 47 |
| 4 Cliffside Ct | 0.52mi | 3/2.5 | 1,569 (-12%) | 10mo | $450,000 | $287 | 46 |
| 3 Stanford Dr | 0.71mi | 4/2.0 (+1) | 1,908 (+7%) | 8mo | $565,000 | $296 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -21.2%
- Equity multiple
- 0.26×
- Total profit
- $-82,213
- Equity at exit
- $59,492
- IRR
- -14.6%
- Equity multiple
- 0.16×
- Total profit
- $-93,652
- Equity at exit
- $34,498
Cash invested: $111,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 10930
- Home prices YoY
- -15.8%
- Active inventory
- 82
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $3,437 medium interval (Pro) →
- Mortgage (P&I)
- −$2,092
- Tax from tax record
- −$735 /mo · $8,822/yr
- Insurance
- −$166
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$722
- Net cashflow
- $-279
Break-even live
Sensitivity live
| Price | -10% $-53 | -5% $-166 | +0% $-279 | +5% $-392 | +10% $-505 |
|---|---|---|---|---|---|
| Rent | -10% $-550 | -5% $-415 | +0% $-279 | +5% $-143 | +10% $-7 |
| Rate | -1.0pp $-78 | -0.5pp $-177 | base $-279 | +0.5pp $-382 | +1.0pp $-487 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $99,750
- Closing costs
- $11,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 19 Mountainview Dr Highland Mills, NY | 4.0 | 1.5 | 1622 | $3,500 | $2.16 | 25d | 1 | 0.18mi |
| 468 State Route 32 Highland Mills, NY | 3.0 | 2.5 | 1722 | $2,250 | $1.31 | 23d | 1 | 0.41mi |
| 8 Fillmore Ct Highland Mills, NY | 3.0 | 1.5 | 1836 | $3,300 | $1.80 | 23d | 1 | 0.49mi |
| 665 State Route 32 Highland Mills, NY | 4.0 | 2.0 | 2500 | $3,595 | $1.44 | 15d | 1 | 0.62mi |
Listing history 38 events
-
2026-06-21days on market $399,000 Active 66 DOM
-
2026-06-18days on market $399,000 Active 63 DOM
-
2026-06-17days on market $399,000 Active 62 DOM
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2026-06-16days on market $399,000 Active 61 DOM
-
2026-06-15days on market $399,000 Active 60 DOM
-
2026-06-14days on market $399,000 Active 58 DOM
-
2026-06-10days on market $399,000 Active 55 DOM
-
2026-06-09days on market $399,000 Active 54 DOM
-
2026-06-08days on market $399,000 Active 53 DOM
-
2026-06-07days on market $399,000 Active 52 DOM
-
2026-06-05days on market $399,000 Active 49 DOM
-
2026-06-03days on market $399,000 Active 48 DOM
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2026-06-02days on market $399,000 Active 47 DOM
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2026-06-01days on market $399,000 Active 46 DOM
-
2026-05-31days on market $399,000 Active 45 DOM
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2026-05-30days on market $399,000 Active 44 DOM
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2026-05-05price $399,000 809-char remark
Show marketing remark (809 chars)
Welcome to 36 Weygant Hill Road – a Charming Cape Cod Gem in Highland Mills! Discover this wonderful Cape Cod–style home nestled in the heart of Highland Mills. Situated on a spacious 0.40-acre lot (17,424 sq. ft.), this property offers plenty of room to enjoy the outdoors, complete with a detached garage for added convenience. Step inside to find a warm and inviting kitchen, a cozy living room, and a spacious dining area perfect for gatherings. The home features three comfortable bedrooms and three full bathrooms, providing ample space for guests. Located just minutes from Route 17, I-87, Woodbury Commons, and Bear Mountain, this home combines charm, comfort, and convenience in one great package. Don’t miss this exceptional opportunity – schedule your private showing today!
-
2026-04-15$449,000 Active 809-char remark
Show marketing remark (809 chars)
Welcome to 36 Weygant Hill Road – a Charming Cape Cod Gem in Highland Mills! Discover this wonderful Cape Cod–style home nestled in the heart of Highland Mills. Situated on a spacious 0.40-acre lot (17,424 sq. ft.), this property offers plenty of room to enjoy the outdoors, complete with a detached garage for added convenience. Step inside to find a warm and inviting kitchen, a cozy living room, and a spacious dining area perfect for gatherings. The home features three comfortable bedrooms and three full bathrooms, providing ample space for guests. Located just minutes from Route 17, I-87, Woodbury Commons, and Bear Mountain, this home combines charm, comfort, and convenience in one great package. Don’t miss this exceptional opportunity – schedule your private showing today!
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2025-12-22$449,000 Active
-
2025-12-05soldstatus $280,000
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2025-10-27soldstatus $280,000 Closed
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2025-09-12soldstatus $375,000
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2025-08-29status Pending
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2025-07-31price $358,500
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2025-06-25price $368,500
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2025-05-25$374,900 Active
-
2022-09-27soldstatus $250,000
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2022-09-27soldstatus $675,000
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2022-02-25price $1,189,900
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2021-11-01historical
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2021-11-01status Active
-
2021-11-01price $1,250,000
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2021-08-09historical
-
2021-06-25price $435,000
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2021-06-06status Active
-
2021-06-06price $1,325,000
-
2021-06-05historical
-
2021-06-04$400,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $8,822 · $735/mo
- Projected year-2 tax
- $8,822 · $735/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
- Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $41,241
- − Mortgage interest
- −$22,350
- − Property taxes
- −$8,822
- − Insurance
- −$1,995
- − Repairs & maintenance
- −$3,299
- − Management
- −$3,299
- − Depreciation
- −$11,607
- Taxable loss
- −$10,132
- Est. tax savings @ 24.0%
- +$2,432
- After-tax cash flow
- $-914/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Monroe-Woodbury Central School District
- NCES district ID
- 3619650
- Math proficiency
- 50% ▼ -17.00%
- Reading proficiency
- 56% ▼ -1.00%
- Median HH income
- $104,681
- Composite
- 50.48/100
- National rank
- #1855
- State rank
- #250 of 590 in NY
Livability — Woodbury
- Score
- 66/100
- State rank
- #663
- US rank
- #11975
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Woodbury, NY
- County
- Orange County · 267,004 people
- City population
- 9,402
- Metro
- Poughkeepsie-Newburgh-Middletown, NY
- Population (ZIP)
- 9,569
- Household income
- $120,098
- Rent vs Own
- Severe rent burden
- 104.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 379,830 people
- By 2030
- 378,955 · -0.2%
- By 2040
- 375,444 · -1.2%
- By 2050
- 369,311 · -2.8%
- By 2075
- 354,233 · -6.7%
- By 2100
- 318,150 · -16.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 52% Hispanic / Latino 27% Two or more races 16% Black 10% Asian 6%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 14% Dominican 5%
- Common ancestry
- Romanian 7% Scandinavian 2% Slovak 2%
- Foreign-born
- 14% · Canada, China, Jamaica
- Languages at home
- 81% English-only · Spanish 11% German/W. Germanic 4% Other Indo-European 2%
Political lean MEDSL · Orange
- 2024 margin
- Lean R (+8.4) · D 45.8% · R 54.2%
- 2008→2024 swing
- -12.5pp toward R · 2008: 4.1pp · 2024: -8.4pp
- All cycles
- 2024: R+8.4 2020: R+0.2 2016: R+6.5 2012: D+5.2 2008: D+4.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -50.76%
- Current HPI
- 271.431
- Rent YoY
- —
- Metro
- Poughkeepsie-Newburgh-Middletown, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
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| Media / Entertainment | 2 | $69B |
|
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Price history
-0.2% since first listed22 events — show timeline
- 2026-05-05 Price Changed $399,000 OneKey® MLS as Distributed by MLS Grid
- 2026-04-15 Listed $449,000 OneKey® MLS as Distributed by MLS Grid
- 2025-12-22 Listed $449,000 OneKey® MLS as Distributed by MLS Grid
- 2025-12-05 Sold (Public Records) $280,000 Public Records
- 2025-10-27 Sold (MLS) $280,000 OneKey® MLS as Distributed by MLS Grid
- 2025-09-12 Sold (Public Records) $375,000 Public Records
- 2025-08-29 Pending — OneKey® MLS as Distributed by MLS Grid
- 2025-07-31 Price Changed $358,500 OneKey® MLS as Distributed by MLS Grid
- 2025-06-25 Price Changed $368,500 OneKey® MLS as Distributed by MLS Grid
- 2025-05-25 Listed $374,900 OneKey® MLS as Distributed by MLS Grid
- 2022-09-27 Sold (Public Records) $675,000 Public Records
- 2022-09-27 Sold (Public Records) $250,000 Public Records
- 2022-02-25 Price Changed $1,189,900 OneKey® MLS as Distributed by MLS Grid
- 2021-11-01 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2021-11-01 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2021-11-01 Price Changed $1,250,000 OneKey® MLS as Distributed by MLS Grid
- 2021-08-09 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2021-06-25 Price Changed $435,000 OneKey® MLS as Distributed by MLS Grid
- 2021-06-06 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2021-06-06 Price Changed $1,325,000 OneKey® MLS as Distributed by MLS Grid
- 2021-06-05 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2021-06-04 Listed $400,000 OneKey® MLS as Distributed by MLS Grid
Property tax history
+0.4%/yrLatest (2025): $8,822 · -0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…