CashFlowRE
Sign in Sign up
36 Weygant Hl
D Composite 44.11
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +9.5/30.0
  • Schools +5.0/10.0
  • 1% rule +3.6/10.0
  • Livability +3.3/5.0
  • DSCR +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$399,000

36 Weygant Hl · Woodbury, NY 10930
3 bd · 3.0 ba · 1,779 sqft · SingleFamily public records · 66 Days on market
Built 1900 0.40 ac lot $224/sqft · 32% below area Est $587k · 32% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 36 Weygant Hill Road – a Charming Cape Cod Gem in Highland Mills! Discover this wonderful Cape Cod–style home nestled in the heart of Highland Mills. Situated on a spacious 0.40-acre lot (17,424 sq. ft.), this property offers plenty of room to enjoy the outdoors, complete with a detached garage for added convenience. Step inside to find a warm and inviting kitchen, a cozy living room, and a spacious dining area perfect for gatherings. The home features three comfortable bedrooms and three full bathrooms, providing ample space for guests. Located just minutes from Route 17, I-87, Woodbury Commons, and Bear Mountain, this home combines charm, comfort, and convenience in one great package. Don’t miss this exceptional opportunity – schedule your private showing today!

Key facts

  • 0.4 acre lot
  • Garage
  • Built 1900

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $399k.

Deal economics

  • At list price, monthly cash flow is $-279 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $350k (12.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $344k (13.9% below list).
  • Recommended offer: $344k (13.9% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 1.8% in Woodbury — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#663 in NY) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
  • Monroe-Woodbury Central School District (suburban): math 50% / reading 56% proficiency, ranked #250 of 590 in NY (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 15% free/reduced lunch — higher-income household profile.
  • Zoned schools: Smith Clove Elementary School (458 students, 56% FRL); Monroe-Woodbury Middle School (math 28% / reading 50%, grade F, #433 of 729 statewide, top 60%, 1,584 students, 40% FRL); Monroe-Woodbury High School (math 98% / reading 95%, grade A+, #56 of 1,100 statewide, top 5%, 2,353 students, 33% FRL) — zoned schools average 43% FRL vs 15% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 68% at this address vs 53% district-wide (+15 pts) — the actual schools serving this property are materially stronger than the Monroe-Woodbury Central School District average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 82 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,746 units permitted in Orange County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($120k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 66 days — a 6% lower offer ($375k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 5y ago; this cycle's ask has dropped $50k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $280k; 42% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $343,677 (13.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 66 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  3. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
5.45%
Cash-on-cash
-2.99%
DSCR
0.87
GRM
9.7

CMA / ARV

ARV (median comp)
$586,661
List price
$399,000
Delta
-31.99%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
15 Cherry Ct 0.45mi 3/3.0 1,786 (+0%) 5mo $449,900 $252 74
9 Cherry Ct 0.43mi 3/3.0 1,807 (+2%) 5mo $430,000 $238 73
13 Butternut Ct 0.36mi 3/2.5 1,704 (-4%) 2mo $435,000 $255 72
3 Laurel Ct 0.23mi 3/2.5 1,575 (-12%) 3mo $429,900 $273 66
10 Ironwood Dr 0.35mi 3/2.5 1,614 (-9%) 5mo $420,000 $260 62
17 Hickory St 0.15mi 4/1.5 (+1) 1,546 (-13%) 2mo $399,000 $258 58
93 Weygant Hl 0.24mi 3/2.0 1,512 (-15%) 3mo $445,000 $294 57
8 Ledger View Ct 0.46mi 3/2.5 1,569 (-12%) 6mo $500,000 $319 52
7 Sycamore Ct 0.40mi 3/2.0 1,518 (-15%) 4mo $455,000 $300 49
10 Cliffside Ct 0.50mi 3/2.5 1,569 (-12%) 10mo $485,000 $309 47
4 Cliffside Ct 0.52mi 3/2.5 1,569 (-12%) 10mo $450,000 $287 46
3 Stanford Dr 0.71mi 4/2.0 (+1) 1,908 (+7%) 8mo $565,000 $296 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-21.2%
Equity multiple
0.26×
Total profit
$-82,213
Equity at exit
$59,492
10-year hold
IRR
-14.6%
Equity multiple
0.16×
Total profit
$-93,652
Equity at exit
$34,498

Cash invested: $111,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 10930

Home prices YoY
-15.8%
Active inventory
82
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$3,437 medium interval (Pro) →
Mortgage (P&I)
$2,092
Tax from tax record
$735 /mo · $8,822/yr
Insurance
$166
HOA
$0
Vacancy / Maint / Mgmt
$722
Net cashflow
$-279

Break-even live

Break-even rent $3,790
Max offer price $349,753
Occupancy floor

Sensitivity live

Price -10% $-53 -5% $-166 +0% $-279 +5% $-392 +10% $-505
Rent -10% $-550 -5% $-415 +0% $-279 +5% $-143 +10% $-7
Rate -1.0pp $-78 -0.5pp $-177 base $-279 +0.5pp $-382 +1.0pp $-487

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$99,750
Closing costs
$11,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
19 Mountainview Dr Highland Mills, NY 4.0 1.5 1622 $3,500 $2.16 25d 1 0.18mi
468 State Route 32 Highland Mills, NY 3.0 2.5 1722 $2,250 $1.31 23d 1 0.41mi
8 Fillmore Ct Highland Mills, NY 3.0 1.5 1836 $3,300 $1.80 23d 1 0.49mi
665 State Route 32 Highland Mills, NY 4.0 2.0 2500 $3,595 $1.44 15d 1 0.62mi

Listing history 38 events

  1. 2026-06-21
    days on market $399,000 Active 66 DOM
  2. 2026-06-18
    days on market $399,000 Active 63 DOM
  3. 2026-06-17
    days on market $399,000 Active 62 DOM
  4. 2026-06-16
    days on market $399,000 Active 61 DOM
  5. 2026-06-15
    days on market $399,000 Active 60 DOM
  6. 2026-06-14
    days on market $399,000 Active 58 DOM
  7. 2026-06-10
    days on market $399,000 Active 55 DOM
  8. 2026-06-09
    days on market $399,000 Active 54 DOM
  9. 2026-06-08
    days on market $399,000 Active 53 DOM
  10. 2026-06-07
    days on market $399,000 Active 52 DOM
  11. 2026-06-05
    days on market $399,000 Active 49 DOM
  12. 2026-06-03
    days on market $399,000 Active 48 DOM
  13. 2026-06-02
    days on market $399,000 Active 47 DOM
  14. 2026-06-01
    days on market $399,000 Active 46 DOM
  15. 2026-05-31
    days on market $399,000 Active 45 DOM
  16. 2026-05-30
    days on market $399,000 Active 44 DOM
  17. 2026-05-05
    price $399,000 809-char remark
    Show marketing remark (809 chars)

    Welcome to 36 Weygant Hill Road – a Charming Cape Cod Gem in Highland Mills! Discover this wonderful Cape Cod–style home nestled in the heart of Highland Mills. Situated on a spacious 0.40-acre lot (17,424 sq. ft.), this property offers plenty of room to enjoy the outdoors, complete with a detached garage for added convenience. Step inside to find a warm and inviting kitchen, a cozy living room, and a spacious dining area perfect for gatherings. The home features three comfortable bedrooms and three full bathrooms, providing ample space for guests. Located just minutes from Route 17, I-87, Woodbury Commons, and Bear Mountain, this home combines charm, comfort, and convenience in one great package. Don’t miss this exceptional opportunity – schedule your private showing today!

  18. 2026-04-15
    listed $449,000 Active 809-char remark
    Show marketing remark (809 chars)

    Welcome to 36 Weygant Hill Road – a Charming Cape Cod Gem in Highland Mills! Discover this wonderful Cape Cod–style home nestled in the heart of Highland Mills. Situated on a spacious 0.40-acre lot (17,424 sq. ft.), this property offers plenty of room to enjoy the outdoors, complete with a detached garage for added convenience. Step inside to find a warm and inviting kitchen, a cozy living room, and a spacious dining area perfect for gatherings. The home features three comfortable bedrooms and three full bathrooms, providing ample space for guests. Located just minutes from Route 17, I-87, Woodbury Commons, and Bear Mountain, this home combines charm, comfort, and convenience in one great package. Don’t miss this exceptional opportunity – schedule your private showing today!

  19. 2025-12-22
    listed $449,000 Active
  20. 2025-12-05
    soldstatus $280,000
  21. 2025-10-27
    soldstatus $280,000 Closed
  22. 2025-09-12
    soldstatus $375,000
  23. 2025-08-29
    status Pending
  24. 2025-07-31
    price $358,500
  25. 2025-06-25
    price $368,500
  26. 2025-05-25
    listed $374,900 Active
  27. 2022-09-27
    soldstatus $250,000
  28. 2022-09-27
    soldstatus $675,000
  29. 2022-02-25
    price $1,189,900
  30. 2021-11-01
    historical
  31. 2021-11-01
    status Active
  32. 2021-11-01
    price $1,250,000
  33. 2021-08-09
    historical
  34. 2021-06-25
    price $435,000
  35. 2021-06-06
    status Active
  36. 2021-06-06
    price $1,325,000
  37. 2021-06-05
    historical
  38. 2021-06-04
    listed $400,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$8,822 · $735/mo
Projected year-2 tax
$8,822 · $735/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$41,241
− Mortgage interest
−$22,350
− Property taxes
−$8,822
− Insurance
−$1,995
− Repairs & maintenance
−$3,299
− Management
−$3,299
− Depreciation
−$11,607
Taxable loss
−$10,132
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,432
After-tax cash flow
$-914/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Monroe-Woodbury Central School District
NCES district ID
3619650
Math proficiency
50% ▼ -17.00%
Reading proficiency
56% ▼ -1.00%
Median HH income
$104,681
Composite
50.48/100
National rank
#1855
State rank
#250 of 590 in NY

Livability — Woodbury

Score
66/100
State rank
#663
US rank
#11975

Category grades

Amenities F Commute F Cost of living F Crime B- Employment A+ Housing A+ Health & safety D- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Woodbury, NY
County
Orange County · 267,004 people
City population
9,402
Metro
Poughkeepsie-Newburgh-Middletown, NY
Population (ZIP)
9,569
Household income
$120,098
Rent vs Own
9.8% rent · 90.2% own
Severe rent burden
104.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
379,830 people
By 2030
378,955 · -0.2%
By 2040
375,444 · -1.2%
By 2050
369,311 · -2.8%
By 2075
354,233 · -6.7%
By 2100
318,150 · -16.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 52% Hispanic / Latino 27% Two or more races 16% Black 10% Asian 6%
Hispanic origin (detail)
Mexican 6% Puerto Rican 14% Dominican 5%
Common ancestry
Romanian 7% Scandinavian 2% Slovak 2%
Foreign-born
14% · Canada, China, Jamaica
Languages at home
81% English-only · Spanish 11% German/W. Germanic 4% Other Indo-European 2%

Political lean MEDSL · Orange

2024 margin
Lean R (+8.4) · D 45.8% · R 54.2%
2008→2024 swing
-12.5pp toward R · 2008: 4.1pp · 2024: -8.4pp
All cycles
2024: R+8.4 2020: R+0.2 2016: R+6.5 2012: D+5.2 2008: D+4.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -50.76%
Current HPI
271.431
Rent YoY
Metro
Poughkeepsie-Newburgh-Middletown, NY
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

-0.2% since first listed
22 events — show timeline
  • 2026-05-05 Price Changed $399,000 OneKey® MLS as Distributed by MLS Grid
  • 2026-04-15 Listed $449,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-12-22 Listed $449,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-12-05 Sold (Public Records) $280,000 Public Records
  • 2025-10-27 Sold (MLS) $280,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-09-12 Sold (Public Records) $375,000 Public Records
  • 2025-08-29 Pending OneKey® MLS as Distributed by MLS Grid
  • 2025-07-31 Price Changed $358,500 OneKey® MLS as Distributed by MLS Grid
  • 2025-06-25 Price Changed $368,500 OneKey® MLS as Distributed by MLS Grid
  • 2025-05-25 Listed $374,900 OneKey® MLS as Distributed by MLS Grid
  • 2022-09-27 Sold (Public Records) $675,000 Public Records
  • 2022-09-27 Sold (Public Records) $250,000 Public Records
  • 2022-02-25 Price Changed $1,189,900 OneKey® MLS as Distributed by MLS Grid
  • 2021-11-01 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2021-11-01 Relisted OneKey® MLS as Distributed by MLS Grid
  • 2021-11-01 Price Changed $1,250,000 OneKey® MLS as Distributed by MLS Grid
  • 2021-08-09 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2021-06-25 Price Changed $435,000 OneKey® MLS as Distributed by MLS Grid
  • 2021-06-06 Relisted OneKey® MLS as Distributed by MLS Grid
  • 2021-06-06 Price Changed $1,325,000 OneKey® MLS as Distributed by MLS Grid
  • 2021-06-05 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2021-06-04 Listed $400,000 OneKey® MLS as Distributed by MLS Grid

Property tax history

+0.4%/yr

Latest (2025): $8,822 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…